Best Cashback Credit Cards in Malaysia

Cashback credit cards convert money you spend into rebates. If you have a big credit card bill every month look for uncapped cashback promotions, or look for special deals on the items you buy regularly.

Need help choosing?
Credit card imageCredit card name and benefitsInterest RateBalance TransferCashbackAnnual FeeApply Online
HSBC Amanah MPower Platinum Credit Card-i credit card

Enjoy extra savings and up to 8% cashback on your petrol and groceries with HSBC Amanah's latest cash rebate programme.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Profit Rate
islamic
Balance Transfer
3% p.a.
Cashback
8%
Annual Fee
Free *
Read moreApply now
Public Bank Quantum MasterCard credit card

Have no annual fees for life and get more out of your credit card. Spend more to get more rewards, and cashback up to 5%!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read moreApply now
Standard Chartered JustOne Platinum MasterCard credit card

Shop online, swipe on petrol and setup auto-billing to enjoy great rebates up to 15% each month with the cashback card that's designed for the savvy user.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
15%
Annual Fee
RM265.00
Read moreApply now
Maybank 2 Platinum Cards credit card

What is Xpress Apply

5x TreatsPoints and 5% cashback anywhere you go with Maybank 2 Cards on all your retail shopping, dining and petrol. What's more, no annual fees for life.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read moreApply now
Hong Leong Wise Gold credit card

Enjoy 10% cashback from Hong Leong Wise, the only credit card that rewards you with 10% cash back all day, every day, even overseas.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
10%
Annual Fee
Free *
Read moreApply now
Citi Cash Back Platinum credit card

Up to 5% cash back on petrol, groceries, phone bills, pharmacies and more. No registration, no minimum spend. Just shop and save!

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
5%
Annual Fee
Free *
Read moreApply now
CIMB Cash Rebate Platinum MasterCard credit card

Splurge online or spend on your daily needs and get rewarded with up to 5% cash rebates on cinema, groceries, petrol, mobile and utilities, 2% on foreign currency spend and 0.2% cash rebates on everything else!

Choose Your Gift With Your Preferred CIMB Credit Card!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
5%
Annual Fee
Free
Read moreApply now
Alliance Bank You:nique - Great Rebates credit card

Get cashback as high as 3% on the things you spend the most money on with your uniquely personalised Alliance Bank You:nique credit card.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
3%Unlimited
Annual Fee
Free *
Read moreApply now
Maybank 2 Gold Cards credit card

What is Xpress Apply

Apply for Maybank 2 Cards and pay no annual fees for your American Express and MasterCard or Visa. Extra rewards with AMEX including 5x TreatsPoints on all retail and 5% cashback on weekend spends!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read moreApply now
UOB One Visa Platinum credit card

Enjoy daily rebates: up to 8% cashback for all everyday spending with ONE Platinum card. Save more with SMART$ Rebate of up to 10%.

Get a Sports Action Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
8%Unlimited
Annual Fee
RM178.08
Read moreApply now
Public Bank Visa Signature credit card

Enjoy 6% cashback and earn VIP Points on your retail spending, plus complimentary access to airport lounges, and free travel insurance - No annual fee!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
6%
Annual Fee
Free *
Read moreApply now
Maybank Visa Signature credit card

What is Xpress Apply

A card that pays for your lifestyle with up to 5x TreatsPoints for grab and 5% cashback on petrol and groceries spends. Enjoy VIP treatment with VISA speed pass and 24-hour concierge service.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free *
Read moreApply now
OCBC World MasterCard credit card

All the world's a stage with OCBC. Travel in style with instant access to KLIA Plaza Premium Lounge, free travel insurance, and 24/7 concierge!

