What You Should Know About Zurich TermLife Insurance
Have you ever wondered what Zurich TermLife Insurance has to offer? Check out our easy-to-digest infographic and learn more about this truly beneficial insurance product now!
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How do You Make a Medical Insurance Claim?
If you need to make a claim on your health insurance but have no clue how to go about it, here’s a handy guide to help you make a claim with as little hassle as possible!
Weekend Holidays in Malaysia Under RM500
If you’ve been aching for a vacation but haven’t got the cash for a big holiday, we have some ideas for affordable getaways that won’t break the bank.
Don't Use Your Credit Card for These 5 Things
Don’t whip out your credit card just yet! Find out which expenses are best paid for with cash or other methods.
How Motor Insurance De-Tariffication Will Benefit You as A Consumer
Is the new motor insurance de-tariffication beneficial for you? Find out how it can help improve your finances here!
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4 Reasons Why You Should Get Credit Card Debt Insurance
What is credit card debt insurance? Find out how this insurance can help clear your credit card outstanding balance when the unexpected happens!
The Crucial Things You Should Do Before Applying For A Home Loan
How should you prepare your finances before applying for a home loan? Find out how here and increase your home loan approval rate!
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Should You Take Out a Personal Loan for Your Business?
If you are thinking of ways to finance your business venture, find out if you should apply for personal loan or a business loan!
How to Increase Your Credit Card Limit
Not sure how to gain access to more credit? We’ll show you how to increase your credit card limit and let you in on the pros and cons of doing so.
Less Expensive Alternatives to Higher Education
Looking for an education pathway that is less travelled, cheaper, and still equally rife with job opportunities? Check out these alternative learning and career options.
What Are the Advantages of Premier Banking?
Ever wondered what kind of privileges and benefits exactly that you would get from premier banking? Let's talk about that!
How to Send Money Overseas for Cheap
Need to send money to family and friends overseas? Check out the most cost-friendly and convenient ways to make international fund transfers.
How Malaysia's New Tourism Tax Will Affect Your Travel Plans
The new tourism tax went into affect this month and your vacation plans might be negatively affected. How? Read on to find out.
Why Malaysians Should Think About Making Money Overseas
Not earning as much as you’d like? Maybe it’s time to think global! Here are some reasons why you should really consider earning money from overseas companies and how to do it!
Credit Card Fees You May Not Know About
Your credit card can be a valuable financial tool, but how familiar are you with its fees and charges? Start learning these credit card fees that you may not know about and how you can avoid them!
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Get an iPhone from RM25 with Celcom’s EasyPhone Plan
What if we said you can get the latest and greatest iPhones and Android phones from as low as RM25 per month?
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What Is Education Insurance and How Does it Work?
Did you know that you can buy an insurance policy to cover your child’s higher education costs? Learn all about it with our guide to education funds!
Should You Buy Furniture in Cash or Credit?
Looking to fill up your house with some new furniture? We help you choose between paying with paper or plastic!
5 Things You Can Do To Lower Your Motor Insurance Premium
Motor insurance de-tariffication will be in effect next month, so prepare yourself with these tips on how you can lower your motor insurance premium!
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6 Tips to Get Your First Home Financing Approved
Applying for a home financing without a proper planning and preparation might result in your application being rejected. Find out how you can avoid that and increase your approval rate instead!
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Should You Rent a Car For Your Balik Kampung Trip?
Thinking of driving home this Hari Raya? Find out if it makes more sense to drive your car home or if you might be better off renting one.
5 Ways You Can Maximise Your Income with Grab
Always broke after paying all the bills and loan repayments? Not enough money to support your family? Check out this brilliant alternative to a second job to help you earn income in your free time!
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What Is Hospital Cash Insurance?
Hospital cash insurance is not a product that most Malaysians are familiar with, but did you know that it can help replace your income when you’re hospitalised?
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How You Can Buy Your Motor Insurance in Under 3 Minutes
What if we tell you that you can buy a motor insurance policy in less than 3 minutes? Find out how MyCover can help you with that!
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Plan Your Finances and Make Your Financial Dreams A Reality!
It’s already mid-year, how are your financial goals coming along? Find out how to plan out your finances and make your dreams come true with BSN MyRinggit/i Personal financing now!
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The Most Overpaid Jobs in Malaysia
Find out which positions earn immensely more when compared to jobs of similar qualifications and experience!
Top 6 Ramadhan Buffets In Kuala Lumpur 2017
Any plans on taking your family out this holy month? Spice up your Ramadhan and satisfy all your food cravings at these top 6 best buffets in Kuala Lumpur this year!
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How To Save on Interest for Credit Cards and Loans
Ever wondered how you can save on interest for your credit cards and loans? Find out our top interest-saving tips and start saving your precious cash today!
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What To Do If You Lose Your Personal Documents Overseas
No matter how careful you are, there’s always a chance that your travel documents get lost or stolen while you are on vacation. Find out what you need to do, just in case!
Your Car Insurance Probably Won't Cover These Things...
Don’t just assume that your car insurance will cover every little mishap, find out what common car-related losses your insurance plan will NOT pay for.
Top 10 Ramadhan Buffets Under RM100 In Klang Valley
Haven't decided on where to dine this Ramadhan? Check out our list of top Ramadhan buffets around Klang Valley that are under RM100!
What Can You Do With an Expired Cheque?
Suddenly realised that you still have an expired cheque that has not been cashed? Don’t worry, we’ll show what to do to get your money, read on!
Are You Halfway Through Your Money Resolutions This Year?
How are your money resolutions going so far? We thought we’d check in to offer more tips to help you remedy your money woes and push ahead!
Are You Prepared for Undesirable Events at Home When You’re Away?
So many things can happen to your home while you're not around to keep watch over it. Are you really prepared for what might happen?
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How Prepared Are You When Your Travel Turns Turbulent?
There are more things to worry about on your travels than you might be aware of! Staying safe on your holidays should always be a top priority.
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Get Rewarded with RHB Smart Account & RHB Smart Account-i
Wouldn't it be great to be rewarded just for using your savings account? RHB Smart Account and RHB Smart Account-i seek to do just that!
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How do Islamic Credit Cards Work?
Do you need to be Muslim to use it? Are there purchase restrictions? What about payments? All this and more about Islamic credit cards!
How You Can Get Affordable Life Insurance
Think life insurance is expensive? Find out how you can protect yourself and your loved ones with a life insurance policy without going over your budget!
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Having These Jobs Can Make Your Insurance More Expensive
Not all jobs are created equal, and .in this case we've found some occupations that makes insurance premiums higher than normal.
Should You Have Multiple Savings Accounts?
Ever debated if you should or shouldn't have more than one savings or current account? Find out how having multiple savings or current account can help improve your financial management here!
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Household Items You Should Never Buy for Cheap
Looking for good bargains to save money doesn’t mean we should skimp on every purchase. Some buys are just not worth the lower price; find out which items you should never cheap out on!
All You Need to Know About Priority Banking
Wondering how premier or priority banking works and how to get those exclusive benefits and privileges? We explore exactly that!
Do You Have One of These 4 Money Disorders?
Your mental health may be more affected by your finances than you think... Here are some documented disorders related to how you manage your money!
Should You Move Closer to Your Workplace to Avoid Traffic Jams?
We all have daily commutes to make and sometimes moving closer to the office makes sense. Or does it? Here are some things to pay attention to when considering that decision!
The Unexpected Costs of Owning a Pet
Owning a pet comes with expected costs, but there are also other expenses you may not be prepared for...
Everything You Need To Know About the EPF
Find out all about the Employee Providence Fund; from its rates and dividends, right down to the lesser-known benefits available for members!
How to Avoid the Latest Charity Scams
Are your charitable funds actually being channelled to legitimate causes? Find out what you can do to ensure that it does!
How Your Retirement Plans Should Change if You Don't Have Children
If kids are not part of your future, what exactly does that mean for your retirement? Find out how to modify your financial plans for a smooth retirement.
Are Motor Insurance Add-Ons Worth The Extra Ringgit?
Not sure if you should spring for extras on your motor policy? Here’s a breakdown of the usual add-ons offered with your car insurance plan to help you figure out which ones are really worth the cost!
What is Your Spending Style and How Does it Affect You?
We all spend money differently, and the way we do it can heavily affect how we should plan our finances. Find out what style of spender you are!
How to File Income Tax For Your Side Business
Do you have a burgeoning side income but are unsure of how to declare or pay taxes for it? Here’s your guide to managing taxes of a small business project.
What Happens If You Don’t Pay Your Insurance Premiums?
Money a little tight to pay off your insurance premiums? We'll tell you the worst of what could happen and what to do about it!
Scams Targeting the Elderly and How to Protect Our Parents From Them
Find out about scams that seek out the elderly and what you can to stop your parents from becoming victims to potential fraudsters!
9 Reasons to do ALL Your Shopping Online
We can't yet buy everything we want over the internet, but that doesn't mean we can't try! Here are the many reasons to do your shopping exclusively online.
Top Things You Should Know About The New Motor Insurance De-Tariffication In Malaysia
Some of you may have heard about the changes to motor insurance that will happen soon, but how much do you really know about de-tariffication?
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The 4-Step Personal Budgeting Guide for Beginners
Getting started on a budget isn’t as hard as you think. Even if you're completely new to managing your money, you can easily get started with this guide!
Hipster Trends That Actually Help You Save Money
Hipsters aren't all about skinny jeans and fancy, eye-catching hats. Learn how you can save money with their nifty tips and tricks, made popular by these trendsetters!
4 Uncommon But Ridiculously High-Paying Jobs
Have you heard of these jobs before? The amount of money you can earn from these job titles will blow your mind!
How to Force Yourself to Save Money Even When You Don’t Feel Like it
Saving money is boring, which might be why most of us aren't doing it enough... Thankfully there are ways to trick ourselves into saving money!
Do You Save More When You’re Single, or When You’re Married?
How much does your marital status affect your finances and savings? More than you may think. Let's find out whether you save more alone or with a partner!
Good Debt vs Bad Debt: Which Ones Do You Have?
Not all debts are created equal – some actually pay off in the long run! Find out the differences between the two and how you can use it to your financial advantage.
Which Degree Programmes Earn the Highest Starting Salaries in Malaysia?
Are you earning as much as you thought you would when you were in college? What if you could start all over again? Here are Malaysia's degree programmes with the highest-earning starting salaries!
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Malaysia Personal Income Tax Guide 2017
Our annual income tax guide is back! Check her for references, list of reliefs, and other important income tax info.
How Do Institutions Benefit From Giving Out Scholarships?
Ever wondered how institutions and companies benefit from giving out study grants that cost them up to hundreds of thousands in Ringgit? We explore the illuminating benefits of giving out scholarships!
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Everything You Need To Know About EPF Investment Schemes
Should you invest the funds in your EPF account in a unit trust fund? Find out as we review the pros and cons of the EPF investment schemes!
The Many Ways You Can Fund Your Continuing Education
There are more than a handful of ways to finance your continuing education.. but which of them is the right one for you?
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Maximise Your Income Tax Relief in 2017 By Spending On These
Have you ever wondered about the 2017 income tax relief ? Find out about the newly added items on the 2017 tax relief, and start spending on these things to more money on your next income tax filing!
Selling Your Car to an End Buyer vs Selling Your Car to a Dealership
Want to sell off your car? Let's find out if selling directly to an end buyer is better than selling to a used car dealer!
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6 Genius Ways You Can Double Your Salary
Have you ever wished you could get your salary twice in a month? After all, who wouldn't want more money what with the current living costs? Check out our brilliant ideas on how you can double your salary here!
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Store Loyalty Cards: The Good, the Bad and the Downright Manipulative Marketing Tricks
Find out if it really pays to be loyal to your favourite stores and how you can take advantage of loyalty programmes to get more bang for your buck!
A Step by Step Guide to Filing Your Income Tax Online
Did you know you can file your taxes over the internet? Well here is how to do exactly that, with step-by-step instructions!
Manage Your Debts Better with These Mobile Apps
We all can use a little help with debt management, and thankfully there are apps that do just that. Here are some of the best ones that can make your finances a lot easier.
The Different Types of Job Search Sites in Malaysia and Their Advantages
If you're looking for a new position after leaving your last job, perhaps you should try your hand at writing job application and seek out your new job using these sites!
How to Choose the Right College After SPM
Picking where to go to further your studies has far-reaching impact on your finances for years to come. Here are the things you should pay attention to when making this decision!
How Your Credit Card Can Save You Money While Travelling
Heading off on vacation soon? Follow these tips to save as much as possible with the help of your credit card!
9 Ways You Can Stretch Your Money As New Parents
Raising a child may be expensive, especially in the current economy. But there are also plenty of ways you can save and channel all those excess monies into your emergency or child’s education fund!
Clever Ways to Reuse Your Old Smart Devices
Don't just recycle or trash your old smart devices... there are many other ways you can still use them and here are some you may not have even thought of!
Things You Never Knew Your Car Insurance Could Cover
Did you know that comprehensive car insurance policies might cover more than just your vehicle’s damages, loss or theft? Learn about these little-known benefits offered by your auto insurance policy!
How To Plan A Euro Trip On A Shoestring Budget
It's not impossible to travel to Europe on a small budget. Follow our tried-and-tested tips for a Euro trip on a budget and start planning yours now!
The Ultimate Laptop-Tablet Hybrid For Your Business
Looking for the perfect tool to maximise your productivity at work? We've found the ultimate laptop-tablet hybrid to fit your work and business needs.
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The Ultimate Guide to Buying Your First Insurance Plan
Having problems buying your first insurance policy? We’ll set you straight on the know-hows of buying the most suitable insurance policy to suit your needs.
The Most Underpaid Jobs In Malaysia
Do you think you're being underpaid? You might be surprised at what these people are earning! Find out if you're truly among those who are underpaid.
The Most Ridiculous Money Scam Stories in the World
These tales about cash scams are weird, scary and kind of sad when you think about the unfortunate folks who fell for them. Heed these stories of the most ludicrous money scams around!
5 Financial Lessons to Teach Your Children Before They Turn 12
Give your children an early introduction to the all-important concepts of money – from saving to being a clever consumer!
How to Protect Yourself from Investment Scams
You work so hard for your money, don’t blow it all on a scam! Find out how to spot and stay clear from common investment scams in Malaysia.
Should You Move Back Into Your Parents' Place?
Have you ever thought about moving back into your parent's to reduce your financial burden? If you have, then follow these guidelines on how to do it right. If you haven't, perhaps now is the time to consider it!
Things You Didn’t Know Can Help Reduce Your Credit Card Payment
We’ve got a few ideas up our sleeves to help you bring down that bill and possibly even make future payments much more affordable!
How to Get the Most Out Of Your Car Insurance
Find out what you can do to save on premiums and maximise the use of your car insurance policy with these handy tips!
What Happens When You Don't Pay Your Income Tax?
If you haven’t been paying your taxes, here’s what could happen if you continue to ignore it. HINT – it’s not pretty!
Eating Out vs Cooking: Which Is Better Value For Your Money?
Have you ever compared the costs to eating out and cooking at home? Here's a cost breakdown for Malaysian's favourite dish, fried rice with egg! Read on to find out which option is cheaper!
When Should You Say Yes To An Insurance Telemarketer?
Have you ever been on the receiving end of a sales call? What if it's for an insurance that might be useful to you and your family? Learn when you should say yes to an insurance telemarketer here!
6 Things You Can Do Right Now to Reduce Your Debt
How bad is your debt situation? If you're looking for ideas on how you can reduce your them ASAP, read this article and find out the brilliant ways you can do to lessen your debt in no time!
What Should You Do After A Car Accident?
Do you know the exact steps you need to take in the event of a car accident? Read our guide on how to manage the sticky situation and ensure your car accident claim process goes smoothly!
How to Know if Your Office is Full of Jerks
Unprofessional behaviour at work can be hard to spot yet can also ruin your productivity and hurt your chances at advancing in your career. What kind of behaviour are we talking about? Let's find out!
Are You Committing Credit Card Fraud Without Even Realising It?
Do you realise that you might have been committing a credit card fraud this whole time? You might be surprised at some of the seemingly innocent things that may turn out to be fraud...
Is Salary Advance An Acceptable Financial Remedy?
Have you ever thought about requesting for a salary advance from your employer? Before you do, read this article and understand the pros and cons of what a salary advance can do to both your career and personal finance.
A Brief History of Money: From Barters to Bitcoin
Ever wondered how currency was first used in exchange for good and services? Let's travel to the past and journey through the future to learn the full history of money in all its forms!
Which Malaysian State is The Cheapest to Live In?
Ever wonder which of Malaysia’s beautiful states cost the least to live in? We did some number-crunching to find out the truth of the matter!
Too Much Mobile Data and No Idea How to Use Them? Try These...
Are you on an awesome plan that gives you boatloads of data that you aren’t fully utilising? Then check out these fun and fruitful ways you can make use of all that data!
Should Financial Literacy Be A Compulsory Subject In SPM?
Sijil Pelajaran Malaysia (SPM) marks the culmination of 5 years' worth of secondary schooling for young Malaysians, but does the exam really cover everything they should know?
How to Know if a Supplementary Card is a Good Idea
Not sure if you should hand over a supplementary card to your spouse or family member? Here are the pros and cons to help you decide!
Here's What to do if You're the Victim of Credit Card Fraud
Is something amiss on your credit card statement? Keep calm and follow our handy guide on the best course of action for any potential fraud attacks on your credit card.
How To Get More From Your Workout Budget
Want to know how you can stretch your gym membership fee? Learn the tips and tricks on how to save as much as you can on your gym membership fee!
Old Malay Proverbs That Are Actually Brilliant Money Tips
Remember those proverbs we used to learn at school? Who knew they can be such good money management tips to improve our finances. Keep reading to find out!
Top Discount Beauty Websites to Buy Great Makeup on the Cheap!
Dying to cut cost on your beauty regime but unwilling to part from your favourite beauty brands? We've got the easy solution for you. Shop on these discount beauty websites and marvel at how much money they can save you!
How Does Your Credit Card's Purchase Protection Work?
Credit cards have a number of security features that help protect the stuff you’ve swiped for and purchase protection just happens to be one of it, read on to find out how it works!
Should You Pay Off Your PTPTN Debt With Your EPF Money?
One of the ways you can use your EPF is to pay off your student debt or PTPTN. But is this a good idea to do? Let's find out!
What to Do When Debt Collectors Come For You
Troubled about having to face debt collectors? Find out about the extent of their powers and what you should do if you are being harassed by one.
8 Medical Card Benefits You Didn’t Know About
How well do you know your health insurance coverage? Get the most out of your medical card with these lesser known benefits!
Should You Try Your Hand at Becoming an Insurance Agent?
