Standard Chartered

Standard Chartered Personal Financing-i

Simple and affordable Islamic personal loan with minimum terms and an attractive interest rate.

    • Financing up to RM150k
    • Up to 5 years tenure
    • Unsecured Islamic Financing
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Profit rate p.a.: -%

Apply online now for Standard Chartered Personal Financing-i

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Standard Chartered Personal Financing-i

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Standard Chartered website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Not the personal financing you're looking for? Did you know you can compare all the personal financing in Malaysia?

Interest Rates

How much the bank charges you based on your loan amount & loan period

Financing ValueFinancing PeriodYour IncomeProfit Rate
RM3000 - RM15000012 to 60 monthsmin. RM240008.99% p.a.

Fees & Charges

There are always fees but how much are they?

Profit Rate / APR
As low as 8.99% p.a., depending on financing amount and period
Processing Fee
No Fee
Late Payment Charge
1% from current outstanding amount

Requirements

Are you eligible for this personal financing?

Minimum annual income
RM24000
Minimum age
21 years old
Maximum age
65 years old
Who can Apply
  • Malaysians

Frequently Asked Questions about Standard Chartered Personal Financing-i

Things you might want to know

How to apply for Standard Chartered Personal Financing-i 

How much money can I borrow?

Standard Chartered Personal Financing-i provides lifestyle and business loans from RM3,000 to RM250,000 for periods of one to five years.

How much does this personal loan cost?

There are no application or processing fees for this Standard Charted Islamic loan. You will need to pay a Stamp Duty fee that amounts to 0.5% of the sum of your loan.

What do I need to apply for this personal loan?

There is no requirement to pay a deposit or find a guarantor for this Standard Chartered Personal Finance product. You will need to supply some personal documents with your application form:

Salaried Employee

  • Copy of NRIC (front and back).
  • Latest salary slip and bank statement.
  • Most recent EPF statement.
  • Latest submission to LHDN.

Self-Employed

  • Copy of NRIC (front and back).
  • Previous six month’s bank statements.
  • Business Registration Form 9.
  • Most recent EPF statement.
  • Latest submission to LHDN

How do I get my hands on the money?

Standard Chartered may take a few business days to process your personal loan application. Once the loan has been approved funds will be disbursed to the bank account of your choice.

How do I pay the money back?

Your repayment schedule will be detailed in your application approval document. In most cases payments begin the month following the date you receive your loan and continue at monthly intervals until the loan has been completely repaid.

Can I settle my Personal Financing-i facility before the agreement ends?

You can settle your loan whenever it suits you. There are no penalty fees for early termination of the agreement though Standard Chartered reserves the right to charge you for any costs, fees or interest incurred in connection with the cancellation.

Is this Standard Chartered loan Syariah compliant?

Yes, this loan product conforms to the concept of commodity Murabahah.

Read More