AIG

Underwritten by AIG Malaysia Insurance Berhad

AIG Travel Guard Superior

Make sure your most valuable employees are protected during business trips overseas. Ensure them against hijacking, personal injury, and even natural disasters

    • Individual
    • Couple
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

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Contact Info

Who do I contact for any inquiries?

Travel Assistance Hotline & Services
  •  +60327725600
  • 24/7 Worldwide Travel Assistance
  • Doctor On Call
  • World Event Alert Services
  • Global Weather
  • Emergency Travel Services
  • Emergency Language Interpreter
  • Ambassador Services
  • Global Cash
  • AIG Hotline
  •  1800888811
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Couple
    Family
    1 - 5 days
    RM 18
    RM 34
    RM 44
    6 - 10 days
    RM 22
    RM 42
    RM 55
    11 - 20 days
    RM 33
    RM 63
    RM 83
    21 - 31 days
    RM 34
    RM 83
    RM 109
    Across Asia
    Individual
    Couple
    Family
    1 - 5 days
    RM 36
    RM 68
    RM 90
    6 - 10 days
    RM 54
    RM 103
    RM 135
    11 - 20 days
    RM 75
    RM 142
    RM 187
    21 - 31 days
    RM 95
    RM 181
    RM 239
    Additional Week
    RM 23
    RM 44
    RM 58
    Annual Plan
    RM 218
    Not insured
    Not insured
    Worldwide
    Individual
    Couple
    Family
    1 - 5 days
    RM 64
    RM 121
    RM 159
    6 - 10 days
    RM 98
    RM 186
    RM 244
    11 - 20 days
    RM 138
    RM 262
    RM 345
    21 - 31 days
    RM 184
    RM 350
    RM 460
    Additional Week
    RM 40
    RM 76
    RM 101
    Annual Plan
    RM 351
    Not insured
    Not insured

    All fees & charges are inclusive of 6% GST if applicable


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    No Fee

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Death or Permanent Disability

    Cover for your loved ones in the event of a tragic accident

  • RM 50000
  • RM 250000
  • RM 250000
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 20000
  • RM 300000
  • RM 300000
  • Medical Evacuation and Transportation to Malaysia

    Emergency transportation can be expensive - get covered

  • RM 20000
  • Unlimited
  • Unlimited
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

    Not covered
  • RM 100000
  • RM 100000
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

    Not covered
  • RM 500
  • RM 500
  • Hospital Fees

    Never mind the doctor's bills - just get better

    Not covered
  • RM 15000
  • RM 15000
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

    Not covered
  • RM 5000
  • RM 5000
  • Child Care

    Need a childminder whilst you're in hospital? No problem

    Not covered
  • RM 5000
  • RM 5000
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

  • RM 1000 individual
  • RM 2000 couple
  • RM 3000 family
  • RM 5000 individual
  • RM 10000 couple
  • RM 15000 family
  • RM 5000 individual
  • RM 10000 couple
  • RM 15000 family
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 400 individual
  • RM 800 couple
  • RM 1200 family
  • RM 800 individual
  • RM 1600 couple
  • RM 2400 family
  • RM 800 individual
  • RM 1600 couple
  • RM 2400 family
  • Travel Delay

    Get compensated for late arrival at your holiday destination

  • RM 300
  • RM 3150
  • RM 3150
  • Travel Agent Ticket Booking

    Get covered for tickets booked through a tour operator or travel agency

  • RM 150
  • RM 900
  • RM 900
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

  • RM 1000 individual
  • RM 2000 couple
  • RM 3000 family
  • RM 18000
  • RM 18000
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

  • RM 500000
  • RM 1000000
  • RM 1000000
  • Loss of Passport

    Cover for the theft of your vital travel documents

    Not covered
  • RM 5000
  • RM 5000
  • Loss of Money

    Carrying a lot of cash is risky. Don't keep it all in once place!

    Not covered
  • RM 750
  • RM 750
  • Travel Re-route

    Flight diversions add unnecessary expense - get yourself covered

    Not covered
  • RM 600
  • RM 600
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

    Not covered
  • RM 600
  • RM 600
  • Denied Boarding

    Plane overbooked? Been kicked off the flight? Get compensation!

    Not covered
  • RM 600
  • RM 600
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

    Not covered
  • RM 18000 individual
  • RM 36000 couple
  • RM 54000 family
  • RM 18000 individual
  • RM 36000 couple
  • RM 54000 family
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

    Not covered
  • RM 600
  • RM 600
  • Home Care

    Loss or damage to your home and contents when you are away

    Not covered
  • RM 1000
  • RM 1000
  • Natural Disaster

    Compensation for Mother Nature's wild ways, such as floods and landslides

    Not covered
  • Unlimited
  • Unlimited
  • Hijacking

    Get covered for every travellers worst nightmare

    Not covered
  • Unlimited
  • Unlimited
  • Terrorism

    Cover for terrorism (except chemical, biological or nuclear attacks)

    Not covered
  • Unlimited
  • Unlimited
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 70 years of age
    For Couples
    Between 18 and 70 years of age
    For Families
    Between 18 and 70 years of age

    Annual Plan
    For Individuals
    Between 18 and 70 years of age
    For Couples
    Between 18 and 70 years of age
    For Families
    Between 18 and 70 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 18 years of age

    Frequently Asked Questions about AIG Travel Guard Superior

    Things you might want to know

    What are the main benefits provided by the AIG Travel Guard Superior?

    The highlights of this travel insurance plans includes medical and hospitalisation related benefits, personal accident benefits, travel related benefits such as luggage loss, and overseas trip assistance. 

    You will also be compensated in the event of your death because of a sudden and unforeseen accident. For your information, the AIG Travel Guard can be purchased by any individual, including theirs spouse, and children.

    Who is eligible to apply for the AIG Travel Guard Superior?

    Only those departing from Malaysia for either business or leisure can purchase this travel insurance plan. The age limit will vary, depending on the type of trip:

    Per Trip Plan - 30 days old, no maximum age limit.

    Annual Plan - between the age of 18 to 70, and renewable up to 80 years old.

    How much premium will I have to pay?

    Your premium amount will vary, depending on your chosen plan type, destination, and the duration of your trip. Payment can be made using cash, credit card, and even cheque.

    How long will my coverage lasts for both the annual plan and the per trip plan?

    The annual plan will have you covered for a maximum of 100 continuous days for an overseas trip, and 60 days within Malaysia. As for the per trip plan, the AIG Travel Guard Superior will have you covered for 210 consecutive days while overseas, and 60 days when you're traveling domestically.

    How do I submit a claim to AIG?

    All claims must be notified to AIG within 30 days of the event, with supporting documents submitted no more than 90 days from the date of loss. You will not be entertained if you decide to make any claims before a year after the incident.

    What do I do if I am admitted into a hospital overseas?

    You will be able to reach Travel Guard at (603) 2772 5600. It is advisable that you first contact Travel Guard before seeking medical care, if possible.

    Do I get a full refund if I cancel my policy?

    Once this insurance policy is issued, there will be no room for premium refund claims. If you still wish to cancel your policy, you must give AIG 30 days written notice.

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