Tokio Marine

Underwritten by Tokio Marine Insurans (Malaysia) Berhad

Tokio Marine Travel Partner

Do not let a few mishaps ruin your holiday abroad. Get covered for loss of personal money and travel documents and medical bills up to RM900,000. Cancel your coverage anytime!

    • Individual
    • Family
    • Personal Accidents
    • Medical Related
    • Travel Inconvenience
  • RegionRegion covered by this plan?Excluded Countries
    Malaysia
  • None
    Asia
  • View
    Worldwide
  • None

Apply online now for Tokio Marine Travel Partner

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Tokio Marine Travel Partner

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Tokio Marine website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Contact Info

Who do I contact for any inquiries?

Tokio Marine Hotline
  •  +60320269808
  • Premiums

    *

    How much must I pay to be insured during my travels?

    Within Malaysia
    Individual
    Couple
    Family
    1 - 5 days
    RM 34.98
    Not insured
    RM 86.92
    6 - 10 days
    RM 53
    Not insured
    RM 135.68
    11 - 18 days
    RM 79.5
    Not insured
    RM 204.58
    19 - 31 days
    RM 91.16
    Not insured
    RM 257.58
    Additional Week
    RM 22.26
    Not insured
    RM 58.3
    Annual Plan
    RM 302.1
    Not insured
    Not insured
    Across Asia
    Individual
    Couple
    Family
    1 - 5 days
    RM 33
    Not insured
    RM 82
    6 - 10 days
    RM 50
    Not insured
    RM 128
    11 - 18 days
    RM 75
    Not insured
    RM 193
    19 - 31 days
    RM 86
    Not insured
    RM 243
    Additional Week
    RM 21
    Not insured
    RM 55
    Annual Plan
    RM 302.1
    Not insured
    Not insured
    Worldwide
    Individual
    Couple
    Family
    1 - 5 days
    RM 62
    Not insured
    RM 150
    6 - 10 days
    RM 94
    Not insured
    RM 221
    11 - 18 days
    RM 138
    Not insured
    RM 348
    19 - 31 days
    RM 180
    Not insured
    RM 450
    Additional Week
    RM 44
    Not insured
    RM 110
    Annual Plan
    RM 413.4
    Not insured
    Not insured

    *inclusive of 6% GST


    Fees & Charges

    There are always fees but how much are they?

    Stamp Duty Fee
    RM10

    Coverage

    What can I claim from this insurance policy?

    Personal Accident
    Malaysia
    Asia
    Worldwide
    Accidental Death

    The worst thing that could ever happen while you're on holiday

  • RM 300000 individual
  • RM 750000 family
  • RM 50000 per child
  • RM 750000 family
  • RM 300000 per adult
  • RM 50000 per child
  • RM 750000 family
  • RM 300000 per adult
  • RM 50000 per child
  • Permanent Disability

    An accident that leaves you unable to work or care for your family

  • RM 300000 individual
  • RM 750000 family
  • RM 300000 per child
  • RM 750000 family
  • RM 300000 per adult
  • RM 300000 per child
  • RM 750000 family
  • RM 300000 per adult
  • RM 300000 per child
  • Medical Related
    Malaysia
    Asia
    Worldwide
    Education Fund

    Payment to an education fund for your children in the event of your death

  • RM 7500
  • RM 7500
  • RM 7500
  • Funeral In Malaysia

    Bringing your body back home for burial

  • RM 16000 family
  • RM 8000 per adult
  • RM 8000 per child
  • RM 16000 family
  • RM 8000 per adult
  • RM 8000 per child
  • RM 16000 family
  • RM 8000 per adult
  • RM 8000 per child
  • Medical Expenses

    Cover for hospital charges related to accident and injury

  • RM 900000 family
  • RM 300000 per adult
  • RM 300000 per child
  • RM 900000 family
  • RM 300000 per adult
  • RM 300000 per child
  • RM 900000 family
  • RM 300000 per adult
  • RM 300000 per child
  • Traditional or Alternative Medicine

    When conventional treatment is just too mainstream

  • RM 1000 per adult
  • RM 1000 per child
  • RM 1000
  • RM 1000
  • Follow-up Treatment in Malaysia

