Best Personal Loans in Malaysia

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Bank logoPersonal loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
Bank Islam Flat Rate Personal Financing-i Package

Bank Islam Flat Rate Personal Financing-i Package

For employees in the public sector: consolidate all your debt, renovate your home or pay for immediate needs with a fast approval Shariah compliant personal financing from Bank Islam

Profit Rate
4.2% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM451.67
Read moreApply now
MBSB Personal Financing Afdhal-i

MBSB Personal Financing Afdhal-i

MBSB personal financing for public and private sector employees at flat profit rate. Get up to RM400,000-worth of financing to meet your financial needs!

Profit Rate
4.4% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM453.33
Read moreApply now
Bank Rakyat Personal Financing-i Private

Bank Rakyat Personal Financing-i Private

Get up to RM150,000 personal financing for maximum 10 years at flat and floating profit rate with Bank Rakyat - designed to fulfill your current financial needs.

Profit Rate
4.95% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM457.92
Read moreApply now
Bank Islam Floating Rate Personal Financing-i Package

Bank Islam Floating Rate Personal Financing-i Package

No hidden charges, no guarantor, no deposit and no processing fee personal financing with up to RM200,000 financing limit and competitive floating rate.

Profit Rate
5.7% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM464.17
Read moreApply now
Citibank Ready Credit PayLite

Citibank Ready Credit PayLite

This is an personal overdraft with easy access to cash at any Citibank ATMs nationwide with your Ready Credit bank card. Pay low interest only when you make withdrawals!

Interest Rate
5.9% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM465.83
Read moreApply now
BSN Aflah Prima Personal Financing-i

BSN Aflah Prima Personal Financing-i

Need help financing your new clinic? This personal loan is especially for medical doctors and medical officers in the government and private sectors

Profit Rate
6.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM470.83
Read moreApply now
Standard Chartered Quick Cash EDGE

Standard Chartered Quick Cash EDGE

A straightforward unsecured fixed rate personal loan with no processing fee and penalty for early settlement.

Interest Rate
6.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM474.92
Read moreApply now
BSN Executive-1

BSN Executive-1

An unsecured BSN personal loan exclusively for executives from multinational, private, or government link companies at competitive interest rates and flexible repayment terms

Interest Rate
7% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM475.00
Read moreApply now
Hong Leong Personal Loan

Hong Leong Personal Loan

An unsecured personal loan from Hong Leong Bank with flexible tenure, low repayments and no guarantor or collateral required! Get your loan approved within 48 hours!

Interest Rate
7% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM475.00
Read moreApply now
Hong Leong Mach IOU Personal Loan

Hong Leong Mach IOU Personal Loan

60 minutes fast approval personal loan with easy application - what are you waiting for?

Interest Rate
7% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM475.00
Read moreApply now
Maybank Islamic Personal Financing-i

Maybank Islamic Personal Financing-i

Easy to apply Islamic personal loan that charges zero for documents stamping and processing fees with low monthly repayment and optional Takaful protection

Profit Rate
8% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM483.33
Read moreApply now
Maybank Personal Loan

Maybank Personal Loan

Borrow up to a maximum of RM100,000 with low fixed monthly instalment for up to 6 years. Easy to apply personal loan charges zero processing and Stamp Duty fees!

Interest Rate
8% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM483.33
Read moreApply now
OCBC Sukses-i

OCBC Sukses-i

An unsecured Islamic personal loan package tailor-made to your needs.

Profit Rate
8.8% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM490.00
Read moreApply now
Standard Chartered Personal Financing-i

Standard Chartered Personal Financing-i

Finance your business and lifestyle opportunity at zero processing cost, low flat profit rate and flexible repayment tenures with a Shariah compliant personal financing

Profit Rate
8.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM491.58
Read moreApply now
Hong Leong Islamic Personal Financing-i

Hong Leong Islamic Personal Financing-i

Quick and easy short term Islamic personal financing fit for all Malaysians with attractive profit rate and payment tenure up to five years.

