Overview of UOB Credit Cards In Malaysia
There are plenty of United Overseas Bank (UOB) credit card benefits, from UNIRinggit (rewards points) to cashback privileges, premium shopping and travel benefits, including outstanding lifestyle rewards through the UOB UNIRinggit Rewards Programme. Find a UOB credit card that suits you and apply online with us!
UOB Credit Card Campaign FAQs:
For a limited time, qualified applicants of eligible UOB credit cards will receive a free sign-up gift of either of the following:
- Apple iPhone 18 Pro (For one (1) Qualified Applicant with the highest retail spend by 14 February 2027, based on the Qualified Applicants List from the Bank, and who have applied for UOB Visa Infinite Card, UOB PRVI Miles Elite Card, UOB World Card, UOB Lady’s Solitaire Card, and UOB Platinum Business Card, capped at 1 unit)
- Apple Watch Series 12 (For one (1) Qualified Applicant with the highest retail spend by 14 February 2027, based on the Qualified Applicants List from the Bank, and who has applied for UOB Preferred Card, UOB Lady’s Card, UOB ONE Card, UOB EVOL Card, Lazada UOB Card, and UOB Simple Card, capped at 1 unit)
- RM300 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have applied for UOB Visa Infinite Card, UOB PRVI Miles Elite Card, UOB World Card, UOB Lady’s Solitaire Card, and UOB Platinum Business Card)
- RM188 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have applied for UOB Preferred Card, UOB Lady’s Card, UOB ONE Card, UOB EVOL Card, Lazada UOB Card, and UOB Simple Card)
The promotion runs from 2 November 2026 to 16 November 2026, subject to the campaign's terms and conditions.
How to be eligible for the gift?
For UOB Visa Infinite Card, UOB PRVI Miles Elite Card, UOB World Card, UOB Lady’s Solitaire Card, and UOB Platinum Business Card
Apply with RinggitPlus, get approved by the bank by 16 December 2026, activate the card, and make a minimum amount of RM400 in retail transactions (“Retail Spend”) within sixty (60) calendar days from the Credit Card approval date to be eligible.
For UOB Preferred Card, UOB Lady’s Card, UOB ONE Card, UOB EVOL Card, Lazada UOB Card, and UOB Simple Card
Apply with RinggitPlus, get approved by the bank by 16 December 2026, activate the card, and make a minimum amount of RM200 in retail transactions (“Retail Spend”) within sixty (60) calendar days from the Credit Card approval date to be eligible.
For more details, check out the terms and conditions.
Who is qualified for this promotion?
This campaign is open to new customers only. Existing primary cardholders and those who have cancelled their UOB credit card(s) within 12 months before the date of the flash deal application are not eligible.
Which credit card(s) can I apply for?
You can apply for:
- UOB Visa Infinite Card
- UOB PRVI Miles Elite Card
- UOB World Card
- UOB Lady’s Solitaire Card
- UOB Platinum Business Card
- UOB Preferred Card
- UOB Lady’s Card
- UOB ONE Card
- UOB EVOL Card
- Lazada UOB Card
- UOB Simple Card
Where can I reach out for more information?
For any questions, please get in touch with us via email at [email protected]. We're happy to help!
Updated: November 2026
What Do UOB Credit Cards Offer?
UOB's credit cards pay either cashback or UNIRinggit points. Annual fees run from nothing on the Simple Card to RM1,000 on the Zenith Card. RinggitPlus compares all 13 UOB credit cards it lists. We check their fees and reward rates against UOB's fee sheet and card terms. We last checked on 13 November 2026.
Key Takeaways
- Annual fees. Most cards waive the fee with RM15,000 to RM50,000 of spending a year. The EVOL Card needs only one retail transaction a month, and the Zenith Card has no waiver.
- Cashback. The ONE and EVOL cards pay 10% cashback only after you spend RM1,500 and RM1,000 a month. Both cap it per category.
- Travel. Four cards include airport lounge visits, from 6 a year on the Lady's Solitaire Card to 12 on the Visa Infinite and Zenith cards.
- Eligibility. You must be at least 21. Minimum income runs from RM24,000 a year on the Simple and Lazada UOB cards to RM120,000 on the Visa Infinite Card.
- Charges. A cash advance costs a 0.37% fee plus 18% p.a. interest from the day you withdraw.
