Best Credit Card Sign-Up Offers in Malaysia 2024

Get the best credit card sign up gifts. Apply for your credit card online and get free vouchers and more!

Don't miss out!

Our Previous Winners

The RinggitPlus Gift Redemption Process

So you’ve applied for a credit card with sign-up gifts, what’s next? Once your application is approved by the bank, you’ll need to fulfil the gift criteria stated in our terms and conditions. From there, the banks will send us a list of approved applications that are eligible for the sign-up gifts. This process will take around 2 months.

From then on, you will receive a gift redemption email if you are eligible for a sign-up gift. The email contains a designated code from us and instructions on how to claim your gift. Please refer to our comprehensive FAQs here to find out more. For a clearer picture, below is our sign-up gift redemption process.

RinggitPlus Sign-up Gift Redemption Process


Full Lists of Winners

Date Campaign Name Winners
31 July 2023 - 14 August 2023 UOB Apple Watch Series 8 Flash Deal See full list
17 July 2023 - 31 July 2023 UOB Sonos Ray Soundbar Flash Deal See full list
3 July 2023 - 17 July 2023 UOB Apple iPhone 14 Flash Deal See full list
6 June 2023 - 19 June 2023 UOB Apple Watch Series 8 Flash Deal See full list
22 May 2023 - 6 June 2023 Public Bank Panasonic NanoeX Air Purifier Flash Deal
See full list
8 May 2023 - 18 May 2023 Citibank Apple iPhone 14 Flash Deal See full list
25 April 2023 - 2 May 2023 Citibank Apple iPad A14 Bionic Flash Deal See full list
17 April 2023 - 25 April 2023 Citibank Apple Watch Ultra Flash Deal See full list
17 April 2023 - 2 May 2023 RHB Apple Watch SE Flash Deal See full list
10 April 2023 - 2 May 2023 Public Bank Xiaomi Poco M5 Smartphone Flash Deal See full list

Can’t find the winners list you’re looking for?

Email us at [email protected] and we’ll answer any questions you have

RinggitPlus Credit Card Promotions 2024

From the latest gadgets to cash vouchers to free luggage, these are just some of the credit card gifts that could be yours when you sign up for a credit card with RinggitPlus.

Our RinggitPlus credit card promotion runs every week, so go ahead and bookmark this page so that you don't miss out on all the great credit card deals.

Without further ado, we bring you this week's line-ups of our credit card promotion below.

Standard Chartered Credit Cards Promotion

Sign up gift Apple MacBook Air M2 (For every 20th qualified applicant who submits EPF statements as their income document to the bank's online application form, capped at 10 units)

RM800 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who submit EPF statements as their income document to the bank’s online application form, who also participate in Standard Chartered's Flexi-On-Balance/FlexiPay Plus via the SC Mobile App with a minimum amount of RM500 within 150 days upon the card's approval)

RM600 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who submit EPF statements as their income document to the bank's online application form)

RM500 Touch ‘n Go E-Wallet Credit (Guaranteed to qualified applicants who do not submit EPF statements as their income document to the bank’s online application form)

*The EPF statements must be downloaded as a full statement from the KWSP i-Akaun portal or the i-KWSP App with a minimum of 6 months or 2 years' contribution.
Sign up period 8 April 2024 - 15 April 2024
Requirement Apply, get approved by Standard Chartered, subsequently activate the new card and make at least eight (8) retail transactions with a minimum of RM800 as the sum of these transactions within 60 calendar days upon the approval date.
Eligible card(s) Standard Chartered Simply Cash Credit Card
Standard Chartered Smart Credit Card
Standard Chartered Journey Credit Card
Standard Chartered Visa Platinum Credit Card
Eligible applicant New customer only.

Existing principal/supplementary cardholders or those who have cancelled their Standard Chartered credit card(s) within 12 months before the date of the flash deal application are not eligible.

Terms and conditions apply.

