Public Bank MasterCard Lifestyle Debit Card credit card

Also available as Visa

Public Bank MasterCard Lifestyle Debit Card

1% cashback is available on all your overseas purchases, be it for retail or online.


Because you should be rewarded for giving the bank your business

Get 1% cashback on overseas retail and online transactions. Maximum monthly cap is RM100.

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card

*inclusive of 6% GST


Are you eligible for this debit card?

Minimum age for primary card holder
18 years old
Who can Apply

Public Bank MasterCard Lifestyle Debit Card review

What's so good (or not so good) about it?

An actual cashback debit card?

It’s rare to find a debit card that offers cashback privileges, but the Public Bank MasterCard Lifestyle Debit Card is exactly that, giving you 1% cashback on all your overseas purchases. Whether your purchases were made from retail or online stores, you are eligible for the cashback. Just note that there's a monthly cap of RM100, which is actually higher than even some cashback credit cards. The cashback will be credited straight into your banking account every month.

Convenient Withdrawals

You can easily make cash withdrawals at all domestic and overseas ATMs with the MasterCard or Cirrus logo. The withdrawals can be free of charge via Public Bank ATMs. For example, if your Public Bank MasterCard Lifestyle Debit Card is attached with the basic savings or current account, you will get 8 free ATM cash withdrawals, otherwise RM1.06 per transaction will be imposed for each exceeding transaction.

If you withdraw cash via MEPS Member Bank's ATM, the standard service fee is RM1.06 per transaction. For overseas cash withdrawals, the service fee is RM10.60 per transaction, including 6% GST.

Free Card Conversion

You are free to convert your current Public Bank Bank Card or Public Bank Day2Day Card to the new Public Bank MasterCard Lifestyle Debit Card at no extra charge.

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