Best Personal Loans in Malaysia

Use our personal loan calculator to compare interest rates and monthly loan repayments, find how much you can afford to borrow within your budget, and apply online easily.

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Bank logoPersonal loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
KFH Murabahah Personal Financing-i

KFH Murabahah Personal Financing-i

A flat rate personal financing plan for salaried-employees who needs extra cash to lighten their burden. Pay medical bills or house renovation!

Profit Rate
4.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM319.36
Read moreApply now
BSN Executive-1

BSN Executive-1

An unsecured BSN Personal Loan exclusively for executives from multinational, private, or government link companies. Borrow up to 10x your monthly salary.

Interest Rate
7% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM336.11
Read moreApply now
Hong Leong Personal Loan

Hong Leong Personal Loan

A fast approval unsecured personal loan from Hong Leong Bank with flexible tenure, low repayments, with no need for a guarantor or collateral!

Interest Rate
7% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM336.11
Read moreApply now
Hong Leong Mach IOU Personal Loan

Hong Leong Mach IOU Personal Loan

60 minutes fast approval personal loan with easy application - what are you waiting for?

Interest Rate
7% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM336.11
Read moreApply now
Hong Leong Islamic Personal Financing-i

Hong Leong Islamic Personal Financing-i

Quick and easy short term Islamic personal financing fit for all Malaysians with attractive profit rate and payment tenure up to seven years.

Profit Rate
7.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM340.28
Read moreApply now
Citibank Ready Credit PayLite

Citibank Ready Credit PayLite

This is an personal overdraft with easy access to cash at any Citibank ATMs nationwide with your Ready Credit bank card. Pay low interest only when you make withdrawals!

Interest Rate
7.74% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM342.28
Read moreApply now
AmBank AmMoneyLine

AmBank AmMoneyLine

Personal loans made easy with zero processing fees and low monthly repayments. Cash disbursed in 24 hours.

Interest Rate
8% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM344.44
Read moreApply now
AmBank Islamic AmMoneyLine Facility-i

AmBank Islamic AmMoneyLine Facility-i

An unsecured Islamic personal financing which requires no collateral or guarantors, with 5% rebate per year awarded for prompt payments.

Profit Rate
8% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM344.44
Read moreApply now
Maybank Islamic Personal Financing-i

Maybank Islamic Personal Financing-i

Easy to apply Islamic personal loan with no need for document stamping, low repayments, and insurance protection. Borrow up to RM100,000!

Profit Rate
8% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM344.44
Read moreApply now
Maybank Personal Loan

Maybank Personal Loan

Borrow up to a maximum of RM100,000 with low fixed instalments for up to 6 years. It's easy to apply, there's no need to pay any processing fee!

Interest Rate
8% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM344.44
Read moreApply now
OCBC Sukses-i

OCBC Sukses-i

An unsecured Islamic personal loan package tailor-made to your needs.

Profit Rate
8.8% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM351.11
Read moreApply now
Al-Rajhi Personal Financing-i

Al-Rajhi Personal Financing-i

You can afford to borrow within your budget with Al Rajhi Islamic personal loans.

Profit Rate
8.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM352.69
Read moreApply now
Standard Chartered Personal Financing-i

Standard Chartered Personal Financing-i

Simple and affordable Islamic personal loan with minimum terms and an attractive interest rate.

Profit Rate
8.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM352.69
Read moreApply now
Bank Rakyat Personal Financing-i Private

Bank Rakyat Personal Financing-i Private

An unsecured, flat rate Islamic Personal Loan for private sector workers and first time GLC employee applicants

Profit Rate
9.22% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM354.61
Read moreApply now
AEON iCash for AEON Credit Card holders

AEON iCash for AEON Credit Card holders

A simple Personal Loan offering fast approval for AEON Credit Card Holders.

Profit Rate
9.6% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM357.78
Read moreApply now
Standard Chartered Quick Cash EDGE

Standard Chartered Quick Cash EDGE

A straightforward unsecured fixed rate personal loan.

Interest Rate
9.84% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM359.78
Read moreApply now
AEON iCash for AEON Express Card Members

AEON iCash for AEON Express Card Members

A fast application Personal Loan with quick approval for AEON Express Card Holders.

Profit Rate
10.08% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM361.78
Read moreApply now
HSBC Anytime Money

HSBC Anytime Money

Anytime money - anytime you need it, for those times when life just twists and turns unexpectedly. A simple unsecured personal loan from HSBC.

Interest Rate
12.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM381.94
Read moreApply now
Bank Rakyat Aslah Personal Financing-i Aslah Plus

Bank Rakyat Aslah Personal Financing-i Aslah Plus

An unsecured flat rate Islamic Personal Loan for Government and GLC Employees.