We talk about the features and advantages of insurance on this site often but what about the advantages of being an insurance agent? Let's explore this potentially lucrative career path!
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13 Popular Brands You Never Knew Were Malaysian
It’s time to put on your proud and patriotic face; we’re uncovering a list of local brands that you might have confused for international ones.
How Close Are You From Being Completely Broke?
Are you headed for financial hardship without realising it? Spot the signs that you might actually be going broke and find out what you can do to stop it.
Why You Should Boost Your Coverage With Women-Only Health Insurance Policy
Everyone knows the benefits of a good health insurance policy, but what do medical policies specifically designed for women really offer?
Motorcycles vs Cars: Which is the Better Choice?
Need your own transport but still can’t decide between a car or a motorcycle? We’re comparing the two to help you make the ‘ride’ choice!
The Pros and Cons Of Buying A Term Life Insurance
How well do you know about term life insurance? Learn more about the pros and cons of a term life insurance policy and you might just be surprised at what you find.
Grammy-Winning Artists Who Made Terrible Money Decisions
Just because you're rich and famous doesn't mean you can't still make crappy decisions when it comes to your financials!
5 Fun Valentine’s Day Date Ideas Under RM50
Don't break the bank for that special someone this Valentine's, here are some fun, warm, interesting, and exciting date ideas you can go for on the cheap!
14 Sweetest Under RM20 Valentine's Day Gifts For Her You Can Buy Online
Still scratching your head over what to get your lady for Valentine's Day? There's no need to break out the piggy bank, here are 14 amazingly thoughtful and sweet gift ideas under RM20 that you can just buy online!
How Stores Trick You Into Spending More Without You Knowing
Sometimes overspending isn't really your fault! Learn how to shop without being duped into buying things you really don’t want or need!
What do Banks Really Look for in Your Loan Application?
Need a loan? Then you might be curious about what lending banks are concerned with when considering your application.
14 Cool Valentine's Day Gifts For Guys Under RM20 You Can Buy Online
Looking for the perfect Valentine's Day for him without breaking your bank account? Find out our gift ideas that are all available online, and under RM20!
Everything You Probably Need to Renew For the New Year
There are a lot of things that need to be done in this new year, including renewing these important documents!
8 Genius Tips To Save On Petrol Expenses
Looking for ways to cut down on your petrol expenses? Look no further, learn how you can save more money on petrol expenses here!
The Kinds of People Who Should NOT Have Credit Cards
Credit cards can be a blessing for some, others – not so much! Find out if it is a good idea for you to get a credit card or not.
Ridiculous Courtroom Arguments Made to Avoid Paying Money
Have you ever argued your way out of paying a lot of money? Your arguments may pale in comparison to these real life court cases fought over cash...
The Different Types of Business Entities in Malaysia
Starting a new business but unsure of the differences between a private limited company, public limited company, sole proprietorship, and partnership? This article should help set you straight!
Is Visa payWave Really As Secure As They Say?
There's been quite a lot of speculation and skepticism over whether or not Visa payWave is really as secure as they say... So we're here to do some debunking!
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Do You Think It’s a Good Idea to Go Completely Bankless?
What if you decided to do away with your bank account completely? Find out if you’d be better off without essential banking services.
Learn the Secret Language of Food Packaging to Save on Groceries
Sometimes the dates on your food packaging don't mean exactly what you think... Here is how to read them to properly understand your food and waste less!
Things to Remember Before Renting Out Your Spare Room
Looking to sublet your flat or apartment for some extra cash? Here are some things you need to pay special attention to...
How Much Should You Have in Your Emergency Fund?
Rainy-day savings can help you gain quick access to funds when you need it the most. Do you know if the amount you are setting aside is sufficient? Read on to find out!
How to Prevent Your Smartphone from Wasting Precious Data
Avoid a pricey surprise on your phone bill by saving money on expensive data charges with these handy tips and tricks!
Top Job-Hunting Mistakes You Should Always Avoid
A job search is a full-time job in itself and what a stressful one it can be! Learn what not to do on your hunt for new employment.
The Pros and Cons of Increasing Your Credit Card Limit
Find out if it is indeed a wise choice to raise your credit limit and gain access to even more funds with our in-depth look at credit card limits.
Private Schools vs Public Schools: Which One Gets You More for Your Money?
If you are still on the fence about which path to take for your children to receive top-notch education, you’re going to want to read this!
How to Give to the Right Charity (Even if You Don't Have Money)
Find out the many different ways to ‘socially invest’ in worthy causes for high-returns of warm, fuzzy feelings!
Always Use Your Credit Card to Pay For These 8 Things
Some transactions are best done with a credit card for extra security and special perks. Swipe yours when paying for these goods and services!
Is Malaysia Ready to Go Cash-Free?
Find out if we are, as a nation, prepared, able and more importantly – willing to embrace a fully cashless society in the near future.
Why Do Bank Cards Need Expiration Dates?
If this question has kept you up at night, it’s time to find out the reasons behind expiry dates on your bank payment cards.
More DIY Car Maintenance to Save You Time and Money
Getting your set of wheels in top shape does not need to be difficult or expensive. Here are some easy-to-follow steps and instructions for basic maintenance!
Money Questions to Ask Your Partner before Marriage
Before you walk down the aisle, take some time to talk to your future spouse about the thing that makes the world go round – that’s right – M-O-N-E-Y!
What Are the Differences Between Cash Back and Cash Rebates?
Being offered cash back and cash rebates are completely tempting when making a purchase – but did you know that these rewards are not always the same?
Are Malaysian Universities Getting Too Expensive?
With costs increasing across the board, has higher education options in Malaysia become less affordable as well? Read on to find out.
How to Enjoy Back to School Sales (For Those No Longer in School)
There are tons of promotions and discounts available for even us non-schooling big kids to enjoy! We’ve listed them out just for you!
How to Have a Blast on a Budget This New Year's Eve
Celebrating the new year but not keen on all the hassle of driving out or throwing a pricey party? Try out our budget ideas instead!
New Money Resolutions to Have for the Coming New Year
With everything we've learned in the past year, it's time to set a new list of money resolutions to help us be better financially in the coming 12 months!
Remember Where You Sign Your Name to Keep Better Track of Your Debt
How are you supposed to take care of your debt if you don’t even remember taking it on? Here are some common ones you may have forgotten.
Prevent Your Bank Info From Being Stolen with These Tips!
Learn about potential scams that try to solicit your bank account details and how you can protect your information.
4 Signs You Should Definitely Get a New Phone
Are you unsure if your phone really needs to be upgraded? Go through our quick checklist to know for certain!
We Found What May be the Worst Time to Buy a Car
There are tonnes of advice out there on how to pick and buy a car. But could there be a bad time to buy one?
How to Make Your Own Beauty Products on the Cheap!
Quality beauty and personal care supplies can cost a ton of money but we’ve found homemade substitutes to help you stay pretty at a fraction of the cost! Check out these winning tips to DIY your beauty kit.
Buying Christmas Gifts is Boring, Do These For Your Loved Ones Instead!
Why break the bank buying things for friends and family, when you can be more creative and personal with these cheaper alternatives?
Import Items That Are Actually Worth The Money
There are some Malaysian-made products that can never be substituted – but we have to admit, a number of imported goodies have us hooked. Here’s a list of the best foreign-made products to consider buying.
How to Throw a Fun Party in a Small Space
Planning to host a party but afraid your space is too small? Nonsense! Here are some tips and tricks to host a party big on fun even with a not-so-big space!
How to Stay Fit and Work Out While On Vacation
Going on vacation is no excuse to let drop your workout regimen. Here are some tips and tricks on how to stay fit even when on holiday!
How to Make Your Own Personalised Board Games for Christmas
Planning to buy some board games this Christmas? We show you how to make it personal (and save a lot of money) by making your own!
Turn Your Home into a Winter Wonderland on a Budget
There certainly is something magical about snow during Christmas – and now there is a way to teleport your home right into the North Pole on the cheap!
Should We Still Buy Each Other Christmas Gifts in This Economy?
Sure, buying each other gifts is a time-honoured Christmas tradition, but is it really something that makes sense for us to do if we're all broke? Let's discuss this!
How to Plan A Big Fat Wedding On A Skinny Budget
Getting hitched? Congratulations! Not much money to plan the special day? Don’t worry! We’ll show you how to stretch a meagre wedding budget and still have a classy ceremony.
Places You Should NOT Go to For Your Year End Holidays
Are you planning on a destination for your next exciting vacation? We’ve found a few amazing spots where you can take off to beat the crowds.
Essential Safety Tips for Solo Female Travellers
Calling all globetrotting gals planning a solo trip! Come on and check out these indispensable suggestions to help you have fun and still stay safe on your journeys!
Where Can You Use American Express Cards in Malaysia?
Do you have an American Express card but are not quite sure where it is accepted? We’ve got you covered with a tidy list of places that say yes to Amex.
Laundry Service vs Washing Machine: Which One is Better For Your Money?
The smell of fresh laundry is heavenly, but the cost to clean – not so much! Find out which of these laundry options provide the most value for your hard-earned cash.
How NOT to Write a Cheque
Not only are there good ways to write a cheque, there are also common mistakes when writing them. To help you avoid making those mistakes, let's list them down one by one!
Things You Didn't Know You Can't Bring Overseas
Planning a trip abroad? Find out which items you can’t carry with you to avoid wasting time and money as well as confiscation frustration!
Should You Have More Than One Credit Card?
We've talked before about the reasons to do business with multiple banks, but is there also a good reason to have multiple credit cards? Let's find out!
Why Did Your Online Payment Get Declined?
Excitedly shopping online only to have your payment fail at checkout? Find out why it happens and what you can do to avoid frustrating online payment problems.
Tips for Finding Cheap Lodging When Travelling Overseas
We're always looking for cheaper lodging when on our international excursions, so here are some useful tips on how to do just that!
How to Get More For Your Money When Shopping for Clothes
Whether you’re a clothes horse or sensible shopper, you’ll want to read this before you head out on your next clothing supply adventure.
How to Plan Your Holiday Right From Google's Homepage
Want to go on holiday but figuring out all the stuff beforehand is overwhelming you? Don't worry, you can plan most of your trip right from Google! Here's how...
How to Spend Money Overseas Without Converting Your Cash
Wherever you plan to travel, one thing is for certain – you will need money. Read on to find out the safest options available to carry legal tender overseas.
What Do People Around The World Eat On Their Flight?
With travel season coming up, we thought it would be fun to share with you the different kinds of meals different airplanes from different countries serve their different passengers!
How to Put Your Pets to Work and Have Them Earn You Money
Pets are not for making money, but there are fun things you can do with them that happen to also make you money. Here are some things you can do for both fun and profit with your pets!
Lost Your Cash? Look in These Common Places First!
We all drop or misplace our cash once in a while. But you don't need to tear your hair out or retrace your steps for hours if you know to look in the most common places people lose their cash!
6 Reasons to Never Throw Your Old Electronics Away
Whether you're upgrading to a new device or your old one is just way too old, there's no reason to contribute to landfills with them! In fact, here's a list of what you should do instead!
Why You Should Do Business With More Than One Bank
You may be a loyal customer of a certain bank – but can it pay to have more than one account in other banks as well? All signs point to yes!
Cable Internet vs Cellular Internet: Which is Better?
Which of these internet connection services provide the best value for your money? We’re comparing the quality and budget-friendliness of the two to find out.
6 Cool Work Benefits Your Job Probably Doesn't Have
Going to work every day can have its perks – but some companies are really going above and beyond to reward its employees! Find out about the cool work benefits you’ve been missing out on.
What To Do When Your Flight Gets Delayed
Not amused with flight delays that keep you waiting in an airport when you should be soaking up the sun? Find out what you can do to get your plans underway in case of delays.
6 Ways to Get Financing Even With Bad Credit
Need to get your hands on a bit of money but find yourself saddled with poor credit? Find out how you can access the cash you need from these alternative sources.
People Who Made the Most Money After They Died
Financially unappreciated in their own lifetime, these talented inventors, authors, artists and musicians earned more in death than in life.
The Important Bits From Budget 2017 in 5 Paragraphs or Less
The Budget 2017 announcement last week was a doozy, but we've compiled all the essential bits in this handy dandy cheat sheet, just for you!
Contract vs Cash: Which is the Better Way to Buy Your Next Phone?
Should you sign up to a new plan with all the trimmings or just drop a chunk of cash right down for your next new phone? Let's see which one is best for you!
Can You Make It On Just RM10 A Day In 2016?
We’re back with the RM10 challenge! One of our writers try to survive an entire week on just RM10 a day. Find out what we discovered this time around!
How to Consolidate Your Debts with a Personal Loan
Did you know your separate bills and commitments can be consolidated easily into one payment? We'll tell you how it can tremendously help your finances!
Why Are People Still Using Chequebooks?
While it's gotten a lot less popular over the years, people are still paying and being paid in cheques. But why? And is there something to learn from this? Let's find out!
What is Your Time Actually Worth in Ringgit?
Since time is money, wouldn't it be great if we can know exactly how much money we're wasting when we waste time? We did the math on this and figured out a way to do just that!
Uber vs Grab: Which Ridesharing App is the Best?
Both of these transport services have been a godsend to Malaysian commuters who are looking for safe and economical rides, but which one is better? Read on to find out.
Investment Diversification – Key To Greater Potential Returns
Diversifying our investments is a good thing, but is there an easy way to do this without having to go through the hassle of figuring it out? We may have found one way to do exactly that!
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Buying Makeup Online is Cheaper if You Follow These Tips
You don’t have to go broke to stay pretty! Find out how to get your money’s worth when shopping on the internet for beauty supplies.
How Much Would You Pay for a Wife or Husband?
Does it still make sense to keep the deeply-rooted traditions of dowries and bride prices alive in Malaysia? Let’s find out before passing judgement!
The Best (and Cheapest!) Places to Enjoy Oktoberfest in Malaysia
The annual German beer festival is celebrated all over the world, even in Malaysia. So if you're looking for a place to do that without breaking the bank, this guide is for you!
Store-bought Food Items That Are Cheaper To Make At Home
Some things we pay full price for at the store can actually be made at home for much cheaper and without any fancy cooking skills, too!
Balance Transfers vs Easy Payment Plans: Which Feature is Better?
If you're looking at two credit cards and one has EPP while the other has an attractive balance transfer, which one should you choose? Let's compare these two to help you decide!
Completely Free Things You Can Get at Supermarkets Right Now
There’s no such thing as a free lunch? Well, we beg to differ because with these supermarket freebies and the savings they’ll give you, lunch is practically on them!
How to Avoid That Awkward Moment When Your Card Gets Declined
If you’ve ever been stuck trying to make a payment with your credit or debit card – this is what you should do the next time it happens.
6 Good Money Habits (That Look Like Bad Ones!)
While it may seem like a not-so-clever thing to do at first glance, some habits might actually be the money-smart option. Find out which habits to kick and which to cultivate.
Things You Should Never Buy Over the Internet
You can get a lot of stuff online if you know where to look, but there are things you should never buy from the web, no matter how cheap they sell it. Here are the things to avoid!
Ransomware: How to Avoid Your Laptop From Being Taken Hostage
This isn't a virus, or your regular old malware, this is ransomware and we'll tell you what it does and how to protect your computer and bank account from it!
Why You Should Check Out Hyde Tower @ i-City
Why is Hyde Tower one of the hottest properties that we like to talk about right now? There are plenty of reasons of course, including some that might surprise you!
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How Much Does Owning a Pet Actually Cost?
You know how much a pet cost from the adoption center or pet store, but how much will they cost you in the long run? We do the homework for you to find out!
7 Signs You Should (Probably) Quit Your Job
Quitting a job can be pretty unthinkable especially with the current job market. But there are times when leaving can be the best step forward for your career.
Android vs iPhone: 4 Major Questions to Ask Yourself
Let's settle this one once and for all. Which of these two really gets you more for your money? We boil down the decision-making process to 4 easy questions!
How to Lend Money to Friends or Family... and Have Them Pay You Back
Ever lent your money to a close friend or family member... and had the money paid back to you? If you haven't, we have some tips that may be useful for you!
How to Upgrade Your Computer on a Budget
If you’re in the market for a new computer, you’ll want to check out our piece on how to choose the best one for your budget!
Everything Banks Can (Legally!) Do to You If You Don’t Pay Back Your Loans
If you think it isn’t such a big deal to miss a few loan repayments, think again. Find out what banks can really do to you if you don’t fulfil your end of the deal.
People Who Make Money From Being on Facebook All Day
We all get on Facebook when we're at our jobs, but how many of us are on Facebook because it is our jobs? Let's check out the people who've made a career out of posting things on social media!
Handy Hand Gestures to Use When You're Broke
Talking about being broke can be hard, but you can still let your hands do the talking! Here are some useful hand gesture for you to use when you're all out of money!
Useless Kitchen Items You Should Never Buy, Ever
Not every fancy shiny kitchen gadget is worth its price. But which ones are not even worth looking at? We'll show you what sort of kitchen tools you should avoid buying!
iPhone 7 vs iPhone 6s: To Upgrade, or Not to Upgrade?
The new iPhone 7 has been announced just last week! But is it worth all the hype? And how does it compare to the still awesome iPhone 6s? Let's find out!
Types of Facebook Posts That You Didn't Know Can Ruin Your Job Offer
You're pretty safe online, right? You don't post anything that a potential employer might find objectionable... or do you? Let's find out!
Everything You Need to Know About Zakat in Malaysia
How do you pay? How much? Are you qualified for it? We address all the questions you always wanted answers to but are too afraid to ask!
Malaysia's Top Online Grocery Delivery Services!
Want to have your groceries delivered to your doorstep with a few taps of your phone? Then you should check out the best of these services that Malaysia has to offer!
Headed to KLCC? Park at These Places for Cheaper Fees!
Going to KLCC but frightened of the scary-high parking rates? You are not alone! We’re hooking you up with some of the cheapest parking options available.
Reasons to Buy Your First Home in Your Early Working Years
Saving up for a house of your own well before the thought of buying a car may seem preposterous to some, but it can actually be a practical and lucrative move. Here's why!
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Employee vs Employer: Which Side is Better Off?
There's a lot more to consider here than just how much money each side makes. Let's take a look at the challenges and advantages of being the worker versus being the boss!
Meet Malaysia's Self-Made Female Millionaires!
These power femmes have made serious bank. Find out who some of Malaysia’s richest ladies are and how they earned their M-O-N-E-Y!
More Secret Places to Hide Emergency Money
You never know when you'll need a roll of Ringgit tucked away in your house for emergencies. But where to hide them? Here are some ideas you can use!
