UOB YOLO Visa

Get up to 5% cashback on Online, Dining and Contactless categories, plus enjoy RM5 flat movie tickets every Friday at GSC and other discounts all year long.

UOB YOLO Visa5% online & dining cashback
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 10%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Lazada e-Voucher
worth RM150
when you apply through RinggitPlus3

Lazada e-Voucher

Cashback

Perform at least 5 transactions on Online, Dining and Contactless categories in a month, with a minimum spend of RM15 on each category per transaction to earn 5% cashback, capped at RM30 per month (combined)

Cashback categoryCashback rateMonthly capSpend
mininum 5 transactions on Online category in a calendar month5%RM30from RM15 and above monthly
mininum 5 transactions on Dining category in a calendar month5%RM30from RM15 and above monthly
mininum 5 transactions on Contactless category in a calendar month5%RM30from RM15 and above monthly
Grab rides, foods, deliveries (Weekend)10%RM20any amount monthly
Grab rides, foods, deliveries (Weekday)5%RM20any amount monthly

Premium

Enjoy GSC movie tickets at RM5 flat every Friday from now until 3 April 2020!

Balance Transfer

Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB YOLO Visa.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 4% one-time upfront handling feefrom RM1,000
18 months0% p.a. and 5% one-time upfront handling feefrom RM1,000
Learn more about UOB Balance Transfer

Easy Payment Plans

Convert your purchases made at participating merchants with UOB Instalment Payment Plan to enjoy interest-free instalment for up to 36 months. Also, enjoy 0% EPP on your overseas retail purchase with a minimum conversion amount of RM3,000!

UOB Overseas Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM3,000
Learn more about UOB Overseas Easi-Payment Plan
UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about UOB Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM90 primary card

    Free for first year for principal cardholder

    Free for first 2 years for supplementary cardholder

  • RM30 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
UOB Overseas Easi-Payment Plan
Shop your heart out while travelling overseas and convert the payment to 3 monthly repayments at 0% interest.
UOB Instalment Payment Plan
UOB InStore is an online store where shopping can be charged to your credit card at 0% interest. Choose the monthly installment plan that suits your budget
Balance Transfer Plans
UOB Balance Transfer
Enjoy flexible repayments with UOB. With a minimum payment of 5% of the outstanding amount each month you call the shots as you pay off your debts.

Review

Eat, Drink, Play and repeat with UOB YOLO Visa – a cashback credit card that every millennial should have in their pocket - because you only live once.

Highlights of UOB YOLO Visa



UOB YOLO Visa
Highest cashback rate 5% cashback with min. 5 transactions on Online, Dining or Contactless categories (each transaction RM15)
Highest cashback amount RM30 per month (combined)
Max spend to earn highest cashback amount RM600 per month
Eligible spend to earn highest cashback rate Online, Dining, Contactless purchases
Eligible Cardholder(s) Principal and Supplementary

 

 Up to 5% Online, Dining, and Contactless Cashback

With UOB YOLO Visa, you will not be going to miss out on the latest transportation, online and food trending anymore.

You only need to make a minimum of 5 transactions on Online, Dining and Contactless categories combined to earn 5% cashback, capped at RM30 a month.

But here's the catch. For each transaction, you need to spend a minimum amount of RM15. 

On top of that, the total cashback payout is on a first come first serve basis only because the payout limit is capped at RM160,000 every month.

If you're lucky for the month, you will receive your cashback credited into your account by the last day of the following month.

 

UOB YOLO Visa Cashback
Category Cashback Condition
Online, Dining & Contactless Purchase 5%
  • Min. 5 transactions
  • Min. spend is RM15 / transaction
  • RM30 monthly cap (combined)

UOB YOLO Visa Privileges

As if the awesome cashback feature isn’t enough, UOB YOLO Visa card offers more privileges to make your life sweeter.

From innovation, movies, dining, health & beauty, retail to travel & lifestyle, UOB has got you covered!

 

UOB YOLO Visa Privileges


GSC Cinemas
  • RM5 movie ticket every Friday
  • Promo period: Up till 3 April 2020
  • Not valid for GSC Signature

Quick Read Design
  • Smart design for online shoppers
  • Card numbers are stacked up 4-by-4, easier to read and key in


Travel & Lifestyle
Exclusive discounts and promotion for selected partners
  • The Grace Hotel Sydney
  • Hotel Capitol KL
  • Lexis
  • Dorsett
  • Encore Melaka
  • Kaodim
  • Pick N Paint Art Studi0
and many more...


Cafe & Dining
Exclusive discounts & complimentary food or beverage
  • Coffee Stain
  • Grand Sari Ratu Prima
  • Zok Noodle House
  • Mandarin Palace
  • Du Viet Restaurant & Cafe
  • Neu Vegetarian Restaurant
  • Dunkin Donuts

and many more...


Shopping
Exclusive discounts & complimentary products
  • The Rift
  • Ice Watch (online)
  • Pixajoy
  • Love.com.my

and many more...


Health & Beauty
Exclusive discounts & complementary treatments
  • Yves Rocher
  • Beauté Library
  • Belle by Medi Beaute
  • Mary Chia
  • Men’s Skin Centres
  • Svenson Hair Care
  • Vibes Spa
  • Cres Wellness

and many more...

 

Eligibility and Required Documents

Any individual with the minimum age of 21 years old (principal card) and 18 years old (supplementary card) can apply for UOB YOLO Visa.

Another eligibility criteria is you must be earning minimum RM3,000 per month.

To complete your UOB credit card application, remember to prepare the documents below:

 

Required Documents for UOB YOLO Visa Application
Self-employed Salaried Employee Salaried Expatriate
Photocopy of MyKad (both sides) Photocopy of MyKad (both sides) Passport copy
Photocopy of Business Registration Form Latest EPF statement / 2 months salary slip Latest 2 months salary slip
Latest Form B with tax receipt Choose 1:
  • 3 months bank statement
  • Latest EA Form
  • Latest BE Form with tax receipt
Letter of employment
    Working permit with min. validity of 1 year during application
    Proof of home address, i.e. utility bill

 

UOB YOLO Visa - Contactless Payment via Visa

UOB is giving you greater flexibility and convenience to your payment method with Visa Contactless.

All you need is a single Visa Checkout account to handle all your online purchases.

With just a single login to your Visa Checkout account, you can make the purchase directly without having to leave the merchant’s website.

You can keep your UOB YOLO Visa's billing and shipping address intact and ensure peace of mind as your personal information is protected with industry-standard multi-layer security.