Profit Rate
3.3% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM305.28
Read moreApply now
Bank Rakyat Aslah Personal Financing-i MEGA Aslah for Non-Members

Bank Rakyat Aslah Personal Financing-i MEGA Aslah for Non-Members

An unsecured Islamic Personal Loan for Bank Rakyat Non-Members - that is to say, folks who don't already have a Bank Rakyat account.

Profit Rate
3.3% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM305.28
Read moreApply now
Bank Rakyat Aslah Personal Financing-i PRIMA Aslah

Bank Rakyat Aslah Personal Financing-i PRIMA Aslah

A premium, unsecured, flat rate Islamic Personal Loan for Government Employees.

Profit Rate
3.3% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM305.28
Read moreApply now
Bank Rakyat Aslah Personal Financing-i RIA Aslah

Bank Rakyat Aslah Personal Financing-i RIA Aslah

Premium flat rate Islamic Personal Loan unsecured for Government Employees and Employees of Government Linked Companies.

Profit Rate
3.3% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM305.28
Read moreApply now
RHB Personal Financing

RHB Personal Financing

An unsecured personal loan that provides effective relief for financial headaches.

Interest Rate
13.45% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM389.86
Read moreApply now
RHB Personal Financing-i for Private

RHB Personal Financing-i for Private

A personal loan that provides instant access to funds without the need for a guarantor.

Profit Rate
13.45% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM389.86
Read moreApply now
MBSB Exec-i

MBSB Exec-i

An exclusive Islamic personal loan for Executive Government Employees.

Profit Rate
3.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM306.94
Read moreApply now
MBSB Personal Financing Mumtaz-i

MBSB Personal Financing Mumtaz-i

Have a high interest bearing debt that you can't wait to get rid of? Settle it with this personal financing with profit rate as low as 3.40%p.a. with financing amount up to RM250000!

Profit Rate
3.66% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM308.28
Read moreApply now
CIMB Cash Plus

CIMB Cash Plus

A flexible and fast CIMB loan with no need for collateral or guarantor. High borrowing margin of 8x your monthly salary with insurance coverage for emergencies.

Interest Rate
14.66% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM399.94
Read moreApply now
UOB Personal Loan

UOB Personal Loan

Get the freedom to do more with this unsecured personal loan from UOB. You can apply no matter if you're self-employed or a salaried employee.

Interest Rate
15% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM
Read moreApply now
OCBC Prestij-i

OCBC Prestij-i

Prestij-i is OCBC's personal loan for high income earners who need emergency cash - with affordable interest rates and minimum hassle application

Profit Rate
15% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM
Read moreApply now
OCBC Progres-i

OCBC Progres-i

An Islamic personal loan for those just starting out in life

Profit Rate
15% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM402.78
Read moreApply now
Public Bank BAE Personal Financing-i

Public Bank BAE Personal Financing-i

An unsecured, flat rate Bai Al-Einah personal financing plan for Government and Public Sector workers.

Profit Rate
3.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM311.03
Read moreApply now
MBSB Pembiayaan Peribadi-i Ekspres

MBSB Pembiayaan Peribadi-i Ekspres

Borrow up to RM100,000 at attractive flat interest rates, open for all government employees with a minimum monthly income of only RM150

Profit Rate
3.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM311.03
Read moreApply now
AmBank Islamic Personal Financing-i

AmBank Islamic Personal Financing-i

An unsecured Islamic personal loan designed especially for government sector workers - start your repayments after the third month

Profit Rate
4.3% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM313.61
Read moreApply now
MBSB Personal Financing Afdhal-i

MBSB Personal Financing Afdhal-i

Never miss out on your repayments with automatic salary deductions. Get special rates for government and private sector employees only with MBSB!

Profit Rate
4.4% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM314.44
Read moreApply now
BSN SKAN

BSN SKAN

Exclusively for State Government Department employees employed for more than 3 months and no guarantor needed for contract staff of over 12 months.

Interest Rate
4.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM315.28
Read moreApply now
BSN SKAP

BSN SKAP

Exclusive personal loan for federal government servants with low-interest rates! No guarantor required for permanent staff who've been employed for more than 3 months.

Interest Rate
4.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM315.28
Read moreApply now
RHB Personal Financing-i Civil Sector

RHB Personal Financing-i Civil Sector

A fast approval government servant financing repayment through salary deduction. What's more - Takaful protection in the event of death and total permanent disability.

Profit Rate
4.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM315.28
Read moreApply now
Bank Rakyat Personal Financing-i Public

Bank Rakyat Personal Financing-i Public

The only thing of low interest about this personal loan is the rate - short-term financing for government and GLC employees

Profit Rate
4.54% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM315.61
Read moreApply now
Bank Rakyat Personal Financing-i for Pensioner

Bank Rakyat Personal Financing-i for Pensioner

A flat rate secured Islamic personal loan for Senior Citizens.

