Find out if it is indeed a wise choice to raise your credit limit and gain access to even more funds with our in-depth look at credit card limits.
If you are still on the fence about which path to take for your children to receive top-notch education, you’re going to want to read this!
Find out the many different ways to ‘socially invest’ in worthy causes for high-returns of warm, fuzzy feelings!
Some transactions are best done with a credit card for extra security and special perks. Swipe yours when paying for these goods and services!
Getting your set of wheels in top shape does not need to be difficult or expensive. Here are some easy-to-follow steps and instructions for basic maintenance!
Before you walk down the aisle, take some time to talk to your future spouse about the thing that makes the world go round – that’s right – M-O-N-E-Y!
Being offered cash back and cash rebates are completely tempting when making a purchase – but did you know that these rewards are not always the same?
There are tons of promotions and discounts available for even us non-schooling big kids to enjoy! We’ve listed them out just for you!
Celebrating the new year but not keen on all the hassle of driving out or throwing a pricey party? Try out our budget ideas instead!
With everything we've learned in the past year, it's time to set a new list of money resolutions to help us be better financially in the coming 12 months!
How are you supposed to take care of your debt if you don’t even remember taking it on? Here are some common ones you may have forgotten.
Learn about potential scams that try to solicit your bank account details and how you can protect your information.
Quality beauty and personal care supplies can cost a ton of money but we’ve found homemade substitutes to help you stay pretty at a fraction of the cost! Check out these winning tips to DIY your beauty kit.
Why break the bank buying things for friends and family, when you can be more creative and personal with these cheaper alternatives?
Planning to buy some board games this Christmas? We show you how to make it personal (and save a lot of money) by making your own!
There certainly is something magical about snow during Christmas – and now there is a way to teleport your home right into the North Pole on the cheap!
Sure, buying each other gifts is a time-honoured Christmas tradition, but is it really something that makes sense for us to do if we're all broke? Let's discuss this!
Are you planning on a destination for your next exciting vacation? We’ve found a few amazing spots where you can take off to beat the crowds.
Do you have an American Express card but are not quite sure where it is accepted? We’ve got you covered with a tidy list of places that say yes to Amex.
The smell of fresh laundry is heavenly, but the cost to clean – not so much! Find out which of these laundry options provide the most value for your hard-earned cash.
We're always looking for cheaper lodging when on our international excursions, so here are some useful tips on how to do just that!
Whether you’re a clothes horse or sensible shopper, you’ll want to read this before you head out on your next clothing supply adventure.
Want to go on holiday but figuring out all the stuff beforehand is overwhelming you? Don't worry, you can plan most of your trip right from Google! Here's how...
Wherever you plan to travel, one thing is for certain – you will need money. Read on to find out the safest options available to carry legal tender overseas.
With travel season coming up, we thought it would be fun to share with you the different kinds of meals different airplanes from different countries serve their different passengers!
Pets are not for making money, but there are fun things you can do with them that happen to also make you money. Here are some things you can do for both fun and profit with your pets!
We all drop or misplace our cash once in a while. But you don't need to tear your hair out or retrace your steps for hours if you know to look in the most common places people lose their cash!
Whether you're upgrading to a new device or your old one is just way too old, there's no reason to contribute to landfills with them! In fact, here's a list of what you should do instead!
You may be a loyal customer of a certain bank – but can it pay to have more than one account in other banks as well? All signs point to yes!
Which of these internet connection services provide the best value for your money? We’re comparing the quality and budget-friendliness of the two to find out.
Going to work every day can have its perks – but some companies are really going above and beyond to reward its employees! Find out about the cool work benefits you’ve been missing out on.
The Budget 2017 announcement last week was a doozy, but we've compiled all the essential bits in this handy dandy cheat sheet, just for you!
Should you sign up to a new plan with all the trimmings or just drop a chunk of cash right down for your next new phone? Let's see which one is best for you!
Did you know your separate bills and commitments can be consolidated easily into one payment? We'll tell you how it can tremendously help your finances!
Diversifying our investments is a good thing, but is there an easy way to do this without having to go through the hassle of figuring it out? We may have found one way to do exactly that!
You don’t have to go broke to stay pretty! Find out how to get your money’s worth when shopping on the internet for beauty supplies.
The annual German beer festival is celebrated all over the world, even in Malaysia. So if you're looking for a place to do that without breaking the bank, this guide is for you!
Some things we pay full price for at the store can actually be made at home for much cheaper and without any fancy cooking skills, too!
If you're looking at two credit cards and one has EPP while the other has an attractive balance transfer, which one should you choose? Let's compare these two to help you decide!
There’s no such thing as a free lunch? Well, we beg to differ because with these supermarket freebies and the savings they’ll give you, lunch is practically on them!
If you’ve ever been stuck trying to make a payment with your credit or debit card – this is what you should do the next time it happens.
This isn't a virus, or your regular old malware, this is ransomware and we'll tell you what it does and how to protect your computer and bank account from it!