How To Spot a Multi-Level Marketing Business
Learn to identify possible multi-level marketing ventures in addition to spotting red flags that signal you are dealing with its evil twin, pyramid schemes!
How to Never Waste Your Leftovers Ever Again
Knowing how to use up our food to their maximum is an important part of getting more for our money. Here's a guide on how to be a leftover genius!
Freelancing vs Part-Timing: Which is the Best Alternative to Full-Time Work?
Thinking of working with more freedom and flexibility? Then freelancing or part-time jobs might be your cup of tea! But how do they compare? Find out as we pit one ‘freewheeling’ job against the other.
How to Save on Your Car Maintenance Fees
Can’t wait to get behind the wheel? Hold on to your gear shift and check out this article on how you can save on car maintenance bills!
The Most Useless Baby Items Ever Sold
Of course everybody wants the best for their little cutie pie. But be careful not to waste cash on things your baby does not need. Here are some of the most useless baby items to avoid buying!
Live the London Life Right Here in Malaysia
Wouldn't it be great if we can live a lifestyle that looks and feels like London, right here in our own country? There's a way to do exactly that...
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The Cheapest Sporting Events You Can Train For, Right Now
You don't need pricey equipment, tools, gear, or an Olympic-sized swimming pool to go for summer games gold, but you do need to know which sports to choose!
Public Transport vs Private Transport: What's the Best Way to Get Around?
We all need to go places, but which one of these two modes of transport is the best for us? Let's find out!
How to Get Rewarded for Staying Healthy
Staying healthy can save us a lot of medical expenses in the long run, but wouldn't it be great if we can be rewarded for staying healthy, too? As it turns out, there's a way to make that happen...
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What's in it For Our Athletes if They Win Olympic Gold?
Malaysia might be on the verge of claiming its first Olympic gold medal ever! But what does that entail for the athletes, and for Malaysia in general?
Does Going Green Cost Too Much Money?
It’s almost a given that recycling and going green is the way to go, but can we afford the costs of being eco-friendly? We show you how to stay green and on budget!
Avoid Expensive Repairs on Your Smartphone with These Simple Tips
Sending your smartphone to the shop for fixes can really hurt your wallet. But if you know how to care for your phone well, you can avoid pricey repairs completely!
How to Tell Good Warranties From Bad Warranties
What is a warranty for? How do you tell if it's good or not for the product you're buying? Here's everything you need to know in one handy guide!
Villains vs Heroes: Who Makes More Money?
This time we pit badguys and good guys against each other to determine the one question that truly matters in our eyes: Which of them has the most cash in their bank accounts?
The Most Expensive Olympic Memorabilia Ever Sold
Olympic merchandise can be worth their weight in gold, literally. But exactly how much can they be valued at in real money? Let's find out!
4 Clothing Fixes You Can Do Yourself to Save Money
You don't have to rush to the tailor for every single wardrobe malfunction. In fact, clothing fixes are a lot easier than you think, and can save you a lot of money!
Budget Travel Destinations You Probably Never Thought to Visit
Quenching your wanderlust doesn't have to mean saving up several years' worth of salary. There are plenty of fun and interesting places you can visit on a budget, and here's a list of them!
The Best Ways to Make Money From Home
If you're a stay-at-home parent, or just someone looking to generate income without leaving the house, then this list of the best ways to make money from home is for you!
The Cheapest Ways to Watch the Rio Olympics 2016 Live!
There are many ways to catch 2016's Summer Olympic Games, but which method of viewing is the cheapest? Let's explore each one and find out!
Vegetarians vs Meat Eaters: Who Eats the Cheapest?
Vegetarians and non-vegetarians have always had their little tiffs when it comes to choosing a place to eat, but which of the two groups win out when it comes to savings? Let's find out!
How to Make Money From Nerds, Like a Nerd
Do you know any nerds in your life? Are you one yourself? No matter which camp you fall to, everyone can benefit from geekdom. We'll show you how!
Buy These Things in Bulk to Save on Shopping
Ever wonder which items are best to buy in bulk for more savings? Wonder no more! We’ve compiled a list of money-sensible stuff to stock up on.
5 Cheap Ways to be a Budget Bookworm
Are you an avid reader, but wince at the pricey paperpacks for sale at bookstores? Fret not, here are some solid tips on how to maintain your book-reading habit on the cheap
Star Trek vs Star Wars: Space Battle!
It's Trekkies vs Jedis in this week's head-to-head comparison where we pit these two spacefaring adventure franchises against each other in an ultimate showdown!
Free Ways to Get Fit Without a Gym Membership
It’s time for everyday Malaysians to channel the incoming Olympic spirit by getting our bodies in Greek shape! We’ll show you how with these non-gym options that cost next to nothing.
What NOT to Buy at a RM5 Store
RM5 stores are always good for a bargain, right? Well, almost. There are some items not worth the money and we're here to tell you what they are.
Non-Cheapskate Reasons to Cut and Style Your Own Hair
Being your own hairdresser is a lot cheaper, but did you know you get a lot more out of it than just savings? Read on to find out the non-financial benefits of cutting your own hair
Cash vs Cards: Shopping Battle!
With so many ways to pay for your goods, we put these two major methods to the test! Which one of these payment methods will win? Let's find out!
Moving Forward with Visa payWave
The future is here! Don't get stuck swiping in the past, bank cards are getting a technology upgrade they sorely needed. Just wave and go!
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How to Make Money from Pokémon Go!
The latest ARG game sweeping the internet is not only making Nintendo a lot of money, but regular people can get in on it too. Here's how you can make some extra cash from Pokemon Go!
How to Get Insured and Grow Your Money at the Same Time
Investing is important, but so is keeping ourselves protected with insurance. Is there a way to do both these things at the same time? Let's find out!
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Should You Be Roommates with Your Best Friends?
You and your best friends have probably gone through thick and thin together, but should you be roommates, too?
More Ways to Host a Party on the Cheap
Looking to plan a party this coming weekend? Don't forget these money-saving tips for hosting the best party ever on the cheap!
Visa payWave – The Ultimate Convenience
How much easier is it to just wave and go with Visa payWave? Quite a lot easier. We give you the full rundown of how it works and how to get it!
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How (and Why) to Apply for Medical Insurance
If you’re completely in the dark about medical insurance application, we’ll help you see the light and show you just how easy it is to apply for coverage.
Things That are Cheaper to Buy at the Last Minute
The early bird usually gets the worm, but not in these circumstances! We review the best purchases to delay till the last minute.
YouTube Channels That Make You Financially Smart
Everyone should be financially savvy. If you think picking up a book is too much effort, go online and checkout these free video channels.
Non-Financial Investments Fresh Grads Should Make
Investments can be tricky business. Besides investing in financial products, what types of investments can a fresh grad make to better secure their future?
How Secure is Visa payWave, Really?
Going cashless was revolutionised with the introduction of the credit card. Now you can just wave and go to make a payment. This has led to doubts on security, let us explore the features and decide if it is secure.
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Things You Just Can’t Buy with Cash
Cash has always been the preferred way to pay for stuff, but these days? Not necessarily. See when other payment methods are essential and old-fashioned money just won’t do.
Taking Care of Your Pets While You’re Away
If you are going to be away for a few days, what happens to your pets that depend on your tender loving care?
What is a Current Account and Do You Even Need One?
Not sure what a current account actually is? You are not alone! Here’s a quick and easy guide to get you up to speed on the subject.
Here's A Car Safety Checklist You Can Use For Your Raya Trip
Before taking that long drive home, be sure to do some basic checks before you head on the road for your own safety as well as the safety of others.
Cool Things to Give Out as Duit Raya (That Aren't Money)
Want to give out duit raya this season but think that Ringgit notes and coins are old hat? Here are some funky alternatives you can stuff your duit raya packet with!
How Malaysians Can Take Advantage of #Brexit
The UK has voted and the British people have voted themselves out of the European Union. This is going to affect the entire world. Read on to find out how it plays in favor of Malaysians.
How to Save Money on Your Balik Kampung Trip
The excitement is building up, so let us ensure the idea of money doesn't start to ruin the mood. Here are a few ways you can use to save for your upcoming balik kampung trip.
Aidilfitri Around the World
Hari Raya is almost here and we can't wait for the festivities to start! The rest of the world is excited too, but do they celebrate things the way Malaysians do? Let's find out
Keep Your Credit Cards Safe (Even at Home!) With These 3 Tips
There are instances where you just can't comprehend how your credit card got exposed to unauthorised transactions. Here are 3 tips to help you put that risk at bay.
Convert Your AirAsia BIG Points into a Nissan Almera!
Get BIG rewards this Raya when you convert your credit card reward points into AirAsia BIG Points. Choose AirAsia BIG Points and stand a chance to win a Nissan Almera.
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Is it a Good Idea to Freelance Full-Time?
Freelancing full-time sounds good on paper, but is it really all it’s cracked up to be? Find out what’s in store if you take the plunge!
How to Retrieve These Financial Documents (if You Lose Them!)
Even the most orderly person loses things sometimes. But what if they're super important financial documents? Here's what to do and how to do it.
4 Reasons to Check Out the New Time Traveller Watch by Touch 'n Go
Did you ever think you would see the day we can use a wrist watch to make payments? Check out how it is available today with the latest Time Traveller!
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Non-Cheapskate Reasons to Wash Your Car Yourself
Instead of taking your car to the shop for a wash, how about being cheapskate and do it yourself? There are a ton of benefits to wash your car on your own.
What to Expect on Your First Payslip
First month on the job and expecting your first take-home pay? Don't be surprised to see these items on your payslip!
Things You Didn't Know Mobile Banking Apps Could Do!
Mobile banking apps have evolved to more than just a tool for a quick check of the bank account balance. It can be used to make payments, hunt down deals and other amazing features. Read on, to find out what else you can do.
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How to Know if Your Hobby Can Make You Money
Did you know some people have turned their hobbies from a side income into a cash cow? Let us give you some pointers on how to get started.
How to Quit Your Job
When you quit your job there is some basic etiquette that you should follow before you leave. Read on and make sure you don't ruin your future in any way.
Fitness Tracker Battle: Mi Band 2 vs Fitbit Charge HR
Want to get yourself a fitness wearable that will help you stay on track of your fitness goals? Check out how the newly launched Mi Band 2 stacks up against the benchmarks of a Fitbit Charge HR.
Free Apps That Help You Get the Most Out of Your Ramadhan
From fasting to feasting to everything in between, there's lots to do in Ramadhan. Thankfully, there's also plenty of apps that can help!
Focus on Today by Safeguarding Your Health and Wealth Expansion of Tomorrow
If we would like to get ahead in life, we have to be able to prioritise certain things above others. You need to have a certain amount of foresight to make changes today that help you tomorrow. Read on to find out how.
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Holiday Plans Will Never Be the Same with AirAsia BIG Points!
Craving for a vacation? Let us show you how you can take advantage of AirAsia's BIG Points and accumulate enough within 7 days.
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How Does Takaful Insurance Work?
Nowadays we hear people mention takaful insurance a little more often. Do you know what it really is? Let us breakdown the walls for you so you can make a more informed decision in the future.
Ramadhan Traditions Around the World
There are Muslims all over the world, and as such people celebrate Ramadhan all over the world in their own unique ways. Let's check out how other countries do Ramadhan!
4 Dishes for Buka Puasa You Can Make with Your Rice Cooker
Who needs all the fancy equipment in the kitchen when you can cook up a full blown meal with a simple rice cooker? Check out how you can add a few dishes for your buka puasa sessions.
Tips to Avoid Wasting Food at Ramadhan Bazaars
The Ramadhan bazaars are in full swing but lets try to stay away from greed and buy food in moderation. Here are some tips and tricks you can use when you visit one.
Preparing to Study and Move Overseas
It is a pretty big deal to have the opportunity to study overseas. So if you are going to leave everything behind and hop on a plane for greener pastures, let us give you some pointers on how to prepare yourself.
Visa payWave - Easier than Cash
Ever thought of paying with your purchases simply by waving your card? With this latest technology, you can just wave and go!
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How to Sell Collectibles
Collecting stuff is an awesome hobby to cultivate. What happens if you finally decide to sell it at some point. Do you know how to do that? Let us give you a few pointers to guide you on your sale.
Money Lessons Hidden in Classic Childrens' Games
What can children's games teach them (and us) about money management and financial skills? Quite a fair bit, as it turns out.
Discounted Rides with GrabCar in Partnership with Visa
With all the high cost of driving around the city, why not save some money by using one of the best ride sharing apps in town.
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Most Affordable Areas to Rent in KL
If you work and live in Kuala Lumpur city and finding for a budget place to rent, here are a few budget friendly and convenient ones we found.
Simple Exercises to Teach Your Kids About Financial Responsibility
Teaching your kids fiscal responsibility is important, but how do you go about doing that exactly? Here are some simple exercises to get you started.
Buying a House in 4 Simple (But Not So Easy) Steps
Buying a house for the first time and not sure what to do, where to go, or how to get started? We have your guide right here.
How to Avoid Vacation Rental Scams
Sometimes it is almost impossible to plan the perfect vacation but with all the potential hiccups, at least you better have a nice place to sleep while you are on vacation.
Auto vs Manual Cars: Which One is Truly Cheaper in the Long Run?
It’s time to answer this burning, almost age-old question, do automatic transmission vehicles cost more, or are manual transmission vehicles much cheaper?
Are You Managing Your Online Banking Statements Properly?
Going paperless is a commendable act, but that doesn’t mean you have to ditch printing key documents.
3 Things to Ask Yourself Before Starting Your Own Business
Before you even start picturing yourself having your own business address, there are a few things you have to figure out first!
Old Malaysian Ringgit Notes and Coins Are Worth More Than You Think
Through the years there have been certain denominations of our Malaysian Ringgit that has been discontinued. Do you have any of these? It may be worth a lot now.
Foster Healthier Money Habits by Forming a Money Club
Good financial tips and tricks are useful, but can be hard to apply or work on just by ourselves. Thankfully, we don't have to go at it alone with money clubs!
Unexpected Travel Expenses to Watch Out For
Have you thought about budgeting a little extra for your holidays? Here are some solid reasons on why you should.
Is it Good to Have More Than One Savings Account?
Do you think it is a good or bad idea to have more than one savings account? Here are the pros and cons for you to weigh them out.
Avoid Getting Scammed Online with These Basic Tips
We all should know how to keep our personal details and banking information safe online, so here are some basic tips on how to protect yourselves.
Exploring Alternative Spots for The School Holidays
School holidays are in a week and there are a lot of ways to spend time with the kids. Check out how you can do things a little differently this time and expand your horizons together.
How Much of Your Life Do You Spend Commuting Every Day?
Feel like you’re spending way too much time and money on your daily commute to and from work? Find out for sure with this fascinating app that crunches the numbers for you!
How Do You Spot Fake Money?
We know there are security measures in place to prevent cash from being counterfeited, but what are they and how do we make sure our money is real? Let's find out.
What Do Companies Really Get By Giving Out Donations?
Giving out your services, products, or resources away for free seems like a terrible business decision, but companies contribute to charity all the time. Do they get anything extra from it?
Banking Service Categories Everyone Should Know
Get to know some basic banking service categories and have a better understanding of how you may apply it to your everyday life.
Frequently Asked Questions About Invitation-Only Credit Cards
You've achieved almost everything you wished for, and now you want something which could give you some very nice perks that sometimes not even money can buy. Maybe Ultra-Premium Credit Cards could help fill this void.
iPhone SE Phone Plans
Are you intending to switch up and get yourself a new iPhone SE? Check out how much it costs on contract before you make a decision.
This Will Help You Cut Down on Monthly Utilities
Ever get tired of waiting for that video to start playing and stop buffering? Find it irritating when it stops at a good part of the video? If you are one of the many who experience this, maybe it is TIME to change.
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What is Cukai Tanah (Quit Rent)?
Have you paid your cukai tanah this year? Maybe you're not even sure what cukai tanah is? In that case, this is the article for you!
How to Boost Your Credit Score Right Before Applying for Loans
If you intended on applying for a loan, here is a tip that could help you boost your credit score and possibly chance of approval.
How Does Investing Work?
For those completely new to investing, curious beginners, or those who just want to know what all the fuss is about, here's the absolute basics of investing and how it works.
Earning Money on Holidays
Who doesn't love a nice vacation? While most of the time it costs money to head out on a holiday, here is how you can make some money on vacation instead.
What Kind of Broke Are You?
Sometimes we have money, and other times we don't. When we don't have money we call ourselves "broke", but is that word enough to describe it?
Reducing Credit Card Debts with 0% Balance Transfers
Are you facing credit card debts and trying to figure out how to reduce them? Maybe a balance transfer is the answer you need to put your finances back in check.
Building a Fortune From a RM4,000 Salary
Wouldn't you like to enjoy the lifestyle of a millionaire? What are you doing today, that is setting you on that path? Here are some options you could consider.
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Tips to Milking Your Credit Cards for Every Last Reward
There are so many rewards and benefits that our credit cards offer. Are you maximising your full benefits? Here are some tips to get the most of your credit cards.
Basic Money-Saving Kitchen Skills You Can Learn in a Day
You don't need to be Jamie Oliver to pick up these simple kitchen skills that may seem insignificant, but could add up to plenty of savings over the long term.
Things You Are Wasting Money On At Work
We go to work on a daily basis without really considering how the budget affects us. We label this "fixed expenses" as going to work brings us our monthly pay cheque. Maybe it is time to look in to these areas for more savings.
Find Travel Destinations You Didn't Know You Can Afford with This Web App
Planning a holiday but unsure how far your budget can really take you? We found a webapp that shows you all the destinations you can afford with the budget you have!
iPhone SE vs the iPhone 6s
We have ourselves here a civil war between the two iPhone models. The premium iPhone 6s vs the budget version of iPhone SE. How do you think the iPhone SE will stack up? Lets take a look!
Is the New Kuala Lumpur Logo Worth All that Money?
Everybody has their own opinion on the recently unveiled new Kuala Lumpur logo, but we're only interested in one thing: is the rebranding worth the price?
Borrowing Money vs Taking a Loan
Ever been in a tight situation and weren't sure if you should go to your friends or to the bank for a quick loan? Here are some pointers to shed some light so you may make a better decision.
Don't Buy Gifts for Mother's Day
Mother's Day is right around the corner. If you are struggling to figure out what you should get your mother, here are some cashless alternatives to consider.
Why You Should Look At Job Listings Even if You Already Have One
When was the last time you updated your resume or took a peek at the classifieds? We think you should do these things on the regular. And here's why...
Choosing the Right Kinds of Savings Accounts for Your Family
Taking advantage of the right type of savings account can open up world of new features and benefits. Check out these tailor-made accounts that cater specially to the kids, teenagers and golden oldies in your life.