    Your treatment and recovery might take a while

  • RM 90000 family
  • RM 30000 per adult
  • RM 30000 per child
  • RM 90000 family
  • RM 30000 per adult
  • RM 30000 per child
  • RM 90000 family
  • RM 30000 per adult
  • RM 30000 per child
  • Visiting Allowance

    Financial help when you need to visit a family member in hospital

  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • Child Care

    Need a childminder whilst you're in hospital? No problem

  • RM 15000 family
  • RM 5000 per adult
  • RM 15000 family
  • RM 5000 per adult
  • RM 15000 family
  • RM 5000 per adult
  • Medical Evacuation and Transportation to Malaysia

    Emergency transportation can be expensive - get covered

  • RM 1000000 per adult
  • RM 1000000 per child
  • RM 1000000
  • RM 1000000
  • Hospital Confinement Allowance
  • RM 31500 family
  • RM 10500 per adult
  • RM 10500 per child
  • RM 31500 family
  • RM 10500 per adult
  • RM 10500 per child
  • RM 31500 family
  • RM 10500 per adult
  • RM 10500 per child
  • Funeral Expenses

    Don't get buried in debt by the cost of a funeral

    Not covered
  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • Travel Inconvenience
    Malaysia
    Asia
    Worldwide
    Loss of Luggage and Personal Belongings

    You might arrive safely at your destination, but will your suitcase?

  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • Luggage Delay

    You might arrive safely at your destination, but will your suitcase?

  • RM 2400 family
  • RM 800 per adult
  • RM 800 per child
  • RM 2400 family
  • RM 800 per adult
  • RM 800 per child
  • RM 2400 family
  • RM 800 per adult
  • RM 800 per child
  • Loss of Passport and Money

    Every traveller's worst nightmare covered

  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • RM 15000 family
  • RM 5000 per adult
  • RM 5000 per child
  • Loss of Travel Deposit due to Cancellation

    Get a refund on your travel deposit if you choose to cancel your trip

  • RM 60000 family
  • RM 20000 per adult
  • RM 20000 per child
  • RM 60000 family
  • RM 20000 per adult
  • RM 20000 per child
  • RM 60000 family
  • RM 20000 per adult
  • RM 20000 per child
  • Travel Interruption

    Nobody likes a holiday cut short - get paid if it happens to you!

  • RM 60000 family
  • RM 20000 per adult
  • RM 20000 per child
  • RM 60000 family
  • RM 20000 per adult
  • RM 20000 per child
  • RM 60000 family
  • RM 20000 per adult
  • RM 20000 per child
  • Departure Delay

    Someone should pay if you're late leaving for your holiday!

  • RM 6000 family
  • RM 3600 per adult
  • RM 3600 per child
  • RM 6000 family
  • RM 3600 per adult
  • RM 3600 per child
  • RM 6000 family
  • RM 3600 per adult
  • RM 3600 per child
  • Arrival Delay

    Get some money back if you're your travel plans are delayed

  • RM 750 family
  • RM 250 per adult
  • RM 250 per child
  • RM 750 family
  • RM 250 per adult
  • RM 250 per child
  • RM 750 family
  • RM 250 per adult
  • RM 250 per child
  • Missed Departure

    Been left behind thanks to public transport being late? Get money back

  • RM 3000 family
  • RM 1000 per adult
  • RM 1000 per child
  • RM 3000 family
  • RM 1000 per adult
  • RM 1000 per child
  • RM 3000 family
  • RM 1000 per adult
  • RM 1000 per child
  • Missed Connecting Flight or Transport

    Don't worry about the cost of missing the next connection

  • RM 600 family
  • RM 200 per adult
  • RM 200 per child
  • RM 600 family
  • RM 200 per adult
  • RM 200 per child
  • RM 600 family
  • RM 200 per adult
  • RM 200 per child
  • Denied Boarding

    Plane overbooked? Been kicked off the flight? Get compensation!

