Best Low Income Personal Loans in Malaysia

If you’re a low to middle income earner, or self-employed, and need money to meet day-to-day expenses, look no further than these personal loans with easy income requirements. Apply now to lighten the load of daily life and get a little leverage on your monthly earning.

I would like to borrow RM over

My annual income is RM as a

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Bank logoPersonal loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
Public Bank BAE Personal Financing-i

Public Bank BAE Personal Financing-i

An unsecured, flat rate Bai Al-Einah personal financing plan for Government and Public Sector workers.

Profit Rate
3.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM311.03
Read moreApply now
AmBank Islamic Personal Financing-i

AmBank Islamic Personal Financing-i

An unsecured Islamic personal loan designed especially for government sector workers - start your repayments after the third month

Profit Rate
4.3% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM313.61
Read moreApply now
BSN SKAN

BSN SKAN

Exclusively for State Government Department employees employed for more than 3 months and no guarantor needed for contract staff of over 12 months.

Interest Rate
4.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM315.28
Read moreApply now
BSN SKAP

BSN SKAP

Exclusive personal loan for federal government servants with low-interest rates! No guarantor required for permanent staff who've been employed for more than 3 months.

Interest Rate
4.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM315.28
Read moreApply now
RHB Personal Financing-i Civil Sector

RHB Personal Financing-i Civil Sector

A fast approval government servant financing repayment through salary deduction. What's more - Takaful protection in the event of death and total permanent disability.

Profit Rate
4.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM315.28
Read moreApply now
Bank Rakyat Personal Financing-i Public

Bank Rakyat Personal Financing-i Public

The only thing of low interest about this personal loan is the rate - short-term financing for government and GLC employees

Profit Rate
4.54% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM315.61
Read moreApply now
Bank Rakyat Personal Financing-i for Pensioner

Bank Rakyat Personal Financing-i for Pensioner

A flat rate secured Islamic personal loan for Senior Citizens.

Profit Rate
4.63% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM316.36
Read moreApply now
RHB Pensioner Personal Financing-i

RHB Pensioner Personal Financing-i

A personal loan exclusively for Malaysian Government Service Pensioners.

Profit Rate
5.2% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM321.11
Read moreApply now
Agrobank AgroCash-i

Agrobank AgroCash-i

Open for those working in the government or government linked companies ( GLC). Borrow the cash you need for up to 10 years with Takaful protection.

Profit Rate
15% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM
Read moreApply now
CIMB Xpress Cash Financing-i

CIMB Xpress Cash Financing-i

An Islamic personal loan with 24-hour turnaround fast approval and cash disbursement. Borrow up to a maximum of 10x your salary.

Profit Rate
24% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM477.78
Read moreApply now

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