8% Cashback
| Highlights of Hong Leong Wise Platinum | |
|---|---|
 Hong Leong Wise Platinum |
|
| Highest cashback rate | 8% cashback on Weekends only with a total monthly spend of RM500 and above |
| Highest cashback amount | RM18 per month |
| Max spend to earn highest cashback amount | RM225 per month |
| Eligible spend to earn highest cashback rate | Fuel spend at all petrol stations and all retail purchases |
| Eligible Cardholder(s) | Principal and Supplementary |
8% Cashback on Weekends
Hong Leong Wise Platinum offers HIGH CASHBACK of 8% on petrol, groceries and dining categories spent over the weekend with a total cashback of RM18 per category.
What's more – you will enjoy unlimited 0.25% cashback on other transactions such as Insurance, Utilities, Mobile and more!
You are qualified for the cashback when you charge a minimum of RM500 retail transactions to your Hong Leong Wise Platinum per month.
*Do note that Government and JomPAY transactions are not eligible for cashback.
|
Hong Leong Wise Platinum Cashback (Monthly Spend RM500 and above) |
||
|---|---|---|
|
WEEKEND 8% Cashback | WEEKDAY 1% Cashback Petrol, Groceries, Dining |
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ALL DAYS 0.25% Cashback Other Retail Spends |
*For a minimum spend less than RM500/month, you’ll receive 0.25% cashback for all categories
*As the top 3 spend categories are pre-selected for you, switching of spend categories will not be available.
Posted Transactions
Q: If I performed a Petrol transaction on Sunday but the transaction is only posted on Monday, does it mean I only enjoy 1% cashback on Petrol?
A: You will enjoy 8% cashback because the transaction is performed on a Weekend (Sunday).
8% Cashback eligibility: you must have total posted transactions with a minimum spend of RM500 per month.
| Hong Leong Wise Platinum Example of Posted Transactions | ||
|---|---|---|
|
PETROL RM100 (weekday) + RM300 (weekend) Cashback 1% + 8% RM1 + RM24 = RM18 (capped) |
GROCERIES RM50 (weekday ) + RM50 (weekend) Cashback 1% + 8% RM0.50 + RM4 = RM4.50 |
DINING RM50 (weekday) + RM100 (weekend) Cashback 1% + 8% RM0.50 + RM8 = RM8.50 |
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Total Posted Transaction = RM650 |
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In the event you do not meet the minimum spend of RM500 (posted transaction) per month - you will enjoy 0.25% cashback on all spend and all categories excluding Government and JomPay transactions.
Participating Merchants
Hong Leong Wise Platinum offers a wide range of merchants that are eligible for cashback.
| Hong Leong Wise Platinum Participating Merchants | |
|---|---|
| CASHBACK CATEGORIES | MERCHANTS |
| Petrol | Automated fuel dispensers at all stations (MCC 5542) |
| Dining | All dining outlets (MCC 5811, 5812, 5814) |
| Groceries | All grocery stores (MCC 5411) |
| Utilities | Electricity and water (MCC 4900) |
| Travel | All airlines (MCC 3000-3299), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723) |
| Book stores | MPH, Popular, Borders, Kinokuniya, Times, Smart, BookXcess |
| Pharmacies | Guardian, Watsons, Caring, Eu Yan Sang |
| Entertainment | All cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box, Neway |
| Department stores | Parkson, AEON, Isetan, Metrojaya, Robinsons, Tang, GAMA, Sogo |
Easy to Apply
Wondering if you are eligible to apply? The Hong Leong Wise Credit Card requirement is as simple as ABC.
- Min. annual income: RM60,000 per year
- Age: 21-65 years old (principal cardholder), min. 18 years old (supplementary cardholder)
