Hong Leong Wise Platinum

Save 8% every weekend on petrol, groceries and dining when you spend more than RM500 in a month with Hong Leong Wise Card.

Hong Leong Wise Platinum8% Cashback
Min. Income
RM5,000/month
Annual Fee
RM98
Cashback
up to 8%
Balance Transfer
From 6.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Spend more than RM500 in a month to earn 8% weekend cashback on petrol, groceries and dining, capped at RM18 per category. Any spends below RM500 in a month earn you 0.25% cashback capped at RM1.25 per month.

Cashback categoryCashback rateMonthly capSpend
Petrol8%RM18from RM500 and above monthly on weekends only
Groceries8%RM18from RM500 and above monthly on weekends only
Dining8%RM18from RM500 and above monthly on weekends only
Others0.25%uncappedfrom RM500 and above monthly
Petrol1%RM18from RM500 and above monthly
Groceries1%RM18from RM500 and above monthly
Dining1%RM18from RM500 and above monthly

Petrol

Plan you refueling wisely because you can get 8% cashback if you do it over the weekends. Fill up your tank on weekdays to get 1% cashback, both capped at RM18 per month.

Balance Transfer

Hong Leong Bank offers 6 or 12 months balance transfers at 6.99% per year. Need to start reshuffling your finances? Start with consolidating your credit card debt!

Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Bank EPP offers 3 - 36 months payment terms at 0% interest on retail purchases (selected merchants). For other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a. No penalty fee for early payment.

Fees & Charges

Annual Fee
  • RM98 primary card
  • RM48 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Cash Advance / Cash Loan
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!

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