Because you should be rewarded for giving the bank your business
- Earn up to 10% SMART$ Rebates in addition to Cash Rebate when you spend at participating merchants under SMART$ Rebate Programme.
- Easy Payment Plan (EPP)
- Convert your purchases made at merchants with UOB flexi payment plans to enjoy interest rate from as low as 0% for up to 36 months.
Learn more about UOB Easi-Payment Plan
Pay Over With Interest Rate At When You Spend 6 months 2% one-time upfront handling fee from RM500 12 months 3% one-time upfront handling fee from RM500 18 months 4% one-time upfront handling fee from RM500
Learn more about UOB Instalment Payment Plan
Pay Over With Interest Rate At When You Spend 12 months 0% p.a. and no one-time upfront handling fee from RM1000 18 months 0% p.a. and no one-time upfront handling fee from RM1000 24 months 0% p.a. and no one-time upfront handling fee from RM1000 36 months 0% p.a. and no one-time upfront handling fee from RM1000
- Be the first to activate and spend minimum RM300 from your card approval date to get RM30 cashback from now until 30 November 2018.
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Waived when you made 1 retail transaction every month
- Annual Fee for Supplementary Card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon approval and anniversary date
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM20.00 or 5.00% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- Contact-less Payment Methods
- Visa payWave
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Who can Apply