Public Bank Bright Star Savings Account

Ignite the habit of saving within your child and allow them to excel academically with the Star Achiever Programme - only with Public Bank

Public Bank Bright Star Savings Account
Interest Rate
0.45% to 2.95% p.a.
Min. Deposit
Phone Banking

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1RM50,0002.95% p.a.
RM50,001No maximum0.45% p.a.


What would make it different?

Online Banking
Mobile App
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Maximum Age
18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What do I need to know about Public Bank Bright Star Savings Account?

Start encouraging your child to save with Bright Star savings Account for well, to put it simply - a brighter future! 

To motivate young ones to start thinking about money matters, Public Bank has set up the Yearly Achievers Programme especially for school-goers. This initiative will encourage your child to excel in their studies by rewarding them with cash rewards, given that there is a minimum balance in the account.

How does the Yearly Achiever Programme work?

The Yearly Achiever Programme is offered to account holders studying in primary and secondary school pursuing qualifications such as UPSR, PMR and SPM. To take part in this programme, account holder must have a balance of at least RM500.00 during the year of their major public exam. 

Only the first 200 participants who submitted with the highest number of A's will enjoy the cash reward. Eligible participants and rewards are as follows:

ExaminationResultCash Prize

Who can apply for Public Bank's Bright Star Savings Account?

This account is open to all Malaysian residents or permit holders who lives in Malaysia below the age of 18.

What is the minimum deposit I need to open this account?

With just RM50, your child can enjoy all the saving benefits offered by this savings account.

How often can I withdraw from this account?

You can withdraw as much as you want but you will need to keep at least RM50 to take advantage of the interest rates. Your child will be able to earn more, the more he/she saves.

Are there any "sneaky" fees and charges?

There will be an annual service fee of RM10 whether or not your account is active or unactive. Store your children saving passbook in a safe place or pay RM10 for a replacement.

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