Q: What is The RinggitPlus Melodi Anugerah Aidilfitri Campaign about?
The RinggitPlus Melodi Anugerah Aidilfitri Campaign rewards you for making new credit card and personal loan applications via RinggitPlus. Approved applications* with any of our participating banks will guarantee exciting campaign gifts and a chance to win our sweepstakes prizes!
Q: Which banks are part of The RinggitPlus Melodi Anugerah Aidilfitri Campaign?
You can apply for selected credit cards from HSBC, RHB, and Standard Chartered Bank or a personal loan from RHB under The RinggitPlus Melodi Anugerah Aidilfitri Campaign.
Q: What are the gifts offered under The RinggitPlus Melodi Anugerah Aidilfitri Campaign?
Successfully apply and be approved* for a qualifying credit card or personal loan under The RinggitPlus Melodi Anugerah Aidilfitri Campaign and here’s what you can get:
|Credit Card or Personal Loan||Free Campaign Gifts|
|HSBC Credit Card||Tefal Induction Rice Cooker + Google Home Mini|
|RHB Credit Card||Philips Daily Collection Juicer + RM50 Tesco Voucher|
|Standard Chartered Credit Card||Xiaomi Amazfit Cor 2 + Xiaomi Smart Scale|
|RHB Personal Loan||Panasonic Mechanical Jar Rice Cooker|
You will also be in the running for the chance to The Apple Watch Weekly Sweepstake! Every week, RinggitPlus will select 7 lucky winners and each winner will be given 2x Apple Watch Series 4 (40mm) – find out more below.
Q: How do I apply?
It’s really simple. Just apply for a qualifying credit card or personal loan (as stated on the individual banks' T&C) on ringgitplus.com during The RinggitPlus Melodi Anugerah Aidilfitri Campaign period 23 April 2019 – 24 May 2019).
Q: How long is the approval process?
Each bank has different processing timelines for different products, and thus it is at the bank’s discretion. Customers will be notified by the bank once the bank has started processing their applications.
Q: How and when can I get The RinggitPlus Melodi Anugerah Aidilfitri Campaign gifts?
For credit cards, you will be eligible for your gift after your card is approved, received, and activated. For HSBC credit cards, you have to spend a minimum of RM1,000 within 60 days of your card approval date to be eligible for your campaign gift.
For personal loans, you will be eligible after your loan has been approved and disbursed.
Once the bank has notified RinggitPlus of the card activation or loan disbursement, RinggitPlus will send your gift to you within 28 working days.
Q: If I apply for more than one credit card or personal loan, can I get multiple gifts?
Yes, you can get more than one campaign gift if you get your credit card approved and activated or personal loan approved and disbursed from the different participating banks. However, if you are making multiple applications from the same bank, you will only receive one set of The RinggitPlus Melodi Anugerah Aidilfitri Campaign gifts once you activate your card or have your loan disbursed.
Q: I already have a credit card or personal loan with one of the banks. Am I still eligible for the gifts if I apply for another card with the same bank during this campaign?
You will not be eligible if you are a bank’s existing customer or you already have a credit card with the bank you are applying from.
Q: How does The Apple Watch Weekly Sweepstake work?
Every week, RinggitPlus will randomly select 7 lucky winners and each winner will be given 2x Apple Watch Series 4 (40mm). To qualify for the sweepstakes, you will have to have your credit card or personal loan approved and activated (with a spending requirement for HSBC credit cards) under The RinggitPlus Melodi Anugerah Aidilfitri Campaign. Each qualified entrant is entitled to 1 entry for the sweepstakes and the weekly schedule is as follows:
|Application Period||Approval Period||Winner Announcement|
|23 April – 29 April 2019||24 April – 5 May 2019||8 May 2019|
|30 April – 6 May 2019||1 May – 12 May 2019||15 May 2019|
|7 May – 13 May 2019||8 May – 19 May 2019||23 May 2019|
|14 May – 24 May 2019||15 May – 30 May 2019||31 May 2019|
Q: If my application is rejected, am I still eligible for any gifts?
No. Only applications which have been approved by the banks are eligible for gifts from The RinggitPlus Melodi Anugerah Aidilfitri Campaign.
Q: How long will this promotion be available?
The RinggitPlus Melodi Anugerah Aidilfitri Campaign will run from 23 April to 24 May 2019.