Citibank Time Deposit

Citibank Time Deposit lets you withdraw whenever you need access to your money while you still earning interest on the remaining balance

  • You DepositDeposit PeriodEffective Interest Rate
    more than RM50001 month2.7% p.a.
    more than RM10002 months2.7% p.a.
    more than RM10003 to 11 months2.75% p.a.
    more than RM100012 months2.85% p.a.

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Fees & Charges

There are always fees but how much are they?

There are no fees associated with this product.


Are you eligible for this Citibank Time Deposit?

Minimum age
18 years old

Frequently Asked Questions about Citibank Time Deposit

Things you might want to know

What do I need to know about Citibank Time Deposit?

Citibank Time Deposit is a fixed term deposit account that offers greater rates of interest the longer you keep your money. You can start saving with an amount as low as RM1000, or if you prefer a very short tenure, a one month term starts with an initial deposit of RM5000.

So why should I choose a Citibank Time Deposits?

Firstly, you earn daily interest if you deposit more than RM50000 for a minimum tenure of six months.That's great when you need to partially withdraw some money, as you will still be earning at the agreed interest rate on your remaining balance.

You can also pledge your deposited funds as security if you wish to apply for an overdraft with Citibank - a very neat feature indeed!

How do I open a Time Deposit account with Citibank?

Go to your local Citibank branch with some money (or a cheque) and your Identification card, that's about it.

Can I renew the investment when the term has ended?

Of course you can. If you have not given the bank prior instructions, or take out your deposit within two days of the term ending, then your fixed deposit will be renewed by the bank according to the same terms.

Does PIDM protect this Citibank Time Deposit?

Yes, it is protected against the loss of your money in the event of the bank’s failure for up to RM250000 per person.

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