Go back to basics with UOB Basic Visa Card that is packed with cash rebates, affordable and flexible payment plan and monthly fee waiver upon transaction.
Annual Fee Waiver
UOB Basic Visa Card has a monthly fee of RM6.00, which can be waived when you make one retail transaction (no minimum amount) in a statement month.
Bear in mind that the Sales & Service Tax of RM25 will be charged upon the anniversary date of your credit card. For supplementary cardholders, the annual fee is at RM30.
SMART$ Rebate Program
Swipe and Earn up to 10% SMART$ Rebates at any UOB SMART$ participating merchants' outlet that carries the UOB SMART$ logo. Did you know that SMART$ (DOLLAR) is as good as cash?
This is because every 1 SMART$ is equivalent to RM1 in cash! Do note that your UOB SMART$ Rebates cannot be transferred or combined to other UOB Credit or Debit Card accounts.
Now to redeem your UOB SMART$ Rebates, you can do that at any participating SMART$ merchants' outlets on your next purchase.
- Simply present your UOB Basic Visa Card that carries the SMART$ Rebates balance
- Inform the cashier of your intention to redeem
- After deduction of the UOB SMART$ Rebates, pay the remaining amount of your purchase.
- This additional amount will also earn you UOB SMART$ Rebates.
0% Instalment Payment Plan
There is a slew of benefits in a credit card when you use it efficiently. After all, it is made to extend your credit when you require it, whether to pay for your personal needs or daily expenses.
UOB Basic Visa Card offers you UOB 0% Instalment Payment Plan (IPP) - where you pay for your purchases over 36 months with 0% interest, when you shop at any UOB 0% IPP participating merchant outlets. Outlet category includes:
| Telecommunication | Education |
| Travel Agent | Retail Fashion |
| Business Services | Hotels |
| Department Stores | Personal Care |
| Hypermarket | Auto Services |
| Building & Renovation | Insurance |
| Medical | Other Retails |