What is the Travel Pro Silver?
This Pacific travel insurance plan, is one of 3 Travel Pro plans for the best international travel coverage for the wanderlust in you. Take a trip around the world with this protection plan to ensure that you always have back-up and will be taken care of wherever you go.
Where do I get coverage?
Since this is an international plan, you won’t be covered for trips within Malaysia, but you will get coverage for most places outside of this country. In the immediate Asian region, you will have coverage everywhere you go, including Australia and New Zealand.
For the rest of the world including the middle east, you have a few restrictions as to where you are covered; Iran, Syria, Belarus, Cuba, Democratic of Congo, Somalia, Sudan, South Sudan, North Korea, Zimbabwe, Israel, Nigeria; are countries that you will not have insurance for under this particular plan. Of course though, this policy gives you coverage for the USA and Canada, as well.
How much am I covered for?
Whilst you are overseas, this travel plan, will act as an emergency medical insurance, in case you require medical attention of any kind. You will get coverage for accidental death and disability as well as medical expenses, emergency dental treatment and medical evacuations.
In terms of travel, you will have all the regular coverage for travelling, such as travel delay covers, luggage delays, damages and losses, loss of documents, missed connections and such. However, this plan also offers you a repatriation and a funeral expense benefit as well as a hijacking cover just in case.
How much premium do I have to pay?
The premiums for this plan will depend on if you are travelling for a single trip, and how long you are travelling for, in which case you pay a once off amount for that specific amount of time. You also have the option of selecting an annual plan if you plan on travelling more frequently. Where you pay a once off amount for the whole year.
With this plan, you also get the option of your extending your cover one week at a time, if you decided to extend your vacation.
Who can apply?
The plan is open to any individual or family over the age of 18. If you are taking up a family plan, children insured under the policy must be between 30-days and 18 years old, unless they are still studying. In which case, they may be covered till the age of 23.
Pacific Insurance Travel Pro is open to all Malaysian Citizens.