Highlights of Hong Leong Wise Platinum
|Highest cashback rate||8% cashback on Weekends only with a total monthly spend of RM500 and above|
|Highest cashback amount||RM15 per month|
|Maximum spends to earn the highest cashback amount||RM225 per month|
|Eligible spend to earn the highest cashback rate||
Fuel spend at all petrol stations
Groceries & Essentials
|Eligible Cardholder(s)||Principal and Supplementary|
8% Cashback on Weekends with Hong Leong Wise Platinum
Hong Leong Wise Platinum offers a HIGH CASHBACK of 8% on petrol, groceries and essentials, online spending and dining categories spent over the weekend with a total cashback of RM15 per category.
What's more – you will enjoy unlimited 0.25% cashback on other transactions such as Insurance, Utilities, Mobile and more!
You are qualified for the cashback when you charge a minimum of RM500 retail transactions to your Hong Leong Wise Platinum per month.
*Do note that Government and JomPAY transactions are not eligible for cashback.
*WEEKEND 8% Cashback | WEEKDAY 1% Cashback
Petrol, Groceries & Essentials, Online Spend, Dining
**ALL DAY 0.25% Cashback
Other Retail Spends
*With a minimum spend of RM500 per month
**For a minimum spend less than RM500 per month
As the top 3 spend categories are pre-selected for you, switching of spend categories will not be available.
Q: If I performed a Petrol transaction on Sunday but the transaction is only posted on Monday, does it mean I only enjoy 1% cashback on Petrol?
A: No, you will enjoy 8% cashback because the transaction happened on a Weekend (Sunday) although it is posted the next day.
|Hong Leong Wise Platinum Example of Posted Transactions|
RM100 (weekday) + RM300 (weekend)
1% + 8%
RM1 + RM24
RM50 (weekday ) + RM50 (weekend)
1% + 8%
RM0.50 + RM4
RM50 (weekday) + RM100 (weekend)
1% + 8%
RM0.50 + RM8
Total Posted Transaction = RM650
If you do not meet the minimum spend of RM500 (posted transaction) per month - you will enjoy 0.25% cashback on all spending and all categories excluding Government and JomPay transactions.
Hong Leong Wise Platinum offers a wide range of merchants eligible for cashback.
|Petrol||Automated fuel dispensers at all stations (MCC 5542)|
|Dining||All dining outlets (MCC 5811, 5812, 5814)|
|Groceries||All grocery stores (MCC 5411), selected convenience stores (MyNews & 7Eleven)|
|Online Spend||Lazada, Shopee, Grab, Foodpanda, Touch N Go, MYEG, Spotify, Netflix, Apple Music|
|Utilities||Electricity and water (MCC 4900)|
|Pharmacies||All drug stores (MCC 5912) - Guardian, Watsons, Caring|
Easy Application for Hong Leong Wise Platinum
Wondering if you are eligible to apply for this Hong Leong credit card?
The Hong Leong Wise Platinum requirement is as simple as ABC.
- Min. annual income: RM24,000 per year
- Age: 21 - 65 years old (principal cardholder), min. 18 years old (supplementary cardholder)