RHB Future Saver Account

Save and earn together with your precious ones. Deposit as little as RM100 every month and get extra interest bonus of 3.5% p.a. when you save with RHB Future Saver Account.

RHB Future Saver Account
Interest Rate
0.5% to 1% p.a.
Account Type
Min. Deposit

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM100RM2990.5% p.a.
RM300No maximum1% p.a.


What would make it different?

Online Banking
Mobile App
PIDM Protected
Up to RM250,000
SMS Transaction Alert
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Maximum Age
18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What is the Future Saver Account?

RHB’s Future Saver Account, is a savings account in essence with the exception that it comes with a slightly unusual age limit. This is an account open to the youngest of customers, as it is made for the use of children below the age of 18.

The account is meant to be used as an encouragement for both parents and their kids. Parents, as they would be more inclined to put aside money for their child’s future regardless of what might happen. It is also a great way to get kids into the habit of savings from an early age.

How does the account work?

Since it is an account made for both parents and their kids to work together, as well as, the primaries for this account being underage children, the rules will be a little different. For anyone who wants to have this account, parents you will need to open a joint registration with your child.

Similar to a trust account, the parent or guardian will be the one to manage the account, while the child is still the account holder. To open the account, you will need to make a minimum deposit of RM100.

What do I get with this account?

Benefits wise, there are a couple things that you would get with this account, one of them being an interest. Since the minimum deposit is RM100, any amount from there to RM300 will earn you an interest of 0.5%p.a.

Increase your average balance to more than that and earn double the interest at 1%p.a.

Another thing you will get with this account, is some complimentary insurance as well, courtesy of RHB Insurance. For parents, who hold this account with your kids, RHB will give you complimentary term-life-insurance for as long as your child has the account. As for your child, they will receive complimentary personal accident insurance for the same duration of time.

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