What is Hong Leong One Account about?
This current account lets you to kill two birds with one stone: enjoy the convenience of cheque writing and earn high interest rate on minimum balance, which is calculated daily and credited monthly.
That's not all, if you find yourself cash-strapped, you can apply for an overdraft facility, which is secured against your fixed deposit, at an agreed prescribed rate.
What are the highlights of this current account?
Simply put, the Hong Leong One Account enables you to manage and grow your wealth efficiently. Plus, you can also:
- Earn higher return, potentially up to 1.70% p.a., on your deposit
- Avail yourself of phone banking and Internet banking via HongLeong Connect around the clock
- Access easily to your account at over 280 branch networks, 200 ATM services and 2,500 MEPS throughout Malaysia.
Who can apply for this current account?
This current account can be opened as personal or joint account. Both Muslim and non-Muslim individuals aged 18 years and above are eligible to open Hong Leong One Account.
You don't need an introducer for this current account opening. All you need is a minimum initial deposit amount of RM1,000.
Are there fees and charges?
For personal account, the issuance of cheque book will cost you RM10.60 (exclusive of Stamp Duty of 15 Malaysian cent per leaf) from the third application made within a month.
Now, if you don't maintain your average balance of minimum RM1,000 every month, you will be slapped with a RM5 service charge - so it might not be a good idea to withdraw from this checking account too often.