An actual cashback debit card?
It’s rare to find a debit card that offers cashback privileges, but the Public Bank MasterCard Lifestyle Debit Card is exactly that, giving you 1% cashback on all your overseas purchases. Whether your purchases were made from retail or online stores, you are eligible for the cashback. Just note that there's a monthly cap of RM100, which is actually higher than even some cashback credit cards. The cashback will be credited straight into your banking account every month.
You can easily make cash withdrawals at all domestic and overseas ATMs with the MasterCard or Cirrus logo. The withdrawals can be free of charge via Public Bank ATMs. For example, if your Public Bank MasterCard Lifestyle Debit Card is attached with the basic savings or current account, you will get 8 free ATM cash withdrawals, otherwise RM1.06 per transaction will be imposed for each exceeding transaction.
If you withdraw cash via MEPS Member Bank's ATM, the standard service fee is RM1.06 per transaction. For overseas cash withdrawals, the service fee is RM10.60 per transaction, including 6% GST.
Free Card Conversion
You are free to convert your current Public Bank Bank Card or Public Bank Day2Day Card to the new Public Bank MasterCard Lifestyle Debit Card at no extra charge.