Let's settle this one once and for all. Which of these two really gets you more for your money? We boil down the decision-making process to 4 easy questions!
Ever lent your money to a close friend or family member... and had the money paid back to you? If you haven't, we have some tips that may be useful for you!
If you think it isn’t such a big deal to miss a few loan repayments, think again. Find out what banks can really do to you if you don’t fulfil your end of the deal.
We all get on Facebook when we're at our jobs, but how many of us are on Facebook because it is our jobs? Let's check out the people who've made a career out of posting things on social media!
The new iPhone 7 has been announced just last week! But is it worth all the hype? And how does it compare to the still awesome iPhone 6s? Let's find out!
You're pretty safe online, right? You don't post anything that a potential employer might find objectionable... or do you? Let's find out!
How do you pay? How much? Are you qualified for it? We address all the questions you always wanted answers to but are too afraid to ask!
Going to KLCC but frightened of the scary-high parking rates? You are not alone! We’re hooking you up with some of the cheapest parking options available.
Saving up for a house of your own well before the thought of buying a car may seem preposterous to some, but it can actually be a practical and lucrative move. Here's why!
Thinking of working with more freedom and flexibility? Then freelancing or part-time jobs might be your cup of tea! But how do they compare? Find out as we pit one ‘freewheeling’ job against the other.
You don't need pricey equipment, tools, gear, or an Olympic-sized swimming pool to go for summer games gold, but you do need to know which sports to choose!
We all need to go places, but which one of these two modes of transport is the best for us? Let's find out!
Malaysia might be on the verge of claiming its first Olympic gold medal ever! But what does that entail for the athletes, and for Malaysia in general?
Sending your smartphone to the shop for fixes can really hurt your wallet. But if you know how to care for your phone well, you can avoid pricey repairs completely!
You don't have to rush to the tailor for every single wardrobe malfunction. In fact, clothing fixes are a lot easier than you think, and can save you a lot of money!
Quenching your wanderlust doesn't have to mean saving up several years' worth of salary. There are plenty of fun and interesting places you can visit on a budget, and here's a list of them!
There are many ways to catch 2016's Summer Olympic Games, but which method of viewing is the cheapest? Let's explore each one and find out!
Vegetarians and non-vegetarians have always had their little tiffs when it comes to choosing a place to eat, but which of the two groups win out when it comes to savings? Let's find out!
Being your own hairdresser is a lot cheaper, but did you know you get a lot more out of it than just savings? Read on to find out the non-financial benefits of cutting your own hair
Investing is important, but so is keeping ourselves protected with insurance. Is there a way to do both these things at the same time? Let's find out!
Not sure what a current account actually is? You are not alone! Here’s a quick and easy guide to get you up to speed on the subject.
Before taking that long drive home, be sure to do some basic checks before you head on the road for your own safety as well as the safety of others.
Want to give out duit raya this season but think that Ringgit notes and coins are old hat? Here are some funky alternatives you can stuff your duit raya packet with!
There are instances where you just can't comprehend how your credit card got exposed to unauthorised transactions. Here are 3 tips to help you put that risk at bay.
Get BIG rewards this Raya when you convert your credit card reward points into AirAsia BIG Points. Choose AirAsia BIG Points and stand a chance to win a Nissan Almera.
Even the most orderly person loses things sometimes. But what if they're super important financial documents? Here's what to do and how to do it.
Did you ever think you would see the day we can use a wrist watch to make payments? Check out how it is available today with the latest Time Traveller!
Mobile banking apps have evolved to more than just a tool for a quick check of the bank account balance. It can be used to make payments, hunt down deals and other amazing features. Read on, to find out what else you can do.
Want to get yourself a fitness wearable that will help you stay on track of your fitness goals? Check out how the newly launched Mi Band 2 stacks up against the benchmarks of a Fitbit Charge HR.
From fasting to feasting to everything in between, there's lots to do in Ramadhan. Thankfully, there's also plenty of apps that can help!
If we would like to get ahead in life, we have to be able to prioritise certain things above others. You need to have a certain amount of foresight to make changes today that help you tomorrow. Read on to find out how.
Craving for a vacation? Let us show you how you can take advantage of AirAsia's BIG Points and accumulate enough within 7 days.
Who needs all the fancy equipment in the kitchen when you can cook up a full blown meal with a simple rice cooker? Check out how you can add a few dishes for your buka puasa sessions.
With all the high cost of driving around the city, why not save some money by using one of the best ride sharing apps in town.
Teaching your kids fiscal responsibility is important, but how do you go about doing that exactly? Here are some simple exercises to get you started.
Buying a house for the first time and not sure what to do, where to go, or how to get started? We have your guide right here.
It’s time to answer this burning, almost age-old question, do automatic transmission vehicles cost more, or are manual transmission vehicles much cheaper?
Going paperless is a commendable act, but that doesn’t mean you have to ditch printing key documents.