HSBC Credit Cards Promotion

Sign up gift Apple iPhone 15 (For every 20th qualified applicant based on the bank's approval list, capped at 10 units)

RM500 Touch 'n Go E-Wallet Credit (Guaranteed)
Sign up period 25 March 2024 - 15 April 2024
Requirement Get approved, activate the new card and subsequently spend a minimum of RM1,000 in retail transactions within 60 days of the approval date.
Eligible card(s) HSBC Visa Signature
HSBC TravelOne Credit Card
Eligible applicant New customer only.

Existing primary cardholders, those who have their HSBC credit card(s) application approved or denied within 6 months, and those who have cancelled their HSBC credit card(s) within 6 months before the date of the flash deal application are not eligible
.

Terms and conditions apply.

Maybank Credit Cards Promotion

Sign up giftApple iPhone 15 (For every 20th qualified applicant who is a new Maybank credit card holder, and apply for only one (1) credit card, capped at 10 units)

RM1,000 Cash Via DuitNow (For every 20th qualified applicant who is an existing Maybank credit card holder, and apply for only one (1) credit card, capped at 10 units)

RM100 Cash Via DuitNow (Guaranteed)
Sign up period4 March 2024 - 8 April 2024
RequirementApply with RinggitPlus, fill in the Maybank online application form and get approved by the bank.
Eligible card(s)Maybank Manchester United Visa Card
Petronas Maybank Visa Gold
Maybank Islamic Petronas Ikhwan Visa Gold Card-i
Maybank Islamic Petronas Ikhwan Visa Platinum Card-i
Maybank Islamic Ikhwan Visa Infinite Card-i
Maybank Visa Infinite
Maybank World MasterCard
Petronas Maybank Visa Platinum
Maybank Manchester United Visa Infinite
Maybank Visa Signature
Maybank Islamic MasterCard Ikhwan Platinum Card-i
Maybank Islamic MasterCard Ikhwan Gold Card-i
Maybank FC Barcelona Visa Signature
Maybank Islamic World Mastercard Ikhwan
Maybank Shopee Visa Platinum
Maybank Grab Mastercard Platinum
Maybank myimpact Visa Signature Credit Card
Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i
Maybank 2 Gold Cards
Maybank 2 Platinum Cards
Singapore Airlines KrisFlyer American Express Gold
Maybank Islamic Ikhwan American Express Platinum Card-i
Maybank American Express Platinum
Maybank 2 Cards Premier
Maybank American Express Cash Back Gold
Singapore Airlines KrisFlyer American Express Platinum
Eligible applicantNew and existing customers only.

Any permanent and contract employees of Maybank and any Maybank credit card holders whose former card account(s) is or was delinquent are not eligible.

Terms and conditions apply.

RHB Credit Cards Promotion

Sign up gift Apple iPhone 15 Pro (For 2 randomly selected qualified applicants per week based on the bank's approval list, capped at 6 units)

RM400 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have 2 approved RHB Credit Card applications)

RM300 Touch 'n Go E-Wallet Credit (Guaranteed)
Sign up period 1 April 2024 - 22 April 2024
Requirement Apply and get approved by RHB Bank, and subsequently make a minimum of one (1) retail transaction with no minimum amount as the Principal cardholder within 60 days of the new credit card approval.

Applicants who apply for two (2) eligible cards must make a minimum of one (1) retail transaction with no minimum amount on both the eligible cards as the Principal cardholder within 60 days of the new credit card approval.

