What is a petrol credit card?
A credit card for petrol is basically a petrol cashback card or a petrol cash back credit card – in other words, a credit card that gives you cashback specifically for petrol. Malaysians spend a lot of their time on the road, and petrol credit cards go a long way towards saving some money from our monthly petrol expenditure.
What is the best petrol credit card Malaysia has to offer?
As a petrol rebate credit card is essentially a cashback credit card, you should take into consideration the same factors as an ordinary cash back credit card when choosing the best credit card for petrol.
Check the amount of credit card petrol rebate you get, the monthly cap, and whether you need to pump on certain days of the week to determine what is the best petrol card Malaysia.
You should also be aware that some of the best credit cards for petrol in Malaysia are specific to certain petrol stations, which is why you hear of cards being referred to as a Petronas credit card, Shell petrol card, Petron cashback credit card, and so on. For example, the Maybank Islamic Petronas Ikhwan petrol cashback credit card gets you 8% cashback on weekends on any Petronas spend.
If you don’t fancy limiting yourself to one petrol station only, get a credit card for petrol that offers cashback for general petrol expenditure.
Similarly, the Shell-Citi Gold petrol credit card gives you 8% uncapped cashback on your Shell petrol spending. Petron is also represented with the Public Bank Petron Visa Gold which cashback from 0.5% up to 5% on your spending at Petron service station.
Regardless of which brand of petrol you prefer there is always an option for you to look at. If you don't have an option on the petrol brand of your choice, then you can always opt for a non-partnered card and still get Cashback or Rewards when you refuel your ride.