Before you even start picturing yourself having your own business address, there are a few things you have to figure out first!
Through the years there have been certain denominations of our Malaysian Ringgit that has been discontinued. Do you have any of these? It may be worth a lot now.
Good financial tips and tricks are useful, but can be hard to apply or work on just by ourselves. Thankfully, we don't have to go at it alone with money clubs!
We all should know how to keep our personal details and banking information safe online, so here are some basic tips on how to protect yourselves.
School holidays are in a week and there are a lot of ways to spend time with the kids. Check out how you can do things a little differently this time and expand your horizons together.
Feel like you’re spending way too much time and money on your daily commute to and from work? Find out for sure with this fascinating app that crunches the numbers for you!
Giving out your services, products, or resources away for free seems like a terrible business decision, but companies contribute to charity all the time. Do they get anything extra from it?
You've achieved almost everything you wished for, and now you want something which could give you some very nice perks that sometimes not even money can buy. Maybe Ultra-Premium Credit Cards could help fill this void.
If you intended on applying for a loan, here is a tip that could help you boost your credit score and possibly chance of approval.
Are you facing credit card debts and trying to figure out how to reduce them? Maybe a balance transfer is the answer you need to put your finances back in check.
There are so many rewards and benefits that our credit cards offer. Are you maximising your full benefits? Here are some tips to get the most of your credit cards.
You don't need to be Jamie Oliver to pick up these simple kitchen skills that may seem insignificant, but could add up to plenty of savings over the long term.
Planning a holiday but unsure how far your budget can really take you? We found a webapp that shows you all the destinations you can afford with the budget you have!
Everybody has their own opinion on the recently unveiled new Kuala Lumpur logo, but we're only interested in one thing: is the rebranding worth the price?
When was the last time you updated your resume or took a peek at the classifieds? We think you should do these things on the regular. And here's why...
Taking advantage of the right type of savings account can open up world of new features and benefits. Check out these tailor-made accounts that cater specially to the kids, teenagers and golden oldies in your life.
Thinking of turning in your office job for one that lets you travel? We’ve compiled a list of careers that involve some serious wandering and perhaps even a bit of adventure.
Shopping online is great. Now they have made it even better with same day delivery. That could help solve a whole lot of problems. Read on and see how you could save yourself!
It is hard to pick out a credit card when so many banks pushing all types of cool features. We aren't complaining though. It is good for everyone. Here are some amazing features that might interest you.
Don’t get caught holding the bag of bad credit! Here’s the lowdown on how you can practice good credit card habits.
It is always nice to have a little unexpected money back in your pockets and it would be even nicer to indulge in these extra returns. Before you do that, here are a few reasons why you should hang on to it for a little while.
Ever wondered what people keep looking at every time they stare at their screens? Google and RinggitPlus get together to give you the facts.
Does hard work always equal success? We'll clue you in on other factors that force more and more fresh grads into the unemployment bracket.
It's crunch time for tax filing as the deadline nears. Perhaps you've missed out the donations portion or have no clue on how to go about claiming it - we've got what you need!
Ever wondered if your dreams are too far away from reach because of poor savings? Worry not as we've got the only savings product you'll ever need!
Not a big fan of credit cards but worried about building up your credit score? We'll show you surefire alternatives that could help!
Job interviews can be hard to navigate already, but it's even worse when you have no clue how you did. Here's a few signs that can tell you if you did badly.
Choosing a Mobile Data plan is very different from choosing an internet plan for your home and business. Here are the particular things to pay attention to when picking one!
Ever wondered what is in the head of your lender in the days between you applying for your home loan, and them approving it? Wonder no more, because here they are.
Malaysians have been doing everything online, but more of us have been looking for financial products online. For good reasons too.
Would you port over to Maxis or opt out from their proposed packages? We sought to simplify all mobile data figures to help you make a better decision.
Out of all overseas travel costs, a large part can hinge on connectivity. Would you go for a local SIM card or roam on your Malaysian service provider instead? We clue you in on important factors to consider.
Sometimes co-signing a loan makes sense, but most of the time it can be quite a pain to deal with if the other party in the agreement don't hold up their end of the bargain.
Automatic transmission cars are easier to drive than manual cars, but that doesn't mean you can drive however you want. Here are some common bad habits to avoid if you don't want to pay through the nose for repairs!
Among the many decisions you will have to make when starting your own business, is how you would like to be paid. We run down the major ways and how to choose between them.
Planning a vacation can be a pain in the neck. But did you know you can look for the cheapest flights and accommodation right from your default search engine? We'll show you how!
Plenty of financial tracker apps are confusing or hard to read. But we've found one that lays out your finances in a calendar format for easy reading and balancing!
Pharmaceutical companies are still racing to develop a cure for Alzheimer's disease. Read to learn more about this condition and find out how a Critical Illness insurance coverage can help protect and assist you financially.
