UOB Visa Basic Card credit card

UOB Visa Basic Card

A basic Visa credit card that is packed with cash rebates, affordable and flexible credit lines, and fee waiver every month upon transaction.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • Easy Payment Plan (EPP)
  • RM72.00 annual fee

Get Up To 10% Cashback On Selected UOB Cards!

Get Up To 10% Cashback On Selected UOB Cards!


RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

Start Application


View product disclosure sheet.

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Earn up to 10% SMART$ Rebates in addition to Cash Rebate when you spend at participating merchants under SMART$ Rebate Programme.
Easy Payment Plan (EPP)
Convert your purchases made at merchants with UOB flexi payment plans to enjoy interest rate from as low as 0% for up to 36 months.
Pay OverWith Interest Rate AtWhen You Spend
6 months2% one-time upfront handling feefrom RM500 
12 months3% one-time upfront handling feefrom RM500 
18 months4% one-time upfront handling feefrom RM500 
Learn more about UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
18 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Instalment Payment Plan
Premium
Be the first to activate and spend minimum RM300 from your card approval date to get RM30 cashback from now until 30 November 2018.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM72.00
  • Waived when you made 1 retail transaction every month
Annual Fee for Supplementary Card
RM30.00
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Easi-Payment Plan
UOB Instalment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.