Best Domestic Travel Insurance in Malaysia

Go Cuti-Cuti Malaysia with local travel insurance deals! Compare prices for single trips and multi trip travel insurance, with discounts when you buy family travel insurance or takaful policy.

Need help choosing?
Apply Online

View More

Not what you are looking for? Compare the best travel credit cards with free travel insurance!

Apply online now for

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to bank website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

How Domestic Travel Insurance Benefits You

A domestic travel insurance works very similar to the coverage of an overseas travel insurance policy, which commences and terminates at the place of your residence. You can buy a single trip or annual trip plan depending on your frequency of travel in a year. 

What Does Domestic Travel Insurance Cover?

In general, this insurance provides benefits and coverages such as follows:

  • Travel delay
  • Travel cancellation
  • Travel re-route
  • Overbooked flight
  • Missed departure
  • Missed connecting flight/transport
  • Accidental death
  • Permanent disability
  • Follow-up treatment in Malaysia
  • Medical expenses
  • Loss or damage of property/baggage
  • Baggage delay
  • Trip curtailment
  • Personal liability

Is Domestic Travel Insurance Expensive?

Starting from less than RM15, you can get the minimum protection to travel within Malaysia with peace of mind. How much you are paying for your travel insurance premium will depend on several factors such as the period of traveling, the amount of coverage and the type of coverage.

Domestic Travel Insurance Malaysia 2019  

Travel Insurance

Premium (from)

Medical Expenses

Baggage Delay

Loss/Damage of Baggage

Travel Delay

Travel Cancellation

AIG Travel Insurance

RM11.66

Up to RM15,000

Individual:

up to RM150


Family:

up to RM450

Individual:

up to RM1,000


Family:

up to RM3,000

Up to RM150

Individual:

up to RM1,000


Family:

up to RM3,000

Tune Insurance

RM14

Individual: up to RM25,000


Family: up to RM75,000

Individual: up to RM200


Family: up to RM600

Individual:

up to RM1,000


Family:

up to RM3,000

Individual:

up to RM600


Family:

up to RM1,800

Individual:

up to RM 5,000


Family:

up to RM15,000

Etiqa Travel Insurance

RM14.70

Individual:

up to RM50,000


Family:

up to RM125,000

Individual:

up to RM500


Family:

up to RM1250

Individual:

up to RM1,000


Family:

up to RM2,500

Individual:

up to RM100 


Family:

up to RM250 

N/A

RHB Travel Insurance

RM16

Up to RM20,000

Up to RM600

Up to RM1,000

Up to RM1,000

Up to RM2,000

Lonpac Travel Insurance

RM18

Up to RM250,000

Up to RM500

Up to RM2,500

Up to RM500

Up to RM5,000

Chubb Travel Insurance

RM28.62

Up to RM25,000

Up to RM1,000

Up to RM2,000

Up to RM1,000

Up to RM2,000

Kurnia Travel Insurance

RM31.80

Up to RM200,000

Up to RM500

Up to RM2,500

Up to RM2,000

N/A

Tokio Marine Travel Insurance

RM34.98

Individual:

up to RM300,000


Family:

up to RM900,000 

Individual:

up to RM800


Family:

up to RM2,400

Individual:

up to RM5,000


Family:

up to RM15,000

Individual:

up to RM3,600


Family:

up to RM6,000

Individual:

up to RM20,000


Family:

up to RM60,000 

Berjaya Sompo Travel Insurance

RM39

Individual:

up to RM350,000


Family:

up to RM1,050,000

N/A

N/A

N/A

N/A

MSIG Travel Insurance

RM41.34

Up to RM30,000

Up to RM400

Up to RM100

Up to RM400

N/A

How to File a Domestic Travel Insurance Claim

You may need to prepare different documents depending on the nature of the claim. For instance, the documents for medical expenses claim are different compared to the documents needed for a baggage delay claim.

In general, most insurers require a similar set of documents for travel insurance claims, such as:

  1. Personal identification documents, such as MyKad, NRIC, passport, etc
  2. Duly completed and signed travel claim form
  3. Travel itinerary
  4. Flight tickets and boarding passes
  5. Complete baggage information
  6. Necessary medical documents, including treatment reports
  7. Police report
  8. Necessary bills, invoices, and receipts
  9. Relevant notifications from your airline

You may think that chances of meeting an unexpected event when travelling within Malaysia is slim compared to that of when travelling overseas. In reality, anything can happen anywhere you are. Compare and buy the best domestic travel insurance here to save for the rainy days.