We use the internet for everything nowadays, but can it really replace all our other sources of entertainment as well? Here's how you do exactly that.
Paid apps and their extra features are even better when they become free or discounted. Here's a handy app that tracks when that happens so you don't have to lose out again!
Ever considered earning side income from the Malaysian wedding circuit? Some thrive off of it full-time. We reveal how you can get a slice of the cake too!
The whole borrowing and lending money shebang with friends or family can turn out pretty ugly. There now is an app to systematically keep track and dispel the awkwardness!
What do you do with a property you own that you're no longer using? Sell it? Or rent it? Here's a quick and simple rundown on how to decide (including a handy calculator tool)!
If you think petrol credit cards only help support your fuel spend, think again! We reveal other benefits that you may be missing out on if you don't have one.
Setting up an office for your own business? You're definitely going to need an internet connection. But how do you choose an internet service provider? Here are some quick and simple guidelines you can follow.
Ever wanted to earn cashback other than from your credit card? We clue you in on how you can get extra cashback with online shopping!
We all have secrets don't we? Somehow money topics do pop up amongst friends and most of them are not easy to discuss. We've outlined the most common ones and tips to solving them.
Refinancing your mortgage can be a bit of a hassle, but it can also help you cut down a lot from your expenses. Here's a step-by-step guide on how to refinance your mortgage.
Have you ever went out to a restaurant and suspected that somebody was being a cheapskate? So have we. Here are tips on how to spot a secret cheapskate!
Have you always wanted to figure out the best way to buy anything you want from anywhere around the world? You can! Just check out our tips and best practices right here.
On the float system, Malaysian petrol prices change from month to month. March sees prices hit an all new low.
Our writer took on the 'gruelling' task of testing out 4 types of premium seat tickets at 3 different cinema chains. This is what he has to say about them.
The BSN Youth Housing Scheme is set to make house buying so much easier for young, middle income couples. Find out how!
Looking to get yourself a brand new DSLR camera, but all the talk of ISOs, shutter speeds, and focal lengths got you confused? Don't worry, here's a quick and dirty guide to your first DSLR purchase.
Running a brand or business is tough and you're bound to make some missteps along the way. What kind of mistakes would that be if you're a Grammy-winning hiphop mogul? Read on and find out!
Are your fitness goals getting in the way of your finances? Don't trip up! We've got fixes for your biggest workout spends.
We often make excuses for ourselves from time to time. But are you making these budget breaking excuses to the detriment of your finances?
Wedding gift giving has popularly evolved into cash contributions in Malaysia - but how much should you give? Find out important factors that determine the amount you should fork out.
Love is in the air and we're in the mood to #GetMore value for money on one of the most monetised days in the calendar. You can too - find out exactly how!
Nobody cares about Valentine's Day less than single people. Why? Because there's so many things they get to save up on. We run down the list of stuff single people don't have to break their bank for.
Ever wondered if it is possible to create a second source of income which could replace your monthly paycheque? Or is it one of those hyperinflated stories that seems rather mythical?
There finally is a way for Malaysians to travel without worrying about exchange rates. Check out our selection of gorgeous European countries with one-for-one exchange rates (or almost) - it'll be just like spending at home!
The internet reeks of nonsensical money advice. We've come across a few of them from Reddit users - check out what they are for your entertainment pleasure!
Are you cursed with the impulse to buy stuff you don't need? We've got a simple set of tips to help you clean up your spending act ASAP.
Vaping and e-cigarettes are being phased out while regular cigarettes are getting more expensive. So let's figure out which cigarette alternatives can be cheap ways to help us kick the habit!
The Year of the Monkey is almost upon us and the Chinese Zodiac sign financial predictions are pouring in. Let's take a look at what awaits your animal for the year ahead!
Do you switch languages sometimes when talking to sellers at the night markets? Why do we do it and how much does that affect business dealings exactly? We clue you in on how speaking multiple languages helps you save money.
They can be so much alike, yet different in many ways. We break down the strengths and weaknesses of cashback and rewards points credit cards to help you decide on one that will suit you best.
Running out of storage space for your work files, movies, photos, and music? Perhaps you should consider a cloud storage solution. We tell you all about it and how to get some storage space for free.
Do you have a great idea for a product to sell as a side business? We guarantee that your idea is nowhere near as ludicrous as these items we found for sale out there!
Thinking of revolutionising the way you give ang pows this year? Consider these financial product options.
Meetings can be boring but they're absolutely necessary. But did you know that in some cases they can cost your company lots of money? Find out exactly how much is wasted in meeting rooms.
As you gear up for a well-earned vacation this coming Chinese New Year (or any time of the year really); protect your credit/debit card with these tips.
Sure, everyone always puts money in their ang pows. But that's way too mainstream. Stuff your ang pows with these alternative items instead and be the talk of the party.
Our older parents may not be as savvy as we are when it comes to the latest financial tools and instruments. Let's all be good children and help them out with their money management with these tips!