Profit Rate
9% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM491.67
Read moreApply now
AEON iCash for AEON Credit Card holders

AEON iCash for AEON Credit Card holders

A simple Personal Loan offering fast approval for AEON Credit Card Holders.

Profit Rate
9.6% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM496.67
Read moreApply now
AmBank AmMoneyLine

AmBank AmMoneyLine

AmBank personal loan charges zero processing fee and competitive interest rate with higher financing limit and flexible repayment. 5% rebate for prompt paymaster!

Interest Rate
9.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM499.92
Read moreApply now
AmBank Islamic AmMoneyLine Facility-i

AmBank Islamic AmMoneyLine Facility-i

An unsecured Islamic personal financing requires no collateral or guarantors and charges zero processing fee. Get 5% rebate every year for prompt repayment!

Profit Rate
9.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM499.92
Read moreApply now
AEON iCash for AEON Express Card Members

AEON iCash for AEON Express Card Members

A fast application Personal Loan with quick approval for AEON Express Card Holders.

Profit Rate
10.08% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM500.67
Read moreApply now
UOB Personal Loan

UOB Personal Loan

Buying a new home or starting a business venture? Get the right personal loan to kick start your dreams with UOB - fast approved, no guarantor, no hidden fees, low monthly instalment!

Interest Rate
10.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM508.25
Read moreApply now
HSBC Anytime Money

HSBC Anytime Money

Anytime money - anytime you need it, for those times when life just twists and turns unexpectedly. A simple unsecured personal loan from HSBC.

Interest Rate
12.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM520.83
Read moreApply now
Bank Rakyat Aslah Personal Financing-i MEGA Aslah for Members

Bank Rakyat Aslah Personal Financing-i MEGA Aslah for Members

An unsecured Islamic Personal Loan for Bank Rakyat Members

Profit Rate
3.25% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM443.75
Read moreApply now
Bank Rakyat Pembiayaan Peribadi-i Rakan Pintar

Bank Rakyat Pembiayaan Peribadi-i Rakan Pintar

Floating rate personal financing for low income earner in the public sector with competitive profit rate, higher financing limit and longer repayment tenure

Profit Rate
3.26% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM443.83
Read moreApply now
Bank Rakyat Aslah Personal Financing-i Aslah Plus

Bank Rakyat Aslah Personal Financing-i Aslah Plus

An unsecured flat rate Islamic Personal Loan for Government and GLC Employees.

Profit Rate
3.3% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM444.17
Read moreApply now
Bank Rakyat Aslah Personal Financing-i MEGA Aslah for Non-Members

Bank Rakyat Aslah Personal Financing-i MEGA Aslah for Non-Members

An unsecured Islamic Personal Loan for Bank Rakyat Non-Members - that is to say, folks who don't already have a Bank Rakyat account.

Profit Rate
3.3% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM444.17
Read moreApply now
Bank Rakyat Aslah Personal Financing-i PRIMA Aslah

Bank Rakyat Aslah Personal Financing-i PRIMA Aslah

A premium, unsecured, flat rate Islamic Personal Loan for Government Employees.

Profit Rate
3.3% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM444.17
Read moreApply now
Bank Rakyat Aslah Personal Financing-i RIA Aslah

Bank Rakyat Aslah Personal Financing-i RIA Aslah

Premium flat rate Islamic Personal Loan unsecured for Government Employees and Employees of Government Linked Companies.

Profit Rate
3.3% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM444.17
Read moreApply now
RHB Personal Financing-i for Private

RHB Personal Financing-i for Private

A personal loan that provides instant access to funds without the need for a guarantor.

Profit Rate
13.45% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM528.75
Read moreApply now
MBSB Exec-i

MBSB Exec-i

An exclusive Islamic personal loan for Executive Government Employees.

