Best Free Airport Lounge Access Credit Cards in Malaysia

Travel in style every time you catch a flight from KLIA. These credit cards offer free entry to exclusive airport premium lounges, free travel insurance, and even free limo rides home from the airport. Everything for the frequent flyer in one credit card.

Credit card imageCredit card name and benefitsInterest RateBalance TransferCashbackAnnual FeeApply Online
Citi PremierMiles Visa Signature credit card

Welcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast airmile conversion for free flights!

Complimentary Robot Vacuum worth RM599 - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
2.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Affinbank World MasterCard credit card

Embrace a world of privileges such as insurance above RM1 million, free entry to airport lounges worldwide, and 24/7 MasterCard concierge services.

Interest Rate
9.99% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Maybank 2 Cards Premier credit card

What is Xpress Apply

5x TreatsPoints for every Ringgit spent locally and overseas, convertible to AirMiles at low conversion rate in addition to 1-for-1 dining at Shangri-La, golf and lifestyle privileges!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
CIMB Enrich World MasterCard credit card

The ultimate premium World credit card that rewards you with Malaysia Airlines Enrich Miles and incredible travel privileges.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
HSBC Visa Signature credit card

Swipe your way to exclusive benefits and privileges including 10X reward points and shopping discounts. It's your VIP access to the world around you!

Get a Free Pressure Cooker - Only at RinggitPlus!

Free Samsung Bluetooth Speaker - Exclusively for Maxis Postpaid Users!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM636.00
Read moreApply now
HSBC Premier World MasterCard credit card

Great Rewards Points credit card - Exclusively for HSBC Premier account holders, a premium credit card that rewards you when you shop and travel.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Maybank Islamic Ikhwan Visa Infinite Card-i credit card

Indulge in premium travel benefits and enjoy awesome Golf privileges in Malaysia around the world. Get 10000 TreatsPoints free on activation.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Maybank World MasterCard credit card

What is Xpress Apply

Earn Treats AirMiles that never expire and convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, Hilton Premium membership and 5x Plaza Premium Lounge access.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Public Bank Visa Infinite credit card

An exclusive credit card from Public Bank with unlimited cash rebate on retail spending, fast airmiles conversions, and free travel insurance.

Get RM200 LAZADA e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.5%Unlimited
Annual Fee
Free
Read moreApply now
Standard Chartered Priority Banking Visa Infinite credit card

Standard Chartered Priority Banking Visa Infinite is a Premium Travel credit card with benefits that reward your total banking relationship.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read more
Standard Chartered WorldMiles World MasterCard credit card

Enjoy great travel privileges and a faster way to earn AirMiles, unlimited Plaza Premium Lounge access, complimentary airport ride transfer, personal concierge and more with the WorldMiles World MasterCard.

Complimentary Air Fryer - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
AEON MasterCard Gold credit card

Escape from the boredom before boarding with AEON MasterCard Gold that grants you access to KLIA Plaza Premium Lounge up to 6x a year!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
New AEON MasterCard Gold credit card

Earn rewards faster and get exclusive offers from AEON stores. Enjoy special discounts at over 1500 AEON partner stores nationwide.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free *
Read moreApply now
AEON Motorcycle Associate Affinity Gold credit card

Exclusive Visa Gold Credit Card for members of the Malaysia Motorcycle & Scooter Dealers Association

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AEON Visa Gold credit card

The everyday AEON Visa Gold Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
New AEON Visa Gold credit card

With special discounts at every AEON store nationwide and access to deals at over 1500 partner stores your shopping gets a whole lot more value.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free *
Read moreApply now
Alliance Bank Visa Infinite credit card

No limits on your rewards when you swipe for Timeless Bonus points. Redeem amazing gifts or extra Enrich Miles and BIG Points for your next holiday getaway!

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Alliance Bank MasterCard Platinum credit card

Explore the world with a credit card that gives you platinum travel privileges, Enrich Miles and BIG Points on each spend and a higher credit limit.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Alliance Bank Visa Platinum credit card

Platinum travel privileges all over the world, MAS Enrich Miles, and AirAsia BIG points make this an ideal Alliance Bank credit card for frequent flyers.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
AmBank Platinum MasterCard credit card

Enjoy Platinum benefits: 2x premium airport lounge access, free travel insurance, hotel and dining privileges and AmBank private banking admission

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Visa Infinite credit card

Enjoy infinity access to Plaza Premium Lounge, higher reward points, Air Miles conversion and RM2 million travel insurance in a premium Visa Infinite card

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Visa Signature credit card

Stay protected with up to RM1 million in travel insurance, earn 3x AmBonus Points and enjoy dining and hotel discounts and perks - be treated like a royal

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank World MasterCard credit card

Because golfing and business are like butter and toast. Get 50% off on Green Fee, unlimited premium airport access and Air Miles conversion with World MasterCard