The airport fiasco can be a testing period for any sort of travel, business or leisure. We break down why airport lounges just might be your saving grace in 4 likely scenarios.
Travelling back to your hometown this Chinese New Year? Here's a quick checklist of the things you can do to make your journey home (and back) headache-free!
Missing a payment on your credit card happens to even the most prudent of spenders. But what will the bank do if you've missed more than a month's payment?
According to the news reports, dengue cases are on the rise in the country. Here are some ways you can help fight the scourge without spending big.
Not reaching your full potential career-wise? Then go ahead and turn over a new leaf to improve your career prospects in 2016. We’ll show you how!
Are you spring cleaning for Chinese New Year? Or just because you need to? Find out how to monetise your unwanted items!
Travel, utilities, and housing are all important budget concerns. But there's one area of daily life that's often overlooked when it comes to saving: food. But don't sweat it: there are only 4 things you need to know.
Did the festivities lead to the drying out of your wallet and bank account? We've got you covered with some action steps on how to bounce back from holiday overspending!
#GetMore for your food spending by maximising your Christmas leftovers! We show you how this festive season.
Christmas is just around the corner, so if you're fretting over all the presents you haven't bought yet; take heart! We've got some help lined up. Find some super easy presents you can buy online with your credit card!
As 2015 is drawing to a close; you might be planning how to make 2016 better than ever. But could your new year resolutions jeopardise your finances?
A child's education may be one of the heftiest bills you will pay as a parent. Help yourself and your child by preparing early on with these steps.
Are you getting started on your Christmas shopping list? If you haven't already; there's still time to save big by checking out our easy-follow tips to #GetMore when shopping for Christmas presents!
Why spend more when you can go the alternative route and #GetMore value out of your grocery budget? Check out these less-travelled markets for weekly grocery shopping that really might save you a big chunk of change.
Not everyone can afford major renovations to improve their home. We found some inexpensive ways you can still boost the value of your house in a buyer's eyes without heavy costs.
The issue of joint couple finances will surely come up when you are married. Whether you decide to completely merge your finances or not - some early preparation will help.
When out grocery shopping, we see store brands rested on the shelves. Are they really worth considering as alternatives to pricey household name brands? Find out how you can #GetMore from grocery shopping today!
We're heading into a crazy shopping weekend with Black Friday, Cyber Monday and the Year End Sales all coming together. Get your shopping game together with our guide!
We may have heard of the term 'Conscious Spending' but practising it may be a whole other story. We give you the short-cut guide to get on the road to becoming a conscious spender!
No matter your grocery budget, there’s always a reason to save. Try these money-smart tips to help you #GetMore value on your next shopping trip.
You trust your husband or wife with your life, your family, your home, but do you trust them enough to give them a supplementary credit card on your account? Get the lowdown on the limits of control.
No man is an island and thus, friends are an important part of life. But are yours draining your finances more than they should?
As we enter the second week of November, the year end is not a far from sight. Here are 3 things you can do for your finances before 2015 draws to a close.
Thinking of having a baby? The costs can be monumental if you are not prepared. Consider some of these money realities so you can plan for your bundle of joy!
Are you reluctant to open more than one savings account? I mean, who's got so much money that they need more anyway? In truth, it doesn't matter how much you have - there are good reasons why multiple pots could do you good!
#GetMore for your dining budget by using your credit card! We show you how a little swipe can earn big savings.
Breast Cancer Month is almost ending but the disease is a continuous struggle for women diagnosed with the disease or at risk of being so. The right insurance can help - we highlight three types for breast cancer care.
Toll rates are up and it's obvious by the state of traffic on non-tolled roads what the rakyat has started doing. Yup, they are avoiding the tolls and jamming the free roads. But does it really save you money?
Before you know it, the year end school holidays will be here and you may be wondering what to do with your home bound children! How about a spot of travelling?
You know you save money from cooking at home but what are the other benefits? We take a fun look at home cooking and how you can #GetMore from the experience!
Planning a holiday? You can get so much more for your money with the right planning. Check out how to #GetMore on vacation through the use of a realistic itinerary and budget plan.
Are your weekend plans sneakily making you broke? We take a look at some of the most seemingly harmless spends in your outings that are slowly draining your finances.
Have you been so dirt broke you never thought you'd see the light at the end of the tunnel? Don't worry - the experience of being broke likely brought you some good money lessons.
Are you one of the many folk putting off their bucket list items til after their retirement? Here are five solid reasons why you should start as soon as you can!
As we hit the tail-end of the mycybersale 2015, get your best online shopping game on by avoiding these pitfalls and getting more for your ringgit as you spend.
When one scours the market for a new home, its primary structure seems to be the focus. We reveal other external factors you may want to consider to turn your house into a home.
It may not happen often - but it does! What will you do with an unexpected windfall of extra money? We look at the four ways you can use your added income and how to maximise each option.
