What are the main benefits provided by the AIG Travel Guard Superior?
The highlights of this travel insurance plans includes medical and hospitalisation related benefits, personal accident benefits, travel related benefits such as luggage loss, and overseas trip assistance.
You will also be compensated in the event of your death because of a sudden and unforeseen accident. For your information, the AIG Travel Guard can be purchased by any individual, including theirs spouse, and children.
Who is eligible to apply for the AIG Travel Guard Superior?
Only those departing from Malaysia for either business or leisure can purchase this travel insurance plan. The age limit will vary, depending on the type of trip:
Per Trip Plan - 30 days old, no maximum age limit.
Annual Plan - between the age of 18 to 70, and renewable up to 80 years old.
How much premium will I have to pay?
Your premium amount will vary, depending on your chosen plan type, destination, and the duration of your trip. Payment can be made using cash, credit card, and even cheque.
How long will my coverage lasts for both the annual plan and the per trip plan?
The annual plan will have you covered for a maximum of 100 continuous days for an overseas trip, and 60 days within Malaysia. As for the per trip plan, the AIG Travel Guard Superior will have you covered for 210 consecutive days while overseas, and 60 days when you're traveling domestically.
How do I submit a claim to AIG?
All claims must be notified to AIG within 30 days of the event, with supporting documents submitted no more than 90 days from the date of loss. You will not be entertained if you decide to make any claims before a year after the incident.
What do I do if I am admitted into a hospital overseas?
You will be able to reach Travel Guard at (603) 2772 5600. It is advisable that you first contact Travel Guard before seeking medical care, if possible.
Do I get a full refund if I cancel my policy?
Once this insurance policy is issued, there will be no room for premium refund claims. If you still wish to cancel your policy, you must give AIG 30 days written notice.