  • RM 600 family
  • RM 200 per adult
  • RM 200 per child
  • RM 600 family
  • RM 200 per adult
  • RM 200 per child
  • RM 600 family
  • RM 200 per adult
  • RM 200 per child
  • Hijacking

    Get covered for every travellers worst nightmare

  • RM 2700 family
  • RM 900 per adult
  • RM 900 per child
  • RM 2700 family
  • RM 900 per adult
  • RM 900 per child
  • RM 2700 family
  • RM 900 per adult
  • RM 900 per child
  • Home Care

    Loss or damage to your home and contents when you are away

  • RM 3000 family
  • RM 1000 per adult
  • RM 3000 family
  • RM 1000 per adult
  • RM 3000 family
  • RM 1000 per adult
  • Third Party Liability

    Third party claims are a pain, but they don't have to hurt your wallet

  • RM 3000000 family
  • RM 1000000 per adult
  • RM 1000000 per child
  • RM 3000000 family
  • RM 1000000 per adult
  • RM 1000000 per child
  • RM 3000000 family
  • RM 1000000 per adult
  • RM 1000000 per child
  • Travel Agent Bankruptcy

    Get your money back and find a new travel agent for your next holiday

  • RM 9000 family
  • RM 3000 per adult
  • RM 3000 per child
  • RM 9000 family
  • RM 3000 per adult
  • RM 3000 per child
  • RM 9000 family
  • RM 3000 per adult
  • RM 3000 per child
  • Loss or Damage to Rental Car

    Don't pay the Rental Excess charge - get covered at a reasonable cost

  • RM 1000
  • RM 1000
  • RM 1000
  • Requirements

    Are you eligible to apply for this insurance?

    Single Trip
    For Individuals
    Between 18 and 80 years of age
    For Families
    Between 30 days and 80 years of age

    Annual Plan
    For Individuals
    Between 18 and 70 years of age

    Children Travelling With Family
    Per Child
    Between 30 days and 23 years of age

    Frequently Asked Questions about Tokio Marine Travel Partner

    Things you might want to know

    Who is eligible to apply for the Tokio Marine Travel Partner?

    Anyone up to the age of 80 years old can apply for the single trip travel insurance plan, however the maximum age for the annual plan is lower at 65 years old. Your child can be protected from as young as 30 days old for both plans, either domestic or international.

    How do I make an insurance claim?

    You will need to notify the company within the time period specified in your insurance policy, taking steps to reduce and minimise whatever loss or damage you've experienced. It is important to take photographs as evidence and file all evidence to be given to your insurer.

    You will also need a few documents:

    1. Claim Form duly completed
    2. Detailed written Statement of Claim
    3. Purchase invoices or receipts e.g. vehicle repair receipts
    4. Photographs of loss and damages
    5. Statement from witnesses if needed

    Any other relevant information or documents could also be known by your insurance operator to be able to get full reimbursement. If you need assistance, do contact the 24-hour Tokio Marine Travel Assistance Services for any inquiries.

    Can I cancel my policy anytime and get a full refund?

    Yes, you are allowed to cancel your travel insurance policy anytime you wish. Of course, you will have to submit a written statement regarding the cancellation to Tokio Marine. However, you will not be refunded the premiums you have paid in the past.

    What are the main exclusions for this insurance policy?

    Best to stay away from war-torn countries with riot and civilian unrest, as you will not be covered as the risks are too high.

    Additionally, if you were to attempt suicide, no claims can be made from your policy. More importantly, there will be no coverage for a pregnant women either for miscarriage or any other childbirth complications - so if you or your wife is pregnant, best to wait! For domestic flight, the coverage is only applicable for trip to East Malaysia or West Malaysia.

    How much can I claim per hour for luggage or flight delay? 

    Tokio Marine will pay out RM200 every 6 hours from the time of arrival up to a maximum of RM2400 per family for any delayed luggage when traveling within Asia and the rest of the world. There is no such coverage for domestic travel unfortunately!

    As for international flight delay, it is the same at RM200 every 6 months up to a maximum of RM6000 for each family or RM3600 for a single traveler or dependent child. For domestic flights, you will only be paid RM50 for each 8 hours delay, capped at RM500.

    Read More