What is the PB SaveLink Account?
SaveLink is a regular savings account with some irregular yet intriguing perks. One of them being, with this account, you get to earn more BonusLink points. The more points, the greater stuff you can exchange them for. All you have to do, is make sure you have money in the account. It’s that simple.
How does this account work?
First, to open a SaveLink account you will need to be a Malaysian Citizen over the age of 18. However, if you are not a Malaysian citizen, you can apply to open this account as an external account, with varying perks. For both cases of application, you will need to bring your identification documents, or NRIC with you.
For both the opening of the account, and for you to enjoy all the perks that come with it, you will need to make a deposit of RM500 and maintain an account balance of that same amount. This will ensure that you earn up to 5 BonusLink points every month.
BonusLink points will be earned according to this ratio of RM1:0.01 BonusLink points. On top of your monthly balance, you will also earn points, whenever you spend to purchase, Bankers Cheques for MIDF/MIH public shares via your SaveLink Account. This benefit is subject to a minimum purchase of RM2,000.
Are there any other perks?
Why yes there are. The PB SaveLink Account also allows for you to earn interest on your monthly balances. You will start earning returns, once your bank balance is more than RM10,000 every month. Interest rates start at 0.15% and will go up to 0.70% p.a. depending on your account balance.
This multi-tiered interest will be calculated daily and credited monthly into your account, for easy access.
How do I access my account?
There are several ways to access and manage your account. You could request for the bank to give you a pass book to keep track of all your transactions. Or you could just head on over to any Public Bank ATM for withdrawals, deposits, transfers and such. Lastly, you have the convenient option of PBe, Public Bank’s online portal.