Career Choices That Guarantee You Get To Travel the World
Thinking of turning in your office job for one that lets you travel? We’ve compiled a list of careers that involve some serious wandering and perhaps even a bit of adventure.
The Many Names of Easy Payment Plans
There are so many names for Easy Payment Plans which actually happen to represent a feature on credit cards that could ease your finances. Let us share some of the various names with you
Unexpectedly Good Reasons to Use Same Day Delivery
Shopping online is great. Now they have made it even better with same day delivery. That could help solve a whole lot of problems. Read on and see how you could save yourself!
Don’t Forget About These Cool Credit Card Features
It is hard to pick out a credit card when so many banks pushing all types of cool features. We aren't complaining though. It is good for everyone. Here are some amazing features that might interest you.
Car Loan Basics for Absolute Beginners
Unless you have hundreds of thousands worth of cash in your wallet right now, a car loan would be the most accessible way to buy a car. But how are car loans different from other loans?
4 Credit Card Habits of People With Excellent Credit
Don’t get caught holding the bag of bad credit! Here’s the lowdown on how you can practice good credit card habits.
Is Your Tax Refund on The Way? Don't Spend it Just Yet
It is always nice to have a little unexpected money back in your pockets and it would be even nicer to indulge in these extra returns. Before you do that, here are a few reasons why you should hang on to it for a little while.
What You Need to Know About Home Loans
Do home loans become a little too much for you to consume because it involves big money? We've broken down all the essentials you need!
How Much Money is Your Trash Worth?
Well it is Earth Day, and we figured out how you can contribute and save the planet as well as doing something for your wallet in the process.
Motor Vehicle Insurance Claim Made Simple
Getting into an accident always is a tacky affair. Here's a simplified step-by-step guide to help you breeze through the situation.
Spend Like a Time Traveler For a Safer Budget
Saving up and budgeting for the future can be hard. Maybe we need to think like we can travel to the future? What are we talking about? Read on!
When is the Best Time to Book Your Flight?
People always question when you should buy your flight ticket? We are going to shed some light on the matter and let you judge what works best for you.
Trends Report! Truth About Malaysian's Behaviour Online
Ever wondered what people keep looking at every time they stare at their screens? Google and RinggitPlus get together to give you the facts.
The Alarming Truth About Fresh Graduate Unemployment
Does hard work always equal success? We'll clue you in on other factors that force more and more fresh grads into the unemployment bracket.
Does Your Insurance Cover Against Terrorist Acts?
How would you protect yourself, your loved ones, and your possessions against potential terrorist attacks using insurance? We explore the options.
Quick Guide to Tax Deductions for Donations and Gifts
It's crunch time for tax filing as the deadline nears. Perhaps you've missed out the donations portion or have no clue on how to go about claiming it - we've got what you need!
The Only Savings You Need to Live the Way You Deserve!
Ever wondered if your dreams are too far away from reach because of poor savings? Worry not as we've got the only savings product you'll ever need!
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How to Build a Credit History Without a Credit Card
Not a big fan of credit cards but worried about building up your credit score? We'll show you surefire alternatives that could help!
Subtle Signs Your Job Interview Probably Didn't Go Very Well
Job interviews can be hard to navigate already, but it's even worse when you have no clue how you did. Here's a few signs that can tell you if you did badly.
Credit Card Basics Everyone Should Know
The manner in which credit cards operate sometimes can confuse a lot. We've laid out the bear basics so you will know your way around them better!
3 Things to Think About (Besides Price!) When Choosing a Mobile Data Plan
Choosing a Mobile Data plan is very different from choosing an internet plan for your home and business. Here are the particular things to pay attention to when picking one!
The 4 Things Lenders Consider Before Approving Your Home Loan
Ever wondered what is in the head of your lender in the days between you applying for your home loan, and them approving it? Wonder no more, because here they are.
Why More Malaysians Are Looking For Financial Products Online
Malaysians have been doing everything online, but more of us have been looking for financial products online. For good reasons too.
Costly Mistakes to Avoid When Driving a Manual
While there's a lot we learn about driving a manual transmission in driving school, they don't teach about the bad habits that can cost us in repair expenses, do they?
Should the Data Upgrade From Maxis Affect Your Phone Plan?
Would you port over to Maxis or opt out from their proposed packages? We sought to simplify all mobile data figures to help you make a better decision.
Where Do Debts Go When We Die?
In life, nothing is certain except death and taxes. But what happens to the money you owe once you've passed on? Let's find out and prepare accordingly!
Contact Lens vs Spectacles vs Laser Eye Surgery
The age old question still remains - which of these three vision impairment aids is better? We've weighed out the ups and downs to help you make a wiser decision!
Should You Use a Local SIM Card or Mobile Roaming When Overseas?
Out of all overseas travel costs, a large part can hinge on connectivity. Would you go for a local SIM card or roam on your Malaysian service provider instead? We clue you in on important factors to consider.
Never Co-sign a Loan Unless You Can Pay it in Full Yourself
Sometimes co-signing a loan makes sense, but most of the time it can be quite a pain to deal with if the other party in the agreement don't hold up their end of the bargain.
Don't Make These Costly Mistakes When Driving an Automatic
Automatic transmission cars are easier to drive than manual cars, but that doesn't mean you can drive however you want. Here are some common bad habits to avoid if you don't want to pay through the nose for repairs!
Conventional Banking vs Islamic Banking
Many confuse facts around conventional and Islamic banking. We've laid them out along with advantages and disadvantages for your future banking convenience.
Last Minute Income Tax Tips for 2016!
With so many things to think about when filing our income tax, it's no surprise that some of us wait until the last minute to do it. Luckily, we made a handy graphical guide, just for you!
Everything You Should Know About Smartphone Plans
Negotiating a better price on your phone and finding the right mobile internet plan are too much of a hassle. Find out how you can save big bucks by getting them in one go and things you need to pay attention to!
Are Electric Cars in Malaysia Worth a Look?
We pit the most common electric car in the world against the Malaysian made Myvi. Who takes the cake and which would you go for? Find out more inside.
Tips to Maximise Benefits on Your Birthday!
Never really thought of saving on spending for yours or anybody's birthday celebration? Here are tips to how you can!
Choosing the Best Payment Method for Your Business
Among the many decisions you will have to make when starting your own business, is how you would like to be paid. We run down the major ways and how to choose between them.
Malaysia Income Tax Guide 2016
We are getting to the deep end of income tax season and there is virtually no time to procrastinate filing. Here is a complete guide to help you get it right from start to end.
Avoid Injuring Your Wallet in a Personal Accident
Do you believe personal accident policies are meant for motor vehicle collisions? Well let us help you explore some other possibilities it may come in handy.
How to Make Saving Interesting
Is saving as difficult as it is made out to be? Should it solely depend on the idea of sacrificing your lifestyle? Lets see how we can make it a little more interesting for you.
Find Cheap Flights and Accommodation Right From Google
Planning a vacation can be a pain in the neck. But did you know you can look for the cheapest flights and accommodation right from your default search engine? We'll show you how!
Track Your Finances in a Calendar Format with Dollarbird
Plenty of financial tracker apps are confusing or hard to read. But we've found one that lays out your finances in a calendar format for easy reading and balancing!
Invest and Beat Your Fitness Plateau
Working out can be fun but can become really dull and demotivating if you don't see the progress you were hoping for. Check out some of our tips on how you can beat that hurdle by investing in yourself.
How do Bank Loans Work?
Completely new to banking and curious how the whole 'loan' thing works? Or just introducing the concept of banking to a newbie? This simple comic is the perfect thing to share around!
Frequently Asked Questions About Heart Attack
Read on to learn more about Coronary Heart Disease and find out how a Critical Illness insurance coverage can help protect and assist you financially.
Put Your Savings to Work in a Fixed Deposit
Don't have time to study up on investment strategies, but keen on putting your savings to good use? Fixed deposits are just for you and we tell you why that is!
Frequently Asked Questions About Alzheimer's Disease
Pharmaceutical companies are still racing to develop a cure for Alzheimer's disease. Read to learn more about this condition and find out how a Critical Illness insurance coverage can help protect and assist you financially.
Frequently Asked Questions About Cancer
Cancer is among the world's leading causes of death. Read on to learn more about this deadly disease and find out how a Critical Illness insurance coverage can help protect and assist you financially.
Is an Internet Service Provider The Only Thing You Need For Your Entertainment?
We use the internet for everything nowadays, but can it really replace all our other sources of entertainment as well? Here's how you do exactly that.
Billionaire vs Journalist Credit Card Choices
Even superheroes that hail from the stars live human-like lives on earth. In the spirit of Batman vs Superman, we've conjured types of credit cards that would suit human and extraterrestrial beings alike.
Could Mobile Wallets Replace Physical Wallets?
Mobile phones have already taken up the roles of camera, daily planer, diary, watch and many more. Will there be a day it replaces wallets too? Let's find out.
Find Out When Android Apps Become Cheap (or Free!) with AppSales
Paid apps and their extra features are even better when they become free or discounted. Here's a handy app that tracks when that happens so you don't have to lose out again!
Would You Take a Home Loan or Pay Cash?
Ever wondered how you would handle your property if you had loads of money stashed up? We break down the essentials to help you breeze through this process.
3 Ways to Make Money in the Malaysian Wedding Industry
Ever considered earning side income from the Malaysian wedding circuit? Some thrive off of it full-time. We reveal how you can get a slice of the cake too!
Track Borrowed and Lent Money Effectively with an App
The whole borrowing and lending money shebang with friends or family can turn out pretty ugly. There now is an app to systematically keep track and dispel the awkwardness!
Selling vs Renting Out Your Property: Which Makes You More Money?
What do you do with a property you own that you're no longer using? Sell it? Or rent it? Here's a quick and simple rundown on how to decide (including a handy calculator tool)!
3 Benefits You May Be Missing out without a Petrol Credit Card
If you think petrol credit cards only help support your fuel spend, think again! We reveal other benefits that you may be missing out on if you don't have one.
How to Choose an Internet Service Provider for Your Business
Setting up an office for your own business? You're definitely going to need an internet connection. But how do you choose an internet service provider? Here are some quick and simple guidelines you can follow.
How to Get Extra Cashback on Top of Regular Cashback
Ever wanted to earn cashback other than from your credit card? We clue you in on how you can get extra cashback with online shopping!
4 Questions to Ask Yourself When Choosing A Bank
There's no perfect bank for everyone, but there's almost certainly the best bank for your needs. Here are 4 questions to ask yourself to know which bank that is.
Embarrassing Money Topics to Discuss with Friends!
We all have secrets don't we? Somehow money topics do pop up amongst friends and most of them are not easy to discuss. We've outlined the most common ones and tips to solving them.
Should You Move out or Major Renovate Your Home?
Are you torn between moving out of your home and having a major renovation done? We clue you in on the pros and cons of each of these choices.
How to Refinance Your Mortgage to Save Big on Your Monthly Payments
Refinancing your mortgage can be a bit of a hassle, but it can also help you cut down a lot from your expenses. Here's a step-by-step guide on how to refinance your mortgage.
How to Know You're Having Dinner With a Secret Cheapskate
Have you ever went out to a restaurant and suspected that somebody was being a cheapskate? So have we. Here are tips on how to spot a secret cheapskate!
Why You Should Consider Using an Air Fryer
Apart from advocating eye for detail with money, we at RinggitPlus also eat healthy! We've tried the air fryer and show you why it would do, both, your money and health a lot of good.
See It All in London in One Day!
One of the biggest problems with traveling is time constraint. We've done the walking for you and seen the magnificent city of London in one day, you shouldn't have an issue when you visit!
Should Companies Adopt the Work From Home Policy?
We put the age old question up for discussion - but could the onus be on employees instead of industries making the shift? We've weighed out the perks and pitfalls nonetheless.
The Baby Financial Crash Course!
Welcoming a baby into the world is an amazing thing - ask any mother. As parents-to-be, you should be prepared for a tonne of costs headed your way. Find out what skips people most of the time.
Drive Less and Earn More with Grab
Ever wondered if you could get paid for time spent behind the wheel? Find out how you can pay for your needs and heart’s desires effortlessly.
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A Beginner's Introduction to Forex
What is the whole forex thing anyway? Is it a risky gamble, or a solid investment opportunity? If you have no idea and are looking to find out, read on to learn the basics.
How to Avoid Heavy Credit Card Interest Rates
Credit card interest rates are sky high and if you have been wondering how you could avoid some of those recurring charges, here are some tricks you could consider.
What to Look for in an Internet Service Provider
If you're in the market for a new internet service provider for your house or business, what are the things you should look for? We clue you in on the basics.
Be An International Supershopper Using the Powers of the Internet
Have you always wanted to figure out the best way to buy anything you want from anywhere around the world? You can! Just check out our tips and best practices right here.
3 Major Benefits of Working Outside Malaysia
You might be hesitant to take that new opportunity that is out of your comfort zone, and your country but the move could be the best thing you do for your career and here are the reasons why.
Malaysian Petrol Prices Hit Shocking Low of RM1.60 (RON 95) in March 2016
On the float system, Malaysian petrol prices change from month to month. March sees prices hit an all new low.
How to Quit Your Job and Travel the World
Are you spending Monday dreaming you were anywhere else but the office cubicle? Maybe it's time to take the leap of faith. We outline, for Malaysians, how you can quit your job and travel the world.
I Paid for Premium Seats at 3 Cinemas…This is My Experience
Our writer took on the 'gruelling' task of testing out 4 types of premium seat tickets at 3 different cinema chains. This is what he has to say about them.
Paying with a Selfie?
Shopping online just got that much better for #selfie addicts: they now have more reasons to strike a pose.
Tips for Shopping at Tech Malls
Heading to a tech mall to get yourself the latest gadget? Get in the know so you don't make a bad bargain. We've got some simple tips to keep in mind when shopping at a Malaysian tech mall.
All You Need to Know About the Youth Housing Scheme i(YHS) by BSN
The BSN Youth Housing Scheme is set to make house buying so much easier for young, middle income couples. Find out how!
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A Beginner's Guide to Buying Your First DSLR Camera
Looking to get yourself a brand new DSLR camera, but all the talk of ISOs, shutter speeds, and focal lengths got you confused? Don't worry, here's a quick and dirty guide to your first DSLR purchase.
4 Ways to Motivate Yourself to Save
Getting motivated to save more money isn't easy for everyone. We've got a few methods you could try.
Is Takaful Motor Insurance Better for You?
Have you considered taking Takaful Motor Insurance? If you're thinking of switching, here's what you need to know.
A Series of Unfortunate Business Decisions by Kanye West
Running a brand or business is tough and you're bound to make some missteps along the way. What kind of mistakes would that be if you're a Grammy-winning hiphop mogul? Read on and find out!
Pro-tips From Seasoned Buyers on Buying Property
Buying a house is a big decision and you can't be too prepared. We've got some pro-tips to help you get the best property for your money.
Hit Your Fitness Goals Without Hurting Your Finances
Are your fitness goals getting in the way of your finances? Don't trip up! We've got fixes for your biggest workout spends.
How Much Does Water Cost in Malaysia?
In light of the recent news that Selangor and the Federal States' water supply might get more expensive, we check out how much the rest of the country is paying for their water supply.
A Beginner’s Guide to Islamic Banking
Why does Islamic banking even exist? What are their specific features and who benefits from their particular way of functioning? Here's a quick and clean summary for the uninitiated.
4 Excuses That Are Keeping You From Financial Success
We often make excuses for ourselves from time to time. But are you making these budget breaking excuses to the detriment of your finances?
How Much Should You Give in a Wedding Ang Pow in Malaysia?
Wedding gift giving has popularly evolved into cash contributions in Malaysia - but how much should you give? Find out important factors that determine the amount you should fork out.
How to Survive a Shopping Ban
If you find yourself cringing at the thought of going on a shopping ban, there might be some unsettled skeletons (as well as heaps of other stuff) in your closet that need to be de-cluttered. Let us help!
Is There Only One Way to Get Rich?
Is there only one way to hit the jackpot in the wealth stakes? There are an overwhelming number of ways to make money, sometimes it is difficult to pin point which direction you should go. We look at how some people made it.
5 Ways to Catch up on Your Savings
Want to catch up on your savings to make up for some years of mad spending? We've got the steps to get started!
5 Reasons to Use a Credit Card Instead of Cash
The saying Cash is King has been around for a long time but is it time to retire this saying in light of the benefits of credit cards?
How to Get More Value for Money on Valentine's Day
Love is in the air and we're in the mood to #GetMore value for money on one of the most monetised days in the calendar. You can too - find out exactly how!
All the Ways Being Single on Valentine's Day is Lighter on Your Wallet
Nobody cares about Valentine's Day less than single people. Why? Because there's so many things they get to save up on. We run down the list of stuff single people don't have to break their bank for.
How to Spend Your Ang Pow
It is Chinese New Year season, and we are sure your pockets are filled with ang pows. If you are undecided on what to do with all this excess cash, here are some ideas.
Bad Valentine's Gifts Not to Give This Weekend
The most romantic day of the year is upon us. Pressure is on, so let us help you steer out of the iceberg and a little more towards paradise with gifts you should not buy unless you want to become #foreveralone.
Could You Make More From Your Side Income Than Your Regular Paycheque?
Ever wondered if it is possible to create a second source of income which could replace your monthly paycheque? Or is it one of those hyperinflated stories that seems rather mythical?
4 European Travel Spots with One-for-One (or Close!) Exchange Rates with the Ringgit
There finally is a way for Malaysians to travel without worrying about exchange rates. Check out our selection of gorgeous European countries with one-for-one exchange rates (or almost) - it'll be just like spending at home!
Should Banks Offer a Study Loan?
If a student does not have the financial support required to further their studies, could banks be a viable option?
Banking Advice From the Chinese Zodiac For 2016
Yesterday we gave you the zodiac predictions related to money for all 12 animals. Based on those predictions; we've come up with simple action steps to make the most of your year.
5 Questionable Things We've Learned About Money from Reddit Users
The internet reeks of nonsensical money advice. We've come across a few of them from Reddit users - check out what they are for your entertainment pleasure!
The Simple Step Programme to Stop Buying Stuff You Don't Need
Are you cursed with the impulse to buy stuff you don't need? We've got a simple set of tips to help you clean up your spending act ASAP.
Cigarettes Are Expensive: Here's How to Quit Without Vaping
Vaping and e-cigarettes are being phased out while regular cigarettes are getting more expensive. So let's figure out which cigarette alternatives can be cheap ways to help us kick the habit!
4 Reasons to Buy a Home Outside of Big Cities
Most property, especially homes, outside of big cities have often been overlooked. We give you reasons to consider them affordable alternatives to ones in the city.
