Doctor Ringgit

Doctor Ringgit Loan

Easy approval with shortest processing time loan that will help you ride out the storm for the month. Still pinching for cash? Get a reloan up to RM5,000!

    • Financing up to RM2k
    • Up to 30 days tenure
    • Unsecured Loan
    • 24 hours approval

Get a Free RM20 Touch 'n Go Card with Doctor Ringgit Personal Loan!

Get a Free RM20 Touch 'n Go Card with Doctor Ringgit Personal Loan!

Apply online now for Doctor Ringgit Loan

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Interest rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodYour IncomeInterest Rate
RM500 - RM2000up to 1 monthmin. RM1800018% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
As low as 18% p.a., depending on loan amount and period
Early Termination Fee
Late Penalty Fee


Are you eligible for this personal loan?

Minimum annual income
Minimum age
21 years old
Maximum age
60 years old
Who can Apply
  • Malaysians
  • Peninsular Malaysia only

Frequently Asked Questions about Doctor Ringgit Loan

Things you might want to know

Pinching for fast cash but your salary is not in for another 3 weeks? Look no further as you are in the right place and at the right time for it.

What are the benefits of Doctor Ringgit Loan?

Since you are looking to secure a quick cash but not for a long haul and not for splurging, Doctor Ringgit Loan offers you the much needed emergency fund to survive for the month.

This loan facility allows you to borrow between RM500 to RM2,000 for up to 1 month, that means you can repay it back when your salary is credited.

The best part about Doctor Ringgit Loan is that you can get a Repeat Loan once your first borrowing has settled. The reloan amount is up to RM5,000, subject to Doctor Ringgit’s approval.

Tell me how it works exactly.

As there is no collateral required to back this cash loan up, you will be charged with a flat interest rate of 18% p.a., which is equivalent to 1.5% per month.

You only need to bring your MyKad along when applying for Doctor Ringgit Loan. Once you fulfilled all the requirements, you can get your cash loan approved and transferred to your bank account in no time.

Doctor Ringgit provides a hassle-free application with shortest processing time so that you can get your hand on the money as soon as possibly.

How to repay my Doctor Ringgit Loan?

You can only make your Doctor Ringgit Loan repayment via JomPay at Maybank2u or CIMB Clicks. Then, you will receive an SMS from Doctor Ringgit acknowledging your repayment in 3 working hours. If you don't have an account with any of these two banks, it is advisable to open one.

Doctor Ringgit Loan can be settled off before maturity at no fee and charges. However, late payment of your cash loan is not encouraged.

Although Doctor Ringgit does not charge a penalty for late payment, you are liable to charges imposed by Debt Collection Agency if you adamantly keep up with the habit of delaying your repayment.

Are there fees and charges I have to pay?

Yes. There are statutory chargeable fees that you need to pay such as Stamp Duty and Legal costs. 

Who can apply for Doctor Ringgit Loan?

Any Malaysians aged between 21 to 60 years can apply for Doctor Ringgit Loan. For the time being, Doctor Ringgit Loan opens to customers working and with a valid home address in the Peninsular Malaysia only.

Can I trust Doctor Ringgit?

Doctor Ringgit is a company focused on micro-financing in the money lending industry with a valid business license granted by Ministry of Urban Wellbeing, Housing and Local Government (KPKT).

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