Profit Rate
3.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM445.83
Read moreApply now
MBSB Personal Financing Mumtaz-i

MBSB Personal Financing Mumtaz-i

A low and flat rate MBSB personal financing offering higher financing limits and longer repayment tenures, open to all government and selected GLC employees

Profit Rate
3.66% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM447.17
Read moreApply now
CIMB Cash Plus

CIMB Cash Plus

Offering 100% cash disbursement, competitive interest rates and flexible repayments options - fulfill your dream with CIMB personal loan

Interest Rate
14.66% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM538.83
Read moreApply now
Bank Rakyat Personal Financing-i Public

Bank Rakyat Personal Financing-i Public

For those working in the public sector, GLC companies and its subsidiaries, borrow up to RM200,000 for maximum 10 years and choose to repay over competitive fixed or floating profit rate.

Profit Rate
3.7% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM447.50
Read moreApply now
Bank Rakyat Personal Financing-i SMART Cash

Bank Rakyat Personal Financing-i SMART Cash

Get instant cash at competitive profit rate to fund for your big-ticket item purchase with Bank Rakyat - no guarantor required!

Profit Rate
15% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM
Read moreApply now
OCBC Prestij-i

OCBC Prestij-i

Prestij-i is OCBC's personal loan for high income earners who need emergency cash - with affordable interest rates and minimum hassle application

Profit Rate
15% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM
Read moreApply now
OCBC Progres-i

OCBC Progres-i

An Islamic personal loan for those just starting out in life

Profit Rate
15% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM541.67
Read moreApply now
MBSB Pembiayaan Peribadi-i Ekspres

MBSB Pembiayaan Peribadi-i Ekspres

Borrow up to RM100,000 at attractive flat interest rates, open for all government employees with a minimum monthly income of only RM150

Profit Rate
3.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM449.92
Read moreApply now
AmBank Islamic Personal Financing-i

AmBank Islamic Personal Financing-i

An unsecured Islamic personal loan designed especially for government sector workers - start your repayments after the third month

Profit Rate
4.3% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM452.50
Read moreApply now
KFH Personal Financing-i Government Sector

KFH Personal Financing-i Government Sector

An Islamic personal loan calculated on a flat rate basis with higher financing limits, especially tailored for Government Sector employees

Profit Rate
4.33% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM452.75
Read moreApply now
UKHWAH Cash-i

UKHWAH Cash-i

Fast approved Islamic personal financing payable via Biro Perkhidmatan Angkasa deduction for civil servants. Enjoy higher financing limit, lower tiered profit rates and UkhwahCare membership entry!

Profit Rate
4.35% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM452.92
Read moreApply now
BSN SKAN

BSN SKAN

Exclusive BSN personal loan for State Government Department employees with low interest rates, low income requirement, optional insurance coverage and no lock-in period!

Interest Rate
4.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM454.17
Read moreApply now
BSN SKAP

BSN SKAP

Exclusive BSN personal loan for Federal Government servants with low interest rates, low income requirement, optional insurance coverage and no lock-in period!

Interest Rate
4.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM454.17
Read moreApply now
RHB Personal Financing-i Civil Sector

RHB Personal Financing-i Civil Sector

A fast approval government servant personal financing with repayment via salary deduction and Takaful coverage in the event of death and total permanent disability.

Profit Rate
4.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM454.17
Read moreApply now
Bank Rakyat Personal Financing-i for Pensioner

Bank Rakyat Personal Financing-i for Pensioner

A flat rate unsecured Islamic personal loan for Senior Citizens with low income requirement to realize your retirement goals. No guarantor is required!

Profit Rate
4.63% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM455.25
Read moreApply now
Public Bank BAE Personal Financing-i

Public Bank BAE Personal Financing-i

An unsecured, flat rate Bai Al-Einah personal financing for Government sector workers. Enjoy higher financing limit with longer repayment tenures!

Profit Rate
4.88% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM457.33
Read moreApply now
MBSB Pakej V1 Malaysia

MBSB Pakej V1 Malaysia

A flat rate, unsecured, Islamic personal loan for Government and Government Linked Company Employees.

