Public Bank SaveLink Account

Not only will you be earning interest, but you will also earn BonusLink points every month for having a healthy account with a balance of only RM20!

Public Bank SaveLink AccountSave with BonusLink
Interest Rate
0.1% to 0.6% p.a.
Min. Deposit
RM500
Phone Banking
Available
Account Statement
Available

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM50,001RM300,0000.1% p.a.
RM300,001RM1,000,0000.2% p.a.
RM1,000,001No maximum0.6% p.a.

Features

What would make it different?

Online Banking
PBeBank
Mobile App
PIDM Protected
Up to RM250,000
ATM Card
Available

Fees & Charges

MEPS Withdrawal Fee
RM1
Overseas Withdrawal Fee
RM12
Early Closure Fee
RM20
Inactive Account Fee
RM10

Requirements

Minimum Age
  • 18 years old
Minimum Initial Deposit
RM500
Minimum Balance
RM20

More Information

What is the PB SaveLink Account?

SaveLink is a regular savings account with some irregular yet intriguing perks. One of them being, with this account, you get to earn more BonusLink points. The more points, the greater stuff you can exchange them for. 

All you have to do, is make sure you have money in the account. It’s that simple.

How does this account work?

First, to open a SaveLink account you will need to be a Malaysian Citizen over the age of 18. However, if you are not a Malaysian citizen, you can apply to open this account as an external account, with varying perks. 

For both cases of application, you will need to bring your identification documents, or NRIC with you. To enjoy all the perks that come with it, you will need to make a deposit of RM500 and maintain an account balance of that same amount.

BonusLink points will be earned according to this ratio of RM1:0.01 BonusLink points. On top of your monthly balance, you will also earn points, whenever you spend to purchase, Bankers Cheques for MIDF/MIH public shares via your SaveLink Account, subject to a minimum purchase of RM2,000.

Are there any other perks?

Why yes there are. The PB SaveLink Account also allows for you to earn interest on your monthly balances. You will start earning returns, once your bank balance is more than RM10,000 every month. 

Interest rates start at 0.10% and will go up to 0.60% p.a. depending on your account balance. This multi-tiered interest will be calculated daily and credited monthly into your account, for easy access.

How do I access my account?

There are several ways to access and manage your account. You could request for the bank to give you a pass book to keep track of all your transactions. Or you could just head on over to any Public Bank ATM for withdrawals, deposits, transfers and such. 

Lastly, you have the convenient option of PBe, Public Bank’s online portal.