The use of airmiles can significantly stretch your travel budget. We show you how to maximise your airmile conversion and #GetMore for your money.
The first in our travel series - we show you how to plan your holiday in a way that will help you #GetMore for your money.
Just two days ago, the government announced it wanted to help counter the rising cost of living and help stimulate the economy. We look at the measures in turn.
Hotels aren't the only option when on holiday. These alternative accommodation ideas could not only save you a lot of money; it may offer you so much more than a stay.
Various factors, both appearance and technical, affect a car's resale value. We break down its essentials and how you could save big with a little attention to detail.
On the float system, fuel prices reduced this September just in time for Malaysia Day. Sounds to us like a great time to appreciate Malaysia on a roadtrip - check out our tips and destination picks!
Everyone has personal reasons as to be living with their parents. The time to move out however is inevitable and we've got just what you need to make that process a breeze.
Medical and Term Life insurance are slowly catching on with Malaysians but some still heavily rely on employer provided insurance. Will it be enough in times of health and financial crises?
It's never too late to start saving. Take a look at some of the lessons we've learned from saving later and how you can play financial catch-up!
People may already be familiar about the main reasons for a home insurance policy such as covering losses due to flood, fire or theft. Reading the fine print, we found that a policy could possibly do so much more.
Mother Nature's wrath and other unforeseen accidents may occur when least expected - far worse if the place you call home along with your personal belongings take a hard hit. Find out how you can be prepared for the unexpected.
In a time of weakening currency and ever escalating costs of living - the last thing on your agenda is a vacation. But everyone needs a break somehow - perhaps these four tips could help!
Tired of putting up with problematic room mates or impinging family members and you're seriously thinking of moving out? We've got a few handy tips for you to live comfortably and yet afford living with just me, myself and I.
Sharing the risks, that’s what insurance is all about. But what should you do when the risks involve your life? Find out how Term Life Insurance can help secure your financial liabilities and protect the future of your loved ones.
Flexible working hours, and working from home...That sounds like heaven doesn't it? If you have decided to turn to a career in freelance for the first time, here is a brief guide to make the most out of your chosen career path.
Credit debt is sticky business. The interest rates are high and the costs are only going to get worse if you don’t settle them soon! Find out why a Balance Transfer might be your answer to more savings and better peace of mind.
Did you recently get your loan or credit card application turned down? It may be because you are considered a risky customer. Here are five possible reasons that may lead to a bank tagging you as a risk.
If you find yourself short on cash but with a dream wedding to plan, should you consider a personal loan to help you finance your celebration? We take a look at the pros and cons of such a decision.
Planning on a fun road trip home this Raya? We've got the ultimate essentials list that is sure to save you money and leave you with #lebihringgit this Raya.
Are you getting ready for last minute Raya grocery shopping this weekend? If so, get more for your money by keeping these 8 tips in mind.
In our last article on personal loans - we looked into why you didn't get your personal loan approved. But what if you did but are not too pleased with the interest rate? We break it down for you.
Malaysians love spending the weekend in the many malls that fill the Klang Valley. The temptation to shop may be held at bay but there are still other ways the mall might be making you spend more than you expected.
Personal loans have interest rates - most people know that. But how much do you know about personal loan interest rates and how they affect your finances? We take a good, close look.
Advertising has been around in many forms for centuries. But although times have changed, some fundamental tactics remain the same. We identify the 4 most common ways advertisers get you to spend and how to avoid the trap!
The weekend is here and you may be hitting the malls for a bit of retail therapy. If you're thinking of swiping your card too - check out some cool ways to maximise your spending.
Cyber crime is the most lucrative felony in the world and its underworld just keeps getting bigger with the growth of the internet. How exposed are regular people like you and I to cyber threats? Let us clue you in.
Ready to buy your first home? You've probably worked out the loan amounts and legal fees but do you know there are many other costs associated with being a home owner?
It's payday weekend for most of us and if you're anything like the majority, you may be finding yourself heading to a nearby mall. This could lead you to broke-ville before you know it. Avoid the binge spend in 5 easy steps.
Its Throwback Thursday and we're revisiting a post that made quite a few people think. Two years on and we asked the question again; can you really survive on just RM10 daily in a post- GST Klang Valley?
Money struggles are a constant occurrence in our lives. Guidance is strongly needed sometimes, no matter if you are young or old. But how do you approach the tricky problem of discussing the money problems of your parents?
We asked about your favourite Mother's Day Memory and boy did you answer! Did you win? Find out inside!
Are you a fresh graduate? Then, welcome to adulthood. Here are a few handy and practical tips for you to survive in this new phase of your life.
If you're a first time buyer, you may not realise that buying a home involves a lot more money out of pocket beyond the downpayment. We take a look at what these costs are to help you prepare fully for your new home purchase.
News reports highlighted that some banks were in the midst of scaling down their rewards point programme and it is just a matter of time before more follow suit. Does this mean it is time to give up the rewards point credit card?
