What is the Travel Guard?
Pacific Insurance Travel Guard is an all-round international travel insurance protection plan that you might want to pick up before your next great adventure. See the world and learn new cultures all while having a contingency plan in case something happens to you. This comprehensive insurance plan will take care of your medical and travel needs everywhere you go.
How much coverage do I get?
Since this plan has two parts to its coverage, you will need a breakdown. The first part of the coverage will be related to the medical and personal accident protection. You will have coverage in the case of accidental death and permanent disability as well as selected medical expenses. Emergency medical treatment, dental treatment, medical evacuation and repatriation are all covered under this insurance plan.
In the case of travel coverage, you will be covered against regular travel inconveniences, such as, travel delays, missed connections and missed departures. You will also get coverage for losses, loss of luggage and personal effects, travel documents and money. Not forgetting to mention a personal liability cover of up to RM1,000,000 for both you and your family.
Who can apply for this plan?
The plan is open to anyone over the age of 18. Since this plan is both for individuals and families, parents can also be assured that their children will be covered as well.
Children covered under the plan will need to be between the age of 30 days and 18 years old to be eligible.
How do the premiums work?
Premiums for this plan work on a flat rate basis, depending on how long your trip is for. Simply pay for the coverage before your vacation and you’re good to go. If you decide to extend your holiday and need coverage for the extra time, simply give Pacific Insurance a call and have them include an additional week or two to your coverage, for an extra charge.
Premiums will vary depending on where you are vacationing, so please remember to clarify any costs before you leave.