OCBC Sukses-i

An unsecured Islamic personal loan package tailor-made to your needs.

    • Financing up to RM150k
    • Up to 10 years tenure
    • Unsecured Islamic Financing
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Profit rate p.a.: -%

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Profit rates

How much the bank charges you based on your financing amount & financing period

Financing ValueFinancing PeriodYour IncomeProfit Rate
RM6000 - RM15000036 to 120 monthsRM24000 to 5999912.5 - 13% p.a.
RM6000 - RM15000024 to 120 monthsRM60000 to 959998.8 - 11% p.a.
RM6000 - RM15000024 to 120 monthsmin. RM960008.5 - 10.5% p.a.

Fees & Charges

There are always fees but how much are they?

Profit Rate / APR
from 8.5% p.a. to 13% p.a. , depending on financing amount and period
Processing Fee
Stamp Duty
Early Termination Fee
RM150 2.5% of remaining amount, applies within first half of tenure
Late Payment Charge
1% from current outstanding amount


Are you eligible for this personal financing?

Minimum annual income
Minimum age
21 years old
Maximum age
55 years old

Frequently Asked Questions about OCBC Sukses-i

Things you might want to know

How to apply for OCBC Sukses-i

How much money can I borrow?

OCBC Sukses-i offers personal loans between RM5,000 and RM10,000, and repayment terms from one to ten years. All applications are credit checked before OCBC approve a loan amount but to give you an idea of the borrowing limit, in most cases your fixed monthly repayment must be less than 60% of your monthly salary.

How much does this personal loan cost?

OCBC does not charge a processing fee. You will pay RM10 Stamp Duty.

What do I need to apply for this personal loan?

No deposit or guarantor is required for an OCBC Sukses-i personal loan, this is unsecured financing. You will need to provide supporting documents with your application

  • Copy of MyKad (front and back).
  • Latest salary slip or EPF statement.

How do I get my hands on the money?

Loan approval takes a few business days to process. Once approved your borrowed funds will be transferred to the account of your choice.

How do I pay the money back?

Your schedule for repayments will be set out in your loan agreement. Installments must be paid monthly until the loan is cleared in full, late payments will incur a 1% penalty fee. You will receive an Ibra rebate on the unpaid interest amount.

Can I pay my OCBC Sukses-i Personal Loan off early?

You may settle your complete loan at any time but you will be charged an Early Termination Fee if you close the loan in the fist half of its tenure. The fee is RM150 or 2.5% of the total amount borrowed, whichever is greater.

Is OCBC Sukses-i Personal Financing Syariah compliant?

Yes, this personal finance product is compliant with the Bai Al-Inah Syariah standard.

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