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Citi PayLite

Enjoy more freedom when you transfer your retail purchases to Citi PayLite, convert your credit card purchases into affordable monthly instalments.

Tenure: Up to 60 months
Merchant Selection: Unrestricted
Early Termination Fee: 5%

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment Period	Interest Rate	Minimum Amount
6 months	10.57% p.a. and no one-time upfront handling fee	RM1,000
12 months	9.96% p.a. and no one-time upfront handling fee	RM1,000
18 months	9.84% p.a. and no one-time upfront handling fee	RM1,000
24 months	9.85% p.a. and no one-time upfront handling fee	RM1,000
30 months	9.91% p.a. and no one-time upfront handling fee	RM1,000
36 months	9.99% p.a. and no one-time upfront handling fee	RM1,000
48 months	9.99% p.a. and no one-time upfront handling fee	RM1,000
60 months	9.99% p.a. and no one-time upfront handling fee	RM1,000

How to apply

Get help with making your expensive shopping habits affordable with Citi PayLite.

Make a purchase of at least RM500 with your Citibank credit card anywhere around the world and manage your finances better.

Select the purchase you wish to convert to Citi PayLite and decide on the repayment tenure.
Call 03 2383 0000 (Kuala Lumpur), 04 296 0000 (Penang), 07 268 0000 (Johor Bahru) or 1800 82 1010 (Sabah & Sarawak) anytime, any day to convert your transactions.
And you're done! Your first instalment will be shown in your next credit card statement.

More Information

RHB Smart Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Bank Rakyat Flexi Easy Payment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
UOB Overseas Easi-Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM3k
Early Termination Fee
RM50
HSBC Card Instalment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AffinBank EiPlan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Bank Islam RSVP Program
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee

Bank Islam Installment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM150
Early Termination Fee
No Fee
AEON Cards 0% Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM30
AmBank Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM200
Early Termination Fee
No Fee
BSN EasyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Public Bank Flexipay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
RM100
BSN Instalment-Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee

OCBC Easy Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
Maybankard EzyPay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM50
Early Termination Fee
No Fee
Citibank Easy Pay Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Public Bank Zero Interest Installment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
UOB Easi-Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
UOB Lady’s LuxePay Easi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM2k
Early Termination Fee
RM50

CIMB 0% Easy Pay
Best Interest Rate
from 0% p.a.
Minimum Amount
RM50
Early Termination Fee
RM50
UOB Instalment Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM1k
Early Termination Fee
No Fee
RHB Dial-An-Instalment
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
AEON Cards Flexi Payment Plan
Best Interest Rate
from 0% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
AmBank AmFlexi-Pay
Best Interest Rate
from 3% p.a.
Minimum Amount
RM500
Early Termination Fee
RM50
Hong Leong Flexi Payment Plan
Best Interest Rate
from 8.99% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Maybankard EzyPay PLUS
Best Interest Rate
from 9% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee
Citi PayLite
Best Interest Rate
from 9.84% p.a.
Minimum Amount
RM1k
Early Termination Fee
5%
Standard Chartered FlexiPay Plus
Best Interest Rate
from 9.88% p.a.
Minimum Amount
RM500
Early Termination Fee
No Fee