BSN GIRO Account: Kelab Penabung Muda

Kids are entitled to receive gifts, free personal insurance and funeral expenses amounting RM3000 upon succession of opening your account

    • Min. AmountMax. AmountInterest Rate
      RM150RM250001.2% p.a.
      RM25001no maximum1.7% p.a.


    What would make it different?

    Fees & Charges

    There are always fees but how much are they?


    Are you eligible for this account?

    Minimum Age
    7 years old
    Maximum Age
    20 years old
    Minimum Initial Deposit
    Minimum Balance

    Frequently Asked Questions about BSN GIRO Account: Kelab Penabung Muda

    Things you might want to know

    What do you need to know about the Kelab Penabung Muda savings account?

    This is a BSN savings account for both juniors and teenagers. Kelab Penabung Muda is an association opened especially for youths to venture into their interests and relationship with money with BSN

    As a member, your child will be eligible to participate in the Skim Galakan Simpanan Pelajar, with prizes for those who participate in savings competition - that's right, the more they save, the more they win! Your child will also be protected by personal accident insurance without any extra charges, as well as RM3000 for funeral expenses.

    What are the other features and benefits?

    Upon registration, you will receive a complimentary KPM Membership Card, along with souvenirs. Kids will have plenty of opportunities to explore the educational activities held by BSN outside of school. 

    A passbook is issued to you upon account opening, to keep track of your deposits and withdrawals. ATM services will be limited, in fact, you won't be able to withdraw any cash at all via ATM. However, you are allowed only one Over-The-Counter ( OTC) cash withdrawal per month.

    How can I be eligible to open this savings account?

    This account is open to Malaysian students aged between 7 and 20. To own this account, you must first be a proud owner of a GIRO account with a minimum deposit of RM10 and make sure that you maintain a minimum balance of RM160 in the account. 

    Do I need to pay any fees and charges?

    Very minimal - you will need to pay RM5 whenever you lose the KPM membership card.

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