Chinese Zodiac Sign Financial Predictions for 2016
The Year of the Monkey is almost upon us and the Chinese Zodiac sign financial predictions are pouring in. Let's take a look at what awaits your animal for the year ahead!
How Being Multilingual Makes You Better at Haggling
Do you switch languages sometimes when talking to sellers at the night markets? Why do we do it and how much does that affect business dealings exactly? We clue you in on how speaking multiple languages helps you save money.
Should You Get a Cashback or Rewards Points Credit Card?
They can be so much alike, yet different in many ways. We break down the strengths and weaknesses of cashback and rewards points credit cards to help you decide on one that will suit you best.
4 Money Traps to Avoid at Stores!
Do you find yourself unable to resist bargains at the mall? We've uncovered the marketing traps responsible for your spending binges!
How to Get Free Storage Space By Putting Your Data in the Cloud
Running out of storage space for your work files, movies, photos, and music? Perhaps you should consider a cloud storage solution. We tell you all about it and how to get some storage space for free.
4 Ways to Save More When Refueling Your Car
Fuel prices may be down in February, but that's no reason to waste fuel willy-nilly. We show you how to save more every time you refuel your car.
5 Cartoonishly Silly Products You Can Actually Buy
Do you have a great idea for a product to sell as a side business? We guarantee that your idea is nowhere near as ludicrous as these items we found for sale out there!
Could Watches Be a Smart Investment?
Many people invest in antique and collectibles for love or profit. We put the spotlight on watches to give you the lowdown on how it fares as an investment.
Financial Alternatives to Giving a Traditional Cash Ang Pow
Thinking of revolutionising the way you give ang pows this year? Consider these financial product options.
Using Social Media to Boost Your Business
Facebook, Twitter, and Instagram aren't just apps you occasionally check when you're supposed to be working, they can also be super useful tools to help you and your business grow. Here's how.
Find Out Exactly How Much Money You're Wasting in Useless Meetings
Meetings can be boring but they're absolutely necessary. But did you know that in some cases they can cost your company lots of money? Find out exactly how much is wasted in meeting rooms.
Travel Tips for Chinese New Year!
Are you driving or flying out of town this coming Chinese New Year? Whether for reunion dinner or just for the long weekend, we've got pretty handy travel tips for you to optimise the holiday season!
How to Protect Your Credit/Debit Card When Travelling
As you gear up for a well-earned vacation this coming Chinese New Year (or any time of the year really); protect your credit/debit card with these tips.
7 Totally Useful Things to Put Inside Your Ang Pows Besides Cash
Sure, everyone always puts money in their ang pows. But that's way too mainstream. Stuff your ang pows with these alternative items instead and be the talk of the party.
Financial Matters You Can Help Your Aging Parents With
Our older parents may not be as savvy as we are when it comes to the latest financial tools and instruments. Let's all be good children and help them out with their money management with these tips!
How to Negotiate Your Bonus or Raise
Many people are eyeing the prize of an additional bonus and raise, here are some ways that you could give yourself that extra edge when it is time for negotiations.
Hidden Money Lessons in Chinese Zodiac Mythology
Are there money lessons we can learn from Chinese Folklore? We put these centuries-old stories under the microscope.
4 Situations When You'll Wish You Had Airport Lounge Access
The airport fiasco can be a testing period for any sort of travel, business or leisure. We break down why airport lounges just might be your saving grace in 4 likely scenarios.
Get to Know Your Chinese New Year Ang Pow!
What's in a little red packet? Besides the money, we take a look at how the tradition came about and what it means to give and receive ang pow during Chinese New Year.
Don't Forget to Do These 8 Things Before You Balik Kampung for CNY
Travelling back to your hometown this Chinese New Year? Here's a quick checklist of the things you can do to make your journey home (and back) headache-free!
5 Practical Reasons to Own Credit Cards
Five practical reasons to have credit cards at your disposal to overcome some daily financial challenges and aid in planning
What Will Happen If You Do Not Pay Your Credit Card?
Missing a payment on your credit card happens to even the most prudent of spenders. But what will the bank do if you've missed more than a month's payment?
Binge-Watch Battle: Netflix vs iflix vs Netflix
We compare the most popular TV shows across Netflix Malaysia, iflix, and Netflix US to find out which service really has the best to offer out of all of them.
New Year New You: Rejuvenate Your Mind in 2016
The New Year is barely in full swing and yet, you’re feeling a mental burnout already. Dust yourself off and reclaim your mental prowess! Here’s a guide to getting back to optimum clarity in 2016!
Inexpensive (or Free!) Things You Can Do to Aid the Dengue Fight
According to the news reports, dengue cases are on the rise in the country. Here are some ways you can help fight the scourge without spending big.
New Year New You: Getting Your Home Top Shape
If your home is doing a number on your finances – the state of your humble abode is screaming for attention. Take these New Year challenges to improve your home in more ways than one!
Can You Save Money By Spending Money?
Sometimes it is better to spend than to save. We found a few ways when spending could actually result in saving more in the long run.
New Year New You: Take Your Career to the Next Level in 2016
Not reaching your full potential career-wise? Then go ahead and turn over a new leaf to improve your career prospects in 2016. We’ll show you how!
Spring Clean Your Home and Make Money This Weekend
Are you spring cleaning for Chinese New Year? Or just because you need to? Find out how to monetise your unwanted items!
New Year New You: Get Body Beautiful in 2016
Everybody needs some fine-tuning to maintain the bodies that serve us so well and what better time than a brand spanking New Year to get started? Check out our guide to being body-beautiful in 2016 while on a budget.
3 Important Money New Year Resolutions to Make
Money resolutions are certainly on everyone's list. We give you the most important and how you can go about making it happen.
Would You Buy Pet Insurance?
There are insurance plans for almost everything: family, cars, homes and health. But what about our beloved pets? Here are some things about pet insurance to chew on.
The Only 4 Things You Need to Know to Save Big on Food
Travel, utilities, and housing are all important budget concerns. But there's one area of daily life that's often overlooked when it comes to saving: food. But don't sweat it: there are only 4 things you need to know.
A Round-up of Our 10 Must Read Articles of 2015
As we faced a challenging financial year in 2015, we wrote to help you #GetMore for your money in difficult times or just understand issues a little better. We look back at some of the must read articles of 2015.
Celebrating New Years Eve Without Going Broke
New Year's Eve parties can be expensive affairs. Find out how you can have a good time and still keep your finances intact!
Bouncing Back From Overspending After the Holidays
Did the festivities lead to the drying out of your wallet and bank account? We've got you covered with some action steps on how to bounce back from holiday overspending!
Tips to Achieving Your Bucket List
It's that time of year when you get started on resolutions and dreams for a fabulous 2016. Why not get started on your bucket list items too?
Get More From Your Christmas Feast by Maximising Leftovers
#GetMore for your food spending by maximising your Christmas leftovers! We show you how this festive season.
Year End Financial Reminders
As the year draws to a close, check out our checklist of friendly reminders for getting your financial house in order.
Last Minute Christmas Gift Ideas You Can Purchase Online
Christmas is just around the corner, so if you're fretting over all the presents you haven't bought yet; take heart! We've got some help lined up. Find some super easy presents you can buy online with your credit card!
Do You Have a Shopping Problem?
A shopping problem could put major strains on your financial and sometimes personal life too. Find out the tell-tale signs before the addiction becomes too serious a mess.
Are Your New Year Resolutions Set to Make You Broke?
As 2015 is drawing to a close; you might be planning how to make 2016 better than ever. But could your new year resolutions jeopardise your finances?
How to Get Started with Saving for Your Child's Education
A child's education may be one of the heftiest bills you will pay as a parent. Help yourself and your child by preparing early on with these steps.
How to Get More For Your Money When Doing Christmas Shopping
Are you getting started on your Christmas shopping list? If you haven't already; there's still time to save big by checking out our easy-follow tips to #GetMore when shopping for Christmas presents!
How to Optimise Your Donations and Save on Tax
It's the time of year when many people feel more inclined to donate. Whilst the altruism alone is rewarding; you can also shave off sums from your income tax payable for 2015. Giving is good - but here's how to make it better!
Can You Get More Groceries For Your Money By Skipping the Supermarket?
Why spend more when you can go the alternative route and #GetMore value out of your grocery budget? Check out these less-travelled markets for weekly grocery shopping that really might save you a big chunk of change.
4 Ways You're Wasting Your Credit Card Benefits
Have you been neglecting your credit card's best benefits? Find out how you can #GetMore for your money by paying attention to your card perks.
Kick-start Your Money Goals
What’s keeping you from achieving your financial goals? For most of us, the answer lies in not knowing where (or how) to start. Well, why not just start here? We’re showing you how to give your goals the attention it deserves.
Inexpensive Ways to Increase the Value of Your House
Not everyone can afford major renovations to improve their home. We found some inexpensive ways you can still boost the value of your house in a buyer's eyes without heavy costs.
Is it Time to Refinance Your Personal Loan?
You've heard of refinancing home loans but have you considered refinancing your personal loan? We discover three scenarios wherein which you would want to consider trading in your personal loan for another!
5 Steps to Managing Your Salary Smartly
Healthy financial habits begin with prudent salary management. Have you been managing yours well? Find how you can do it wisely!
How to Prepare Early for Income Tax Filing
It's not the end of the year nor even close to filing season in April 2016; but there are benefits to getting a headstart on taxes. Get prepared with these easy tips.
5 Things You Can Do to Aid Couple Finances Before Marriage
The issue of joint couple finances will surely come up when you are married. Whether you decide to completely merge your finances or not - some early preparation will help.
Store Brands vs. Name Brands – Which Brings You More Value for Money?
When out grocery shopping, we see store brands rested on the shelves. Are they really worth considering as alternatives to pricey household name brands? Find out how you can #GetMore from grocery shopping today!
Financial Spring Cleaning in Just 6 Steps
Maximise income potential for the coming year by putting your current money matters in order with a good ol’-fashioned (financial) spring cleaning!
Tips For Getting the Most During Cyber Weekend/Black Friday Sales
We're heading into a crazy shopping weekend with Black Friday, Cyber Monday and the Year End Sales all coming together. Get your shopping game together with our guide!
Other Perks to Look For in a Job Beyond Salary
Are you in the midst of job-hunting? Don't fall into the trap of considering only the salary because there are other perks that could take your job offer from ho-hum to aw yeah!
3 Easy Steps to Start Practising Conscious Spending
We may have heard of the term 'Conscious Spending' but practising it may be a whole other story. We give you the short-cut guide to get on the road to becoming a conscious spender!
How to Get More For Your Money When Grocery Shopping
No matter your grocery budget, there’s always a reason to save. Try these money-smart tips to help you #GetMore value on your next shopping trip.
Should You Give Your Spouse a Supplementary Credit Card?
You trust your husband or wife with your life, your family, your home, but do you trust them enough to give them a supplementary credit card on your account? Get the lowdown on the limits of control.
How to Throw a Party on a Budget
Want to throw a party but feel like saving money as well? We give you some of the easiest tips to organising a gathering on a budget.
Can You Handle a Used Car Purchase?
If you've decided to buy a used car to save some cash - take a look at some of the considerations you should keep in mind before jumping right in!
The Frugal Foodie Guide to Getting More For Less
Do you love food so much you plan every meal hours in advance and instagram everything you eat? We do too - but we also care about your wallet so check out our tips to getting more food for less!
The Faulty Thought That is Costing You Money
There are many faulty thoughts that end up costing us money. We look at a particular prevalent belief that is making so many sink good money on a dying cause.
3 Competitive Banking Promotions That Benefit You
Banks are constantly in competition for your business. This is ultimately good news for you because it created 3 great ways you can save by 'jumping ship' to a competitor bank!
Do You Have a Friend Who is Draining Your Finances?
No man is an island and thus, friends are an important part of life. But are yours draining your finances more than they should?
Eat For Free With These Top Tips
Learn how you can eat for free by making use of the various promos and loyalty programmes we have in Malaysia.
Year End Festive Spending Tips
Are you looking forward to the year end festivities? Don't go broke after the fact by putting these festive spending tips to practice!
3 Things to Do For Your Finances Before the Year End
As we enter the second week of November, the year end is not a far from sight. Here are 3 things you can do for your finances before 2015 draws to a close.
Effective Ways to Avoid Excess Baggage Fees
Don’t let excess baggage fees weigh you down when going on holiday! Instead, let’s cut the glut and #GetMore use from your travel money. It’s much easier than you think.
Are You Really Ready For the Costs of Having a Baby?
Thinking of having a baby? The costs can be monumental if you are not prepared. Consider some of these money realities so you can plan for your bundle of joy!
Basic Home Buying Steps Not to Ignore
We go back to basics and strip down to the fundamental steps to keep in mind when house hunting. No cutting corners here!
Get More Value for Money on Your Romantic Getaway
Last week we talked about saving whilst travelling solo; today, we get into the ways you can save when planning your romantic getaway for two!
Personal Accident Insurance Explained
A nutshell guide to Personal Accident Insurance, if you've always wondered what the policy is all about!
4 Reasons Why You Need More Than One Savings Account in Your Life
Are you reluctant to open more than one savings account? I mean, who's got so much money that they need more anyway? In truth, it doesn't matter how much you have - there are good reasons why multiple pots could do you good!
Ways to Stretch Your Ringgit When Travelling Solo
Going the solo travel route is not without it's pitfalls and one of it is usually the inability to 'split the cost' leaving you to foot the full bill. We show you how to #GetMore for your solo travel budget!
How to Get More on Your Dinner Dates Just By Using Your Credit Card
#GetMore for your dining budget by using your credit card! We show you how a little swipe can earn big savings.
3 Insurance Plans to Help You Take Care of Your Breasts
Breast Cancer Month is almost ending but the disease is a continuous struggle for women diagnosed with the disease or at risk of being so. The right insurance can help - we highlight three types for breast cancer care.
3 Money Challenges We Dare You to Try!
Are you ready to put your finances through boot camp? We throw you 3 simple yet effective challenges to trim the fat and strengthen your money mojo.
A Look Back at Budget 2015
Budget 2016 is set to be announced at 4pm today. To get us all in the mood; we take a walk down memory lane to the highlights of last year's Budget.
Toll Hikes Are Here But Should You Really Avoid Tolled Roads?
Toll rates are up and it's obvious by the state of traffic on non-tolled roads what the rakyat has started doing. Yup, they are avoiding the tolls and jamming the free roads. But does it really save you money?
Beat Transit Blues Without Breaking the Bank
If you're a frequent traveller; you know all too well about the delays that accompany a flight experience. Whether it's caused by weather or a multiple layover cheap flight - we show you how to beat transit blues cheaply!
Brace Yourselves, Budget 2016 is Coming
Budget 2016 is set to be announced this Friday, the 23rd of October. We do a quick round-up of what is buzzing about the Budget.
How to Turn Any Hobby Into a Side Income
Do you have a passion for something? Maybe it's hairstyling; photography or baking. Whatever it is, we give you the three basic steps to turn any hobby into a money making venture.
Tips to Save When Travelling with Kids During the School Holidays
Before you know it, the year end school holidays will be here and you may be wondering what to do with your home bound children! How about a spot of travelling?
4 Simple Ways Money Can Buy Happiness
The age old question: can money buy happiness? We're not saying it can indefinitely but we found 4 simple ways it can certainly aid in the quest for momentary contentment.
5 Non-Cheapskate Reasons to Cook at Home Instead of Eating Out
You know you save money from cooking at home but what are the other benefits? We take a fun look at home cooking and how you can #GetMore from the experience!
Get More During Vacations with Realistic Itineraries and Budget
Planning a holiday? You can get so much more for your money with the right planning. Check out how to #GetMore on vacation through the use of a realistic itinerary and budget plan.
Hidden Ways Your Weekend Plans Are Killing Your Finances
Are your weekend plans sneakily making you broke? We take a look at some of the most seemingly harmless spends in your outings that are slowly draining your finances.
How to Choose Your First Credit Card
In the market for a new credit card? Here are the basic questions to ask yourself before settling on your first credit card.
Why Going Completely Broke May Be Your Best Financial Lesson
Have you been so dirt broke you never thought you'd see the light at the end of the tunnel? Don't worry - the experience of being broke likely brought you some good money lessons.
How to Pack Light and Get More Value
When travelling, a pretty sum can be racked up in excess baggage fee if you are not careful. Heed our tips for packing light and #GetMore for your allocated baggage allowance.
3 Reasons to Put a Higher Home Down Payment
Not many have the luxury of pumping extra cash into the down payment of their new homes - but if you did, would you consider it? Here's why you should.
Solid Reasons to Start on Your Bucket List Before Retirement!
Are you one of the many folk putting off their bucket list items til after their retirement? Here are five solid reasons why you should start as soon as you can!
Avoid These Pitfalls to Get More During Online Shopping
As we hit the tail-end of the mycybersale 2015, get your best online shopping game on by avoiding these pitfalls and getting more for your ringgit as you spend.
Get More Value for Accommodation When You Travel
Accommodation costs make up the biggest cut in your vacation budget. Get more value for every ringgit you spend by keeping these tips in mind.
4 Things to Look for When Moving to a New Neighbourhood
When one scours the market for a new home, its primary structure seems to be the focus. We reveal other external factors you may want to consider to turn your house into a home.
4 Ways to Maximise an Unexpected Windfall of Money
It may not happen often - but it does! What will you do with an unexpected windfall of extra money? We look at the four ways you can use your added income and how to maximise each option.
5 Tips For Buying Preloved Furniture
Furnishing your home takes up a huge chunk of your home-owning budget; causing many new owners and renters to seek preloved (used) furniture as a cost saving measure. If you're bargain hunting this way - check out our 5 tips.
How to Use Airmiles to Get More For Your Travel Budget
The use of airmiles can significantly stretch your travel budget. We show you how to maximise your airmile conversion and #GetMore for your money.
The Debt Service Ratio Explained
The Debt Service Ratio is used by every bank to decide how much more lending your income can take. We explain how this ratio is calculated so you will have some idea as to how your new application is going to work out for you!
House Hunting Tips For First Timers in Malaysia
Looking for your first home? You will certainly be excited but probably overwhelmed as well. Check out our house-hunting tips to help you consider all the factors you need to when making this decision.
Travel Planning Tips to Help You Get More For Your Money
The first in our travel series - we show you how to plan your holiday in a way that will help you #GetMore for your money.
New Government Measures to Counter Rising Costs of Living
Just two days ago, the government announced it wanted to help counter the rising cost of living and help stimulate the economy. We look at the measures in turn.
A Tribute to Malaysia's Banking History
Convenience has been redefined by the evolution of banking throughout the world. This Malaysia Day, let's discover the changes in banking from a local retrospect.
