|Highlights of Hong Leong Wise Platinum|
Hong Leong Wise Platinum
|Highest cashback rate||8% cashback on Weekends only with a total monthly spend of RM500 and above|
|Highest cashback amount||RM18 per month|
|Max spend to earn highest cashback amount||RM225 per month|
|Eligible spend to earn highest cashback rate||Fuel spend at all petrol stations and all retail purchases|
|Eligible Cardholder(s)||Principal and Supplementary|
8% Cashback on Weekends
Hong Leong Wise Platinum offers HIGH CASHBACK of 8% on petrol, groceries and dining categories spent over the weekend with a total cashback of RM18 per category.
What's more – you will enjoy unlimited 0.25% cashback on other transactions such as Insurance, Utilities, Mobile and more!
You are qualified for the cashback when you charge a minimum of RM500 retail transactions to your Hong Leong Wise Platinum per month.
*Do note that Government and JomPAY transactions are not eligible for cashback.
Hong Leong Wise Platinum Cashback
(Monthly Spend RM500 and above)
WEEKEND 8% Cashback | WEEKDAY 1% Cashback
Petrol, Groceries, Dining
ALL DAYS 0.25% Cashback
Other Retail Spends
*For a minimum spend less than RM500/month, you’ll receive 0.25% cashback for all categories
*As the top 3 spend categories are pre-selected for you, switching of spend categories will not be available.
Q: If I performed a Petrol transaction on Sunday but the transaction is only posted on Monday, does it mean I only enjoy 1% cashback on Petrol?
A: You will enjoy 8% cashback because the transaction is performed on a Weekend (Sunday).
8% Cashback eligibility: you must have total posted transactions with a minimum spend of RM500 per month.
|Hong Leong Wise Platinum Example of Posted Transactions|
RM100 (weekday) + RM300 (weekend)
1% + 8%
RM1 + RM24
RM50 (weekday ) + RM50 (weekend)
1% + 8%
RM0.50 + RM4
RM50 (weekday) + RM100 (weekend)
1% + 8%
RM0.50 + RM8
Total Posted Transaction = RM650
In the event you do not meet the minimum spend of RM500 (posted transaction) per month - you will enjoy 0.25% cashback on all spend and all categories excluding Government and JomPay transactions.
Hong Leong Wise Platinum offers a wide range of merchants that are eligible for cashback.
|Hong Leong Wise Platinum Participating Merchants|
|Petrol||Automated fuel dispensers at all stations (MCC 5542)|
|Dining||All dining outlets (MCC 5811, 5812, 5814)|
|Groceries||All grocery stores (MCC 5411)|
|Utilities||Electricity and water (MCC 4900)|
|Travel||All airlines (MCC 3000-3299), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723)|
|Book stores||MPH, Popular, Borders, Kinokuniya, Times, Smart, BookXcess|
|Pharmacies||Guardian, Watsons, Caring, Eu Yan Sang|
|Entertainment||All cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box, Neway|
|Department stores||Parkson, AEON, Isetan, Metrojaya, Robinsons, Tang, GAMA, Sogo|
Easy to Apply
Wondering if you are eligible to apply? The Hong Leong Wise Credit Card requirement is as simple as ABC.
- Min. annual income: RM60,000 per year
- Age: 21-65 years old (principal cardholder), min. 18 years old (supplementary cardholder)