Take chances in life with UOB YOLO Visa. Get 8% cashback when you spend on online and dining, apart from exclusive deals and discounts all year long.

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Min. Income
Annual Fee
up to 8%
Balance Transfer
From 3.3% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

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Up 8% cashback on Online and Dining for grab when you make minimum 8 transactions for Online and Dining in a month, capped at RM50 per month. The best part is you can combine purchases made from principal and supplementary cardholders.

Cashback categoryCashback rateMonthly capSpend
mininum 16 transactions for Online and Dining in a calendar month8%RM50any amount monthly
between 8-15 transactions for Online and Dining in a calendar month5%RM50any amount monthly

Balance Transfer

Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB YOLO Visa.

Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1,000
12 months6% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about UOB Fixed-Pay Balance Transfer

Easy Payment Plans

Convert your purchases made at participating merchants with UOB Instalment Payment Plan to enjoy interest-free instalment for up to 36 months. Also, enjoy 0% EPP on your overseas retail purchase with a minimum conversion amount of RM3,000!

UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.99% one-time upfront handling feeRM500
12 months3.99% one-time upfront handling feeRM500
18 months4.99% one-time upfront handling feeRM500
24 months5.99% one-time upfront handling feeRM2,000
36 months6.99% one-time upfront handling feeRM2,000
Learn more about UOB Easi-Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM90 primary card

    Free for first year,you swipe 12 times per year for subsequent years,First 2 years free for Supplementary cardholder,RM7.50 is waived upon ONE retail transaction made per calendar month

  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa Contactless


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
UOB Easi-Payment Plan
Longing for a brand new item this year? Spend with UOB credit card and convert minimum purchase of RM500 into an affordable monthly instalment plan.
UOB Instalment Payment Plan
UOB InStore is an online store where shopping can be charged to your credit card at 0% interest. Choose the monthly installment plan that suits your budget
Balance Transfer Plans
UOB Fixed-Pay Balance Transfer
With UOB Fixed-Pay Balance Transfer you pay the same installments every month for 6 or 12 months. Manage your mounting credit card debts now!


Eat, Drink, Play and repeat with UOB YOLO Visa – a cashback credit card that every millennial should have in their pocket - because you only live once.

Dining and Online Cashback

With UOB YOLO Visa, you will not going to miss out on the latest food and online trending anymore. You only need to make a minimum of 16 transactions in online and dining categories combined to earn 8% cashback, capped at RM50 a month.

But here's a catch. The total cashback payout is on a first come first serve basis only because the payout limit is capped at RM120,000 every month. If you're lucky for the month, you will receive your cashback credited into your account by the last day of the following month.

Contactless Payment via Visa

UOB is giving your greater flexibility and convenience to your payment method with Visa Contactless. All you need is a single Visa Checkout account to handle all your online purchases.

With just a single login to you Visa Checkout account, you can make the purchase directly without having to leave the merchant’s website.

You can keep your billing and shipping address intact and ensure peace of mind as your personal information are protected with industry standard multi-layer security.

Flexible Instalment Plans

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card doesn't limit your shopping appetite. In fact, when you make retail purchases overseas, you can enjoy a 0% easy payment plan for 3 months when you convert a minimum of RM3,000.

There are also merchant-approved Instalment Payment Plan that charges 0% interest for up to 36 months; and an Easi-Payment Plan that charges one-time upfront interest as low as 2% only!