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
1.2%Unlimited
Annual Fee
Free *
Read moreApply now
Alliance Bank Visa Infinite Business Credit Card credit card

Enjoy better cash flow and 56 days interest-free on purchases to make your business run. Your choice of cashback or reward points for the money spent.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
1.5%
Annual Fee
Free *
Read moreApply now
Shell-Citi Gold Credit Card credit card

New enhanced Shell-Citi Gold Credit Card - combine all your spending to earn cash rebates of up to 8% on petrol at any Shell station nationwide.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
8%
Annual Fee
Free *
Read moreApply now
OCBC 365 MasterCard credit card

No-one likes to be restricted! Earn unlimited cashback all year long, enjoy hassle-free auto bill payments, and zero annual fee for the three years.

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
1%Unlimited
Annual Fee
Free *
Read moreApply now
Citi Cash Back Credit Card credit card

Get attractive cash back of up to 5% on all your purchases including petrol and groceries everyday. There's no minimum spend required!

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
Public Bank Petron Visa Gold credit card

Get this PB credit card to enjoy up to 5% cashback at any Petron service station in Malaysia. Get uncapped 0.5% cashback for all other expenses!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read moreApply now
UOB Lady's Solitaire MasterCard credit card

Asia's premier credit card for the Lady that demands more. Look and feel good with exclusive offers and premium shopping privileges all over Malaysia!

Get a Sports Action Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
10%
Annual Fee
RM318.00
Read moreApply now
Hong Leong Wise Platinum credit card

Hong Leong Wise Card is the only credit card that rewards you with 10% cash back all day, every day.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
10%
Annual Fee
RM318.00
Read moreApply now
Public Bank AIA Visa Gold credit card

2% cash rebate on AIA insurance premiums and unlimited MegaBonus of up to 0.5% on all other purchases make this a Gold cashback card.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
2%Unlimited
Annual Fee
Free *
Read moreApply now
Hong Leong Mach Visa credit card

Get up to 10% cashback all day, every day with 12 unique categories to choose from for your ever changing lifestyle. Simple and fast application.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
10%
Annual Fee
Free *
Read moreApply now
Maybank Islamic MasterCard Ikhwan Platinum Card-i credit card

A money saving credit card with 5% cashback, Treatpoint gift redemption, and no annual fee for life. Get free Touch 'n Go Zing card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read moreApply now
Citi Business Platinum Card credit card

A unique card that balances your business and lifestyle needs, both locally or abroad. Whenever and wherever you spend, you earn cash back.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
1.2%Unlimited
Annual Fee
Free *
Read moreApply now
RHB Visa Signature credit card

Amazing rewards and exclusive privileges. Unlimited 1% cashback on overseas and online spending.

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
6%
Annual Fee
Free *
Read moreApply now
CIMB Petronas Platinum MasterCard credit card

Be a Smarter Driver - Get petrol cash rebates for all transactions made at PETRONAS nationwide and grab exciting discounts and offers on auto-related products and services.

Choose Your Gift With Your Preferred CIMB Credit Card!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
7%
Annual Fee
Free
Read moreApply now
UOB YOLO Visa credit card

Take chances in life and live it to the fullest with the UOB YOLO card that gives you exclusive deals, cashbacks, rewards and so much more.

Get a Sports Action Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
6%
Annual Fee
Free *
Read moreApply now
Public Bank Visa Platinum credit card

Enjoy unlimited cashback on retail purchases without any restrictions.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free *
Read moreApply now
Public Bank Gold MasterCard credit card

Public Bank Cashback MegaBonus offers you up to 0.2% back in cash for every Ringgit you spend. Low cash loan fees and free travel insurance.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read moreApply now
Hong Leong Essential credit card

Specially designed to give you greater financial freedom and flexibility - 1% unlimited cashback all the time. Less plastic, more power!

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
1%Unlimited
Annual Fee
Free *
Read moreApply now
The Store Pacific Hong Leong Gold MasterCard credit card

Enjoy up to 6% cashback when you spend at The Store and Pacific and 0.5% cashback on all other retail transactions.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
6%Unlimited
Annual Fee
Free *
Read moreApply now
RHB Platinum Business Visa credit card

If your world is business and your business is around the world, the RHB Platinum Business card is definitely for you.

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read moreApply now
SOGO RHB Credit Card credit card

Get instant cash rebates and double your S-Points when you use your SOGO- RHB Credit Card on top of your S Card at SOGO.

