Best Hong Leong Bank Credit Cards in Malaysia 2024

Hong Leong has one of Malaysia's largest collections of credit cards, alongside special partnerships with Golden Screen Cinemas, and the prestigious Emirates airline. Compare Hong Leong credit cards and apply online.

Overview of Hong Leong Bank Credit Card in Malaysia

Hong Leong Bank Berhad is a technology-focused bank that emphasises the development of financial capabilities to serve its customers.

The bank is based in Malaysia and is present in neighbouring countries such as Singapore, Hong Kong, Vietnam, Cambodia and China.

Features and Benefits of a Hong Leong Credit Card

There are a variety of Hong Leong credit cards that can match your needs and desires. 

Here are the most common features and benefits of Hong Leong credit cards:

  • Get a lower interest rate for prompt payments
  • Worldwide recognition and acceptance
  • Enjoy a minimum credit limit from RM2,000 to RM100,000
  • Individuals with a minimum income starting from RM24,000 (per year) can apply
  • Free GSC movie tickets with selected Hong Leong credit cards
  • Earn Enrich Miles with selected Hong Leong credit cards
  • Zero annual fees for most Hong Leong credit cards

Hong Leong Bank Credit Card Online Application & Minimum Income

Thinking about how to apply for a Hong Leong Bank credit card? Worry not as you can apply it online!

In general, the cardholders must be a minimum of 21 years old, and the Hong Leong Bank credit card minimum income differs for each card.

APPLY FOR HONG LEONG BANK CREDIT CARD - ELIGIBILITY
Age of Principal Cardholders 21 - 65 years old
Age of Supplementary Cardholders Minimum 18 years old
Nationality Malaysian & Permanent Residents
Minimum Income (monthly)*

*Please note that the minimum income requirement for expatriates might be different.

Documents to Apply for a Hong Leong Credit Card

Here are the general documents that you have to prepare when you apply for a Hong Leong credit card:

SALARIED EMPLOYEE

  • Latest 3 months' salary slips
  • Latest EPF statement (at least 6 months contribution)
  • Latest Form BE (supported with tax payment receipt)
  • Latest 3 months' bank statements or savings passbook
  • Letter of employment

SELF-EMPLOYED

  • Latest EPF statement (at least 6 months contribution)
  • Latest Form B (supported with tax payment receipt)
  • Latest 6 months' bank statements or savings passbook

Top 4 Best Hong Leong Bank Credit Cards in 2024:

Are you a movie-goer? A jet-setter businessman? An avid traveller who’s always up for gastronomical adventures? 

Or perhaps, you’re a conscious spender who wants to maximise your Hong Leong Bank credit card cashback and rewards?

Compare the best Hong Leong Bank credit card for you and apply online without paying any administration fee!

1. Hong Leong Wise Gold Credit Card

No matter what your selected petrol brand is, you can always get 10% cashback on petrol expenses. You’re eligible to apply if your min. annual income is RM24,000.

Apply now

2. GSC - Hong Leong Gold Visa Credit Card

Get 5x free movie tickets upon your Hong Leong GSC credit card approval. Save more with a 30% discount on popcorn, snacks and drinks and RM6 off on an adult movie ticket.

Apply now

3. Hong Leong Essential Credit Card

The ultimate cashback credit card that lets you enjoy great cashback on insurance and other retail purchases. The more you spend, the more you earn!

Apply now

4. Hong Leong Visa Infinite Credit Card

Enjoy complimentary access to Plaza Premium Lounge in Malaysia and Singapore, plus comprehensive travel insurance. 24/7 assistance on reservations and bookings with this Hong Leong travel credit card.

Apply now

What is the minimum credit limit of the Hong Leong Bank credit card?

The minimum credit limit of the Hong Leong Bank credit card starts from RM2,000 to RM100,000 as per the table below.

HONG LEONG BANK CREDIT CARD - MINIMUM CREDIT LIMIT
Hong Leong Bank Credit Cards Minimum Credit Limit
Hong Leong Wise Gold RM2,000
Hong Leong Essential RM2,000
GSC - Hong Leong Gold Visa RM2,000
Hong Leong I’m Card RM2,000
GSC - Hong Leong Platinum Visa RM12,000
Hong Leong Sutera Platinum Card RM12,000
Hong Leong Visa Infinite RM45,000
Hong Leong Visa Infinite P RM100,000

Hong Leong travel credit card rewards

Here are the types of rewards of Hong Leong travel credit cards:

MAS Enrich Miles

Card type: Hong Leong Visa Infinite, Hong Leong Visa Infinite P

  • Every RM3.50 Local retail transaction = 1 mile
  • Every RM2.20 Overseas retail transaction = 1 mile
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