RHB Qard Savings Account-i

A passbook savings account based on the principal of Qard that provides debit card facility and yearly profit payment with a minimum initial deposit of only RM100!

RHB Qard Savings Account-i
Profit Rate
Account Type
Min. Deposit
Phone Banking


What would make it different?

Online Banking
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 18 years old
Minimum Initial Deposit
Who can apply
  • Malaysians
  • Foreigners

More Information

What is the RHB Qard Savings Account-i?

RHB Qard Savings Acocunt-i is an Islamic savings account based on Shariah principle of Qard. You can either apply for a personal or joint account, or even open up and account on behalf of your children aged 12 or lower.

Am I eligible to open a RHB Qard Savings Account-i?

If you are a Malaysian resident or a permanent resident and have minimum deposit of RM100, then yes, you can open a RHB Qard Savings Account-i!

Will I be entitled to any share of profit?

All deposits received by the Bank will be invested in alignment with Shariah principles and Hibah (profit) will be distributed at Bank's discretion.

How can I access my account?

Depending on type of account, if you open a personal account or joint account with 1 signatory, you will receive an ATM Card for ease of access to your account via ATM machines.

If, however, you have a joint account it will require 2 signatories or the account you open is on behalf of children below the age of 12, no Bankcard will be issued. You will also be provided a passbook to perform transaction over-the-counter.

Anything else I need to take note of?

You just need to stay active by performing transactions using your account because inactive account with zero transactions in 12 months will be charge RM10! 

In the event you need to replace your passbook, you will need to incur RM10 plus stamp duty so take good care of your passbook.

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