Citibank Max Yield Account

Specifically designed to give you interest rates of up to 3% p.a. based on your total Assets Under Management. The more you have, the more you earn!

    • Account Statement
    • eStatement (via email)
    • No Introducer Required
  • Min. AmountMax. AmountInterest Rate
    RM1RM3000001% p.a.
    RM300001RM5000001.5% p.a.
    RM500001RM10000002% p.a.
    RM1000001RM30000002.5% p.a.
    RM3000001RM50000002.75% p.a.
    RM5000001no maximum3% p.a.


What would make it different?

Online Banking
Citibank Online
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM15.00
  • Waived with monthly average balance of RM5000
  • Cheque Book Issuance Fee
    Early Closure Fee
    Dishonoured Cheque Fee
    Stop Payment Cheque Fee


    Are you eligible for this account?

  • Malaysians
  • Minimum Age
    18 years old
    Minimum Initial Deposit

    Frequently Asked Questions about Citibank Max Yield Account

    Things you might want to know

    What are the features of Citibank Max Yield Account?

    The Citibank Max Yield Account will reward you with higher interest earnings based on your total Asset Under Management (AUM) balances with the bank. 

    For example, if the overall value of your unit trusts, bonds, and savings account with Citibank is more than RM5,000,000, you will be granted with 3% p.a. in interest earnings.

    You can use a cheque book with this account, but there will be no overdraft service included. Other key benefits include free direct debit service and online banking via Citibank Online for all your banking needs and finance management with Online Global View, plus access to e-Chat and ‘Call Me’ function online.

    Will I be given a debit or ATM card?

    A Citibank debit card will be issued to an account holder upon account opening. This current account offers free FDX Direct Debit service for all monthly banking transactions. 

    With this specialised checking account, you get the convenience of free cash withdrawals at over 20,000 Citibank ATMs worldwide.

    How can I apply this current account?

    You will need minimum deposit of RM5,000 to open this current account. You must maintain an average balance of at least RM5000 a month to avoid the monthly fee of RM15 from the bank.

    Should I get an introducer for account opening?

    No. You do not need an introducer to open the Citibank Max Yield Account.

    What are the charges I need to pay for this account?

    Look out for the fees and charges below:

    • A cheque book will costs you RM7.50 each
    • Returned cheque due to insufficient fund costs you RM100
    • RM8 for annual ATM card fee
    • RM4 MEPS withdrawal from other banks' ATM.

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