Citibank Max Yield Account

Specifically designed to give you interest rates of up to 3% p.a. based on your total Assets Under Management. The more you have, the more you earn!

Citibank Max Yield Account
Interest Rate
1% to 3% p.a.
Service Charge
Min. Deposit
Account Statement
eStatement (via email)
Cheque Book

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1RM300,0001% p.a.
RM300,001RM500,0001.5% p.a.
RM500,001RM1,000,0002% p.a.
RM1,000,001RM3,000,0002.5% p.a.
RM3,000,001RM5,000,0002.75% p.a.
RM5,000,001No maximum3% p.a.


What would make it different?

Online Banking
Citibank Online
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM15 undefined waived with monthly average balance of RM5,000
Cheque Book Issuance Fee
Early Closure Fee
Dishonoured Cheque Fee
Stop Payment Cheque Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians

More Information

What are the features of Citibank Max Yield Account?

The Citibank Max Yield Account will reward you with higher interest earnings based on your total Asset Under Management (AUM) balances with the bank. 

For example, if the overall value of your unit trusts, bonds, and savings account with Citibank is more than RM5,000,000, you will be granted with 3% p.a. in interest earnings.

You can use a cheque book with this account, but there will be no overdraft service included. Other key benefits include free direct debit service and online banking via Citibank Online for all your banking needs and finance management with Online Global View, plus access to e-Chat and ‘Call Me’ function online.

Will I be given a debit or ATM card?

A Citibank debit card will be issued to an account holder upon account opening. This current account offers free FDX Direct Debit service for all monthly banking transactions. 

With this specialised checking account, you get the convenience of free cash withdrawals at over 20,000 Citibank ATMs worldwide.

How can I apply this current account?

You will need minimum deposit of RM5,000 to open this current account. You must maintain an average balance of at least RM5000 a month to avoid the monthly fee of RM15 from the bank.

Should I get an introducer for account opening?

No. You do not need an introducer to open the Citibank Max Yield Account.

What are the charges I need to pay for this account?

Look out for the fees and charges below:

  • A cheque book will costs you RM7.50 each
  • Returned cheque due to insufficient fund costs you RM100
  • RM8 for annual ATM card fee
  • RM4 MEPS withdrawal from other banks' ATM.
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