If the sight of numerous empty shelves are anything to go by; Malaysians did succumb to GST buying fever over the weekend. But as today is GST D-Day and bulk buying no longer an option - how will you deal?
Media reports buzzed with GST news ahead of it's implementation on April 1st; with many highlighting the charging of GST on banking fees. But could these fees actually be good for your finances? We show you 3 ways to make it work.
Balance Transfers are a great way to manage credit card debt, but are they the best solution for everyone's money trouble? Are you the type of person who is not capable of using a Balance Transfer properly?
With an increasing number of Malaysians citing concern about the sufficiency of their retirement funds, we explore the pros and cons of bolstering your retirement funds with a voluntary additional EPF or PRS contributions.
LHDN has begun accepting filing submissions for income tax 2014 along with a new mode of payment: credit cards. But not everyone is pleased.
Watching movies are fun; but it's even more fun when you can learn life lessons and justify the 18 hours you spent watching it. Here are money lessons I learned by watching Lord of the Rings and the Hobbit.
Balance transfers have been touted as the solution to your credit card debt woes but will it really work for you? Consider these factors before applying.
Having your credit card stolen is traumatic enough but if you aren't quick to notice it's absence and cancel it - you might find yourself looking at a bill for some really strange purchases.
Have you been thinking of signing up for a credit card? To find out if you're ready, here are five questions you should ask yourself.
Fixed Deposits lately come with advertisements of super high, attractive interest rates but many people eagerly sign up only to find they didn't get the rate thought they would. Here are four probable reasons why that happened.
No one really likes looking too long at bills or statements and with the encouragement of online billing - fewer are even bothering to look at it at all. But skipping over these itemised billings may not be the best idea.
Your credit card isn't just useful as a payment tool or even for the usual methods of collecting rewards points and airmiles. Beyond the usual; there are lesser known ways to score cheaper holiday deals on your CC.
Insurance is big business and few people can deny the usefulness of having a policy. But are things always as they seem? We dig out the 5 things insurance agents may not be telling you.
Yesterday, the Prime Minister announced changes which will be made to the 2015 Budget to face the economic challenges early 2015 served us. As we read the PM's speech we actually found 3 fun things Malaysians can do to help too!
Shopping: it's truly a national pastime! We all love a good dose of retail therapy and if you've done it as often as we have - you would have come across these lies most retail salespeople tell you to close a deal!
Investment-linked insurance has become a new staple in the industry. But should you jump on the bandwagon? If you've thought about an investment linked plan and wonder if it's the one for you; read this first!
Insurance policies are important for both men and women but why do women need to buy lady-specific policies? We look at four reasons why you should opt for insurance policies designed just for women instead of generic coverage.
As of January 2, 2015; home loans are pegged against an internal base rate as opposed to the Bank Negara set Base Lending Rate. But what does this change mean for your home-buying dreams?
Taking on a new job as a full-time parent allows you to have your child under your watch. But is your household financial health able to bear the cost of a halved income?
Happy 2015 everyone! Whilst some of you may be aware that these are happening - we've compiled some of the big changes that will be affecting your money in 2015. You'll want to remember these in your yearly finance plans!
As waters in some parts of the areas in Peninsular Malaysia affected by flood recedes; the monumental task of cleaning up and rebuilding is on victim's shoulders. Some may have thought they could rely on insurance but can they?
It's Christmas Eve; and if you haven't a present purchased yet, you're not alone. Some folks are giving up gift-giving and here are the reasons why.
The ringing of the cash register during the holidays is almost certainly followed by the swiping of a credit card at the till. But before you whip out your card, check out our tips on using your plastic well this festive season.
The holidays can be an expensive time even if you plan everything well. But when you don't, you risk losing a lot more than you bargained for. Here are 5 money blunders people make during the holidays and how you can avoid them.
Christmas is just 9 days away and if you're behind on your Christmas preparations; you'll be tempted to overspend to get things done. Don't fret, this quick guide should help you prepare in a jiffy without damaging your wallet.
Last week's article brought up how you could clear yourself from being "blacklisted". Wondering if you're on that list? Here we tell you how you could get your credit report in a few easy steps.
Getting fit doesn't need to mean expending thousands a year in gym memberships or taking huge chunks of time out of your day. We list some of the cheapest ways to get fit without losing weight in the wallet as well.
Everyone is out to get your money! Conmen aren't scrupulous. So how do you avoid getting scammed? We look at some of the biggest cons in history to see what we can learn from the best tricksters that ever were.
Everything is getting more expensive these days and having a baby is no exception. Whilst you may think you are emotionally ready for a child: are you financially ready? We check the real cost of newborn Malaysians
The term 'blacklist' strikes fear in many Malaysian banking customers. Here we tell you about the dreaded Bank Negara Blacklist and how you can clear your blacklist status.
A survivor clause in an ownership agreement, like a mortgage, could save you a lot of headache in the event of the sudden death of your wife, husband or partner. We explain how this works to protect you.