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Visa Platinum credit card

Supercharge your holidays with the Ambank Platinum credit card - free airport lounge access, travel insurance, and 24-hour MasterCard Customer Service

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Islamic World MasterCard-i credit card

Does business over golf course sound interesting? World MasterCard-i guarantees. Enjoy unlimited premium airport lounge, Takaful protection, Air Miles conversion and many more!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Islamic Visa Infinite Card-i credit card

Travel the world elegantly and Islamically. Collect rewards points that are exchangeable to Air Miles and other gifts. Get covered with up to RM2 million travel Takaful for peace of mind while on board.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Islamic Visa Signature Card-i credit card

Premium Islamic credit card offers Air Miles conversion, 5x premium airport lounge access, travel Takaful and exclusive discounts on hotels and dining

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Islamic Al-Taslif Visa Platinum Card-i credit card

This AmBank Islamic Platinum card helps you enjoy all there is to enjoy in life, wherever you are in the world with global acceptance and internet banking.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Islamic Al-Taslif MasterCard Platinum Card-i credit card

A Platinum credit card-i that qualifies access to premium airport lounge twice a year, private banking services and AmBank home and auto financing-i

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
CIMB Visa Signature credit card

Sign on to a life of privileges with a credit card reserved for graduates and professionals. Great premium travel benefits and no annual fees for life.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
CIMB Enrich Platinum MasterCard credit card

The best platinum credit card for travel benefits. Earn unlimited Bonus Miles and have them converted into Enrich Miles to redeem free flights!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
CIMB Visa Infinite credit card

Enter a world of Infinite Rewards with no annual fee. Infinite cashback on all overseas spending. Enjoy limitless cash rebates when you travel.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read moreApply now
Hong Leong Platinum Business MasterCard credit card

The Hong Leong Platinum Business Credit Card is designed to complement your daily business needs by managing your cash flow at a lower cost, giving you better control over your business expenses.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Maybank Visa Infinite credit card

What is Xpress Apply

Rewards in every spend - 5x overseas and 2x local with 10,000 TreatsPoints upon activation. Enjoy golf, dining, airport lounges access worldwide and hotel privileges!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Singapore Airlines KrisFlyer American Express Gold credit card

What is Xpress Apply

A fast and easy way to earn KrisFlyer Miles for free SIA flights and Plaza Premium Lounge access. Get instant overseas help by phone anytime with American Express Global Assist.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
RHB Platinum Business MasterCard credit card

If your world is business and your business is around the world, the RHB Platinum Business card is definitely for you.

Interest Rate
15% p.a.
Balance Transfer
7.3% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read moreApply now
RHB Platinum Business Visa credit card

If your world is business and your business is around the world, the RHB Platinum Business card is definitely for you.

Interest Rate
15% p.a.
Balance Transfer
7.3% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read moreApply now
RHB Visa Infinite credit card

With RHB Visa Infinite you will discover endless indulgences that give you pleasure beyond measure to attain total wellness.

Interest Rate
15% p.a.
Balance Transfer
7.3% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
UOB Visa Infinite credit card

Enjoy the finest privileges and the exquisite prestige that comes with the UOB Visa Infinite. Get Infinite Rewards, airmiles, discounts and complimentary lounge access all year round!

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
no
Annual Fee
RM636.00
Read moreApply now
Maybank Manchester United Visa Infinite credit card

What is Xpress Apply

Special discounts on The Red Devils merchandises, dining at Red Cafe and Old Trafford tour. 10,000 TreatsPoints upon activation and up to 10x TreatsPoints on Man United-related transactions

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
AEON BiG Visa Gold credit card

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
Alliance Bank Business Platinum MasterCard credit card

Extra savings on each business transactions with a platinum MasterCard that gives you an extended interest-free period and cashback on all purchases.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
1.25%
Annual Fee
Free
Read moreApply now
AmBank M-Platinum MasterCard credit card

Double your rewards with AmBonus Points and BonusLink Points. Free travel insurance everytime you charge your flight tickets on your credit card.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM477.00
Read more
AmBank M-Platinum Visa Card credit card

Collect tons of reward points when you spend in Malaysia or overseas. Secure your holiday with free travel insurance and purchase protection!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM477.00
Read more
AmBank M-Signature Visa Card credit card

Stay protected on holiday with travel insurance for the family. Get free health check, car assistance, and stolen card protection for the ladies.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM583.00
Read more
Bank Islam Visa Infinite Business Credit Card-i credit card

Take your business further with perks and benefits that will only make your business grow

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read moreApply now
CIMB Enrich World Elite MasterCard credit card

A premium card that offers you exclusive privileges on travel, shopping, dining, golf and even 24/7 personalised assistance concierge!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
CIMB Preferred Visa Infinite credit card

Providing CIMB Preferred members with excellent priority banking services, whether its for investments or ever day transactions.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more
Citi Rewards Visa Signature credit card

Enjoy the luxury of global access and 5x Rewards Point not only at your favorite department stores, but worldwide.

