Hong Leong Wise Platinum

Cashback

Spend more than RM500 in a month to earn 8% weekend cashback on petrol, groceries and dining, capped at RM18 per category. Any spends below RM500 in a month earn you 0.25% cashback capped at RM1.25 per month.

Balance Transfer

Hong Leong Bank offers 6 or 12 months balance transfers at 6.99% per year. Need to start reshuffling your finances? Start with consolidating your credit card debt!

Easy Payment Plans

Hong Leong Bank EPP offers 3 - 36 months payment terms at 0% interest on retail purchases (selected merchants). For other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a. No penalty fee for early payment.

Fees & Charges

Annual Fee

• RM98 primary card
• RM48 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM20 or 5% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Requirements

Minimum Annual Income

RM60,000

Minimum Age

• 21 to 65 years old  years old primary card
• 18 years old supplementary card

Who can apply

• Anybody

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