Hong Leong Bank

Hong Leong One Account

Why not kill two birds with one stone and enjoy good interest rates with an account that also provides an overdraft and checking facility!

    • Phone Banking Service
    • Account Statement
    • No Introducer Required
  • Min. AmountMax. AmountInterest Rate
    RM5001RM250000.5% p.a.
    RM25001RM500000.7% p.a.
    RM50001RM1000001.05% p.a.
    RM100001RM5000001.45% p.a.
    RM500001no maximum1.7% p.a.

Features

What would make it different?

Overdraft
Overdraft Facility
Overdraft Collateral
  • Fixed Deposit
  • Online Banking
    HongLeong Connect
    Mobile App
    PIDM Protected

    Fees & Charges

    There are always fees but how much are they?

    Service Fee
  • RM5.30 monthly
  • Waived with monthly average balance of RM1000
  • MEPS Withdrawal Fee
    RM1.06
    Overseas Withdrawal Fee
    RM12.72
    Early Closure Fee
    RM21.20
    Dishonoured Cheque Fee
    RM150
    Stop Payment Cheque Fee
    RM10.60

    All fees & charges are inclusive of 6% GST if applicable

    Requirements

    Are you eligible for this account?

    Nationality
  • Malaysians
  • Minimum Age
    18 years old
    Minimum Initial Deposit
    RM1000

    Frequently Asked Questions about Hong Leong One Account

    Things you might want to know

    What is Hong Leong One Account about?

    This current account lets you to kill two birds with one stone: enjoy the convenience of cheque writing and earn high interest rate on minimum balance, which is calculated daily and credited monthly.

    That's not all, if you find yourself cash-strapped, you can apply for an overdraft facility, which is secured against your fixed deposit, at an agreed prescribed rate.

    What are the highlights of this current account?

    Simply put, the Hong Leong One Account enables you to manage and grow your wealth efficiently. Plus, you can also:

    • Earn higher return, potentially up to 1.70% p.a., on your deposit
    • Avail yourself of phone banking and Internet banking via HongLeong Connect around the clock
    • Access easily to your account at over 280 branch networks, 200 ATM services and 2,500 MEPS throughout Malaysia.

    Who can apply for this current account?

    This current account can be opened as personal or joint account. Both Muslim and non-Muslim individuals aged 18 years and above are eligible to open Hong Leong One Account.

    You don't need an introducer for this current account opening. All you need is a minimum initial deposit amount of RM1,000.

    Are there fees and charges?

    For personal account, the issuance of cheque book will cost you RM10.60 (exclusive of Stamp Duty of 15 Malaysian cent per leaf) from the third application made within a month.

    Now, if you don't maintain your average balance of minimum RM1,000 every month, you will be slapped with a RM5 service charge - so it might not be a good idea to withdraw from this checking account too often.

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