Motorbikes, an Option to Save?
Are you looking for more ways to save everyday? Previously, we looked at cycling as an option to lower commuting costs. But what about motorcycles as a less drastic option?
Are You Maximising Your Credit Card Benefits?
Credit Cards in Malaysia offer a host of benefits and rewards - but are you really making full use of what you've been given?
5 Accommodation Alternatives for a Cheaper Holiday
Hotels aren't the only option when on holiday. These alternative accommodation ideas could not only save you a lot of money; it may offer you so much more than a stay.
Is Your Landlord Bad News?
Are you renting from a problematic landlord? We identify some common renter issues that you should not have to endure!
Should You Have a Joint Account with Your Spouse?
Have you thought about opening a joint account with your spouse? We take a look at the pros and cons plus a checklist to help you decide if it truly is the way to go.
What Revs Up Or Puts the Brakes on Your Car Resale Value?
Various factors, both appearance and technical, affect a car's resale value. We break down its essentials and how you could save big with a little attention to detail.
Fuel Price Down in September, Time for a Roadtrip!
On the float system, fuel prices reduced this September just in time for Malaysia Day. Sounds to us like a great time to appreciate Malaysia on a roadtrip - check out our tips and destination picks!
8 Ways to Cope Financially After a Job Loss
Losing your job can be emotionally trying in many ways but most of all due to the sudden lack of a fixed income. We give you a step-by-step in dealing with the financial aspects of a job loss.
Save Cost with a DIY Wedding
A wedding can be monstrously expensive. Don't get lost in the cost - you can save a pretty sum by taking the DIY approach. We offer tips to get you started.
6 Fun and Easy Books to Read on Finance
If you are trying to brush up on your personal finance knowledge (besides reading Ringgitplus!); you might feel overwhelmed by the selection of books on the topic. We pick 6 easy reads to help you along.
Working From Home: A Dream Job or Just a Dream?
If you're one of the many disgruntled workers in Malaysia, you've probably harboured dreams of working form home. But is it really all it's cracked up to be?
How to Pick a Broadband Plan
Whilst you may think: "Not the toughest decision to make," slow internet connections, crummy customer service coupled with a hefty bill is enough to make anyone turn into the Hulk. Check out our tips on broadband shopping.
Types of Financial Stress and Battling Them
Money stresses are more often than not brought upon ourselves. Take a peek at the possible financial troubles you might be facing and ways to combat them.
How to Pick an Emergency Credit Card
In times of financial emergencies, credit cards could be your knight in shining armour. We've magnified some of the properties you should look for in an emergency credit card.
Car Loan Promos You Never Knew Existed
Getting a new ride is a big deal and we could certainly do with a promotion to slash costs. Find out what car loan promos have been eluding you that could rev up savings.
Leaving The Nest: A Guide to Spreading Your Financial Wings
Everyone has personal reasons as to be living with their parents. The time to move out however is inevitable and we've got just what you need to make that process a breeze.
Factors That Affect Car Loan Interest Rates
About to take on a hire-purchase car loan but seeing differing ranges of interest rates advertised? Find out what could influence these rates between banks, dealers and cars.
3 Situations a Personal Loan Can Save You From!
Whenever life gives you lemons, make lemonade - they say. Today, we discover how personal loans can be just the thing you need to avoid tough financial scenarios like the ones we've picked out.
5 Things to Know About Car Loans
If you're planning to buy a car; you're going to need a car loan (unless you've got a lot of money in the bank)! We give you a nutshell guide on the 5 things you need to know!
3 Reasons to Not Depend Solely on Your Employee Medical Insurance
Medical and Term Life insurance are slowly catching on with Malaysians but some still heavily rely on employer provided insurance. Will it be enough in times of health and financial crises?
30 Going On Thrifty: Lessons I Learned About Saving Later
It's never too late to start saving. Take a look at some of the lessons we've learned from saving later and how you can play financial catch-up!
Lesser Known Tips for First Time Car Buyers
Purchasing your first car is a very exciting first step into adult commitments but for some can be overwhelming. Before you say 'I do' to the hunk-o-metal of your dreams, keep these tips in mind.
3 Reasons to Have More Credit Cards!
The first thing that comes to mind when more credit cards are mentioned is an irreversible financial crisis! But with scrupulous swiping, you could just make every ringgit spent count by having more credit cards.
5 Things You Didn't Know a Home Insurance Policy Could Cover
People may already be familiar about the main reasons for a home insurance policy such as covering losses due to flood, fire or theft. Reading the fine print, we found that a policy could possibly do so much more.
Petrol is Expensive, Should You Cycle to Work?
Despite petrol prices dropping by 10 sen this month; the reduction does little to alleviate the suffering of our wallets in a time of price hikes and bad exchange rates. Is the only option left to pick up our bicycles?
5 Steps to Achieving Financial Merdeka
As Merdeka draws near, we thought about a different kind of independence we could all do with: financial independence. Here are some tips we've compiled from the online personal finance gurus to help us get there.
Meal Prep Tips to Save Money
Meal prepping has become a trend that's fast catching on as more people seek to eat healthier and save on food costs. Before you embark on the meal prep lifestyle, keep these tips in mind.
Too Old For a Credit Card?
A customer wrote into us some time ago about being rejected for a credit card because she was a retiree. We wondered: is it possible to be too old for a credit card or has the Malaysian retiree been inadvertently excluded?
Save on Income Tax by Spending on These 5 Items
It's only August, so income tax filing may be the last thing on your mind. But you can plan ahead to save via tax reliefs by spending on these 5 items.
Did You Know You Could Insure Your Home and Everything in it?
Mother Nature's wrath and other unforeseen accidents may occur when least expected - far worse if the place you call home along with your personal belongings take a hard hit. Find out how you can be prepared for the unexpected.
Weirdest Things Ever Insured
We've heard about celebrities insuring parts of their anatomy; collectors insuring collections but none of these are really surprising nowadays. That said, we found a few things that will raise eyebrows even in this wacky age.
Getaway from the High Cost of Living with Low Budget Travelling
In a time of weakening currency and ever escalating costs of living - the last thing on your agenda is a vacation. But everyone needs a break somehow - perhaps these four tips could help!
4 Things to Know About EPF Withdrawals
Most people may have heard that it is possible to withdraw their EPF savings before retirement but few realise how helpful this can be in a time of need. Here are 4 things to note about withdrawals.
Solo Living - How to Live Affordably Without Roommates
Tired of putting up with problematic room mates or impinging family members and you're seriously thinking of moving out? We've got a few handy tips for you to live comfortably and yet afford living with just me, myself and I.
Can Downsizing Your Home Save You Money?
Many personal finance articles recommend downsizing your home as a way to save money. But is size the only thing that matters? Surely, it's not how big it is but what you do with it?
Everything You Need To Know About Term Life Insurance
Sharing the risks, that’s what insurance is all about. But what should you do when the risks involve your life? Find out how Term Life Insurance can help secure your financial liabilities and protect the future of your loved ones.
The Freelance Career – A Brief Guide for First Timers
Flexible working hours, and working from home...That sounds like heaven doesn't it? If you have decided to turn to a career in freelance for the first time, here is a brief guide to make the most out of your chosen career path.
Dealing with Money Requests When You're Broke
When a loved one asks for money its seems almost impossible to bluntly refuse, even when you are truly strapped for cash yourself. Here are a few alternatives you can take besides outright lending them money.
Watch Out for These 6 Hidden Hotel Charges
Hotels provide lavish luxuries for the ultimate vacation comfort. However, it sometimes costs more than you realise through veiled fees and charges. We take a look at some of the most common extra charges.
Everything You Need To Know About Balance Transfer Plans
Credit debt is sticky business. The interest rates are high and the costs are only going to get worse if you don’t settle them soon! Find out why a Balance Transfer might be your answer to more savings and better peace of mind.
5 Reasons Why a Bank May Consider You a Risky Customer
Did you recently get your loan or credit card application turned down? It may be because you are considered a risky customer. Here are five possible reasons that may lead to a bank tagging you as a risk.
Dealing with the Raya Overspending Aftermath
Raya has come and gone and for many people, so has their paycheck. Did you get caught up in overspending this Raya? We've got some tips that might help you out.
Should You Take a Personal Loan to Finance Your Wedding?
If you find yourself short on cash but with a dream wedding to plan, should you consider a personal loan to help you finance your celebration? We take a look at the pros and cons of such a decision.
5 Money Saving Clothes Shopping Tips For Women
Last minute shopping for Raya is in full swing but so are the attempts to get you to buy more than you should. Get more for your money with our tips to saving money on clothes shopping.
What to look for in Your Personal Loan Agreement
Personal loan contracts can get your head in a tizzy. Don't fret! As usual, we're on hand to help. Check out our guide on the most important terms to keep in mind.
7 Essential Items For Your Balik Kampung Road Trip
Planning on a fun road trip home this Raya? We've got the ultimate essentials list that is sure to save you money and leave you with #lebihringgit this Raya.
8 Easy Tips to Get More Value From Grocery Shopping
Are you getting ready for last minute Raya grocery shopping this weekend? If so, get more for your money by keeping these 8 tips in mind.
Why Did I Not Get the Best Interest Rate for My Personal Loan?
In our last article on personal loans - we looked into why you didn't get your personal loan approved. But what if you did but are not too pleased with the interest rate? We break it down for you.
This Just in! Father's Day Contest Winners
We threw the question to you and asked what you would do for dad if you had Lebih Ringgit this Father's Day. Find out who's got the best answers and 'wefie' right here!
Why Was Your Personal Loan Not Approved?
Have you tried applying for the one loan that will solve your problems? If you have but been rejected - you know how disheartening that is. We look at some of the possible reasons this has happened to you.
4 Financial Alternatives to Duit Raya
Giving out Duit Raya during the Aidilfitri celebrations is an honoured tradition within the Malaysian Muslim community. But perhaps you were considering more ingenious ways to giving to those you love. We have some ideas!
5 Sneaky Mall Spending Traps Waiting For You This Weekend
Malaysians love spending the weekend in the many malls that fill the Klang Valley. The temptation to shop may be held at bay but there are still other ways the mall might be making you spend more than you expected.
How Will You Fund Your Gap Year?
Taking a gap year could be good for you, time out to learn about real life might even help you kickstart your career. But we're not all born to money so how can you fund a gap year?
Is Having No Credit Better Than Bad Credit?
Credit histories - most of us have one - but what does it mean for your personal finances if you have no credit history at all? Is that any worse, or better, than having a bad credit history?
All You Need to Know About Personal Loan Interest Rates
Personal loans have interest rates - most people know that. But how much do you know about personal loan interest rates and how they affect your finances? We take a good, close look.
Tips to Earning and Giving More During Ramadhan
The holy month of Ramadhan is underway and you may be looking to undertake more giving as well as earning to celebrate Hari Raya. We offer some suggestions to aid either end.
4 Ways Advertisers Get You to Spend (and How to Beat Them!)
Advertising has been around in many forms for centuries. But although times have changed, some fundamental tactics remain the same. We identify the 4 most common ways advertisers get you to spend and how to avoid the trap!
How Minimalism Can Improve Your Finances
Much has been said about the benefits of practising the minimalist lifestyle. But to us, we're concerned with mainly one question: can minimalism help save you money?
Teaching Your Child Real World Money Lessons
Stuck on how to teach your child real money lessons to equip them for the future? We've listed 4 real world simulations to help teach them about money beyond the usual verbal lesson.
What to Do When You Lose Your ATM Card
The unthinkable has happened: you've lost your ATM card and with it all access to your hard-earned cash. What should you do?
5 Awesome Time Fillers for Unemployed Fresh Grads
Are you on the hunt for a job after university and still find yourself struggling? Unemployment amongst graduates is a real problem but here are some ideas to help you pass the time as best you can.
4 Ways to Get More From Your Credit Card This Weekend
The weekend is here and you may be hitting the malls for a bit of retail therapy. If you're thinking of swiping your card too - check out some cool ways to maximise your spending.
5 Winning Gifts For Your Father's Finances
Father's Day is fast drawing near and you might be wondering what to get the number 1 man in your life. We've got some suggestions that are sure to elevate his finances and bag you the honorary "Child of the Year" Award.
Questions to Ask Before Deciding to Retire Early
Tired of your stressful working life and are looking forward to the sweet feeling of retirement? Here are a few questions to ask yourself before making the decision to give up work and take it easy.
How to Save Money on Moving Costs
Moving isn't just stressful - it's a big strain on the wallet too! Writer Heeral Bhatt just did it herself and shares with you how she saved on the process of moving home in 2015
3 Common Financial Cyber Threats in Malaysia and How to Beat Them!
Cyber crime is the most lucrative felony in the world and its underworld just keeps getting bigger with the growth of the internet. How exposed are regular people like you and I to cyber threats? Let us clue you in.
The Basics of a Personal Loan Explained
Thinking of applying for a personal loan but not entirely sure how it works? We give you the bare basics.
Saving Tips for the Already Stretched Spender
Do you think your finances are already at breaking point, hence your lagging savings pile? Here are a few tips that may help you build a savings. As the saying goes: "Sikit-sikit, lama-lama jadi bukit."
Hidden Expenses That Could Be Bleeding You Dry
Sometimes, you may wonder how your money can disappear so quickly, almost as if into thin air. Discover some hidden costs here that you may be spending without realising that is most likely making a hole in your pocket.
Top 5 Graduation Gifts For a Financial Headstart
Do you have a loved one who has recently graduated? You are probably thinking of the right graduation gift for him/her. Take a look at our top 5 gift ideas for building a brighter a future.
Money Taboos: When Can it Be Good to Open Up?
Being an open book is not everyone's cup of tea, let alone discussing finance related issues. But sometimes, opening may just offer you the break you need. Find out when it might be a good time to talk!
Factors To Consider When Buying Your First Car
Excited to be getting your first set of wheels? We take a look at some of the considerations you should keep top of mind when plunging into the vehicle ownership game.
Are You Ready For the Added Money Responsibilities of Home Ownership?
Ready to buy your first home? You've probably worked out the loan amounts and legal fees but do you know there are many other costs associated with being a home owner?
5 Steps to Surviving Payday Weekend Without Going Broke
It's payday weekend for most of us and if you're anything like the majority, you may be finding yourself heading to a nearby mall. This could lead you to broke-ville before you know it. Avoid the binge spend in 5 easy steps.
Throwback Thursday - The RM10 Challenge 2 Years On
Its Throwback Thursday and we're revisiting a post that made quite a few people think. Two years on and we asked the question again; can you really survive on just RM10 daily in a post- GST Klang Valley?
7 Ways To Save On Medicinal Expenses
Medicinal purchases can cost a pretty penny especially if you are on a monthly medication regime. Here we collate 7 practical tips to helping you save on the costs of your medicine.
Investment Ideas for Young Malaysians
Whether you are just starting out or looking for ways to grow your already burgeoning wealth; these are some simple investment ideas that the young investor can undertake.
Fresh Graduate Money Myths Debunked
Being a fresh graduate in the working world means a whole new world of responsibilities but also a host of misconceptions. Let us clear those up for you.
3 Ways to Make Dating Cheaper
Friday night is almost upon us and the regular social butterflies may be gearing up for a great night out. However, if you've found your wings clipped lately by rising prices - we've got some tips to help make dating cheaper.
Should You Re-Mortgage Your Home?
If you are in need of a large sum of money or simply see a new home loan interest rate much better than your own - you might have thought of re-mortgaging. Before you decide, check out these reasons for and against re-mortgaging!
Tips to Help You Pay Off Your PTPTN Student Loan
Graduated but piled up with PTPTN debt? Here are a few tips to manage the repayment of your student loan effectively.
Steps to Helping Your Elderly Parents Manage Their Money
Money struggles are a constant occurrence in our lives. Guidance is strongly needed sometimes, no matter if you are young or old. But how do you approach the tricky problem of discussing the money problems of your parents?
Save Money on Your Utility Bills
Utility Bills can bore a huge hole in your wallet if you're not careful! In this article, we share with you our tips to cutting utility costs for your poor wallet!
Hot Off the Presses! Winners of Our Mother's Day Competition
We asked about your favourite Mother's Day Memory and boy did you answer! Did you win? Find out inside!
5 Signs That Show You Are Ready For a Credit Card
Owning a credit card may be high on a young worker's to-do-list. However will you be able to handle it properly? Here are 5 signs that will show you if you're ready for a credit card.
How to Save Big on Your Renovation Plans
Now that you've bought your perfect home - or the perfect fixer-upper home - you're looking to spruce it up. Check out our tips on keeping costs down!
Mother's Day: What Did Moms Really Want?
Mother's Day has come and gone but did your mom get her special day; or did the florist merely make a killing?
Guide for Handling Sudden Wealth
Money can become difficult to manage if too much of it comes by surprise. Let us help you in better handling a sudden stroke of luck in the money department....
Practical Tips for Surviving Your First Year of Work with a Limited Income
Are you a fresh graduate? Then, welcome to adulthood. Here are a few handy and practical tips for you to survive in this new phase of your life.
Best Mother's Day Credit Card Promotions
Mother's Day is round the corner...Find out how a swipe can brighten your mom's day with these pampering credit card promotions...
Is Social Media Making You Broke?
Admit it: you spend much more time than you should on social media! But did you know this little habit may be costing you money? We discover the sneaky ways social media makes you broke.
Can You Afford the Additional Costs of Home Ownership?
If you're a first time buyer, you may not realise that buying a home involves a lot more money out of pocket beyond the downpayment. We take a look at what these costs are to help you prepare fully for your new home purchase.
6 Part-time Ways to Make Money
Have you suddenly found yourself out of a job, strapped for cash or making the decision to be a stay-at-home-parent? Here are some ways to plug the need for extra cash without a full-time job.
Should You Buy a Fixer-Upper House?
You've found an steal of a deal on a house in a prime neighbourhood. The catch is, it's going to need some work before you can move in. Should you take it? We break down the steps to deciding if you're ready for a fixer upper.
Best Broadband Plans For Your Wallet
There certainly a lot more broadband plans available today than ever before. We take you through some of the biggest contenders in the market with a lowdown on what you can expect in terms of value.
Factors to Consider When Choosing a Home Loan
Have you found the home of your dreams but now need a good financier to make it all happen? Here's a simple guide to home loans that should get you started.
Simple Money Saving Tips for a Fun Weekend
Looking to have some fun this weekend but worried about all the price increases? Don't give up on your much needed time to unwind - these simple adjustments may be just what you need to help you enjoy a guilt-free good time.
Factors to Consider when Choosing a Home
Choosing a home is a big decision and you will want to do so carefully. We walk you through some of the considerations that can make or break your home selection dreams.
Should You Give Up Your Rewards Point Credit Card?
