Fast, Easy, and Convenient with AFFIN Islamic Visa Debit Card
With AFFIN Islamic Visa Debit Card, you can access your Current/Savings Account-i, withdraw cash and make payment anywhere via MyDebit or Visa. This is a Shariah-compliant debit card with Ujrah concept, means there will be fees charged to you such as cash withdrawal, transaction, benefits and privileges.
What You'll Get from This Islamic Debit Card
Some features that you can enjoy from AFFIN Islamic Visa Debit Card are:
- ATM cash withdrawal
- Payment convenience (to pay bills or pre-authorise merchants to automatically charge your debit card)
- Contactless transaction with Visa payWave (max. RM250/day)
- RM1 retail transaction = 1 AFFIN Rewards Point
Daily Transaction Limits
The default daily purchase limit is RM5,000. If you think you won't spend that much or usually spend more, you can always change it. Please take note that the maximum daily purchase limit that you can set is RM10,000.
Same goes to daily cash withdrawal limit, defaulted at RM3,000 and can be customised according to your need. The maximum cash withdrawal limit is RM5,000 per day.
Prohibited Merchant Transactions
AFFIN Islamic Bank won't grant the transactions from non-halal merchants, such as:
|Merchant Codes||Merchant Transactions|
|5698||Wig and Toupee Shops|
|5813||Drinking Places (alcoholic beverages)|
|5921||Package stores, beer, wine and liquor|
|5993||Cigar stores and stands|
|7273||Dating and escort services|
|7911||Dance halls, studios, and schools|
|7802||Gambling (Horse racing, dog racing)|
|7800||Government - Owned Lottery (U.S Region Only)|
|9406||Government – Owned Lottery (Specific Countries)|
Who Can Apply for AFFIN Islamic Visa Debit Card?
Anyone at the age of 18 years old and above who owns Affin Islamic Bank Savings or Current Accountholders can apply for this debit card. 'Minors of age between 12-17 years old are eligible to apply for this card provided they have joint Accounts with the instruction of "either-to-sign". The maximum transaction limit for minors is RM300.