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
5%Unlimited
Annual Fee
RM93.28
Read moreApply now
RHB Platinum Business MasterCard credit card

If your world is business and your business is around the world, the RHB Platinum Business card is definitely for you.

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read moreApply now
Public Bank Quantum Visa credit card

A Free-for-Life card promises 5% cashback and up to 2 VIP Points when you swipe it at your favorite restaurant, cafe or clothing brands anywhere.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read moreApply now
Public Bank Visa Infinite credit card

An exclusive credit card from Public Bank with unlimited cash rebate on retail spending, fast airmiles conversions, and free travel insurance.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.5%Unlimited
Annual Fee
Free
Read moreApply now
HSBC Amanah Premier World MasterCard-i credit card

The preferred card for global travellers offers exclusive rewards and privileges with cash back on all your overseas spending, plus takaful coverage.

Profit Rate
islamic
Balance Transfer
3% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read moreApply now
Hong Leong Fortune Card credit card

The new Hong Leong Fortune Credit Card with Real Cash Earnings, where you'll be rewarded every time you use your credit card. Get Cash not Points!

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
1%
Annual Fee
Free *
Read moreApply now
Alliance Bank Allianz Insurance Visa Platinum credit card

Exclusive customised credit card for agents and employees of Allianz General Insurance Company (AGIC) Malaysia. Unlimited 0.3% cashback on spending at Allianz general insurance.

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free
Read moreApply now
Public Bank Gold Visa credit card

Public Bank MegaBonus gives you up to 0.2% back in cash for every Ringgit you spend. Enjoy 24-hour customer service and low cash advance fees.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read moreApply now
Mutual Gold Public Bank Visa Platinum credit card

A card only for Mutual Gold and Mutual Gold Elite Members of Public Mutual. Earn 2x cash back when you spend overseas, and free travel insurance.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free
Read more
Standard Chartered Cashback Gold MasterCard credit card

Go for gold! A card that offers you tons of rewards and privileges. Have the convenience of worldwide acceptance and year long deals and discounts.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
5%
Annual Fee
RM185.50
Read moreApply now
UOB One Visa Classic credit card

Put money back into your pocket with the UOB ONE Visa Classic, a credit card that earns you up to 8% cashback for all of your everyday purchases.

Get a Sports Action Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
8%
Annual Fee
RM72.08
Read moreApply now
Citi Travel Account credit card

Streamline your company's travel expenses and payment process with the Citi Travel Account, for better savings and control

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
0.8%Unlimited
Annual Fee
RM636.00
Read moreApply now
The Store Pacific Hong Leong Platinum MasterCard credit card

Enjoy up to 6% cashback when you spend at The Store and Pacific and 0.5% cash back on all other retail transactions.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
6%Unlimited
Annual Fee
Free *
Read moreApply now
AmBank Islamic Platinum MasterCard CARz Card-i credit card

Cash rebate on all petrol brands, CARz Points on retail spending, discounts on auto-related transactions and RM1 million travel Takaful protection

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read moreApply now
OCBC Platinum MasterCard credit card

Enjoy unlimited privilege with the new OCBC credit card. Worldwide access to personalised premium services and exclusive VIP benefits.

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
0.5%Unlimited
Annual Fee
Free *
Read moreApply now
CIMB Platinum BusinessCard credit card

The CIMB Platinum Business credit card with attractive cash back and insurance protection - get it in any colour you like, as long as it's black.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
0.5%
Annual Fee
Free
Read moreApply now
OCBC MasterCard Pink credit card

Explore the sweeter side of life with OCBC MasterCard Pink. No annual fee ever and up to 1% unlimited cashback on your retail spending, anytime, anywhere.

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read moreApply now
Alliance Bank Allianz Insurance Visa Gold credit card

Credit card designed exclusively for agents and employees of Allianz General Insurance Company (AGIC) Malaysia. Enjoy 0.3% unlimited cashback on your monthly Allianz insurance premiums.

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free
Read moreApply now

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