RinggitPlus compares and help you apply credit cards, personal loans and housing loans.Find the best mortgage deal on your dream house or apartment, or simply discover great promotions and discounts.We will help you at every step of your application, from form submission to approval.

Credit Cards
Credit Cards
Compare the best credit cards
Find the credit card that meets your needs and apply online.
For Your Lifestyle
Choose a card for the way you live
Credit cards with deals and discounts that make the most of your lifestyle.
Balance Transfer
No more debt - instant 0% interest
Move your debt to a low interest balance transfer credit card.
Debit Cards
A safer way to shop online
Compare and apply for the best debit card for your daily transactions.
Cashback Credit Cards
Unlimited cash rebates every day
Get the best cashback credit cards in Malaysia for instant savings.
Travel Credit Cards
Airmiles and overseas travel deals
Choose the best travel credit cards in Malaysia and get free access to KLIA lounge.
Loans
Personal Loans
Borrow at the lowest interest rates
Find the lowest interest rates in Malaysia for the easiest personal loans.
Home Loans
Be sure you're getting the best deal
Simplify the process of getting your housing loan approved - get advice from our experts.
Car Loans
New or used we've got your covered
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Easy Payment Plans (EPP)
Buy with easy monthly instalments
You can afford it when you convert your shopping to simple monthly instalments.
Fast Approval Loans
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Personal loans with instant approval and fast cash disbursement.
Savings
Fixed Deposits
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Savings Accounts
Earn interest on your savings
Get the best out of your deposits.
Current Accounts
Use cheques for easy payments
Great money management tool, with freedom to withdraw anytime.
Islamic Fixed Deposits
Find the best Islamic term deposits
Find the best Islamic General Investment Accounts in Malaysia.
Insurance
Term Life Insurance
Protection when the unexpected happens
Get the best term insurance for you and your loved ones
Medical Cards
Worry less on your next hospital visit
Get financial support for hospitalisation and surgery bills
Critical Illness
Financial support for medical treatment
Get covered from early diagnosis to full recovery from serious illness
Car Insurance
Easy and stress free motor claims
Keep your car protected on and off the road
Personal Accident Insurance
Stay protected from harm's way
Protect yourself and family with the best PA Takaful and Insurance policies
Travel Insurance
Get covered wherever you go
Find the best travel insurance for your holiday or business trip overseas
Internet
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Choose the best internet package for your needs and budget.
Mobile Broadband
Simply internet on the go
Shop mobile broadband plans for your computer, phone, or tablet.
Smartphone Plans
Grab your mobile and line with one simple plan
Compare all smartphone postpaid and prepaid plans, we've got all iPhone, Android, Blackberry and Windows phones
IPTV
Stream quality TV on any device
Bundle your internet plan with TV entertainment for the family.
Promotions
All Promotions
Best deals and offers in Malaysia
Discover the best credit card discounts, deals, and promotions in Malaysia.
Dining Discounts
Restaurant deals and discounts
Enjoy exclusive restaurant discounts and privileges in Malaysia.
Gadgets Discounts
Deals on gadget and media
Get the latest deals on the coolest gadgets in the market.
Fashion Discounts
Offers on clothing and acessories
Find attractive discounts on clothing, shoes, handbags and accessories.
House & Home Discount
Great deals on household items
Great discounts on household decorations, furniture and appliances.
My List
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How To…
All Articles
Important money tips and tricks
Saving cash; providing tips, tricks, news, and reviews for your money.
Banking Guides
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How To Guides
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Insurance Guides
Everything you need to know about Insurance
Let the Experts teach you about Insurance

Citibank

Citibank Step-Up Interest Account

Earn up to 5 times more interest compared to conventional current accounts, simply by topping up RM500 on your monthly average daily balance.

- Goal-Saving account
- Phone Banking Service
- Account Statement
- No Introducer Required
Min. Amount Max. Amount Interest Rate
RM1 RM2000 0.5% p.a.
RM8000 no maximum 2.3% p.a.

Features
Fees & Charges
Requirements
Debit Cards
Apply Now

Features

What would make it different?

Online Banking

Citibank Online

Mobile App

PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee: RM21.20
Waived with monthly average balance of RM2000
ATM Card Issuance Fee: RM8.48
MEPS Withdrawal Fee: RM4.24
Cheque Book Issuance Fee: RM7.95
Early Closure Fee: RM10.60
Dishonoured Cheque Fee: RM100
Stop Payment Cheque Fee: RM10.60

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this account?

Nationality: Malaysians
Minimum Age: 18 years old
Minimum Initial Deposit: RM2000

Debit Cards

Choose Visa or MasterCard, make purchases online and withdraw cash at millions of ATMs worldwide

Credit card image

Credit card name and benefits

Interest Rate

Cashback

Annual Fee

Apply Online

Citibank Debit & ATM Card credit card

Citibank Debit & ATM Card

Earn CitiRewards Points every time you spend. Enjoy convenient access to cash from over 1.2 million Citibank ATM networks across 100 countries.

Interest Rate: n/a

Cashback: no

Annual Fee: Free

Read more Apply now