RHB Personal Financing-i for Private

A personal loan that provides instant access to funds without the need for a guarantor.

    • Financing up to RM150k
    • Up to 7 years tenure
    • Unsecured Islamic Financing
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Profit rate p.a.: -%

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Interest Rates

How much the bank charges you based on your loan amount & loan period

Financing ValueFinancing PeriodYour IncomeProfit Rate
RM2000 - RM1000024 to 60 monthsmin. RM1800013.45% p.a.
RM11000 - RM5000024 to 84 monthsmin. RM1800011.66% p.a.
RM51000 - RM9900024 to 84 monthsmin. RM180009.91% p.a.
RM100000 - RM15000024 to 84 monthsmin. RM180008.18% p.a.

Fees & Charges

There are always fees but how much are they?

Profit Rate / APR
from 8.18% p.a. to 13.45% p.a. , depending on financing amount and period
Processing Fee
Stamp Duty and Handling Fee
Late Payment Charge
1% from current outstanding amount

*inclusive of 6% GST


Are you eligible for this personal financing?

Minimum annual income
Minimum age
21 years old
Maximum age
65 years old
Who can Apply
  • Malaysians

Frequently Asked Questions about RHB Personal Financing-i for Private

Things you might want to know

How to apply for RHB Personal Financing-i for Private 

How much money can I borrow?

Choosing RHB Personal Financing-i for Private you can borrow anything from RM5,000 to RM150,000 for a period of between one and seven years. Loans are limited to 3.5x your monthly salary if your annual income is less than RM30,000. If you earn more than RM30,000 annually you should be able to borrow up 5.5x your monthly salary.

How much does this personal loan cost?

There are no processing fees for this personal loan. You will need to pay a nominal Stamp Duty fee of RM10 and a brokerage fee of RM50.

What do I need to apply for this personal loan?

There is no requirement to pay a deposit when you apply for this RHB personal loan. You will need to supply some personal documents with your application form:

Salaried Employee

  • Copy of MyKad (front and back).
  • Last one month’s payment slips, or EPF statements, or bank statement.


  • Copy of MyKad (front and back).
  • Business Registration Certificate (company must be at least two years old)
  • Last six month’s bank statements.
  • Most recent Form B from the Inland Revenue Board.

Further documents may be required if your salary includes variable income, such as commissions or overtime.

How do I get my hands on the money?

RHB takes a few business days to turn around your loan application. Once your loan is approved funds will be disbursed to the account of your choice.

How do I pay the money back?

Your repayment schedule will be detailed in your application approval document. In most cases payments begin the month following the date you receive your loan and continue at monthly intervals until the loan has been completely repaid.

Can I pay my RHB Personal Loan off early?

You can settle your loan whenever you want. If you’d like to repay in full before the full loan term is up you will need to pay an early termination fee of RM100 or 1% of the total amount borrowed, whichever is greater.

Is RHB Personal Financing-i for Private Syariah compliant?

Yes, this loan product conforms to the commodity murabahah and tawarruq Syariah principles.

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