Hong Leong Wise Platinum

Hong Leong Wise Card offers 8% cash back when you pay for Petrol, Groceries and Dining on the weekends.

Hong Leong Wise Platinum8% Cashback
Min. Income
RM5,000/month
Annual Fee
RM98
Cashback
up to 8%
Balance Transfer
From 6.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Get 8% cashback with a minimum spend of RM500 on petrol, groceries and dining on the weekend! That's not all, enjoy unlimited cashback with instant savings on other transactions such as Insurance, Utilities, Mobile and more.

Cashback categoryCashback rateMonthly capSpend
Petrol, Groceries & Dining8%RM18from RM500 and above monthly on weekends only
Petrol, Groceries & Dining1%RM18from RM500 and above monthly
Other Spend0.25%uncappedfrom RM500 and above monthly
All Spends0.25%RM1up to RM499 monthly

Petrol

Choose Petrol as a cashback category and you could get a 8% rebate on your weekend petrol refuel. Maximum cash back RM18 each month.

Balance Transfer

Hong Leong Bank offers 6 or 12 months balance transfers at 6.99% per year. Need to start reshuffling your finances? Start with consolidating your credit card debt!

Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Bank EPP offers 3 - 36 months payment terms at 0% interest on retail purchases (selected merchants). For other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a. No penalty fee for early payment.

Fees & Charges

Annual Fee
  • RM98 primary card
  • RM48 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Cash Advance / Cash Loan
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!

Review

Highlights of Hong Leong Wise Platinum


Hong Leong Wise Platinum
Highest cashback rate 8% cashback on Weekends only with a total monthly spend of RM500 and above
Highest cashback amount RM18 per month
Max spend to earn highest cashback amount RM225 per month
Eligible spend to earn highest cashback rate Fuel spend at all petrol stations and all retail purchases
Eligible Cardholder(s) Principal and Supplementary

 

 8% Cashback on Weekends

Hong Leong Wise Platinum offers HIGH CASHBACK of 8% on petrol, groceries and dining categories spent over the weekend with a total cashback of RM18 per category.

What's more – you will enjoy unlimited 0.25% cashback on other transactions such as Insurance, Utilities, Mobile and more!

You are qualified for the cashback when you charge a minimum of RM500 retail transactions to your Hong Leong Wise Platinum per month.

*Do note that Government and JomPAY transactions are not eligible for cashback.

 

Hong Leong Wise Platinum Cashback
(Monthly Spend RM500 and above) 
WEEKEND 8% CashbackWEEKDAY 1% Cashback
Petrol (capped at RM8), Groceries, Dining
WEEKEND / WEEKDAY 0.25% Cashback
Another spending

*For a minimum spend less than RM500/month, you’ll receive 0.25% cashback for all categories

*As the top 3 spend categories are pre-selected for you, switching of spend categories will not be available. 

 

Posted Transactions

Q: If I performed a Petrol transaction on Sunday but the transaction is only posted on Monday, does it mean I only enjoy 1% cashback on Petrol?

A: You will enjoy 8% cashback because the transaction is performed on a Weekend (Sunday).

8% Cashback eligibility: you must have total posted transactions with a minimum spend of RM500 per month.

 

Hong Leong Wise Platinum Example of Posted Transactions
PETROL

RM100 (weekday) + RM300 (weekend)

Cashback
1% + 8%
RM1 + RM24
=
RM18 (capped)
GROCERIES

RM50 (weekday ) + RM50 (weekend)

Cashback
1% + 8%
RM0.50 + RM4
=
RM4.50
DINING

RM50 (weekday) + RM100 (weekend)

Cashback
1% + 8%
RM0.50 + RM8
=
RM8.50

Total Posted Transaction = RM650 
RM400 (Petrol) + RM100 (Groceries) + RM100 (Dining)

In the event you do not meet the minimum spend of RM500 (posted transaction) per month - you will enjoy 0.25% cashback on all spend and all categories excluding Government and JomPay transactions.

 

Participating Merchants

Hong Leong Wise Platinum offers a wide range of merchants that are eligible for cashback.

Hong Leong Wise Platinum Participating Merchants
CASHBACK CATEGORIES MERCHANTS
Petrol Automated fuel dispensers at all stations (MCC 5542)
Dining All dining outlets (MCC 5811, 5812, 5814)
Groceries All grocery stores (MCC 5411)
Utilities Electricity and water (MCC 4900)
Travel All airlines (MCC 3000-3299), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723)
Book stores MPH, Popular, Borders, Kinokuniya, Times, Smart, BookXcess
Pharmacies Guardian, Watsons, Caring, Eu Yan Sang
Entertainment All cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box, Neway
Department stores Parkson, AEON, Isetan, Metrojaya, Robinsons, Tang, GAMA, Sogo

 

Easy to Apply

Wondering if you are eligible to apply? The Hong Leong Wise Credit Card requirement is as simple as ABC.

  • Min. annual income: RM60,000 per year
  • Age: 21-65 years old (principal cardholder), min. 18 years old (supplementary cardholder)