What is the Travel Pro Platinum?
Travel Pro Platinum is one of three travel insurance plans made available by Pacific Insurance, it comes with full comprehensive coverage at an affordable price. The Platinum plan has considerable medical coverage as well as travel coverage. Which means, you can have some peace of mind when you decide to make that trip to Europe or Scandinavia.
How much am I covered?
There are essentially two parts to this coverage plan, the first being the medical cover. With it, you will have a cover for accidental death and permanent disability in case this peril befalls you whilst traveling. Moving on from that you will have a cover for medical expenses, emergency medical and dental treatment due to accidents, and any follow up treatments.
Medical coverage also allows for a cover for emergency medical evacuation, repatriations or even a funeral abroad if required. The payout will go to the policy beneficiary, for their arrangements.
Secondly, there is the travel inconvenience benefit, where you will get coverage for travel related difficulties. Losses of travel deposits, credit cards, documents, luggage and cash are all covered by this protection plan. Aside from this, any missed flights, delays and damages to your luggage or property are also claimable instances.
An additional benefit is available to Platinum plan subscribers, that is you also get coverage for your home and your pet while you are away on vacation.
How much premium do I have to pay?
You have a couple options on that front. Rest assured the premiums payments are affordable and are based on a once off payments. Now you could take the single trip option where you only pay the prescribed premiums for a limited amount of time. If you take up this option and decide to extend your vacation, then you can always call the insurer and extend it by an additional week at an additional cost.
On the other hand, if you are an avid traveler, you could always opt for the annual plan, with a once off annual premium. This way you have protection all year round, for whenever you want to travel.
Who can apply for this plan?
This policy if open to both individuals and families, all you need to be over the age of 18 to apply for this plan. In the case of family coverage, any children under the protection umbrella need to be between 30-days and 18 years old. Their coverage can be extended to the maximum age of 23 if they are still studying,