Public Bank PB CurrentLink Account

Have the opportunity to earn BonusLink Points on every Ringgit that you deposit into your current account. Be rewarded for keeping your money safe!

Public Bank PB CurrentLink AccountBonusLink Points
Interest Rate
None
Service Charge
RM10
Min. Deposit
RM3,000
Account Statement
Available

Features

What would make it different?

Online Banking
PBeBank.com
Mobile App
PIDM Protected
Up to RM250,000

Fees & Charges

Service Charge
RM10 every 6 months
Early Closure Fee
RM20
Dishonoured Cheque Fee
RM150
Stop Payment Cheque Fee
RM20

Requirements

Minimum Age
  • 18 years old
Minimum Initial Deposit
RM3,000
Who can apply
  • Malaysians
  • Permanent Residents
Introducer
Required

More Information

What does Public Bank PB CurrentLink Account offer?

PB CurrentLink Account offers the convenience of managing your finances flexibly via cheque book facility, ATM / debit card, internet banking via PBe online and ATM machines.

To top it off, this is the only current account that rewards you with BonusLink Points for every Ringgit you have in your PB CurrentLink Account.

When you open one account, you earn 300 BonusLink Points already, plus another 100 BonusLink Points for your introducer. All you need is a minimum initial deposit of RM3,000 to open this current account.

Is this an interest-bearing current account?

Unfortunately, it is not. This current account, however, gives you BonusLink Points which can be used to redeem attractive goods and services from BonusLink.

How can I earn BonusLink Points via this current account?

It’s very easy. For every Ringgit you have in the current account, you earn 0.03 BonusLink Points, on a condition that you keep a Monthly Average Credit Balance of RM500 per month.

There is more. You get extra BonusLink Points when you purchase Banker’s Cheque for MIDF/MIH public share via debiting of your current account. The catch is, you need to perform this transaction over-the-counter and the minimum purchase amount must be RM2,000.

What are the fees and charges I should know?

These are few but significant fees and charges you should be aware of:

  • Half yearly Service Charge: RM10.00, regardless of amount of daily balance
  • Early Account Closure: RM20, if closed within 6 months of opening
  • Cheque Processing Fee: RM0.50 per leaf, plus RM0.15 Stamp Duty
  • Dishonoured Cheque: RM150, due to insufficient funds
  • Stop Payment Cheque: RM21.00, upon instruction

Is it safe to keep my money in this current account?

You can rest assured that your money in this current account is protected for up to RM250,000 under the Perbadanan Insurans Deposit Malaysia.

How to open a Public Bank current account?

To open a current account with Public Bank, you need to have an introducer who maintains a current or savings account with Public Bank for more than 12 months and not a bankrupt person.

When opening the current account, your introducer must sign the application form. You are also required to bring along the following documents:

For Individuals

  • MyKad or Passport
  • For a non-resident individual, he/she must produce a valid work permit or a student pass/letter of referral from a college/institute.

For Self Employed

  • MyKad or Passport
  • Business Registration Certificates (Form A & B)
  • Business License (Form D)
  • Certificate of Incorporate
  • Business License
  • Memorandum & Articles of Association
  • Latest Form 24 & Form 49 (Companies Act, 1965)
  • Resolution of the Company's Board of Directors (duly certified by the Chairman and the Secretary of the Company)