Hong Leong Wise Platinum

Save 8% every weekend on petrol, groceries and essentials, online spending and dining when you spend more than RM500 in a month with Hong Leong Wise Card.

Hong Leong Wise Platinum8% Cashback on Weekends
Min. Income
Annual Fee
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Spend more than RM500 monthly to earn 8% weekend cashback on petrol, groceries and essentials, online spending and dining, capped at RM15 per category. Any spending below RM500 in a month earns you 0.25% cashback capped at RM1.25 per month.

Petrol (Weekends)8%RM15from RM500 or above monthly on weekends only
Online Spend (Weekends)8%RM15from RM500 or above monthly on weekends only
Groceries & Essentials (Weekends)8%RM15from RM500 or above monthly on weekends only
Dining (Weekends)8%RM15from RM500 or above monthly on weekends only
Others0.25%uncappedfrom RM500 or above monthly
Petrol (Weekdays)1%RM15from RM500 or above monthly
Online Spend (Weekdays)1%RM15from RM500 or above monthly
Groceries & Essentials (Weekdays)1%RM15from RM500 or above monthly
Dining (Weekdays)1%RM15from RM500 or above monthly


Plan your refuelling wisely because you can get 8% cashback if you do it over the weekends. Fill up your tank on weekdays to get 1% cashback, both capped at RM15 per month.

Balance Transfer

Hong Leong Bank offers 6 or 12 months balance transfers at 6.99% per year. Need to start reshuffling your finances? Start with consolidating your credit card debt!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Bank EPP offers 6 - 36 months payment terms at 0% interest on retail purchases (selected merchants). For other purchases, you can opt for Hong Leong Flexi Payment Plan for an instalment period of up to 36 months at 8.99% p.a. No penalty fee for early payment.

Fees & Charges

Annual Fee
  • RM98 primary card
  • RM48 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Hong Leong Call-For-Cash Installment Programme has no daily interest, just a one time interest charge from as low as 3.18%.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1,000 from up to 3 other banks!


Highlights of Hong Leong Wise Platinum

Highest cashback rate 8% cashback on Weekends only with a total monthly spend of RM500 and above
Highest cashback amount RM15 per month
Maximum spends to earn the highest cashback amount RM225 per month
Eligible spend to earn the highest cashback rate Fuel spend at all petrol stations
Online Spend
Groceries & Essentials
Eligible Cardholder(s) Principal and Supplementary

8% Cashback on Weekends with Hong Leong Wise Platinum

Hong Leong Wise Platinum offers a HIGH CASHBACK of 8% on petrol, groceries and essentials, online spending and dining categories spent over the weekend with a total cashback of RM15 per category.

What's more – you will enjoy unlimited 0.25% cashback on other transactions such as Insurance, Utilities, Mobile and more!

You are qualified for the cashback when you charge a minimum of RM500 retail transactions to your Hong Leong Wise Platinum per month.

*Do note that Government and JomPAY transactions are not eligible for cashback.

*WEEKEND 8% CashbackWEEKDAY 1% Cashback
Petrol, Groceries & Essentials, Online Spend, Dining
**ALL DAY 0.25% Cashback
Other Retail Spends

*With a minimum spend of RM500 per month

**For a minimum spend less than RM500 per month

As the top 3 spend categories are pre-selected for you, switching of spend categories will not be available. 

Posted Transactions

Q: If I performed a Petrol transaction on Sunday but the transaction is only posted on Monday, does it mean I only enjoy 1% cashback on Petrol?

A: No, you will enjoy 8% cashback because the transaction happened on a Weekend (Sunday) although it is posted the next day.

Hong Leong Wise Platinum Example of Posted Transactions

RM100 (weekday) + RM300 (weekend)

1% + 8%
RM1 + RM24
RM15 (capped)

RM50 (weekday ) + RM50 (weekend)

1% + 8%
RM0.50 + RM4

RM50 (weekday) + RM100 (weekend)

1% + 8%
RM0.50 + RM8

Total Posted Transaction = RM650
RM400 (Petrol) + RM100 (Groceries) + RM100 (Dining)

If you do not meet the minimum spend of RM500 (posted transaction) per month - you will enjoy 0.25% cashback on all spending and all categories excluding Government and JomPay transactions.

Participating Merchants

Hong Leong Wise Platinum offers a wide range of merchants eligible for cashback.

Petrol Automated fuel dispensers at all stations (MCC 5542)
Dining All dining outlets (MCC 5811, 5812, 5814)
Groceries All grocery stores (MCC 5411), selected convenience stores (MyNews & 7Eleven)
Online Spend Lazada, Shopee, Grab, Foodpanda, Touch N Go, MYEG, Spotify, Netflix, Apple Music
Utilities Electricity and water (MCC 4900)
Pharmacies All drug stores (MCC 5912) - Guardian, Watsons, Caring

Easy Application for Hong Leong Wise Platinum

Wondering if you are eligible to apply for this Hong Leong credit card? 

The Hong Leong Wise Platinum requirement is as simple as ABC.

  • Min. annual income: RM24,000 per year
  • Age: 21 - 65 years old (principal cardholder), min. 18 years old (supplementary cardholder)
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