10% Cashback Everyday
Hong Leong Wise Platinum offers high cashback of 10% on two of your chosen categories from petrol, dining, groceries, pharmacies, mobile, departmental, book stores, utilities, entertainment and travel. What's more – mobile spending is included as a bonus category.
You are qualified for the cashback when you charge a minimum of 10 monthly retail transactions with at least RM50 per transaction to your Hong Leong Wise Platinum. The total cashback is capped at RM100 per month based on your chosen categories.
On top of that, all the retail transactions on the supplementary card(s) are accumulated into the total swipes as per principal card to meet the minimum requirement of 10 retail swipes per month. However, the cashback earned will be credited to the principal card holder's account.
Participating Merchants
Hong Leong Wise Platinum offers a wide range of merchants which are eligible for cashback.
You wouldn't have to limit your choices on petrol stations with Hong Leong Wise Platinum. The cashback is available for petrol transactions at automated fuel dispensers at any petrol stations nationwide.
Bear in mind that your petrol transactions at the cashier counter will not be eligible for petrol cashback because the transactions may include other purchases such as food and drinks.
If you're looking for a dining or groceries credit card, Hong Leong Wise Platinum gives you the best cashback rate at 10% and this is applicable to all dining outlets and groceries stores such as Tesco and Giant. For AEON, only the AEON BiG is classified as groceries category.
The participating pharmacies are Watsons, Guardian, Caring and Eu Yan Sang. For mobile, the eligible merchants are Digi, Maxis, Celcom, U Mobile and YES. Your shopping at departmental stores at Parkson, AEON, Isetan, Tangs, Robinsons, Metrojaya, SOGO and GAMA gives you cashback too.
The eligible bookstores for cashback are Kinokuniya, Popular, MPH, Borders, Times, Smart and BookXcess. Besides that, your electricity and water bills are eligible for 10% cashback.
If entertainment is your category choice, you can enjoy cashback for the transactions at all cinemas, TicketCharge, Ticketpro, Red Box and Neway. Additionally, all your payment to airlines, hotels, and tour packages are eligible for cashback.
Easy Switch
You can switch the chosen categories at any time to suit your lifestyle and to maximise the cashback earned. For each category switch, you have to pay a one-time maintenance charge of RM10.60.
You will receive an SMS update with the effective date when your switch has been confirmed by Hong Leong Bank. Bear in mind that you are not allowed to switch the default bonus category.
Categories switch can be made easily. You can contact Hong Leong Contact Centre at 03-7626 8899, visit any Hong Leong Bank branches or download the category maintenance form from Hong Leong Bank website.
Easy to Apply
Wondering if you are eligible to apply? The Hong Leong Wise Credit Card requirement is as simple as ABC. If you are 21 years old and above, earning a minimum of RM60,000 per year, then you can apply for this Hong Leong credit card.
The annual fee is charged at RM318 for principal cardholder, whereas supplementary card is RM150.