UNIRinggit is UOB's points currency, and 10X means 10 points for every RM1 you spend. Fees are for the principal card. UOB's website says it no longer accepts applications for the PRVI Miles and Zenith cards. The tables mark them and list them last.
How Much Income Do You Need For A UOB Credit Card?
Principal cardholders must be at least 21 and supplementary cardholders at least 18. UOB states the minimum income per year, and the table also shows it per month.
| Card | Minimum Income (RM per month) | Annual Fee (RM) | Annual Spend To Waive Fee (RM) |
|---|---|---|---|
| UOB Simple Card | 2,000 | None | No fee to waive |
| Lazada UOB Card | 2,000 | 100 | 20,000 |
| UOB ONE Card (Platinum) | 3,000 | 195 | 20,000 |
| UOB EVOL Card | 3,000 | 90 | One retail transaction per statement month |
| UOB Preferred Card | 3,000 | 198 | 20,000 |
| UOB Lady's Card (Platinum) | 5,000 | 128 | 20,000 |
| UOB World Card | 5,000 | 600 | 50,000 |
| UOB PRVI Miles Elite Card | 8,333 | 600 | 50,000 |
| UOB Lady's Solitaire Card | 10,000 | 300 | 50,000 |
| UOB Visa Infinite Card | 10,000 | 600 | 50,000 |
| UOB Lady's Card (Classic) | Not stated by UOB | 68 | 15,000 |
| UOB Platinum Business Card | Not stated by UOB | 150 | 24,000 |
| UOB PRVI Miles Card (closed to new applications) | Not stated by UOB | 198 | 20,000 |
| UOB Zenith Card (closed to new applications) | Not stated by UOB | 1,000 | No waiver |
For the cards marked "Not stated by UOB", ask UOB for the minimum income before you apply. Spending towards a waiver excludes balance transfers, Easi-Payment Plans, cash withdrawals and fees. UOB adds up spending on the principal and supplementary cards, then assesses each card's waiver separately on its anniversary date. The ONE Card's 10% rate needs RM1,500 a month, which is RM18,000 a year. That's RM2,000 short of the RM20,000 that waives the fee. If you're comparing cards that never charge a fee, see no annual fee credit cards.
What Should You Compare For Your Spending?
Add up your last three statements, then see which group most of your money falls into. The best UOB card depends on that, and RinggitPlus compares cards instead of picking one for you.
| Where Most Of Your Spending Goes | UOB Card That Rewards It | Top Reward | Annual Fee (RM) |
|---|---|---|---|
| Petrol, groceries, dining and Grab | UOB ONE Card | 10% cashback | 195 |
| Online spending and e-wallet top-ups | UOB EVOL Card | 10% cashback online, 5% on e-wallet top-ups | 90 |
| Streaming, dining, entertainment and groceries | UOB Preferred Card | Up to 10X UNIRinggit | 198 |
| Fashion and beauty | UOB Lady's Card, UOB Lady's Solitaire Card | Up to 10X UNIRinggit | 68 (Classic), 128 (Platinum) or 300 (Solitaire) |
| Lazada orders | Lazada UOB Card | 10X UNIRinggit on Lazada | 100 |
| Other online shopping and e-wallet reloads | UOB World Card | Up to 12X UNIRinggit | 600 |
| Interest you pay on a card balance | UOB Simple Card | 10% back on the interest charged | None |
| Overseas spending, airline tickets and hotels | UOB PRVI Miles Elite Card, UOB Visa Infinite Card | Up to 12X UNIRinggit overseas on the Elite, 10X on the Visa Infinite | 600 each |
Thinking of holding more than one UOB card? How Many Credit Cards Should You Have? covers Bank Negara Malaysia's card limit rules and what extra cards cost. What To Check Before You Cancel A Credit Card explains when to cancel so you don't pay another year of service tax.
How Much Cashback Can You Earn?