News reports highlighted that some banks were in the midst of scaling down their rewards point programme and it is just a matter of time before more follow suit. Does this mean it is time to give up the rewards point credit card?
Should You Rent or Buy Your First Home?
Have you thought of getting your first home but aren't sure if you're the buying or renting sort? We take a look at the pros and cons of each option to help you make a decision.
Common Financial Misconceptions Debunked!
There are many misconceptions we subscribe to everyday - and the area of financial management is no exception. We debunk some of the most common myths for you!
Simple Tips to Getting Through the Early Stages of GST
If the sight of numerous empty shelves are anything to go by; Malaysians did succumb to GST buying fever over the weekend. But as today is GST D-Day and bulk buying no longer an option - how will you deal?
3 Ways You Can Use GST on Banking to Better Your Finances
Media reports buzzed with GST news ahead of it's implementation on April 1st; with many highlighting the charging of GST on banking fees. But could these fees actually be good for your finances? We show you 3 ways to make it work.
Tips to Help You Pay Off Your Credit Card Debt
Do you have crippling credit card debts? We have a few tips to help you manage and work towards being credit card debt free.
Everything You Need to Know About Fixed Deposits
A Fixed Deposit is a common investment option due to its high returns, low risk, and insurance protection. But have you heard of a Step-Up FD before? How much do you know about Islamic investments? Read on to find out!
5 Nifty Tricks To Avoid Overspending
Did you break your budget again? These things happen from time to time but if you find yourself in a hock more often than not - it's time to get serious. Be a smart shopper with these 5 nifty tricks to keep from overspending.
4 People Who Should Not Apply For a Balance Transfer
Balance Transfers are a great way to manage credit card debt, but are they the best solution for everyone's money trouble? Are you the type of person who is not capable of using a Balance Transfer properly?
Which Should You Choose to Save More For Retirement: EPF or PRS?
With an increasing number of Malaysians citing concern about the sufficiency of their retirement funds, we explore the pros and cons of bolstering your retirement funds with a voluntary additional EPF or PRS contributions.
Is It Expensive to Launch a Startup?
Does it take a lot of money to launch a start-up? We demystify 'bootstrapping' and give you an introduction to other funds available for founders to kickstart their outfit.
Is Your Partner A Good Financial Match?
What do you consider when looking for the right person to spend the rest of your life with? One of the most overlooked criteria is having financial compatibility. Here's how you can gauge that in just 5 steps.
The Great MATTA Fair 2015 Review
To give you an idea of what to expect at this weekend's MATTA Fair, we sent one of our writers to the MATTA Fair today to check out the biggest travel fair in Malaysia.
Income Tax Guide 2015
The tax season is here once again. Wade through the complexities of your tax filings with our comprehensive yet simple guide for tax assessment year 2014.
Paying Income Tax with Your Credit Card: Yay or Nay?
LHDN has begun accepting filing submissions for income tax 2014 along with a new mode of payment: credit cards. But not everyone is pleased.
Are You Financially Ready to Freelance Full Time?
Everyone hopes to enjoy the sweetness of working at home in their sweatpants and being their own boss. Freelancing seems like a feasible career option but are you financially ready for it?
Finance Tips from the Rich and Famous
These super rich tycoons seem to hold the secret to everlasting wealth. But is there really a secret? We scoured the net for their best-loved finance advice quotes to see if there really is a magic wealth pill!
Money Saving Hacks
With the impending GST implementation and the price hike that follows, here are few methods to save money without compromising your living standards.
Frequently Asked Questions About Credit Cards
Do you have questions about credit cards or are you looking to apply for your first credit card? Check out our FAQ on credit cards for all the need-to-know information.
4 Things Worth Spending on
We are always told to save and be careful with our spending. But there are some things worth spending on. Here are 4 things that is often worth the money paid (and more).
4 Times an Emergency Fund Will Save You
Life is filled with all kinds of experiences; both good and bad. But there are those that are decidedly expensive. Here are situations in which you will be glad you had an emergency fund.
Money Lessons I Learned from the Lord of the Rings and the Hobbit
Watching movies are fun; but it's even more fun when you can learn life lessons and justify the 18 hours you spent watching it. Here are money lessons I learned by watching Lord of the Rings and the Hobbit.
4 Factors to Consider Before Getting a Balance Transfer
Balance transfers have been touted as the solution to your credit card debt woes but will it really work for you? Consider these factors before applying.
6 Weirdest Things Ever Done with a Stolen Credit Card
Having your credit card stolen is traumatic enough but if you aren't quick to notice it's absence and cancel it - you might find yourself looking at a bill for some really strange purchases.
The 7 Deadly Sins That Kill Your Finances
Finding yourself strapped for cash each month? Here are seven deadly sins that might just be the reason for your financial peril.
Where Can You Spend Your Bitcoins in Malaysia?
Just last week we explained the concept of bitcoins - but where exactly are these virtual riches useful? We show you where you can spend your magic internet money.
Magic Internet Money, or Bitcoin, for Muggles
Bitcoin has been getting more and more attention lately, with a slew of large household names adopting bitcoin payments over the previous year. But does the concept stump you? Check out our simple guide.
How Much to Give in a Chinese New Year "Ang Pow"?
Can't decide how much to slip into "ang pow" packets this year? Whilst it's great fun to receive them; the payout can be daunting as you wonder how much to give and if you have enough for everyone.
5 Questions to Ask Yourself Before Applying For Credit Card
Have you been thinking of signing up for a credit card? To find out if you're ready, here are five questions you should ask yourself.
Dude, Where's My Credit Card?
So the horrible has happened: your credit card has gone missing. It happens to the best of us. But before you go into a stricken frenzy; here are the steps you need to take to make it all a-okay.
What Games Can Teach You About Finance
Games are more than just fun pastimes or hobbies. In fact, personal finance lessons abound. Check out some of the money lessons hidden within games you've probably not noticed.
4 Reasons Why You Didn't Get the Best Fixed Deposit Rate From Your Bank
Fixed Deposits lately come with advertisements of super high, attractive interest rates but many people eagerly sign up only to find they didn't get the rate thought they would. Here are four probable reasons why that happened.
A Guide to Sending Money Overseas
Sending money overseas can be tricky. In this simple guide, we explore some of the most common ways you can do this, as well as their pros and cons.
6 Surprising Things You Can Rent in Malaysia
Renting is not a new concept by any means and the usual items on rental are such as homes; rooms; cars; books and even videos. But when we scoured the web we found a list of more surprising items you can rent in Malaysia.
5 Reasons You Should Scrutinise Your Bills and Statements
No one really likes looking too long at bills or statements and with the encouragement of online billing - fewer are even bothering to look at it at all. But skipping over these itemised billings may not be the best idea.
How Procrastination Can Be Good For Your Money
Procrastination is hardly ever talked about in a positive light but there are times when it can be good for your money. We show you five instances in which stalling can be the best thing you can do for your finances.
Lesser Known Ways to Score Cheaper Holidays with Your Credit Card
Your credit card isn't just useful as a payment tool or even for the usual methods of collecting rewards points and airmiles. Beyond the usual; there are lesser known ways to score cheaper holiday deals on your CC.
4 Money Reasons to Celebrate January 2015
With the fall of the Ringgit and the global oil crisis; you might wonder how one could possibly celebrate January 2015. But we like to search for silver linings - we found four which might give you just a little reason to smile.
Getting to Know the Skim Rumah Pertamaku (SRP)
The Skim Rumah Pertamaku was established to help low to middle income first time home buyers to purchase their first property. If this sounds like just the scheme for you; check out our quick guide to what it's all about.
A Guide to the Private Retirement Scheme (PRS)
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
Should You Invest in Property?
Many people view property purchases as an investment. If you're thinking of getting your hands on a piece of the real estate pie as a long term investment then here are some basic pros and cons to remember.
A Quick Guide to the PR1MA Housing Scheme
The PR1MA Corp has just announced that a handful of new housing phases across the country are now open for booking. If you're in the middle-income bracket and looking to purchase a home this might be just the scheme for you.
5 Things Your Insurance Agent May Be Keeping From You
Insurance is big business and few people can deny the usefulness of having a policy. But are things always as they seem? We dig out the 5 things insurance agents may not be telling you.
3 Fun Things You Can Do to Help the Malaysian Economy in 2015
Yesterday, the Prime Minister announced changes which will be made to the 2015 Budget to face the economic challenges early 2015 served us. As we read the PM's speech we actually found 3 fun things Malaysians can do to help too!
Budget 2015 Revised to Meet Economic Challenges
The 2015 Budget revealed in October 2014 has undergone some revision to take into consideration the economic challenges 2015 has brought. We share the highlights with you here.
Dealing with Debt in Marriage
When you get married you agree to accept your partner completely: the good, the bad and the baggage. Sometimes, this includes a mountain of debt. Will you be able to deal with the added responsibility or will debt do you part?
Can You Afford Your Bucket List?
Since the 2007 movie of the same name won us over; the Bucket List has grown to almost cult status. Whilst it's awesome to have a plan of all the wonders you want to see in this life; have you wondered if you can afford it all?
Most Common Lies Retail Salespeople Tell You (and What They Really Mean)
Shopping: it's truly a national pastime! We all love a good dose of retail therapy and if you've done it as often as we have - you would have come across these lies most retail salespeople tell you to close a deal!
Top 5 Malaysian Money Myths to Discard
Money myths abound everywhere and you may have read generic myths online. But we're honing in on the misleading money myths Malaysians are exposed to that you can safely 'delete' from your brain (or take with a pinch of salt)!
All you need to know about Investment Linked Plans
Investment-linked insurance has become a new staple in the industry. But should you jump on the bandwagon? If you've thought about an investment linked plan and wonder if it's the one for you; read this first!
The Sneaky Added Costs of Ordering Online
E-commerce has made buying and selling just a whole lot better. Borders come down and local stock issues disintegrate as we can buy anything from anywhere with a credit card and a click. But the convenience comes at a price.
4 Reasons Why Women Need to Buy Women Specific Insurance
Insurance policies are important for both men and women but why do women need to buy lady-specific policies? We look at four reasons why you should opt for insurance policies designed just for women instead of generic coverage.
10 Realistic Financial Goals to Hit by 30
Personal finance sites can be filled with unrealistic advice for the average wage-earning Malaysian youth. You don't have to feel like you failed if your finances aren't perfect. We give you some realistic goals to aim for.
BLR to Base Rate: What Does This Mean For Your Home-Buying Dreams?
As of January 2, 2015; home loans are pegged against an internal base rate as opposed to the Bank Negara set Base Lending Rate. But what does this change mean for your home-buying dreams?
Things You Should Know Before Deciding to be a Stay-at-Home Parent
Taking on a new job as a full-time parent allows you to have your child under your watch. But is your household financial health able to bear the cost of a halved income?
3 Ways to Get Your Finances on the Right Track
Are you having trouble saving or worse, piling on debt month after month? You don't have to live like this. Here's how you can stop being your own worst financial enemy in just three steps!
What are Your Costs as a Landlord in Malaysia?
Being a landlord is no easy task and there's no special Landlord School to go to for first-timers. Learn how to rent out your property with our checklist of responsibilities and costs for folks looking to earn rental income.
3 Things Happening in 2015 That Will Affect Malaysians' Finances
Happy 2015 everyone! Whilst some of you may be aware that these are happening - we've compiled some of the big changes that will be affecting your money in 2015. You'll want to remember these in your yearly finance plans!
Will Your Insurance Policy Have Your Back in a Flood?
As waters in some parts of the areas in Peninsular Malaysia affected by flood recedes; the monumental task of cleaning up and rebuilding is on victim's shoulders. Some may have thought they could rely on insurance but can they?
Restart Your Credit Rating in 2015
Is one of your resolutions to build a better credit rating in 2015? Let us help! We tell you how to prettify your credit sheet in the coming year.
4 Things You Should Buy After Christmas
We may not have Boxing Day Sales in Malaysia but some things can still get pretty cheap after the festivities. We tell you about the 4 things you should wait til after Christmas to buy!
What Will Malaysians Be Doing on Christmas Day?
On the public holiday of Christmas; not a Malaysian was stirring. Most would be curled up in bed with a food coma from feasting! But jokes aside; what will Malaysians be doing this Christmas?
"Why I Didn't Buy You a Christmas Gift This Year..."
It's Christmas Eve; and if you haven't a present purchased yet, you're not alone. Some folks are giving up gift-giving and here are the reasons why.
Tips on Using Your Credit Card for Holiday Shopping
The ringing of the cash register during the holidays is almost certainly followed by the swiping of a credit card at the till. But before you whip out your card, check out our tips on using your plastic well this festive season.
5 Last Minute Spends to Reduce Your Income Tax
The year is almost ending and you're getting into the swing of shopping for Back to School Essentials or Christmas. Before you do, check out our shopping suggestions that will fill your cart and reduce your income tax in one go!
10 Non-Money Perks at Work We'd Like to See
It's almost the year end and some of you may be looking forward to big bonuses. For those of you not lucky enough to receive one ; we've compiled a list of non-money perks you could ask your boss (or just slip him this article!).
6 Money Mistakes You Make During the Holidays and How to Avoid Them
The holidays can be an expensive time even if you plan everything well. But when you don't, you risk losing a lot more than you bargained for. Here are 5 money blunders people make during the holidays and how you can avoid them.
What Does it Mean to Be a Guarantor?
Many readers have asked us about what it means if they have agreed to be a guarantor for someone. In this article we answer that question and give you some advice on what you should do if you are thinking of becoming a guarantor.
Last Minute Christmas Hacks that Won't Leave You Broke
Christmas is just 9 days away and if you're behind on your Christmas preparations; you'll be tempted to overspend to get things done. Don't fret, this quick guide should help you prepare in a jiffy without damaging your wallet.
Getting Your Credit Report (CCRIS) From Bank Negara
Last week's article brought up how you could clear yourself from being "blacklisted". Wondering if you're on that list? Here we tell you how you could get your credit report in a few easy steps.
Free (or really cheap) Exercise Tricks to Keep Healthy
Getting fit doesn't need to mean expending thousands a year in gym memberships or taking huge chunks of time out of your day. We list some of the cheapest ways to get fit without losing weight in the wallet as well.
Creative Gift Ideas To Save Money For Christmas
Christmas is just peeking around the corner and you're probably rushing to find those special gifts. But this festive time can also be murder on your wallet. Check out our creative gift ideas for those of you broke this Christmas.
What the Biggest Cons in History Can Teach Us About Scams
Everyone is out to get your money! Conmen aren't scrupulous. So how do you avoid getting scammed? We look at some of the biggest cons in history to see what we can learn from the best tricksters that ever were.
Can You Afford to Have a Baby in Today's Malaysia?
Everything is getting more expensive these days and having a baby is no exception. Whilst you may think you are emotionally ready for a child: are you financially ready? We check the real cost of newborn Malaysians
Steps to Clearing Your Bank Negara Blacklist Status
The term 'blacklist' strikes fear in many Malaysian banking customers. Here we tell you about the dreaded Bank Negara Blacklist and how you can clear your blacklist status.
Personalise the 'Face' of Your Maybank Debit Card
Need a change from the usual cherry design or Superman Maybank debit card? Maybe you're more of a mango kind of girl or Batman kind of guy. No sweat, now you can put anything you like on the face of your Maybank debit card!
3 Silly Ways to Avoid GST
GST is coming soon and you might be concerned that it will mark the end of your shopping sprees in one of Malaysia's many malls. We thought up some silly ways you can avoid GST. Well, maybe not that silly..
Budgeting Tips for the Perfect Holiday Season
December is already here, which means the start of Christmas celebrations; New Year parties; and school holiday trips. This also means a time of spending money! Don't go broke before 2015 by creating a budget with these tips.
What To Do When The Airline Loses Your Luggage
The thought of losing your baggage after a flight is a nightmare every traveler dreads. It's so important to be prepared. Read on and find out what to do if this happens to you - how to get your luggage back or get compensation!
Money Reasons to Love the Year End
2014 is coming to a close but instead of being melancholy over time passing you by, rejoice in the fact that your pocket may be fuller at the end of the year!
What is a Survivor Clause and Why Should You Have One?
A survivor clause in an ownership agreement, like a mortgage, could save you a lot of headache in the event of the sudden death of your wife, husband or partner. We explain how this works to protect you.
Prenuptial Agreements in Malaysia: Your Questions Answered
It's not the most romantic idea but prenuptial agreements can be useful in the event of a sticky divorce. If you're thinking of drawing up a prenuptial agreement; you may have many questions. Let us give you no-nonsense answers.
How To Get Your EPF Statement Online
Don't know where or how to get your latest EPF statement for that personal loan or credit card application? We'll tell you how easy it is to set up your i-Akaun online on the KWSP website!
5 Insurance Myths You Need to Bust Now
Think you know all about your insurance? What you know might be wrong. Read on as we debunk 5 common misconceptions and beliefs about insurance policies.
Death or Divorce: What will happen to your Joint Account?
Having a joint account is useful when paying collective bills but in the event of death or divorce - what happens to your money? Here is what you need to know to avoid getting locked out from your joint account
The Real Truth: Petrol Subsidy Removal
Just as we're glad that market fuel price is expected to fall, the government has decided to remove fuel subsidy on December 2014. As puzzling as this may seem, we reveal reasons behind this sudden measure.
Score Free Eats for Your Kids at These Top Restaurants
Eating out is expensive enough without having to order adult sized portions for your child. Never pay for a kid's meal again at these top restaurants where kids eat for free!
Should You Buy a Car or a House First?
Many fresh grads starting out will be asking this question - should they buy a house or a car first? The answer, may not be so simple. We take a look at the pros and cons for each option.
5 Money Reasons Why Growing Older Rocks!
There's no youth potion but there's the young at heart. Let's embrace aging and celebrate the perks of being retired. Here are 5 money reasons why growing older rocks!
4 Things We Hope Will Be Free in Malaysia Soon
As we head towards the government's vision 2020 we thought of the top 4 things we would like to see made free for citizens in the bid to attain developed nation status! Have a read and let us know what you think in the comments
5 Things You Can Buy if You Can't Afford a House in Malaysia
Buying a home in Malaysia is becoming an elusive dream for many due to higher than high property prices and stagnant wages. So what kind of abode is a person to buy if they cannot afford an actual house?
6 Credit Card Mistakes You Should Avoid
Credit cards can be useful and rewarding but using it unwisely will put your life in a whirlwind. Need a wake up call? Check out the 6 credit cards mistakes you should avoid.
Why China's Spurned "99 iPhone 6 Proposal" Man Still Wins the Internet
A man in China bought 99 iPhones as a proposal gimmick and was shot down. But what he's done is smarter than you may think. We tell you why: regardless of her answer he would still win.