Profit Rate
4.9% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM457.50
Read moreApply now
Bank Islam Personal Financing-i Medical Practitioner

Bank Islam Personal Financing-i Medical Practitioner

An unsecured Islamic personal loan package for the medical practitioners with competitive and flat profit rate, higher financing limits and flexible repayments

Profit Rate
4.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM458.25
Read moreApply now
CIMB Pembiayaan Peribadi Sektor Awam-i

CIMB Pembiayaan Peribadi Sektor Awam-i

An Islamic personal loan exclusively for Government Employees.

Profit Rate
5.25% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM460.42
Read moreApply now
Bank Islam Personal Financing-i Non-Package

Bank Islam Personal Financing-i Non-Package

A simple unsecured Islamic Personal loan with competitive profit rates and no nerve wrecking charges!

Profit Rate
6% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM466.67
Read moreApply now
MBSB Personal Financing-i Private Sector

MBSB Personal Financing-i Private Sector

Part finance your dream and venture with MBSB personal financing, offering higher financing limits, flat and fixed profit rate, and longer repayment tenures. No guarantor is required!

Profit Rate
6.43% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM470.25
Read moreApply now
Agrobank AgroCash-i

Agrobank AgroCash-i

Open to government employees and GLC staff, borrow for up to 10 years at competitive rates and start pursuing your agricultural dreams with Agrobank

Profit Rate
6.45% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM470.42
Read moreApply now
BSN Sandaran Sijil Simpanan Tetap

BSN Sandaran Sijil Simpanan Tetap

A secured Personal Loan from that is linked to your BSN Term Deposit. Open to all Malaysians with repayment terms from 2 to a maximum of 10 years.

Interest Rate
6.45% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM470.42
Read moreApply now
Bank Islam Personal Cash Line-i

Bank Islam Personal Cash Line-i

A personal financing secured against a Bank Islam Fixed Deposit, Structured Investment, or Unit Trust. Flexible financing tenures with no hidden fees and charges!

Profit Rate
7.6% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM480.00
Read moreApply now
Agrobank Hartani-i

Agrobank Hartani-i

Want to own and develop agricultural land but lack the funds? Secure up to 90% margin of financing with repayment periods up to 20 years at competitive flat profit rate!

Profit Rate
7.7% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM480.83
Read moreApply now
Standard Chartered Cash One for Professionals

Standard Chartered Cash One for Professionals

A personal loan for the professional, tailor-made to help you expand your practice.

Interest Rate
11.5% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM512.50
Read moreApply now
UOB Personal Loan for the Self-Employed

UOB Personal Loan for the Self-Employed

A flexible, unsecured personal loan for the Self-Employed.

Interest Rate
11.99% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM516.58
Read moreApply now
RHB Pensioner Personal Financing-i

RHB Pensioner Personal Financing-i

Exclusively for pensioners of Malaysian government servant, achieve your retirement goals with a flat rate Islamic personal financing - no guarantor is required!

Profit Rate
15% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM
Read moreApply now
Alliance Bank Pension Financing-i

Alliance Bank Pension Financing-i

Save your time frame to get financing approval from Alliance Pension Financing-i. Enjoy complimentary Takaful coverage if you're under 48 years old.

Profit Rate
15% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM
Read moreApply now
MBSB Pakej Waslah

MBSB Pakej Waslah

An unsecured, flat rate, Islamic personal loan for Government sector workers.

Profit Rate
15% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM
Read moreApply now
AEON iCASH Personal Financing

AEON iCASH Personal Financing

This is a simple AEON Personal Financing with express approval and flexible repayments. Pay at low monthly profit rates for up to 7 years!

Profit Rate
18% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM566.67
Read moreApply now
CIMB Xpress Cash Financing-i

CIMB Xpress Cash Financing-i

Borrow up to 8x your monthly salary for maximum 5 years with CIMB Islamic personal loan. Receive instant approval, 100% cash disbursement and rebate for early settlement.

Profit Rate
24% p.a.
Borrowing
RM10000
over 2 years
Monthly Repayment
RM616.67
Read moreApply now

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