Cashback credit cards are popular among Malaysians, used correctly they are a great way to save money. CIMB’s Cash Rebate Platinum MasterCard is a heavyweight in this category, offering cardholders up to 10% cash back on a wide range of categories.
No Annual Fees
You won't have to pay any annual fees - not for the first year, not ever! All you have to pay for is the compulsory government service tax, but that can be easily offset by swiping your card and take advantage of the attractive cash back rates.
Tons of Cash Back Categories
If you've been scratching your head thinking about how to save on your everyday expenses, you can easily by-pass your worries with the CIMB Cash Rebate Platinum - earn up to 5% cash back on petrol, electric bills, and online shopping.
- 10% cash rebate on monthly interest charged
- 5% cash rebate for your online shopping
- 2% cash rebate when you pay for fuel and groceries - beat the RON95 and RON97 price hike!
- 2% cash rebate on mobile phone, water, and electric bill payments using standing instruction
- 0.2% cash rebate on other retail spend
Cash rebates are inclusive of overseas or foreign currency spending which will be converted to Ringgit. As for the 0.2% for other retail spend - it may be a meager amount but its not capped. Enjoy great savings at big name outlets such as Zalora, San Francisco Coffee, Agoda, Expedia, and Lazada.
Special 'Finance Charges' Cash Rebates
You know how it goes - you think you can run away from your credit card outstanding balance forever, but that's dangerous! You'll have to pay interest charges which can really wreck your finances if not put under control. With the CIMB Cash Rebate Platinum MasterCard, you will be able to earn 10% cash rebate on these interest charges and it will be reflected in your monthly statement. This rebate will be used to pay only for your interest charges and there is no capping on how much you can earn.