AFFIN Islamic Visa Debit Card credit card

AFFIN Islamic Visa Debit Card

Have the convenience of paying for groceries and shopping with a single swipe of AFFIN Islamic Visa Debit Card and earn AFFIN Rewards Points with every Ringgit spent!

  • RM12.00 annual fee
View product disclosure sheet.


Because you should be rewarded for giving the bank your business

Earn 1 AFFIN Rewards Point every RM1 spent on all retail transactions and redeem various items under this loyalty program

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • First year free
Daily Maximum Cash Withdrawal
Contact-less Payment Methods
Visa PayWave


Are you eligible for this debit card?

Minimum age for primary card holder
18 years old
Who can Apply
Affin Islamic Bank Savings or Current Accountholders

AFFIN Islamic Visa Debit Card review

What's so good (or not so good) about it?

Fast, Easy, and Convenient with AFFIN Islamic Visa Debit Card

With AFFIN Islamic Visa Debit Card, you can access your Current/Savings Account-i, withdraw cash and make payment anywhere via MyDebit or Visa. This is a Shariah-compliant debit card with Ujrah concept, means there will be fees charged to you such as cash withdrawal, transaction, benefits and privileges.

What You'll Get from This Islamic Debit Card

Some features that you can enjoy from AFFIN Islamic Visa Debit Card are:

  • ATM cash withdrawal
  • Payment convenience (to pay bills or pre-authorise merchants to automatically charge your debit card)
  • Contactless transaction with Visa payWave (max. RM250/day)
  • RM1 retail transaction = 1 AFFIN Rewards Point

Daily Transaction Limits

The default daily purchase limit is RM5,000. If you think you won't spend that much or usually spend more, you can always change it. Please take note that the maximum daily purchase limit that you can set is RM10,000.

Same goes to daily cash withdrawal limit, defaulted at RM3,000 and can be customised according to your need. The maximum cash withdrawal limit is RM5,000 per day.

Prohibited Merchant Transactions

AFFIN Islamic Bank won't grant the transactions from non-halal merchants, such as:

Merchant Codes Merchant Transactions
5698 Wig and Toupee Shops
5813 Drinking Places (alcoholic beverages)
5921 Package stores, beer, wine and liquor
5993 Cigar stores and stands
7273 Dating and escort services
7911 Dance halls, studios, and schools
7995 Gambling transaction
7802 Gambling (Horse racing, dog racing)
7800 Government - Owned Lottery (U.S Region Only)
7801 Internet Gambling
9406 Government – Owned Lottery (Specific Countries)

Who Can Apply for AFFIN Islamic Visa Debit Card?

Anyone at the age of 18 years old and above who owns Affin Islamic Bank Savings or Current Accountholders can apply for this debit card. 'Minors of age between 12-17 years old are eligible to apply for this card provided they have joint Accounts with the instruction of "either-to-sign". The maximum transaction limit for minors is RM300.

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