The Malaysian Auditor General's Report 2013: a Financial Love Letter to Government Ministries
Media has been abuzz with snippets on the Auditor General's Report for 2013. How has our Ministries been spending public funds? We take a 'light' look at some of the highlights of the report.
How to Furnish Your New Home Without Going Broke
Buying a new home is expensive as-is but furnishing it could be the final nail in the coffin of your already strangled bank account. Here's a quick guide to payment options as well as tips on finding the best furniture deals.
Credit Card Beauty Pageant: Which is the Hottest Card in Malaysia?
You probably know the benefits of your card (and if not, bookmark our site!); but how does it measure up in the beauty stakes? We take a look at the best looking credit cards in Malaysia waiting to hang onto your trouser pockets!
5 Times You Absolutely Need to Ask About Terms and Conditions
Much like the Vietnamese Tourist who bought an iPhone 6 in Singapore; you could find yourself stuck with a nightmare bill or recurring charge if you don't pay enough attention to the Terms and Conditions of your purchase.
Your Insurance Could Cost You a Tycoon's Divorce Settlement
Getting divorced? Your insurance policy could cost you greatly if you're not careful. Here's how you can avoid a Tycoon-like settlement through your insurance via some simple steps.
How to Use Opportunity Cost to Make Better Spending Decisions
Opportunity cost isn't just a boring term for economists with little value in everyday life. Let us show you how using the basics of the opportunity cost analysis can help you make better money decisions.
Halloween Special - Scary Things You Can Do With Your Money
It's Halloween and you're probably looking forward to a spook-tacular night! We've listed some of the scariest things you can do with your money and all of them are priced as a bargain!
Best Credit Cards for Airport Lounge Access
If you're a frequent traveller, you may have thought of getting yourself a membership to airport premium lounges. Let us do the work! We tally the scores and present some of the best cards in Malaysia for airport lounge access.
Start Your Own Website Cheaply
Having an online presence is not just important, it's become a business non-negotiable! But whether you are a budding entrepreneur or simply a blogger with a passion - we show you how to start a website without piles of money.
Will Your EPF Be Enough For Retirement?
The question has been raised many times before but here we show you a simplified way of calculating whether your EPF will be enough for retirement.
Price Wars: Cheapest Mart
Need a pack of toothpaste, razor blades, or a can of cat food? Don't sweat it: neighbourhood convenience stores are on hand to help. But of course, convenience comes at a price. Find out just how much in our Mart Price Wars!
GST In Malaysia – Are you Ready?
There has been much talk about the implementation of Goods and Service Tax ( GST) in Malaysia. How will it affect the overall economy but more importantly; how will it affect teh tarik prices? Let us break it down for you.
The Biggest List of Money Saving Tips on the Web
The internet is filled with money saving tips for many different areas in your life but why trawl hundreds of webpages to find them? We've compiled some of the best money saving tips (some of these may be familiar) in one place!
Should You Upgrade to the Apple iPhone 6?
Apple's latest iPhone 6 is a great hit in other countries, but should you really save up your hard earned money to purchase one for yourself? Here's the lowdown on whether you should upgrade to the Apple iPhone 6 - or not!
Who Benefits From Budget 2015?
Budget 2015 has been unveiled and by now you may already be familiar with the highlights of what was announced. Let us answer a more important question: Who really stands to benefit from the 'People's Budget' of 2015?
RM2,500 Fresh Grad Salary: Why it's Not a Question of Enough
Much has been said about the fresh graduate salary of RM2,500 but should it be a question of something as subjective and open to opinion as 'enough'? Is RM2,500 really enough to live on?
What You Can Expect From Budget 2015
As we wait mere hours away from Budget Announcement today; we bring you some of our predictions for Budget 2015.
Property Prices in Malaysia: Can You Afford Them?
As many Malaysians bemoan the prices of property and the demand for affordable homes grow: we look to find out just how high the prices are and how much it will take for you to own your home. Can you afford a house?
7 Government Subsidies You Could Be Missing!
The removal of petrol subsidies is on everyone's mind, so we bring you some lesser known subsidies and benefits offered by the Malaysian Government. That could be good news for your pocket if you know how to use the knowledge
8 Funniest Items on the GST Exemption List
We finally got our hands on the list of items that Government says is exempt from GST. Check out some of the funniest entries and see what won't be charged GST!
Should you Apply for a Balance Transfer Programme to Cut your Credit Card Debt?
Are you up to your eyeballs in credit card debt? A balance transfer could help you escape from crushing compounding interest, but is it the best solution? Read our tips for choosing Balance Transfer credit cards.
Petrol Price Up Again at Midnight: RON 95 to Cost RM2.30 per Litre
Just as we're talking about more changes to the fuel subsisdy structure - the government drops another bomb. Price of RON 95 fuel will increase by RM0.20 to RM2.30 per litre.
Tiered Petrol Subsidy: The More You Earn the Less You're Allowed to Drive
Like the tiered levels of Dante's Hell, the Government is proposing a new plan for petrol subsidy which limits the amount of petrol people earning above RM5,000 can buy at the subsidised rate.
Tips and Tricks for Shopping Online
Online Shopping is here to stay and can only get oh-so-much better with time. Check out our tips and tricks to scoring super deals and keeping your financial details safe when shopping online.
Alert! Your Online Banking Account Could be Compromised!
Beware of Zeus’s lightning bolts, because they are attacking your smartphones! A new virus named after the Greek God is targetting online banking users accessing their account via their smartphones.
I Chat Up Women on Tinder to Build My MLM Business
Social media has made easier than ever for businesses to reach their target market. But who thought we'd see the day when a dating app would be used to recruit downlines for an MLM business? Truth is stranger than fiction.
Singles and Retirement: Don't be Forever-on-Loans
Almost every portal preaching about retirement planning must-do's will talk as if everyone is destined for marriage and the dual-income household. We're not. We're going to tell you how to rock single retirement like you should!
Real Property Gains Tax in Malaysia - What, Who, Where, and How Much
Do you have a property or two that you’re thinking of selling? In that case, you should know more about Real Property Gains Tax, or RPGT, in Malaysia.
What's the real difference between RON95 and RON97 Petrol in Malaysia?
You've heard the terms RON 95 and 97 as types of petrol in the media so often but do you really know what the difference between the two is and why one costs more than the other?
What You Need to Know When Cancelling Your Credit Card
Have you thought about cancelling a credit card (or two)? Before you do - read this quick guide on what you need to know (and consider) before cutting your cards up!
Are Reward Point Credit Cards Worth the Effort?
Some days ago we looked into Petrol Credit Cards and what you can expect from them. Join us now as we explore the world of the 'timeless' Reward Point Credit Card to see how worthwhile a card it is to have.
No more "Butts" - Stop smoking and Save up Instead!
Smoking kills – your bank account! Find out just how rich you would be if you save up instead of condemning your lungs! You might save enough to buy a Ferrari!
Are Fuel Cards Worth It?
Fuel cards claim they can save you money as you spend on petrol, but are they really worth the effort? We put fuel cards to the test so you can decide whether they'll give you more gas for less money!
Should you take on a personal loan to pay off your credit card debt?
Have a mountain of credit card debt that you’re dying to flatten out? Some of us resort to personal loans to get rid of the mountain debt. But is this the right move, financially?
10 Tips to Writing the Perfect Will
If you're new to will-writing; check out our ten top tips to creating the perfect will. Leave nothing to chance; or the wrong nephew. Write a water-tight will!
What it Means for Your Money When Banks Merge
Bank Merger Fever is gripping on the Malaysian commercial banking sector once again. It is important to find out what steps you can take to make sure your money is safe and sound!
Brokeback Budgeting: Life Hacks for Leaner Months
Car broke down? Rental shot up? Suddenly twisted an ankle? Whatever the cause, there may be some months where you find yourself broke. You're not alone on the range - we show you how to survive those leaner months.
Top 5 Highest Paid Fresh Graduate Jobs in Malaysia 2014
Having trouble deciding which career path to take? We might just have something that could help you out! Let's take a look at the 5 best paying fresh graduate jobs in Malaysia in 2014.
Cheap Petrol! RON 97 Down 10 sen to RM2.75!
We've great news to share- RON 97 has dropped down to RM2.75. Find it hard to believe? You are not alone.
Apple iPhone 6 In Malaysia – The Rumours So Far
The Apple iPhone 6 is coming our way - Will it be bigger, better, and much more expensive than before? We've got the rumour roundup to excite your inner Apple fan boys and girls!
5 Reasons You Should NOT Go to the MATTA Fair this Weekend
Thinking of heading to the MATTA Fair this weekend? Before you decide, check out five reasons why you probably shouldn't!
Marriage - For Richer or Poorer?
Are you ready to take your relationship to the next step? Here are the 5 financial topics you should discuss with your sayang before you head out onto the wedding aisle.
Frequently Asked Questions About Medical Insurance
Unfamiliar with medical insurance? If you don't know what "co-insurance" is, or how your premiums are determined, you're not alone! Read on to equip yourself with the knowledge to seek out the best policy for your needs.
Two-Faced Credit Cards: Friend or Foe?
Like a double edged sword, a credit card can be a friend when making a purchase or a foe when you struggle to pay the bills. To come out the winner, you must understand all the risks and benefits that come with paying on credit.
Broadband Internet 101: How To Choose A Service Provider
So you want internet - but who wouldn't? We've put together a simple broadband guide to put you up to speed with the latest in broadband technology and identify the best deals for you, whatever your circumstances.
BFM Speaks to RinggitPlus: How Rising Interest Rates Affect Consumers
Will the increase in Overnight Policy Rate mean significantly higher interest fees for us average Malaysians, or is it too small a change to make any impact? RinggitPlus CEO Hann Liew shares his view on the matter.
How To Cari Makan With RM50 A Week
Anyone can save a little money on weekly groceries, but doing so without resulting to cream crackers for dinner can be a challenge - or is it? Read on to find out how you can stop overspending at the supermarket!
6 Useful Tips For Better Budgeting
Budgeting may sound like a drag, but being neck deep in debt is much worse! Stop living from pay-cheque to pay-cheque - teach yourself to harness the power of your finances and achieve your goals!
Think Twice Before Using Your Credit Card On These Purchases
It can take years for you to build up good credit, but missteps like these can destroy all that hard work in one-fell-swoop!
The Difference between Gold, Platinum and Premium Credit Cards
Ever stare at a credit card catalogue and wonder what the differences were between Gold, Platinum and Premium credit cards? Its' actually not as complicated as you may think!
Why Starting An Emergency Fund Is A Good Idea
Building up an emergency fund, if you haven’t already, is one of the most important things you can do to help your finances. Start saving today!
10 Reasons To Own A Credit Card
Having a credit card is very much like owning a sharp tool - dangerous in the wrong hands, but a very useful financing tool if used for the right purposes.
How To Make The Most Of Your First Salaried Job
A crash course on essential money tips for all young working professionals out there. Learn to control debt, plan for retirement, avoid overpaying the taxman, and most importantly, enjoy life!
5 Things You Need To Know When Financing Your Car
Do your research before heading out to the car dealership! Here's a checklist of things to look out for when shopping for a car loan - get the best interest rates, pay affordable instalments, and look out for late payment charges!
Protecting Yourself Against Insurance Fraud
Insurance fraud doesn't just affect insurance companies, it also affects consumers as well. Best to be extra cautious when applying for an insurance policy in order to avoid being another statistic of this white collar crime.
Insurance Strategies For Every Stage in Life
As your life changes, so should your insurance needs. Whether you're walking down the aisle, or hanging the towel for retirement, it's important to protect your most valued assets with the right amount of coverage.
Making a Nomination in Life Insurance Explained
Making a nomination in your insurance policy is important as it can speed up the time it takes for your insurance company to pay out in the event of your death.
How To Make A Complaint Against A Financial Institution
Got beef with a bank or insurance company that can't be resolved? Don't sit around and sulk, get off your behind and make a complaint to these departments!
Converting Reward Points To Air Miles For Free Flights
Convert your credit card reward points to air miles and save money on flights and other travel services!
Top Free Travel Insurance Credit Cards in Malaysia
Want to book your next holiday on credit? Some credit cards offer complimentary travel insurance when you charge all your travel arrangements straight to your favourite piece of plastic. Read on to see which we think are the best!
Your Credit Score - The Deciding Factor On Your Loan Approval
The credit score should be a concern for anyone who wants to borrow money from a financial institution. At the end of the day, this score becomes the deciding factor on whether your loans gets approved or rejected.
Top 5 Travel Insurance Plans For Travel in Asia
We've done a little digging around to get you the top 5 travel insurance plans in the market. Whether you want low premiums, comprehensive coverage, or simply just want to keep yourself protected, we've covered them all!
Easy Payment Plans in Malaysia Explained
Ever wanted to buy something expensive but not fork out a huge chunk of cash instantly? An Easy Payment Plans lets you do just do that and can even save you some money in the process!
Top 5 Current Accounts In Malaysia
Read on to find out our top 5 handpicked choices for the best current accounts in the market. Whether you want to earn high interest, online banking, overdraft, or simply want to keep your money safe, we've covered them all!
An Introduction To Critical Illness Insurance
Eliminate your financial concerns with a critical illness insurance policy. Whether it's a serious medical condition such as cancer, heart disease, or kidney failure, a CI policy has got you covered from head to toe.
What You Need To Know About Current Accounts
Are current accounts only for business? With so many benefits to offer, such as overdrafts, cheque books, and even the option to earn interest on your current account balance, maybe it's time to rethink your banking!
How To Insure Your Home Loan: MRTA or MLTA?
You can insure anything these days, from your car or bike to your home contents or holiday, but did you know you can insure your mortgage too? Read our basic guide to MRTA and MLTA and find out which option is best for you.
How To Safely Shop Online With A Credit Card
Online shopping is steadily picking up, especially among the young. But does the average Malaysian know how to safely guard their credit card and online banking details safe from the evil clutches of online scammers and hackers?
Credit Card Travel Insurance vs Regular Travel Insurance
What's the difference between Credit Card Travel Insurance and Regular Travel Insurance? Read on to find out
Should You Buy More Than One Medical Insurance Policy?
Having one medical insurance policy is important to cover those sudden illnesses and big hospital bills but do you need more than one medical insurance policy?
Hotels & Credit Cards: How to get the best deals
Malaysia might not have Hotel Credit Cards to help score you better deals when booking a room, but there are still ways to make the best out of your current credit card when you're planning a holiday or business trip.
Standing Instruction vs. Direct Debit - Is there a difference?
Which option should you go for? Both essentially accomplish the same thing, and while the difference might be subtle, it would probably be worthwhile knowing the difference between the two.
What can I do to improve my Credit Report?
Bad debt weighing you down? Keep calm and read on for our tips on how to improve your credit report.
Travel Insurance Explained
Wondering if you should opt for travel insurance on your next trip? We've come up with a quick guide to help you decide!
A Savings Account For Every Stage of Your Life
You may know what a savings account is generally, but what is the difference between a basic savings account and a senior savings account? Read on to find out!
A Guide To Different Types of Credit Cards in the Market
Are all credit cards identical? No! Read on to find out more about the different types of credit cards available in the market.
3 Ways You Can Screw Up Your Life Insurance Policy
Think that you're covered for life? Better think again! Here's 3 ways that you could screw yourself out of your life insurance policy.
What You Need To Know About Car Insurance
If you dream to own a car, you'd have to get your motor insurance sorted, whether it's third party only or comprehensive protection. You like to drive fast, but what happens when you lose control and crash?
5 Things Not Covered By Medical Insurance
Surprise, surprise! Medical Insurance doesn't cover you for everything. Prepare yourself by checking out our list of 5 Medical Insurance Exclusions.
What happens if you do not pay back your Credit Card Debt?
Having insufficient financial resources to tame your unrestrained financial spending can lead to some major consequences. Let's take a look at what exactly happens when you miss your credit card payments.
7 Things that aren't Covered by Travel Insurance
Most people don't bother to look at the fine print when they sign up for a travel insurance. Here are some common exclusions and exceptions that we have found. Do consider them before you plan your next trip abroad.
Why you should not get a second credit card
Feel like getting a Second Credit Card? Stop! Think it Through, because Depending on your Spending Habits, You might Not Need one after all.
8 Reasons Why Your Credit Card Application Got Rejected
Wondering why your latest credit card application got rejected? Fret not, here's eight reasons why the bank might have given you the cold shoulder.
Should you dump your savings account for a fixed deposit?
Savings accounts may be useful when you need the money in time of need, but the interest rate is pretty low. Why not opt for a fixed deposit instead?
How to Tell the Difference Between A Current Account and Savings Account
Current accounts and savings accounts are the two most common types of checking accounts offered by banks - but what exactly is the difference between the two?
Fixed Deposit Variations - Step Up and CASA Bundling
Spot an unbelievable rate for a Fixed Deposit? Think again! We take a look at some of the methods banks use to inflate their interest rates.
The Difference Between Islamic and Conventional Fixed Deposits
Ever wonder what's the difference between a Conventional and Islamic fixed deposit? Well look no further because in this article, we'll be exploring the differences between the two.
How to Decide Between a Debit Card and Credit Card
Still debating whether or not to get a debit card or a credit card? You no longer have to, as we explain to you the pros and cons for both card types.
Can a balance transfer cut your credit card debt?
There may be times where you find yourself deep in debt and paying your credit card bill becomes a challenge. If this speaks to you, a balance transfer may just be what you're looking for.
Credit Card Tiered Interest Rates Explained
Have you ever looked at your credit card statement and wondered how your finance charge is calculated? All will be explained in this article.
Credit Card Splash and Dash
Start paying and stop borrowing - check out this sneaky trick to earn cashback on a RM10,000 purchase with a RM2,500 limit credit card
Bad habits that may be costing you financially
We take a look at some common financial mistakes and how you can save that money for better use instead.
Top 5 Credit Cards for the Young Professional
Have you recently started your first job? Let's take a look at the top 5 credit cards that will guarantee to manage your busy lifestyle.
3 Premium Credit Cards for the Malaysian Tycoon
This is the big league, boys. We take a look at 3 of the most exclusive credit cards in Malaysia only available to the most discerning tycoon.
Stretch your Ringgit when Shopping for your new Laptop Computer
The complete guide to how to choose the best computer that matches your budget. Have a read of our step by step guide to make the most of your Ringgit!
Top 5 Tips To Save On Airline Fees With A Credit Card
Airline fees are known to be notoriously sneaky and they almost never give you the full price initially stated. Well did you know that credit cards could help you cut down some of the costs?
Should you rent or buy a home?
Buying a home is a big decision. There are many factors you will consider such as how many rooms you should have or how many drive-ins are nearby. But more importantly - consider t