UOB's cashback cards pay part of your spending back as cash. The Simple Card is different because it returns part of the interest you pay.
| Card | Highest Cashback Rate | Where It Pays Cashback | Cap Per Month (RM) |
|---|---|---|---|
| UOB ONE Card (Platinum) | 10% | Petrol, groceries, dining and Grab, after RM1,500 a month | 15 per category, 60 in total |
| UOB EVOL Card | 10% | Online spending, after RM1,000 a month. 5% on e-wallet top-ups | 15 per category, 30 in total |
| UOB Simple Card | 10% of the interest you're charged | Interest on purchases and cash advances, if you paid the minimum on time | No cap |
| UOB Platinum Business Card | 1.2% | Overseas spending. 0.25% on local spending | No cap stated |
UOB ONE Card Versus UOB EVOL Card
For other options, see cashback credit cards.
| Feature | UOB ONE Card (Platinum) | UOB EVOL Card |
|---|---|---|
| Other cashback | 0.2% on all other spending | 5% on e-wallet top-ups |
| If you miss the minimum | 0.2% on the four categories | No cashback |
| Annual fee | RM195, waived at RM20,000 a year | RM90 (RM7.50 a month), waived with one retail transaction each statement month |
A category hits its RM15 cap at RM150 of spending. So RM150 in each of petrol, groceries, dining and Grab earns the full RM60 on a ONE Card. Your total spending that month must also reach RM1,500, which means another RM900 on other things. That's the most a ONE Card pays. Over a year, it's at most RM720 in cashback, against RM220 in annual fee and SST if you stay under RM20,000. For example, with RM100 in each of the four categories instead, you earn RM40 a month from them, or RM480 a year.
On the EVOL Card, online spending hits its cap at RM150 and e-wallet top-ups at RM300. That gives RM30 a month once you've spent RM1,000.
The ONE Card's petrol category covers any station, including payments through Setel's CardTerus, but not Setel wallet top-ups. Groceries covers selected supermarkets, including AEON Big, Jaya Grocer, Lotus's and Mercato. Grab covers rides, food, Mart and GrabPay.
UOB pays by merchant category code, which the merchant's own bank assigns. A shop with a different code doesn't earn the category rate. Neither card pays cashback on government payments, utility bills, JomPay or Easi-Payment Plan purchases.
How The UOB Simple Card Cashback Works
The Simple Card doesn't pay cashback on what you spend. It returns 10% of the interest on purchases and cash advances on your statement. You only get it if you paid the previous month's minimum by the due date. UOB's own example is RM200 of retail interest, which earns RM20 back, so you've paid RM180. If you clear your balance in full every month, there's no interest and so no cashback.
How Do UNIRinggit Points Work?
UOB's points cards pay in UNIRinggit, and the highest rates apply only to set categories.
| Card | Highest Rate Per RM1 | Where You Earn It | Other Spending |
|---|---|---|---|
| UOB Preferred Card | 10X | Streaming | 1X on other local spending |
| Lazada UOB Card | 10X | Lazada and Lazada wallet top-ups, up to RM500 a month | 1X |
| UOB Lady's Card (Classic and Platinum) | 10X | Fashion and beauty | Not stated by UOB |
| UOB Lady's Solitaire Card | 10X | Fashion | Not stated by UOB |
| UOB World Card | 12X | Selected e-commerce and e-wallet reloads, up to RM300 per merchant | 1X on local spending |
| UOB PRVI Miles Elite Card | Up to 12X | Overseas, at 12X in Singapore, Thailand, Vietnam and Indonesia and 10X elsewhere | 1X on local spending |
| UOB Visa Infinite Card | 10X | Overseas, in a foreign currency | Not stated by UOB |
| UOB PRVI Miles Card (closed to new applications) | 5X | Overseas, and airlines, hotels and travel agencies up to RM5,000 per statement cycle | 1X |
| UOB Zenith Card (closed to new applications) | 2X | Overseas | 1X on local spending |
Several cards pay lower rates on other categories, with caps.
- Preferred Card. 5X on dining, entertainment and groceries, and 3X on petrol and recurring payments.
- Lazada UOB Card. 5X on online entertainment, food delivery, telco and insurance, up to RM500 each a month.
- Lady's Card. 5X on groceries. Fashion and grocery earnings are capped at 8,000 UNIRinggit a month on the Classic and 15,000 on the Platinum.
- Lady's Solitaire Card. 5X on groceries and on foreign currency spending. Fashion and grocery earnings are capped at 20,000 UNIRinggit a month.
- World Card. 5X on selected stores and supermarkets up to RM3,000, and on overseas spending up to RM24,000 a year. Above these caps, it's 1X.
- PRVI Miles Elite Card. 5X on airlines.
- Visa Infinite Card. 5X on dining once you spend RM1,000 on dining in a month.
- Zenith Card. A bonus of 250,000 UNIRinggit when you spend RM240,000 a year. A loyalty bonus of 10% to 50% rises with your years as a cardholder.
