Best Islamic Personal Loans in Malaysia

Looking for a Syariah compliant financing plan with Takaful coverage and early settlement rebate? Compare Murabahah or Bai' 'Inah plans with low profit rates and flexible repayments now! You’ll be sure to find one which fits both your principles and financial needs, whether it's for your children's college fees or family holiday.

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Bank logoPersonal loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
Bank Rakyat Personal Financing-i for Pensioner

Bank Rakyat Personal Financing-i for Pensioner

A flat rate unsecured Islamic personal loan for Senior Citizens with low income requirement to realize your retirement goals. No guarantor is required!

Profit Rate
4.79% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM456.58
Read moreApply now
Bank Islam Flat Rate Personal Financing-i Package

Bank Islam Flat Rate Personal Financing-i Package

For employees in the public sector: consolidate all your debt, renovate your home or pay for immediate needs with a fast approval Shariah compliant personal financing from Bank Islam

Profit Rate
4.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM458.25
Read moreApply now
Bank Rakyat Personal Financing-i Private

Bank Rakyat Personal Financing-i Private

Get up to RM150,000 personal financing for maximum 10 years at floating profit rate with Bank Rakyat - designed to fulfill your current financial needs.

Profit Rate
5.09% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM459.08
Read moreApply now
Affin Islamic Personal Financing-i

Affin Islamic Personal Financing-i

Fulfill your dream affordably with an Islamic personal financing that offers low and fixed profit rate, high margin of financing and flexible tenures up to 10 years.

Profit Rate
5.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM462.50
Read moreApply now
Bank Islam Floating Rate Personal Financing-i Package

Bank Islam Floating Rate Personal Financing-i Package

No hidden charges, no guarantor, no deposit and no processing fee personal financing with up to RM200,000 financing limit and competitive floating rate.

Profit Rate
5.95% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM466.25
Read moreApply now
BSN Aflah Prima Personal Financing-i

BSN Aflah Prima Personal Financing-i

Need help financing your new clinic? This personal loan is especially for medical doctors and medical officers in the government and private sectors

Profit Rate
6.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM470.83
Read moreApply now
MBSB Personal Financing Afdhal-i

MBSB Personal Financing Afdhal-i

MBSB personal financing for permanent employees of government, GLCs, local councils and selected public-listed companies. Get up to RM400,000-worth of financing at competitive profit rate.

Profit Rate
7.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM479.17
Read moreApply now
Maybank Islamic Personal Financing-i

Maybank Islamic Personal Financing-i

Easy to apply Islamic personal loan that charges zero for documents stamping and processing fees with low monthly repayment and optional Takaful protection

Profit Rate
8% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM483.33
Read moreApply now
Standard Chartered Personal Financing-i

Standard Chartered Personal Financing-i

Finance your business and lifestyle opportunity at zero processing cost, low flat profit rate and flexible repayment tenures with a Shariah compliant personal financing

Profit Rate
8.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM491.58
Read moreApply now
AmBank Islamic AmMoneyLine Facility-i

AmBank Islamic AmMoneyLine Facility-i

An unsecured Islamic personal financing requires no collateral or guarantors and charges zero processing fee. Get 5% rebate every year for prompt repayment!

Profit Rate
9.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM499.92
Read moreApply now
MBSB Personal Financing-i Private Sector

MBSB Personal Financing-i Private Sector

Part finance your new venture with MBSB personal financing, offering higher financing limits, floating profit rate, and longer repayment tenures. No guarantor is required!

Profit Rate
12.1% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM517.50
Read moreApply now
Hong Leong Islamic Personal Financing-i

Hong Leong Islamic Personal Financing-i

Quick and easy short term Islamic personal financing fit for all Malaysians with attractive profit rate and payment tenure up to five years.

Profit Rate
12.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM520.83
Read moreApply now
Bank Rakyat Personal Financing-i Public

Bank Rakyat Personal Financing-i Public

For those working in the public sector, GLC companies and its subsidiaries, get financing up to RM200,000 for maximum 10 years and repay over competitive floating profit rate.

Profit Rate
3.57% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM446.42
Read moreApply now
Bank Rakyat Personal Financing-i SMART Cash

Bank Rakyat Personal Financing-i SMART Cash

Get instant cash at competitive profit rate to fund for your big-ticket item purchase with Bank Rakyat - no guarantor required!

Profit Rate
15% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM
Read moreApply now
KFH Personal Financing-i Government Sector

KFH Personal Financing-i Government Sector

An Islamic personal loan calculated on a flat rate basis with higher financing limits, especially tailored for Government Sector employees

Profit Rate
4.33% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM452.75
Read moreApply now
AmBank Islamic Personal Financing-i

AmBank Islamic Personal Financing-i

An unsecured Islamic personal loan designed especially for government sector workers - start your repayments after the third month

Profit Rate
4.35% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM452.92
Read moreApply now
Public Bank BAE Personal Financing-i

Public Bank BAE Personal Financing-i

An unsecured, flat rate Bai Al-Einah personal financing for Government sector workers. Enjoy higher financing limit with longer repayment tenures!

Profit Rate
4.88% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM457.33
Read moreApply now
Bank Islam Personal Financing-i Medical Practitioner

Bank Islam Personal Financing-i Medical Practitioner

An unsecured Islamic personal loan package for the medical practitioners with competitive and flat profit rate, higher financing limits and flexible repayments

Profit Rate
4.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM458.25
Read moreApply now
Bank Islam Personal Financing-i Non-Package

Bank Islam Personal Financing-i Non-Package

A simple unsecured Islamic Personal loan with competitive profit rates and no nerve wrecking charges!

Profit Rate
6% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM466.67
Read moreApply now
MBSB Personal Financing Mumtaz-i

MBSB Personal Financing Mumtaz-i

Offering a higher financing limit, flexible repayment tenures and competitive rate, MBSB Personal Financing Mumtaz-i opens to all public sector employees

Profit Rate
6.3% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM469.17
Read moreApply now
Agrobank AgroCash-i

Agrobank AgroCash-i

Open to government employees and GLC staff, borrow for up to 10 years at competitive rates and start pursuing your agricultural dreams with Agrobank

Profit Rate
6.7% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM472.50
Read moreApply now
Bank Islam Personal Cash Line-i

Bank Islam Personal Cash Line-i

A personal financing secured against a Bank Islam Fixed Deposit, Structured Investment, or Unit Trust. Flexible financing tenures with no hidden fees and charges!

Profit Rate
7.85% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM482.08
Read moreApply now
Agrobank Hartani-i

Agrobank Hartani-i

Want to own and develop agricultural land but lack the funds? Secure up to 90% margin of financing with repayment periods up to 20 years at competitive flat profit rate!

Profit Rate
7.95% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM482.92
Read moreApply now
RHB Pensioner Personal Financing-i

RHB Pensioner Personal Financing-i

Exclusively for pensioners of Malaysian government servant, achieve your retirement goals with a flat rate Islamic personal financing - no guarantor is required!

Profit Rate
15% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM
Read moreApply now
CIMB Xpress Cash Financing-i

CIMB Xpress Cash Financing-i

Borrow up to 8x your monthly salary for maximum 5 years with CIMB Islamic personal loan. Receive instant approval, 100% cash disbursement and rebate for early settlement.

Profit Rate
18% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM566.67
Read moreApply now

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