Profit Rate
4.63% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM316.36
Read moreApply now
MBSB Pakej V1 Malaysia

MBSB Pakej V1 Malaysia

A flat rate, unsecured, Islamic personal loan for Government and Government Linked Company Employees.

Profit Rate
4.9% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM318.61
Read moreApply now
Bank Islam Flat Rate Personal Financing-i Package

Bank Islam Flat Rate Personal Financing-i Package

A Shariah compliant personal financing with no hidden fees that will thin your wallet! That's not all, your application is also guaranteed with fast approval.

Profit Rate
4.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM319.36
Read moreApply now
Bank Islam Personal Financing-i Medical Practitioner

Bank Islam Personal Financing-i Medical Practitioner

An unsecured Islamic personal loan package for the Medical Profession

Profit Rate
4.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM319.36
Read moreApply now
RHB Pensioner Personal Financing-i

RHB Pensioner Personal Financing-i

A personal loan exclusively for Malaysian Government Service Pensioners.

Profit Rate
5.2% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM321.11
Read moreApply now
CIMB Pembiayaan Peribadi Sektor Awam-i

CIMB Pembiayaan Peribadi Sektor Awam-i

An Islamic personal loan exclusively for Government Employees.

Profit Rate
5.25% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM321.53
Read moreApply now
KFH Personal Financing-i Government Sector

KFH Personal Financing-i Government Sector

An Islamic personal loan specially tailored for Government Sector Employees.

Profit Rate
5.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM327.69
Read moreApply now
Bank Islam Personal Financing-i Non-Package

Bank Islam Personal Financing-i Non-Package

A simple unsecured Islamic Personal loan with low interest rates and no nerve wrecking charges!

Profit Rate
6% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM327.78
Read moreApply now
Agrobank Hartani-i

Agrobank Hartani-i

Want to own and develop agricultural land but lack the funds? Receive up to 100% financing of the land's market value with repayment plans up to 20 years!

Profit Rate
6.3% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM330.28
Read moreApply now
MBSB Personal Financing-i Private Sector

MBSB Personal Financing-i Private Sector

Get quick cash financing from MBSB up to RM300000 with fixed profit rate throughout your tenure. What's more, no guarantor is required!

Profit Rate
6.43% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM331.36
Read moreApply now
BSN Sandaran Sijil Simpanan Tetap

BSN Sandaran Sijil Simpanan Tetap

A secured Personal Loan from BSN that’s linked to your STT. Open to all Malaysians with repayment terms from 2 to a maximum of 10 years.

Interest Rate
6.45% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM331.53
Read moreApply now
BSN Aflah Prima Personal Financing-i

BSN Aflah Prima Personal Financing-i

Need help financing your new clinic? This personal loan is especially for medical doctors and medical officers in the government and private sectors

Profit Rate
6.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM331.94
Read moreApply now
Bank Islam Floating Rate Personal Financing-i Package

Bank Islam Floating Rate Personal Financing-i Package

Get your needed cash financing up to RM200000 with Bank Islam that doesn't require guarantor and upfront deposit!

Profit Rate
6.9% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM335.28
Read moreApply now
Bank Islam Personal Cash Line-i

Bank Islam Personal Cash Line-i

A personal loan secured against a Bank Islam Fixed Deposit account, Structured Investment, or Unit Trust. Excellent rate with no fees and fast approval.

Profit Rate
7.85% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM343.19
Read moreApply now
Alliance Bank Pension Financing-i

Alliance Bank Pension Financing-i

Save your time frame to get financing approval from Alliance Pension Financing-i. Enjoy complimentary Takaful coverage if you're under 48 years old.

Profit Rate
8.62% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM349.61
Read moreApply now
Standard Chartered Cash One for Professionals

Standard Chartered Cash One for Professionals

A personal loan for the professional, tailor-made to help you expand your practice.

Interest Rate
11.5% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM373.61
Read moreApply now
UOB Personal Loan for the Self-Employed

UOB Personal Loan for the Self-Employed

A flexible, unsecured personal loan for the Self-Employed.

Interest Rate
11.99% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM377.69
Read moreApply now
Agrobank AgroCash-i

Agrobank AgroCash-i

Open for those working in the government or government linked companies ( GLC). Borrow the cash you need for up to 10 years with Takaful protection.

Profit Rate
15% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM
Read moreApply now
MBSB Pakej Waslah

MBSB Pakej Waslah

An unsecured, flat rate, Islamic personal loan for Government sector workers.

Profit Rate
15% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM
Read moreApply now
CIMB Xpress Cash Financing-i

CIMB Xpress Cash Financing-i

An Islamic personal loan with 24-hour turnaround fast approval and cash disbursement. Borrow up to a maximum of 10x your salary.

Profit Rate
24% p.a.
Borrowing
RM10000
over 3 years
Monthly Repayment
RM477.78
Read moreApply now

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