Maybank Golden Savers-i Savings Account

Secure your golden years after retirement with this Shariah compliant savings account, offering free service charges for foreign telegraphic transfers and great profit-sharing rates.

    • Islamic account
    • Reward Points
    • Phone Banking Service
    • Account Statement
  • Min. AmountMax. AmountProfit Rate
    RM1RM2000001% p.a.
    RM200001no maximum1.8% p.a.
View product disclosure sheet.


What would make it different?

Online Banking
Mobile App
Reward Points
ATM Card

Fees & Charges

There are always fees but how much are they?

MEPS Withdrawal Fee
HOUSe Withdrawal Fee
Overseas Withdrawal Fee

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this account?

Minimum Age
50 years old
Minimum Initial Deposit

Frequently Asked Questions about Maybank Golden Savers-i Savings Account

Things you might want to know

What is the Golden Savers-i Account?

If you are over the age of 50 and planning for early retirement, then this is the savings account for you to store your life-savings. With high returns, great Maybank perks and PIDM protection on all your funds, you have a clear run at life after retirement.

Who can apply?

As mentioned, the account is open to anyone over the age of 50. This account also allows for joint account status, with up to a maximum of 4 people holding the account. So if you and your spouse or siblings would like to open an account together it would be entirely possible.

With this feature for joint accounts, you can your joint members, can pool together your finances making it easier to make returns. Also this way if you are planning on growing old together, there is easier access for the other parties in case, one of you passes first.

What are the benefits like?

Well first of all, you get to enjoy a multi-tiered interest rate. As long as you maintain a monthly balance of RM1,000 then you will always be earning an interest. As your wealth increases, then your interest rates go up to 1.75% p.a. on balances over RM250,000. The higher your account balance, the higher your interest rate.

You only need a total of RM1,000 to open this account, and with it you get access for easier management of your funds and transactions.

Are there any fees and charges?

There are a few charges you may encounter in the event something is lost or misplaced. For loss of ATM Cards, and loss or damage of Passbooks you will have to pay a fine for replacements.

However, the only other things you might have to additional fees for is an early closure, that cost about RM20 to set up.

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