How UNIRinggit Points Expire And Get Redeemed
UNIRinggit expire on the last day of the quarter, three years after you earn them. Points earned from January to March 2026, for example, expire on 31 March 2029.
Principal and supplementary cardholders both earn points, but only principal cardholders can redeem them. UOB sets these rules in its UNIRinggit terms.
You redeem through the UOB TMRW app or UOB's contact centre for gifts, vouchers, air miles, your annual fee or cashback. Pay with UNIRinggit offsets eligible purchases within 60 days of the transaction, for up to 20 transactions at a time. Each purchase must be at least RM50 (RM4 on Lazada).
UOB sets which airline programmes you can convert to and lists them in TMRW. On the UOB PRVI Miles Elite Card, 12,000 UNIRinggit convert to 1,000 air miles. Other cards can differ, so check TMRW before you convert.
What Do The Premium UOB Cards Add?
UOB Visa Infinite Card
The Visa Infinite Card earns its 10X only when the merchant bills you in a foreign currency. If the merchant converts the bill to ringgit instead, the same spending earns 1X. The 5X on dining counts local dining only, and overseas dining earns the overseas rate.
Lounge visits are for principal cardholders. They cover the Plaza Premium Lounges at KLIA Terminal 1, Penang and Langkawi, plus other lounges listed in the DragonPass app. Supplementary cardholders aren't covered, though guests aged 12 and above get 50% off at Plaza Premium Lounges in Malaysia. For other cards with lounge access, see free airport lounge access credit cards.
The card also comes with up to 12 airport transfers a year, one a month. Each one needs RM5,000 of airline, hotel or travel agency spending in the 30 days before the ride. UOB caps the total number of transfers it gives, on a first-come basis.
UOB Credit Card Lounge And Travel Benefits
UOB allows only one eligible UOB credit card per lounge visit, however many UOB cards you hold.
| Card | Free Visits A Year | Lounges |
|---|---|---|
| UOB Visa Infinite Card | 12 | Plaza Premium Lounges and lounges in the DragonPass app |
| UOB PRVI Miles Elite Card | 8 | Plaza Premium Lounge, including private access at KLIA Terminal 1 |
| UOB Zenith Card (closed to new applications) | 12 | Plaza Premium Lounge |
| UOB Lady's Solitaire Card | 6 | KLIA Terminal 1 |
UOB PRVI Miles Card
UOB's website says it no longer accepts applications for the PRVI Miles Card, so this section is for existing cardholders. Other local spending earns 1X, except for categories such as petrol, utilities and government payments. The 5X on airlines, hotels and travel agencies stops at RM5,000 of combined spending per statement cycle, then drops to 1X. Overseas spending has no cap.UOB's own example is RM2,000 on hotels and RM6,000 on airline tickets in one month. That earns 28,000 UNIRinggit. The first RM5,000 earns 5X and the remaining RM3,000 earns 1X.
To see other mileage cards, go to air miles credit cards.
What Fees Do UOB Credit Cards Charge?
UOB lists these charges on its credit card fees and charges page. RinggitPlus checked the figures below against it on 13 November 2026.
| Charge | What You Pay | When It Applies |
|---|---|---|
| Service tax | RM25 per card | Each card, every year |
| Cash advance fee | 0.37% plus service tax | Each cash advance, from 1 January 2026 |
| Overseas spending | Up to 1.22% from Visa or Mastercard, plus a 1% UOB markup | Each overseas transaction |
| Paying in ringgit overseas | An extra 1% | When you choose ringgit at the till or website |
| Card replacement | RM15 per card | A lost, stolen or damaged card |
Interest And Late Payment
Interest on purchases depends on how many of the last 12 months you paid the minimum on time.
| Your Payment Record | Interest Rate (% p.a.) |
|---|---|
| Minimum payment made on time in all of the last 12 months | 15% |
| Minimum payment made on time in 10 or 11 of the last 12 months | 17% |
| Minimum payment made on time in 9 or fewer of the last 12 months | 18% |
| Cash advance | 18%, from the day you withdraw |
Missing one due date in a year moves you from 15% to 17%. On a RM10,000 balance, for example, that's RM200 more in interest a year. A late payment on an RM3,000 balance would also cost RM30 (1%) on top. Before you take a cash advance, read When Not To Use Your Credit Card. If a charge on your statement isn't yours, see What To Do If Your Credit Card Is Used For Fraud.