*Eligible transactions are retail transactions that include local and overseas retail spending and e-wallet top-ups.
Eligible card(s) RHB Visa Infinite
RHB Visa Signature
My-EG RHB Credit Card
RHB World Mastercard Credit Card
RHB World Mastercard Credit Card-i
RHB Cash Back Visa Credit Card
RHB Cash Back Mastercard Credit Card
RHB Islamic Cash Back Visa Credit Card-i
RHB Islamic Cash Back Mastercard Credit Card-i
RHB Rewards Visa Credit Card
RHB Rewards Mastercard Credit Card
RHB Islamic Rewards Visa Credit Card-i
RHB Islamic Rewards Mastercard Credit Card-i
RHB Rewards Visa Motion Code Credit Card
RHB Rewards Visa Motion Code Credit Card-i
RHB Shell Visa Credit Card
RHB Shell Visa Credit Card-i
Eligible applicant New customer only.

Existing principal cardholders or those who have cancelled any of their RHB credit card(s) within 12 months before the date of application for the Campaign are not eligible.

Terms and conditions apply.

UOB Credit Cards Promotion

Sign up gift RM2,000 Touch 'n Go E-Wallet Credit (For every 8th qualified applicant based on the bank's approval list, capped at 30 units)

RM400 Touch 'n Go E-Wallet Credit (Guaranteed)
Sign up period 2 April 2024 - 15 April 2024
Requirement Apply and get approved by UOB, subsequently activate the new card and make a minimum of 3 retail transactions within 60 days from the approval date, with no minimum spend.
Eligible card(s) UOB EVOL Card
UOB Basic Card
UOB Simple Card
UOB PRVI Miles Card
UOB ONE Card
UOB Preferred Card
UOB Lady's Card
UOB Lady's Solitaire Card
UOB Visa Infinite Card
UOB World Card
Lazada UOB Card
UOB PRVI Miles Elite Card
UOB Zenith Card
UOB Platinum Business Card
Eligible applicant New customer only.

Existing cardholders or those who have cancelled their UOB credit card(s) within 12 months before the date of the flash deal application are not eligible.

Terms and conditions apply.

Alliance Bank Credit Cards Promotion

Sign up giftApple AirPods Pro (For every 20th qualified applicant with or without a Balance Transfer/Fast Cash based on the bank's approval list, capped at 10 units)

JBL 710BT (Guaranteed to qualified applicants with Balance Transfer/Fast Cash based on the bank's approval list)

Redmi Buds 4 (Guaranteed to qualified applicants without Balance Transfer/Fast Cash based on the bank's approval list)
Sign up period1 April 2024 - 29 April 2024
RequirementApply and get approved by Alliance Bank and activate your new card before 31 May 2024 (12 AM), whose Balance Transfer / Fast Cash application is approved by Alliance Bank before 30 June 2024 (12 AM), and subsequently performs any retail spend amount with the eligible card(s) by 30 June 2024 (12 AM).
Eligible card(s)Alliance Bank Visa Platinum Credit Card
Alliance Bank Visa Signature Credit Card
Alliance Bank Visa Infinite Credit Card
Alliance Bank Visa Virtual Credit Card
Eligible applicantNew customer only.

Existing cardholders or those who have cancelled their Alliance Bank credit card(s) within 6 months before the date of the flash deal application are not eligible.

Terms and conditions apply.

AEON Credit Cards Promotion

Sign up giftPlatinum Card
RM5,000 Cash Via DuitNow (For every 20th qualified applicant based on AEON's approval list, capped at 10 units)
RM300 Cash Via DuitNow (Guaranteed)

Gold Card
RM1,000 Cash Via DuitNow (For every 20th qualified applicant based on AEON's approval list, capped at 10 units)
RM200 Cash Via DuitNow (Guaranteed)
Sign up period1 April 2024 - 29 April 2024
RequirementApply with RInggitPlus and get approved by AEON, then subsequently activate the new card and spend a minimum of RM500 within 45 days from the card's approval date.
Eligible card(s)AEON MasterCard Gold
AEON Visa Gold
AEON Big Visa Gold
AEON Platinum Visa
AEON Platinum MasterCard
Eligible applicantNew customer only.

Existing primary cardholders or those with their AEON credit card application approved, denied or cancelled within 12 months from the campaign's start date are not eligible.

Terms and conditions apply.

