CIMB Cash Rebate Platinum MasterCard

Splurge online or spend on your daily needs and get rewarded with up to 5% cash rebates on cinema, groceries, petrol, mobile and utilities. Dining over the weekend get you 12% cashback!

CIMB Cash Rebate Platinum MasterCard12% dining cashback!
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 12%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREENescafe Dolce Gusto Piccolowhen you apply through RinggitPlus3

Nescafe Dolce Gusto Piccolo

Cashback

Get up to 5% cash rebates on on Cinema, Groceries, Petrol, Mobile and Utilities every month. Dining over the weekends earn you 12% cash rebates, whereas 0.2% unlimited cash rebate on everything else.

Cashback categoryCashback rateMonthly capSpend
Weekend Dining12%RM30any amount monthly
Cinema, Petrol, Groceries, Mobile and Utility Bills via Standing Instruction5%RM30from RM3,000 and above
Cinema, Petrol, Groceries, Mobile and Utility Bills via Standing Instruction2%RM30up to RM2,999
Other Retail or Online Spend0.2%uncappedany amount

Petrol

Up to 5% cash rebates on fuel spending at all petrol stations nationwide, capped at RM30 per month.

Balance Transfer

Consolidate your credit card outstanding balance and transfer to CIMB Balance Transfer to enjoy the interest rate from as low as 5.99% p.a. for up to 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.

CIMB 0% Easy Pay
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feeRM50
24 months0% p.a. and no one-time upfront handling feeRM50
36 months0% p.a. and no one-time upfront handling feeRM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM0 primary card
  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM5,000

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians Only

Features

Easy Payment Plan
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
Cash Advance / Cash Loan
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
Balance Transfer Plans
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.

Review

Cash rebate credit cards are popular among Malaysians, used correctly they are a great way to save money. CIMB Cash Rebate Platinum Credit Card is a heavyweight in this category, offering cardholders up to 5% cash rebates on a wide range of categories.

No Annual Fee

You don't have to pay an annual fee for a lifetime. All you have to pay for is the compulsory Sales & Service Tax of RM25, charged every year upon your CIMB Cash Rebate Platinum Credit Card anniversary date.

More Cash Rebates

If you've been scratching your head thinking of how to save on your expenses, CIMB Cash Rebate Platinum Credit Card offers you one of many ways to save with cash rebate for every swipe!

Unlike most of the cash rebate credit cards in the Malaysian market currently, CIMB Cash Rebate Platinum Credit Card has the broadest cash rebate categories for a multitude of transactions. Below are the categories, with each having unique rebates and transaction: 

Cash Rebate AmountCash Rebate CategoryTransaction Descriptions
12%
Weekend Dining
Capped at RM30 per statement cycle, Weekend Dining cash rebate valid on Saturdays and Sundays at predefined merchant category codes. Terms and conditions apply.
5%Cinema, Petrol, Groceries, Mobile and Utility Bill Payment (via Standing Instruction)
Applicable when your Statement Balance hits RM3,000 and above, including any outstanding balances which are carried forward from the previous months' statement, plus new transactions made in the current month! (capped at RM30 per month)
2%Cinema, Petrol, Groceries, Mobile and Utility Bill Payment (via Standing Instruction)
For Statement Balance of up to RM2,999, including any outstanding balances which are carried forward from the previous months' statement, plus new transactions made in the current month! (capped at RM30 per month)
0.2%
Other Retail or Online Spend
Earn unlimited cash rebate for all purchases under this category!

Line of Credits

There are more than just rebates with CIMB Cash Rebate Platinum Credit Card if you know how to fully utilise it. Whether you are aware or not, this cash rebate credit card can serve as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite