How does UOB STASH savings account work?
Contrary to other banks which offers you the bare minimum for your savings, UOB STASH gives you DOUBLE interest payments - base and monthly bonus interest payments.
All you have to do is to maintain a balance with the freedom to withdraw or top up your cash whenever you need to. No lock-in period!
| Balance Tier | Base Interest^ | Bonus Interest** | Total Interest Rates |
| First RM5,000 | 1.00% | 0.00% | 1.00% |
| Next RM5,000 | 1.00% | 0.00% | 1.00% |
| Next RM10,000 | 1.00% | 2.50% | 3.50% |
| Next RM30,000 | 1.00% | 2.50% | 3.50% |
| Next RM50,000 | 1.00% | 3.00% | 4.00% |
| Above RM100,000 | 3.00% | 0.00% | 3.00% |
^Base interest is accrued daily, based on day-end account balance and will be credited on each calendar month end.
**
Bonus interest is calculated based on Monthly Average Balance and credited on the first business day of the following calendar month.
How do I earn Bonus Interest and Base Interest?
As long as you did not make any withdrawal and maintained your monthly balance, you are entitled to enjoy Bonus Interest.
If you have cashed out and wish to top up to earn Bonus Interest, you can top up your preferred amount anytime via UOB Personal Internet Banking or UOB Mighty App.
Base Interest is accrued daily and credited on every month end.
What are the requirements for this account?
First off, this account is flexible and is open to Malaysians and Foreigners over the age of 18 years old.
If you're ready to 'stash your cash away' by opening a UOB STASH savings account, you can visit your preferred UOB branch or any UOB branch nearest to you.
For Malaysians, do remember to bring along your NRIC for the application along with one of these documents that bears your name and address:
- Utility bill (eg: Water, Electricity or Telephone bills); OR
- Quit Rent Assessment; OR
- Bank Statement; OR
- Employer Confirmation Letter
For Foreigners who are working or studying in Malaysia, do bring along your Passport and:
- Letter of Employment; OR
- Student Permit/Pass
The initial deposit to open a UOB STASH savings account is RM500 and a minimum balance of RM20 to maintain the account.