Takaful Ikhlas

Underwritten by Takaful Ikhlas Berhad

Takaful Ikhlas Kembara Plan A

Keep your worries at bay and be protected with Takaful Ikhlas. This Shariah compliant travel policy offers 24 hour travel assistance and a comprehensive coverage plan.

    • Islamic
    • Individual
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

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Contact Info

Who do I contact for any inquiries?

Takaful Ikhlas Hotline
  •  +60327239999
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Couple
    Family
    1 - 5 days
    RM 3
    Not insured
    Not insured
    6 - 10 days
    RM 6
    Not insured
    Not insured
    11 - 18 days
    RM 10
    Not insured
    Not insured
    19 - 31 days
    RM 15
    Not insured
    Not insured
    Additional Week
    RM 3
    Not insured
    Not insured
    Worldwide
    Individual
    Couple
    Family
    1 - 5 days
    RM 4
    Not insured
    Not insured
    6 - 10 days
    RM 8
    Not insured
    Not insured
    11 - 18 days
    RM 13
    Not insured
    Not insured
    19 - 31 days
    RM 18
    Not insured
    Not insured
    Additional Week
    RM 4
    Not insured
    Not insured

    *inclusive of 6% GST


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Death or Permanent Disability

    Cover for your loved ones in the event of a tragic accident

    Not covered
  • RM 10000 individual
  • RM 10000 individual
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • RM 1000 individual
  • RM 1000 individual
  • Hospital Fees

    Never mind the doctor's bills - just get better

    Not covered
  • RM 2500 individual
  • RM 2500 individual
  • Funeral Expenses

    Don't get buried in debt by the cost of a funeral

    Not covered
  • RM 500 individual
  • RM 500 individual
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 1000 individual
  • RM 1000 individual
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 1000 individual
  • RM 1000 individual
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

    Not covered
  • RM 50000 individual
  • RM 50000 individual
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 3 and 65 years of age

    Children Travelling With Family
    Per Child
    At least 3 years of age

    Frequently Asked Questions about Takaful Ikhlas Kembara Plan A

    Things you might want to know

    What is Takaful Ikhlas Kembara Plan A?

    This is shariah-compliant travel insurance created by Takaful Ikhlas, aimed to provide you with the necessary protection against any mishaps, injury, and illness you will experience during your journey abroad.

    In the unlikely of your death, your family or chosen beneficiaries will also be compensated by Takaful Ikhlas, including payment for your funeral expenses.

    Who is eligible to apply for this product?

    This product is available to all Malaysians of at least 3 years of age up to maximum of 65.

    What are some of the benefits covered by this products?

    The main benefits covered under this plan are as follows:

    1. Accidental death - in the event of your untimely death while overseas, your family can receive financial support
    2. Immediate death/funeral expenses - Takaful Ikhlas can also cover your funeral expenses
    3. Flight cancellation or curtailment - if you cancel your flight due to an emergency, you can claim for compensation
    4. Travel inconveniences - loss your luggage? including your money and passport? Make a claim fast.
    5. Medical reimbursement and hospital allowance  - you will be given daily income when you're bed-ridden on the hospital bed
    6. Personal liability - compensation for injury and illness to other people caused by your actions 
    7. Hijacking - let's hope this never happens during a flight!

    How long can my policy protect me?

    As this is a single trip plan, you are allowed to apply coverage for up to 31 days. However if you're having tons of fun and need to extend your travel time, all you need to do is to pay additional fee of RM4 for an extra week.

    How do I submit a claim to Takaful Ikhlas?

    For death and disablement claims, you must hand in a notice in writing within 14 days after any injury or illness occurs. If you missed out on this time period, the Takaful Ikhlas insurance holds the right to reject any claims!

    How do I claim for a refund if I cancel the product?

    Yes, definitely. You are allowed to cancel this policy when you notify the insurance company 14 days prior to the coverage of your insurance begin.

     The amount of refund you will receive will depend on the days left before the expiry of your contract period.

    Can I renew my policy once expired?

    Once the product is expired, it is advised that you pay the renewal fee within the 14 days time period to continue to be entitled to all the benefits.

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