Complimentary Robot Vacuum worth RM599 - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
2.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Citi Rewards World MasterCard credit card

Entitlement, rewards and privilege are what follow when you have the Citi Rewards World MasterCard. Enjoy the exclusivity of World MasterCard status.

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
HSBC Premier Travel Credit Card credit card

Splurge on your favorite backpacking gears and earn rewarding Air Miles and a host of traveling benefits and privileges!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Hong Leong Mach Visa Signature credit card

Ultimate lifestyle and travel companion. Access to VIP lounge in KLIA and Changi airport, complimentary travel insurance, and personalised help desk.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Hong Leong Sutera Platinum Card credit card

Earn Reward Points every time you spend locally and overseas. Plus get free access to Plaza Premium Lounge and travel insurance coverage of up to RM1.7 million.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Hong Leong Visa Infinite credit card

Expand your horizons - Travel with style with the Hong Leong Visa Infinite with complimentary airport lounge access and MAS Enrich Miles

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Hong Leong Visa Infinite P credit card

Only for the very exclusive - Enjoy getting pampered at Priority Pass airports lounges worldwide, to escape from the busy departure hall crowd.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free
Read more
ICBC UnionPay Dual Currency Platinum credit card

Live the Platinum life and enjoy free premier service at selected airport lounges in China. Preferential Ringgit to Renminbi exchange rates with no extra fees.

Interest Rate
13.5% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read moreApply now
OCBC Premier Voyage MasterCard credit card

Forget the ordinary plastic credit card, take things up a notch with OCBC Premier Voyage card which is made of Duralumin, strong but lightweight alloy of aluminum. Enjoy range of personalised concierge services with a luxury touch!

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
no
Annual Fee
RM800.00
Read moreApply now
OCBC World MasterCard credit card

All the world's a stage with OCBC. Travel in style with instant access to KLIA Plaza Premium Lounge, free travel insurance, and 24/7 concierge!

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
1.2%Unlimited
Annual Fee
Free *
Read moreApply now
Public Bank Visa Signature credit card

Enjoy 6% cashback and earn VIP Points on your retail spending, plus complimentary access to airport lounges, and free travel insurance - No annual fee!

Get RM200 LAZADA e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
6%
Annual Fee
Free *
Read moreApply now
Public Bank World MasterCard Credit Card credit card

Enjoy free access to Plaza Premium Lounges in Malaysia for 5 times a year!

Get RM200 LAZADA e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Public Islamic Bank MasterCard Platinum Credit Card-i credit card

Get free access to Plaza Premium Lounge in Malaysia for principal and supplementary cardholders.

Get RM200 LAZADA e-Voucher - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free *
Read moreApply now
Public Islamic Bank Visa Platinum Credit Card-i credit card

Get premium benefits from Visa and Public Bank. Free Plaza Premium Lounge access, unlimited cash rebates, and RM1 million travel coverage!

Get RM200 LAZADA e-Voucher - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free *
Read moreApply now
RHB Islamic Platinum Credit Card-i credit card

Enjoy up to 5x Rewards Points on your birthday and everywhere else. Also enjoy premium access, travel rewards and no more green fees.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
RHB Premier Visa Infinite credit card

Indulge in endless luxuries with the card that takes you further. With rewards points for days and great travel and golfing benefits, this card meant for the high life.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
RHB Visa Signature credit card

Amazing rewards and exclusive privileges. Unlimited 1% cashback on overseas and online spending.

Interest Rate
15% p.a.
Balance Transfer
7.3% p.a.
Cashback
6%
Annual Fee
Free *
Read moreApply now
RHB World MasterCard Credit Card credit card

Enjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary travel privileges for golf, travel insurance and lounge access.

Interest Rate
15% p.a.
Balance Transfer
7.3% p.a.
Cashback
6%
Annual Fee
Free
Read moreApply now
RHB World MasterCard Credit Card-i credit card

Earn up to 6% Cashback on Travel, Dining, Petrol and more.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
6%
Annual Fee
Free
Read moreApply now
UOB PRVI Miles Card credit card

Giving you rewards and cashback for swiping - 5x UNIRinggit and up to 10% SMART$ Rebate. Enjoy 12x access to Plaza Premium Lounge in Malaysia and more cashback on trips to KLIA using ride-hailing services and KLIA Ekspres.

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
UOB Preferred Platinum MasterCard credit card

Pay for your shopping for cheap with high SMART$ Rebates of up to 10%. Earn 2x rewards points on all your online and overseas spending.

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
10%Unlimited
Annual Fee
RM209.88
Read more

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