AmBank Debit MasterCard credit card

AmBank Debit MasterCard

A debit card linked to any Ambank savings or current account of your choice for auto bill payments, online banking, and cashless payments worldwide.

  • RM8.48 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Rewards
You get to enjoy great savings with awesome deals, offers, and discounts at hundreds of participating AmBank merchants with your new AmBank Debit MasterCard.
Premium
Have access to your cash at over 29 million MasterCard and MEPS outlets the world over! Have the convenience of free money transfers and auto bill payments at over 450 participating outlets.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM8.48
  • First year free
Daily Maximum Cash Withdrawal
RM5000

*inclusive of 6% GST

Requirements

Are you eligible for this debit card?

Minimum age for primary card holder
12 years old
Who can Apply
Anybody

AmBank Debit MasterCard review

What's so good (or not so good) about it?

Annual Fee Waived

Having the convenience of auto debit bill payments and cashless spending doesn't come for free, as this debit card from AmBank has an annual fee at RM8.48. However, the good news is that the annual fee is waived for the first year. Those with basic Ambank savings or current accounts with limited cash withdrawal plans will also get the first year free!

Double Convenience

As an ATM card, you can make get cash from any ATM that accepts MEPS, even when you're overseas. The default withdrawal limit is RM1,000 which you can request to be bumped up to a maximum of RM5,000 at any AmBank ATM.

Next, as a debit card, you can make easy and hassle-free cashless purchases anywhere. Just swipe your card at stores that accept MEPS e-debit or MasterCard or make online payments through AmOnline Internet banking. The default daily purchase limit is set at RM1,000 and can go up to a maximum of RM10,000.

Overseas Transactions

Are you an avid traveller? Your card will still be accepted when traveling overseas! Just call AmBank contact centre at 1300 80 8888 or 03 2178 8888 while you're overseas to set it up. Alternatively, you can activate the card on your own at any of the nearest AmBank ATMs before going on holiday.

Avoid Overspending

Manage your budget conveniently at home using AmOnline. As mentioned before, you can customise your withdrawal and purchase limits at AmBank ATMs to curb overspending. With AmOnline, you can save money by avoiding late payment charges by setting up recurring payments for your bills via auto-debit.

Manage Your Child's Spending

Want to teach your children about money management? You can limit your teen's spending by setting a lower limit on cash withdrawals. The maximum daily purchase allowed is RM5,000.

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