Citibank Islamic Savings Account-i

Perform banking transactions and check your account balances online wherever you are with this Islamic savings account. Put your savings into Citibank's secure custody and have peace of mind. This product is sold by UOB, using certain trademarks temporarily under license from Citigroup Inc.

Citibank Islamic Savings Account-i
Profit Rate
0.1% to 1% p.a.
Account Type
Min. Deposit
Phone Banking
Account Statement
eStatement (via email)

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1RM49,9990.1% p.a.
RM50,000RM99,9990.5% p.a.
RM100,000No maximum1% p.a.


What would make it different?

Online Banking
Citibank Online
Mobile App
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What is this Citibank Islamic Savings Account-i about?

This savings account is as its name suggest a shariah compliant Citibank account for all your savings needs. It is simple in set up with no frills attached and no hidden payments. All fees attached to the account are standard operating procedure for all banking products so you don’t have to worry about over paying.

How do I open the account?

Well you could always hit that apply now button on the screen to start your application. Of course, that is different from knowing the account mechanics. To open an account, you will need to be at least 18 years old and have a minimum deposit of RM2,000.

Depending on the amount you have in the account and the type of debit card you pick up the withdrawal limit varies. So, should you have any Citibank debit or ATM card, then the withdrawal limit is set at RM5,000 daily. However, if you are a Citigold cardmember then you have an increased limit of RM10,000.

What are the fees attached to the account?

There aren’t any fees for the opening of the account, neither is there a maintenance fee. If you decide to close the account for any reason, there is a closure fee of RM10. Also, there will be an issuance fee of RM8 for the debit card that matches your account.

The only other thing you will need to pay for is transactions online, such as interbank transfer or GIRO transfers. Other than this, there will be an RM4 service fee charged to your account for any withdrawals at a MEPS ATM. So to avoid this fee, just make withdrawals at a Citibank ATM.

Account Management

Manage your account on paper, or online depending on what you choose. Opt for an e-Statement to go paperless and check up on your account with Citibank Online. Better yet download the mobile app so you have access and convenience all day, every day.

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