Affinbank Visa Signature Card

Why waste your time to key in the pin during payment? Tap your Affinbank Visa Signature Card to enjoy 3% cashback on contactless transactions!

Affinbank Visa Signature Card3% cashback for contactless spend
Min. Income
RM4,000/month
Annual Fee
Free*
Cashback
up to 3%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Enjoy 3% cashback every time you perform a contactless transaction - simply tap your Affinbank Visa Signature Card during payment! Cashback is not applicable for Government services transactions and Charity related transactions.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Contactless Transactions3%RM80any amount monthly

Balance Transfer

Affin Bank Balance Transfer installment Plan offers low one-time upfront charges and payment terms up to 36 months. One-time interest is as low as 2%.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 2%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4%one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5%one-time upfront handling feefrom RM2,000
24 months0% p.a. and 6%one-time upfront handling feefrom RM2,000
36 months0% p.a. and 7%one-time upfront handling feefrom RM3,000
Learn more about AffinBank Balance Transfer Installment Plan

Easy Payment Plans

Affin Bank EiPlan offers payment terms from 6 to 36 months on any retail purchase. One-time interest rate starts from 2%.

AffinBank EiPlan
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feeRM500
12 months4% one-time upfront handling feeRM1,000
18 months5% one-time upfront handling feeRM2,000
24 months6% one-time upfront handling feeRM2,000
36 months7% one-time upfront handling feeRM3,000
Learn more about AffinBank EiPlan

Fees & Charges

Annual Fee
  • RM150 primary card

    First year free

    Waived when you spend minimum 12 times on retail transactions in a year

  • RM100 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Any Business

Features

Easy Payment Plan
AffinBank EiPlan
AffinBank Easy Installment Plan converts your retail shopping into easy monthly payments. It's a simple and easy way to make shopping affordable.
Cash Advance / Cash Loan
Affin Cash On Call Instalment Plan
Say hello to ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.
Balance Transfer Plans
AffinBank Balance Transfer Installment Plan
Get Balance Transfers from 6 to 36 months with a low one-time upfront interest charged. Tame your credit card bills now with Affin Bank!

Review

Get 3% Cashback on every tap with Affinbank Visa Signature Card

What if you can save time AND money at the same time when you pay with your credit card, even if there's no promotion? 

It's possible when you use Affinbank Visa Signature Card! 

The special credit card from Affinbank will give you 3% cashback whenever you make contactless retail transactions, without a minimum spending amount.

To perform a contactless transaction with your Affinbank credit card, simply tap the credit card in front of the Visa payWave contactless reader.

However, please be noted that there's an RM80 monthly cap for the cashback and the feature isn't valid for government services and charity transactions.

What about the Affinbank supplement cardholders? Can they get the 3% Cashback as well?

Yes! Both principal and supplement cardholders of Affinbank Visa Signature Card are eligible for the 3% cashback feature.

The cashback will be calculated based on the statement cycle.

However, it will only be credited to the principal cardholders' account. 

Collect AFFIN Rewards for other transaction types

There's a catch when performing contactless transactions. 

The Visa payWave contactless reader only accepts a maximum payment of RM250, hence for any amount higher than that, you have to key in your Affinbank Visa Signature Card PIN number.

This means you won't be able to get the 3% cashback. 

On top of that, what if you prefer to do online transactions and other transaction types?

Worry not, you can collect AFFIN Rewards Point and redeem it with shopping vouchers, air miles, health & beauty products, gadgets and many more!

Earn 1x AFFIN Rewards Point for every RM1 PIN-based and card-no-present transaction, which are e-commerce, mail order telephone order & recurring and standing instructions.

My transaction is rejected. What's the reason?

There could be times when you have sufficient credit or facility limits but your credit card contactless transaction is rejected. 

The Affinbank Visa Signature Card comes with various safety and security measures to protect you. 

Therefore, for certain contactless transactions, you are required to key in your PIN to ensure that the card is safe in your hands.

Who can apply for Affinbank Visa Signature Card?

Anyone with a minimum age of 21 years old and earning RM48,000 per year (RM4,000 per month) is eligible to apply.

The supplementary cardmembers, have to be at least 18 years old.

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