Best Hong Leong Bank Credit Cards in Malaysia 2019

Hong Leong offers one of the largest collections of credit cards in Malaysia. Seriously, from basic Classic Visa and Mastercard through to the most exclusive Signature VIP credit cards, they've got the lot. Special partnerships with Golden Screen Cinemas and KL's premier malls round out the range. Compare all the cards and apply online.

Overview of Hong Leong Bank Credit Card in Malaysia

Hong Leong Bank Berhad is a technology-focused bank that emphasizing on the development of financial capabilities to serve its customers. The bank is based in Malaysia and presents in neighboring countries such as Singapore, Hong Kong, Vietnam, Cambodia and China.

Features and Benefits of Hong Leong Credit Card

There are a variety of Hong Leong credit cards that can match with your needs and desires. Here are the most common features and benefits of Hong Leong credit cards:

  • Get lower interest rate for prompt payments
  • Worldwide recognition and acceptance
  • Enjoy minimum credit limit from RM2,000 to RM100,000
  • Individuals with minimum income starting from RM24,000 (per year) can apply
  • Free GSC movie tickets with selected Hong Leong credit cards
  • Earn AirAsia BIG Points with selected Hong Leong credit cards
  • Zero annual fee for most of Hong Leong credit cards

Types of Hong Leong Bank Credit Card

Are you a movie-goer? A jet-setter businessman? An avid traveller who’s always up for gastronomical adventures? Or perhaps, you’re a conscious spender who wants to maximise your Hong Leong Bank credit card cashback and rewards?

Compare the best Hong Leong Bank credit card for you and apply online without paying any administration fee!

Hong Leong Cashback credit card

Hong Leong Essential

The ultimate cashback credit card that lets you enjoy unlimited cashback on all purchases. The more you spend, the more you earn! Apply now

The Store Pacific Hong Leong Platinum MasterCard

Grocery shopping at The Store and Pacific is more rewarding with up to 6% cashback. Also, get 0.5% uncapped cashback for other retail purchases. Apply now

Hong Leong GSC credit card

GSC - Hong Leong Gold Visa

Get 5x free movie tickets upon your Hong Leong GSC credit card approval. Save more with 30% discount on popcorn, snacks and drinks and RM6 off on adult movie ticket. Apply now

GSC - Hong Leong Platinum Visa

No more queueing with Priority Ticketing Lane and get 10x free movie tickets upon your credit card approval. Enjoy discounts on refreshments and movie tickets and collect GSC Rewards Points. Apply now

Hong Leong Petrol credit card

Hong Leong Wise Gold

No matter what your selected petrol brand is, you can always get 10% cashback on petrol expenses. You’re eligible to apply if your min. annual income is RM24,000. Apply now

Hong Leong Wise Platinum

Choose “Petrol” as your cashback category to get a 10% rebate on all your petrol expenses. Don’t feel like driving for a period of time? Just switch your chosen cashback category to suit your lifestyle. Apply now

Hong Leong Travel credit card

Hong Leong Visa Infinite

Enjoy complimentary access to Plaza Premium Lounge in Malaysia and Singapore, plus comprehensive travel insurance. 24/7 assistance on reservations and bookings with this Hong Leong travel credit card. Apply now

Hong Leong AirAsia Gold Visa

Book your AirAsia flight with this Hong Leong travel credit card and earn 6 BIG Points on every RM1 spent. Get additional 5,000 Welcome Bonus Reward Points and 5,000 Quarterly Bonus Reward Points. Apply now

Hong Leong Bank Credit Card Fees, Charges & Interest Rates 2019

Credit CardPrincipalSupplementaryInterest Rate
Hong Leong I’m Card--15% p.a.
Hong Leong Visa Infinite--15% p.a.
Hong Leong Visa Infinite P--15% p.a.
Hong Leong EssentialRM100RM5015% p.a.
GSC - Hong Leong Gold VisaRM150RM7515% p.a.
The Store Pacific Hong Leong Gold MasterCardRM150RM7515% p.a.
Hong Leong Gold VisaRM160RM8015% p.a.
Hong Leong Gold MasterCardRM160RM8015% p.a.
Hong Leong AirAsia Gold VisaRM200RM8015% p.a.
Hong Leong Wise GoldRM250RM8015% p.a.
Hong Leong Wise PlatinumRM300RM15015% p.a.
GSC - Hong Leong Platinum VisaRM300RM15015% p.a.
The Store Pacific Hong Leong Platinum MasterCardRM300RM15015% p.a.
Hong Leong AirAsia Platinum VisaRM350RM15015% p.a.
Hong Leong Sutera Platinum CardRM400RM20015% p.a.
Hong Leong Platinum Business MasterCardRM400RM20015% p.a.

Top 5 Best Hong Leong Bank Credit Cards 2019

  1. Hong Leong Wise Gold
  2. GSC - Hong Leong Gold Visa
  3. Hong Leong Essential
  4. Hong Leong Visa Infinite
  5. Hong Leong Platinum Business MasterCard

Hong Leong Credit Cards Eligibility

In general, the principal cardholders must fulfill the criteria:

  • 21-65 years old
  • Malaysian citizens or permanent residents
  • Annual income of RM24,000 and above

For the supplementary cardholders, their minimum age must be 18 years old.

Documents to Apply for Hong Leong Credit Card

Here are the documents that you have to prepare when you apply for a Hong Leong credit card:

EMPLOYEE

  • Latest 3 months salary slips
  • Latest EPF statement (at least 6 months contribution)
  • Latest Form BE (supported with tax payment receipt)
  • Latest 3 months bank statements or savings passbook
  • Letter of employment

SELF-EMPLOYED

  • Latest EPF statement (at least 6 months contribution)
  • Latest Form B (supported with tax payment receipt)
  • Latest 6 months bank statements or savings passbook

What is the minimum credit limit of Hong Leong Bank credit card?

The minimum credit limit of Hong Leong Bank credit card starts from RM2,000 to RM100,000 as per the table below.

Hong Leong Bank Credit CardsMinimum Credit Limit
Hong Leong AirAsia Gold VisaRM2,000
Hong Leong Wise GoldRM2,000
Hong Leong EssentialRM2,000
GSC - Hong Leong Gold VisaRM2,000
Hong Leong I’m CardRM2,000
The Store Pacific Hong Leong Gold MasterCardRM2,000
The Store Pacific Hong Leong Platinum MasterCardRM12,000
Hong Leong AirAsia Platinum VisaRM12,000
Hong Leong Wise PlatinumRM12,000
GSC - Hong Leong Platinum VisaRM12,000
Hong Leong Sutera Platinum CardRM12,000
Hong Leong Platinum Business MasterCardRM12,000
Hong Leong Visa InfiniteRM45,000
Hong Leong Visa Infinite PRM100,000

Hong Leong travel credit card rewards

Here are the types of rewards of Hong Leong travel credit cards:

MAS Enrich Miles

Card type: Hong Leong Visa Infinite, Hong Leong Visa Infinite P

  • Every RM2.8 Local retail transaction = 1 mile
  • Every RM1.8 Overseas retail transaction = 1 mile

AirAsia BIG Points

Card type: Hong Leong AirAsia Gold Visa, Hong Leong AirAsia Platinum Visa

  • Every RM1 AirAsia transaction = 6 BIG Points
  • Every RM3 Local retail transaction = 1 BIG Point (Platinum card)
  • Every RM5 Local retail transaction = 1 BIG Point (Gold card)
  • Every RM2 Overseas retail transaction = 1 BIG Point