UOB Personal Loan for the Self-Employed

A flexible, unsecured personal loan for the Self-Employed.

    • Financing up to RM50k
    • Up to 5 years tenure
    • Unsecured Loan
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Interest rate p.a.: -%

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Interest rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodYour IncomeInterest Rate
RM5000 - RM5000012 to 60 monthsRM36000 to 7200011.99% p.a.
RM5000 - RM5000012 to 60 monthsRM72000 to 9600010.99% p.a.
RM5000 - RM5000012 to 60 monthsmin. RM960009.99% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
from 9.99% p.a. to 11.99% p.a. , depending on loan amount and period
Processing Fee
Stamp Duty
0.5% of the whole amount
Early Termination Fee
RM300 3% of remaining amount
Late Penalty Fee
RM101% from current outstanding amount


Are you eligible for this personal loan?

Minimum annual income
Minimum age
21 years old
Maximum age
55 years old
Who can Apply
  • Any nationality
  • Self-employed

Frequently Asked Questions about UOB Personal Loan for the Self-Employed

Things you might want to know

How to apply for a UOB Personal Loan

How much money can I borrow?

This UOB Personal Loan offers borrowing from RM5,000 to RM50,000, repayable over one to five years.

How much does this personal loan cost?

UOB does not charge any application or processing fees for a personal loan. You will need to pay a Stamp Duty fee that amounts to 0.5% of the sum that you borrow.

What do I need to apply for this personal loan?

There is no requirement to pay a deposit or find a guarantor when you apply for a UOB loan. You will need to supply some personal documents with your application form:


  • Copy of NRIC (front and back).
  • Latest B/BE form with copy of tax payment receipt.
  • Previous 6 month’s bank statements.
  • Form 9, 24 & 49 or Company and/or Business Registration

How do I get my hands on the money?

Your UOB personal loan application will be processed within a few business days. Once approved, funds will be transferred to the bank account you have selected in your loan agreement.

How do I pay the money back?

The loan repayment schedule will be detailed in your application approval document. Usually payments begin the month following the date you receive your loan and continue at monthly intervals until the loan has been completely repaid.

Can I settle my UOB Personal Loan before the agreement ends?

Yes, you can pay off your loan in full at any time. UOB will charge you a one-off fee of 3% of the total borrowed amount or RM300 (whichever is greater) as an Early Termination fee.

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