CIMB Cash Rebate Platinum MasterCard credit card

CIMB Cash Rebate Platinum MasterCard

Rebates galore! 5% cashback for online shopping, 2% cashback on groceries, petrol, mobile and utilities, and 0.2% cashback on everything else.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for CIMB Cash Rebate Platinum MasterCard

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Because you should be rewarded for giving the bank your business

Your online shopping gets 5% cashback, while Groceries, Petrol, Utility and Mobile Bills get 2% cashback, capped at RM50 per month. Everything else will get 0.2%. Great deals at GSC, iTunes, Google Play store, and Expedia.
Discover how much you can save when you shop with your new CIMB Cash Rebate Platinum MasterCard
Cashback CategoryCashback RateMonthly CapSpend
Credit Card Interest ChargesSpendany amount10%uncappedany amount
Online SpendSpendany amount5%RM30any amount
PetrolSpendany amount2%RM50any amount
GroceriesSpendany amount2%RM50any amount
Utility Bills via Standing InstructionSpendany amount2%RM50any amount
Mobile Bills via Standing InstructionSpendany amount2%RM50any amount
Other Retail SpendSpendany amount0.2%uncappedany amount
Balance Transfer
Need to get off that old credit card with a high balance and high interest rates? CIMB Bank Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
ZERO interest charges for your purchases up to 36 months.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Enjoy 2% cashback on fuel. Prefer Petronas over Caltex? Or have a Shell station near your house? Doesn't matter - get cash rebates at all petrol stations nationwide!

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Cash Rebate Platinum MasterCard review

What's so good (or not so good) about it?

Cashback credit cards are popular among Malaysians, used correctly they are a great way to save money. CIMB’s Cash Rebate Platinum MasterCard is a heavyweight in this category, offering cardholders up to 10% cash back on a wide range of categories.

No Annual Fees

You won't have to pay any annual fees - not for the first year, not ever! All you have to pay for is the compulsory government service tax, but that can be easily offset by swiping your card and take advantage of the attractive cash back rates.

Tons of Cash Back Categories

If you've been scratching your head thinking about how to save on your everyday expenses, you can easily by-pass your worries with the CIMB Cash Rebate Platinum - earn up to 5% cash back on petrol, electric bills, and online shopping.

  • 10% cash rebate on monthly interest charged
  • 5% cash rebate for your online shopping
  • 2% cash rebate when you pay for fuel and groceries - beat the RON95 and RON97 price hike!
  • 2% cash rebate on mobile phone, water, and electric bill payments using standing instruction
  • 0.2% cash rebate on other retail spend

Cash rebates are inclusive of overseas or foreign currency spending which will be converted to Ringgit. As for the 0.2% for other retail spend - it may be a meager amount but its not capped. Enjoy great savings at big name outlets such as Zalora, San Francisco Coffee, Agoda, Expedia, and Lazada.

Special 'Finance Charges' Cash Rebates

You know how it goes - you think you can run away from your credit card outstanding balance forever, but that's dangerous! You'll have to pay interest charges which can really wreck your finances if not put under control. With the CIMB Cash Rebate Platinum MasterCard, you will be able to earn 10% cash rebate on these interest charges and it will be reflected in your monthly statement. This rebate will be used to pay only for your interest charges and there is no capping on how much you can earn.

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