When Is Your UOB Credit Card Bill Due?
UOB gives you 20 days from the statement date to pay in full without interest. That doesn't apply to cash advances or balance transfers.
| What To Know | What UOB Says |
|---|---|
| Minimum payment | 5% of the balance or RM50, whichever is higher, plus any instalments |
| Late payment charge | The higher of RM10 or 1% of the outstanding balance, up to RM100 |
Should You Use An Easi-Payment Plan Or A Balance Transfer?
UOB's balance transfer rates are promotional. EIR means effective interest rate. RinggitPlus checked these rates on UOB's balance transfer and Easi-Payment Plan pages on 13 November 2026.
| Plan | What It Covers | Interest Rate (% p.a.) | Tenure (months) |
|---|---|---|---|
| Easi-Payment Plan | Up to five unbilled transactions, RM500 or more in total | 3.99% flat | 12, 24, 36, 48 or 60 |
| Balance transfer | Balances from up to five other cards, from RM1,000 | From 0% EIR | 6, 12, 24, 36, 48 or 60 |
UOB's balance transfer rate depends on whether you're new to UOB, a new cardmember or an existing cardmember.
| Who Can Get It | Interest Rate (% p.a. EIR) | Tenure (months) |
|---|---|---|
| New-to-bank customers | 0% | 6 |
| New cardmembers | 3.80% | 12 to 60 |
| Existing cardmembers, depending on credit profile | From 3.80% | 12 to 60 |
- You can move up to 80% of your credit limit or available limit, whichever is lower.
- After the promotion ends, UOB charges 18% p.a. on what you haven't repaid.
- There's no penalty for settling a balance transfer in full early.
- Each instalment adds to your minimum payment every month.
For other UOB plans, see RinggitPlus's pages for UOB Balance Transfer Instalment and UOB 0% Instalment Payment Plan. To choose between a balance transfer and an Easi-Payment Plan, read Balance Transfers vs Easy Payment Plans: When To Use Each. To see what matters before you apply, read What To Check Before Applying For A Balance Transfer.
What UOB Credit Card Promotions Are Available?
These are benefits UOB runs for cardholders, and UOB can change or end them. RinggitPlus's own sign-up gift is shown at the top of this page.
| Card | Promotion | What You Need To Do |
|---|---|---|
| UOB PRVI Miles Elite Card | A free Grab ride home from KLIA Terminal 1 within Klang Valley, up to RM80 per ride, twice a month | Link the card to the Grab app, use the promo code UOBKLIA80 and make at least 3 overseas transactions in the past 45 days |
| UOB Zenith Card (closed to new applications) | A free Grab ride home from KLIA Terminal 1 within Klang Valley, up to RM180 per ride, twice a month | Make at least 3 overseas transactions in the past 45 days |
| UOB PRVI Miles Elite Card | Bonus UNIRinggit on Agoda bookings, up to 29X in total on spending in Singapore, Thailand, Vietnam and Indonesia, 27X in other foreign currencies and 18X in ringgit | Book through the Agoda page UOB designates |
| UOB PRVI Miles Card (closed to new applications) | 50% off Grab rides, up to RM10 off a ride and 4 rides a month | Use the promo code PRVIRIDE. UOB limits the total to 2,000 redemptions a month |
| UOB PRVI Miles Card (closed to new applications) | A bonus of 2,000 UNIRinggit each calendar month | Make at least 3 retail transactions of RM10 or more in the month. UOB limits the total payout each month; first come, first served |
How Do You Apply For A UOB Credit Card Through RinggitPlus?
Applying through RinggitPlus qualifies you for RinggitPlus's own sign-up gift. RinggitPlus shows the current gift, the cards it covers and the minimum spend at the top of this page.
- Tap Apply Now at the top of this page. It opens a WhatsApp chat with RinggitPlus.
- Tick the boxes to agree to RinggitPlus's terms, privacy policy and credit reporting terms, and to be contacted on WhatsApp.
- Have your documents from the table below ready.
- Check your email for a welcome message with instructions for finishing your application with UOB. If it isn't there, look in your Promotions or Spam folder.
- Wait for UOB's decision. Once UOB approves you, activate your card.
What Documents Do You Need To Apply?
The documents UOB asks for depend on whether you're salaried, self-employed or an expatriate.
| Document | Salaried Employee | Self-Employed | Expatriate |
|---|---|---|---|
| Identity | MyKad, both sides | MyKad, both sides | Passport |
| Income proof | Latest salary slips, usually 3 months | Latest B or BE Form with tax receipt | Latest salary slips, 2 to 3 months |
| Business | Not needed | Business Registration Form | Not needed |
| Other proof | Any of the latest B or BE Form with tax receipt, latest EPF statement, latest 3 months' bank statements, or CP58 if you earn commission | Latest 6 months' bank statements showing business turnover | Work permit valid for at least one year at the time of application, and a letter of employment |
What Should You Read Before You Apply?
A weak credit record can get an application declined. Read Credit Scores: What They Are And Why They Matter and How To Apply For A Credit Card before you start.
UOB Credit Card FAQs
How do I apply for a UOB credit card?
Tap Apply Now at the top of this page. It opens a WhatsApp chat with RinggitPlus, and you then get an email with instructions for finishing your application with UOB. You must be at least 21 and meet the card's minimum income. Have your MyKad (or passport if you're an expatriate) and your income documents ready. The application steps and documents table above set out the rest.
Which UOB credit card is best?
It depends on where your money goes, and RinggitPlus compares cards instead of picking one for you. Add up your last three statements, then see which group your spending falls into in the matching table above. Check that you can meet the card's minimum monthly spend, because the ONE Card's 10% cashback, for example, only starts at RM1,500 a month. Also compare the annual fee with what the card pays back.
What are the benefits of the UOB ONE Card?
The ONE Platinum Card pays 10% cashback on petrol, groceries, dining and Grab once you spend RM1,500 in a statement month. The cashback is capped at RM15 per category and RM60 a month in total. Other spending earns 0.2%. The annual fee is RM195, waived at RM20,000 of spending a year, and the minimum income is RM36,000 a year. The ONE Card pays cashback and doesn't earn UNIRinggit.
What are the benefits of UOB credit cards?
UOB's cashback cards, the ONE, EVOL and Simple, pay part of your spending or interest back as cash. Its other cards earn UNIRinggit, which principal cardholders redeem through the UOB TMRW app for gifts, vouchers, air miles, the annual fee or cashback. Four cards add airport lounge visits, from 6 to 12 a year, and the Visa Infinite Card adds airport transfers. UOB also offers balance transfers and Easi-Payment Plans on its cards.
What promotions does UOB have for credit cards?
If you apply through this page, RinggitPlus's own sign-up gift applies, and it's shown at the top of the page. UOB also runs benefits for cardholders, such as free Grab rides home from KLIA, bonus UNIRinggit on Agoda bookings and airport transfers. The promotions table above lists each one with its dates and what you need to do.
What are the requirements for a UOB credit card?
You must be at least 21 to hold a principal card, and 18 for a supplementary card. UOB's minimum income runs from RM24,000 a year on the Simple and Lazada UOB cards to RM120,000 a year on the Visa Infinite Card. UOB doesn't state a minimum for four of its cards, so ask UOB before you apply for those. You also need identity and income documents, which depend on whether you're salaried, self-employed or an expatriate.
What types of UOB credit cards are there?
UOB's cards fall into three groups. Cashback cards are the ONE, EVOL and Simple cards, and the Platinum Business Card for business owners. Points cards, which earn UNIRinggit, are the Preferred, Lazada UOB, Lady's and World cards. Travel cards are the PRVI Miles Elite and Visa Infinite cards, with the Zenith and PRVI Miles cards closed to new applications.
Are UOB credit cards Visa or Mastercard?
It depends on the card. The Visa Infinite Card is a Visa, and UOB's pages show the World and Zenith cards as Mastercard. UOB doesn't state the network for the other cards on its pages, so check your card's terms or ask UOB.
Does UOB have an Islamic credit card?
No. None of the UOB cards on RinggitPlus are Shariah-compliant cards, and UOB's own list of Malaysian credit cards doesn't include one. To compare Shariah-compliant cards from other banks, see Islamic credit cards.
Is there a UOB ONE Classic Card?
UOB's ONE Card page says it no longer accepts applications for the ONE Classic Card. UOB's fee sheet still lists it at RM120 a year, waived at RM15,000 in annual spending. The ONE Platinum Card is the version this page compares.
Ready To Apply?
Chosen a card? Apply Now at the top of this page starts your application with RinggitPlus.









