Public Bank Credit Cards Promotion

Sign up gift Apple Watch SE (For 1 random qualified applicant per week based on the bank's approval list, capped at 3 units)

Xiaomi Mi TV Stick (Guaranteed)
Sign up period 8 April 2024 - 29 April 2024
Requirement Get approved, activate your new Public Bank credit card, and subsequently make a total spend of RM250 in retail transactions within 60 days of the card's approval date.
Eligible card(s) Public Bank Visa Infinite
Public Bank World Mastercard
Public Bank Visa Platinum
Public Bank Visa Signature
Public Bank Platinum Mastercard
Public Bank Visa Gold
Public Bank Gold Mastercard
Public Bank Petron Visa Gold
Public Bank AIA Visa Gold
Public Bank Quantum Visa
Public Bank Quantum Mastercard
Public Islamic Bank Mastercard Gold Credit Card-i
Public Islamic Bank Mastercard Platinum Credit Card-i
Public Islamic Bank Visa Platinum Credit Card-i
Public Islamic Bank Visa Gold Credit Card-i
Eligible applicant New customer only.

Existing principal cardholders and those who have cancelled their credit card within 2 years from the date of the current application are not eligible.

Terms and conditions apply.

Credit Card Free Gift and Sign-Up Offer FAQs:

Read the FAQs below to increase your chances of getting a gift with a credit card application on RinggitPlus.

What can I do to get a gift?

You can get a gift simply by applying for a qualifying credit card online with us. There are several participating banks that you can apply to like the following.

Once you have compared and chosen the best credit card that suits your preferences and needs, you can hit the Apply button above to proceed with the credit card application.

Is the gift guaranteed or subject to further selection?

This will be dependent on each of the participating banks' terms and conditions. Some banks offer guaranteed sign-up gifts to all successful applicants, while some may provide sign-up gifts to several successful applicants.

In essence, the sign-up gift will be given to successful applicants who have

  1. Chosen and applied for a qualifying credit card via RinggitPlus
  2. Follow the instructions stated in the Welcome Email (which you will get in your inbox once you click the Apply button to start the application) to complete your application with the bank 
  3. Follow the requirements and processes of the bank, and
  4. Get approved by the bank

Once approved, you will have to fulfil a few requirements to qualify for the sign-up gift. This can include hitting a certain spending amount or activating the credit card within a stipulated time upon the credit card approval date, depending on the bank's T&C.

Just keep your eye on the "Requirement" and "Eligible Applicant" sections in the tables above.

How long does it take for my credit card to be approved?

Your credit card application may take several business days to be approved by the respective bank. We've compiled a detailed FAQ  here, so do check it out.

If you wish to speed up the process, just make sure you complete your submission along with the required documents such as a copy of your IC, your latest salary slips etc. Don't miss any of it!

Note that RinggitPlus is not involved in the process of credit card approvals as this will be done solely by the bank. Hence, you may also call the respective bank to check your credit card application status.

I have received my credit card. How do I activate it?

The steps to activate your credit card vary from one bank to another. But in most cases where your approved credit card has been delivered to you, the respective bank should provide you with instructions in the letter that you got together with your credit card.

The bank also may email you the instructions on how to activate your credit card. So be sure to check your inbox from time to time!

Otherwise, you can always call the bank to find out the steps to activate your credit card.

My credit card is activated and I have completed the requirements to qualify for the sign-up gift. How can I redeem my gift?

Each bank that we are partnering with will send us a list of approved applications that have met all the gift redemption requirements. Note that this process can take around two months.

After that, if you are eligible for a sign-up gift, you will receive a gift redemption email from us with a dedicated code and instructions on how to redeem your gift.

Please find more comprehensive FAQs about our gift redemption process here.

How can I reach out to you for more information or assistance?

If you have any questions regarding your gift redemption or anything related to your credit card application, please get in touch with us via email at [email protected]. We're happy to help! 

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