Maybank Golden Savers-i Savings Account

Secure your golden years after retirement with this Shariah compliant savings account, offering free service charges for foreign telegraphic transfers and great profit-sharing rates.

Maybank Golden Savers-i Savings Account
Profit Rate
1.2% to 1.95% p.a.
Account Type
Min. Deposit
Reward Points
Phone Banking
Account Statement

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1RM200,0001.2% p.a.
RM200,001No maximum1.95% p.a.


What would make it different?

Online Banking
Mobile App
Reward Points
ATM Card

Fees & Charges

MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee


Minimum Age
  • 50 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

Tell me about Maybank Golden Savers-i Account.

Tailored for individuals of 50 years old and above (senior citizens, retirees and those planning for early retirement), this Islamic savings account is suitable for you.

Golden Savers-i Account is different from most senior savings account in the market as it is classified as an unrestricted investment account, whereby customers entrusted the bank with capital to invest in selected portfolio of Shariah compliant assets, in exchange for potential high returns,

The profit, which will be shared with the bank based on an agreed ratio, will be paid on monthly basis, regardless of balance band and the number of withdrawals you have made.

Who can apply for Golden Savers-i Account?

As mentioned, the savings account is open to anyone over the age of 50. This account also allows for joint account status, with up to a maximum of 4 people holding the account. So if you and your spouse or siblings would like to open an account together it would be entirely possible.

With this feature for joint accounts, you can your joint members, can pool together your finances making it easier to make returns. Also this way if you are planning on growing old together, there is easier access for the other parties in case, one of you passes first.

What benefits can I get from this investment savings account?

First of all, you get to earn multi-tiered interest rates. How? Just by maintaining a minimum monthly balance of RM1,000. As your wealth increases, your profit rate also goes up, ultimately your returns will too multiply!

You only need a total of RM1,000 to open this account, and with it you get access for easier management of your funds and transactions.

Are there any fees and charges?

There are a few charges you may encounter in the event something is lost or misplaced. For loss of ATM Cards, and loss or damage of Passbooks you will have to pay a fine for replacements.

However, the only other things you might have to additional fees for is an early closure, that cost about RM20 to set up.

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