Public Bank

Public Bank Wadiah Savings Account-i

An Islamic savings account made with everyone's needs in mind, with attractive returns on investment and a specially designed passbook for each accountholder

    • Islamic account
    • Phone Banking Service
    • Account Statement
  • Min. AmountMax. AmountProfit Rate
    RM5001RM100000.1% p.a.
    RM10001RM500000.2% p.a.
    RM50001RM1500000.3% p.a.
    RM350001RM6500000.7% p.a.
    RM650001RM12000000.9% p.a.
    RM1200001no maximum1% p.a.
    RM150001RM3500000.5% p.a.


What would make it different?

Online Banking
Mobile App
PIDM Protected
ATM Card

Fees & Charges

There are always fees but how much are they?

ATM Card Issuance Fee
MEPS Withdrawal Fee
Inactive Account Fee
Early Closure Fee


Are you eligible for this account?

Minimum Age
18 years old
Minimum Initial Deposit
Minimum Balance

Frequently Asked Questions about Public Bank Wadiah Savings Account-i

Things you might want to know

What is the Public Bank Wadiah Savings Account-i?

The Public Bank Wadiah Savings Acocunt-i is an Islamic savings account that is compliant to Syariah principle. You can either apply for a personal or joint account, or even on behalf of your children age 12 or lower.

Am I eligible to open a Public Bank Wadiah Savings Account-i?

If you are a Malaysian resident or a permanent resident and have minimum deposit of RM250, then yes, you can open a Public Bank Wadiah Savings Account-i!

Will I be entitle to any share of profit?

All deposits received by the Bank will be invested in alignment with Syariah principles and Hibah (profit) will be distributed at Bank's discretion.

Percentage of Hibah generally vary according to amount of deposits. If your deposits range from RM3,000 to RM10,000, you can already stand a chance to receive Hibah profits.

How can I access my account?

Depending on type of account, if you open a personal account or joint account with 1 signatory, you will receive a Bankcard for ease of access to account via ATM machines.

If however, the joint account requires 2 signatory or account is open on behalf of children below age of 12, no Bankcard will be issued. Alternatively, you can always skip all the fuss and access you account via You will also be provided a passbook to perform transaction over-the-counter.

Any thing else I need to take note of?

Be reminded that you need to maintain at least RM20 in your account at any one time or penalty charges will apply.

Also, stay active by performing transactions using your account because inactive account with zero transactions in 12 months will be charge RM10! In the even if you need to replace your passbook, you will need to incur RM10 plus stamp duty so take good care of your passbook.

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