Alliance Bank

Alliance Bank Flexible Payment Plan

Alliance Bank Flexible Payment Plan allows you to convert any retail purchases made with your credit card into manageable monthly instalments.

    • Up to 24 months
    • Unrestricted selection of merchant
    • No early termination fee
  • Instalment PeriodInterest RateMinimum Amount
    6 months2.5% one-time upfront handling feeRM500
    12 months5.5% one-time upfront handling feeRM500
    18 months7% one-time upfront handling feeRM1000
    24 months8% one-time upfront handling feeRM1000

    How To Apply for Alliance Bank Flexible Payment Plan

    Get help with making your expensive shopping habits affordable

    Enjoy endless convenience and freedom with this low interest and management fee payment plan that lets you shop for the best bargain in town.

    1. Simply call Alliance Bank at 03 5516 9988 within 3 days of purchase date to convert your purchases with a minimum amount of RM500.
    2. The total price of your purchase will then be divided by the number of months you have chosen to pay off your installments.

    The Alliance Flexible Payment Plan is available exclusively for Principal cardmembers only and purchases intended to be converted must be unstatemented or unbilled.

    Frequently Asked Questions about Alliance Bank Flexible Payment Plan

    Things you might want to know

    What’s all the hype about?

    Retail purchases have never been so guilt free! If you are an Alliance Bank principal Credit Card holder, opt for the Alliance Bank Flexible Payment Plan (FPP) on those larger retail purchases.

    Simply credit your single retail purchases that amounts to RM500 or more to your Alliance credit card. Drop a call to the bank before the purchased is billed to you or before your statement is released.

    Ask for the purchase to be converted into an FPP and there you have it! Choose to make the repayments between a 6 and 24-month period and say ‘adios’ to those pesky interest rates of 18% p.a.

    So, no interest rates?

    The Alliance FPP, does not have a monthly or yearly interest rate, only a one time upfront handling fee.
    Depending on the tenure you choose, the interest rate varies from 2.5% - 8% which is still half the interest you’d be paying without the plan.

    Any conditions?

    Yes, there are a few conditions that you must absolutely meet. Firstly, FPP plans are only available to principal card holders.

    Only transactions that haven’t been billed in your statement can be converted into an FPP. Finally, it’s extremely important that you make all your payments on time within the tenure you choose, to avoid paying any additional fees.

    Read More

    Apply online now for Alliance Bank Flexible Payment Plan

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