Takaful Ikhlas

Underwritten by Takaful Ikhlas Berhad

Takaful Ikhlas Kembara Plan B

It can be dangerous to travel alone, especially in a new and foreign land. This Islamic insurance plan will provide high coverage against any injuries and losses while overseas.

    • Islamic
    • Individual
    • Early Cancellation Full Refund
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • None
    Worldwide
  • None

Apply online now for Takaful Ikhlas Kembara Plan B

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Contact Info

Who do I contact for any inquiries?

Takaful Ikhlas Hotline
  •  +60327239999
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Across Asia
    Individual
    Couple
    Family
    1 - 5 days
    RM 5
    Not insured
    Not insured
    6 - 10 days
    RM 10
    Not insured
    Not insured
    11 - 18 days
    RM 16
    Not insured
    Not insured
    19 - 31 days
    RM 20
    Not insured
    Not insured
    Additional Week
    RM 5
    Not insured
    Not insured
    Worldwide
    Individual
    Couple
    Family
    1 - 5 days
    RM 6
    Not insured
    Not insured
    6 - 10 days
    RM 12
    Not insured
    Not insured
    11 - 18 days
    RM 17
    Not insured
    Not insured
    19 - 31 days
    RM 23
    Not insured
    Not insured
    Additional Week
    RM 6
    Not insured
    Not insured

    All fees & charges are inclusive of 6% GST if applicable


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Death or Permanent Disability

    Cover for your loved ones in the event of a tragic accident

    Not covered
  • RM 20000 individual
  • RM 20000 individual
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Medical Expenses

    Cover for hospital charges related to accident and injury

    Not covered
  • RM 2000 individual
  • RM 2000 individual
  • Hospital Fees

    Never mind the doctor's bills - just get better

    Not covered
  • RM 5000 individual
  • RM 5000 individual
  • Funeral Expenses

    Don't get buried in debt by the cost of a funeral

    Not covered
  • RM 1000 individual
  • RM 1000 individual
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

    Not covered
  • RM 2000 individual
  • RM 2000 individual
  • Travel Cancellation

    Cover for an unexpected incident that forces you to cancel your trip

    Not covered
  • RM 2000 individual
  • RM 2000 individual
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

    Not covered
  • RM 100000 individual
  • RM 100000 individual
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 3 and 65 years of age

    Children Travelling With Family
    Per Child
    At least 3 years of age

    Frequently Asked Questions about Takaful Ikhlas Kembara Plan B

    Things you might want to know

    What is the Kembara Plan B?

    This is second of two Shariah compliant travel insurance plans offered by Takaful Ikhlas. Traveling around the world can be fun, educational and a time of bonding for the whole family. However, enjoyable as it is, it is not without danger.

    Therefore looking out for a travel insurance plan that covers all the basics on a world wide scale is always a good thing. With the Takaful Ikhlas Kembara Plan B, you get to have peace of mind and be free at heart to release the wanderer within.

    What does this product cover?

    It covers death and permanent disability as well as most medical expenses and hospital fees. In the unlikely event of your death, the plan also covers funeral expenses to a certain degree.

    But since it is first and foremost a travel insurance plan, it covers most travel inconveniences. So if you are hit with the misfortune of losing your luggage or any other personal effects, those losses are claimable. You are also covered in case of travel cancellations and third party liability.

    How do I make a claim?

    Well first you will need to act fast. All claims have to be made within 2 weeks from the day any incident took place. So if you find yourself in a situation, contact Takaful Ikhlas immediately and get them to send you a claim form.

    Remember to make a report, either with the police, airlines or hospital. Whether its one of the three or all of the three, hang on to the original copies of these reports. Along with them, include any receipts and bank statements, or credit card statements that have proof of payment and provide proof of proximity. The insurer will need them to verify the dates in which the incident took place.

    Once you have all the right documentation, submit them collectively to the nearest Takaful Ikhlas branch or fax them.

    Is this a renewable policy?

    Yes it is. At the end of your current tenure, there is a 14-day cooling period in which you can choose to pay a renewal fee. If no fee is paid the contract will automatically expire.

    Who can apply for this policy?

    This policy is meant for individual application. Anyone over the legal age of 18 can pick it up for themselves. However, if you’d like to get coverage for your child, you will need to purchase a separate plan for them all together. Conditions are that they must be 3 years old or more.

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