It's not the most romantic idea but prenuptial agreements can be useful in the event of a sticky divorce. If you're thinking of drawing up a prenuptial agreement; you may have many questions. Let us give you no-nonsense answers.
Having a joint account is useful when paying collective bills but in the event of death or divorce - what happens to your money? Here is what you need to know to avoid getting locked out from your joint account
Eating out is expensive enough without having to order adult sized portions for your child. Never pay for a kid's meal again at these top restaurants where kids eat for free!
Buying a home in Malaysia is becoming an elusive dream for many due to higher than high property prices and stagnant wages. So what kind of abode is a person to buy if they cannot afford an actual house?
A man in China bought 99 iPhones as a proposal gimmick and was shot down. But what he's done is smarter than you may think. We tell you why: regardless of her answer he would still win.
Media has been abuzz with snippets on the Auditor General's Report for 2013. How has our Ministries been spending public funds? We take a 'light' look at some of the highlights of the report.
You probably know the benefits of your card (and if not, bookmark our site!); but how does it measure up in the beauty stakes? We take a look at the best looking credit cards in Malaysia waiting to hang onto your trouser pockets!
Much like the Vietnamese Tourist who bought an iPhone 6 in Singapore; you could find yourself stuck with a nightmare bill or recurring charge if you don't pay enough attention to the Terms and Conditions of your purchase.
Getting divorced? Your insurance policy could cost you greatly if you're not careful. Here's how you can avoid a Tycoon-like settlement through your insurance via some simple steps.
Opportunity cost isn't just a boring term for economists with little value in everyday life. Let us show you how using the basics of the opportunity cost analysis can help you make better money decisions.
It's Halloween and you're probably looking forward to a spook-tacular night! We've listed some of the scariest things you can do with your money and all of them are priced as a bargain!
Much has been said about the fresh graduate salary of RM2,500 but should it be a question of something as subjective and open to opinion as 'enough'? Is RM2,500 really enough to live on?
Are you up to your eyeballs in credit card debt? A balance transfer could help you escape from crushing compounding interest, but is it the best solution? Read our tips for choosing Balance Transfer credit cards.
Just as we're talking about more changes to the fuel subsisdy structure - the government drops another bomb. Price of RON 95 fuel will increase by RM0.20 to RM2.30 per litre.
Like the tiered levels of Dante's Hell, the Government is proposing a new plan for petrol subsidy which limits the amount of petrol people earning above RM5,000 can buy at the subsidised rate.
Beware of Zeus’s lightning bolts, because they are attacking your smartphones! A new virus named after the Greek God is targetting online banking users accessing their account via their smartphones.
Social media has made easier than ever for businesses to reach their target market. But who thought we'd see the day when a dating app would be used to recruit downlines for an MLM business? Truth is stranger than fiction.
Do you have a property or two that you’re thinking of selling? In that case, you should know more about Real Property Gains Tax, or RPGT, in Malaysia.
You've heard the terms RON 95 and 97 as types of petrol in the media so often but do you really know what the difference between the two is and why one costs more than the other?
Have you thought about cancelling a credit card (or two)? Before you do - read this quick guide on what you need to know (and consider) before cutting your cards up!
Smoking kills – your bank account! Find out just how rich you would be if you save up instead of condemning your lungs! You might save enough to buy a Ferrari!
Have a mountain of credit card debt that you’re dying to flatten out? Some of us resort to personal loans to get rid of the mountain debt. But is this the right move, financially?
Having trouble deciding which career path to take? We might just have something that could help you out! Let's take a look at the 5 best paying fresh graduate jobs in Malaysia in 2014.
Thinking of heading to the MATTA Fair this weekend? Before you decide, check out five reasons why you probably shouldn't!
Unfamiliar with medical insurance? If you don't know what "co-insurance" is, or how your premiums are determined, you're not alone! Read on to equip yourself with the knowledge to seek out the best policy for your needs.
So you want internet - but who wouldn't? We've put together a simple broadband guide to put you up to speed with the latest in broadband technology and identify the best deals for you, whatever your circumstances.
Will the increase in Overnight Policy Rate mean significantly higher interest fees for us average Malaysians, or is it too small a change to make any impact? RinggitPlus CEO Hann Liew shares his view on the matter.
It can take years for you to build up good credit, but missteps like these can destroy all that hard work in one-fell-swoop!
Ever stare at a credit card catalogue and wonder what the differences were between Gold, Platinum and Premium credit cards? Its' actually not as complicated as you may think!
Got beef with a bank or insurance company that can't be resolved? Don't sit around and sulk, get off your behind and make a complaint to these departments!
Convert your credit card reward points to air miles and save money on flights and other travel services!
Want to book your next holiday on credit? Some credit cards offer complimentary travel insurance when you charge all your travel arrangements straight to your favourite piece of plastic. Read on to see which we think are the best!
The credit score should be a concern for anyone who wants to borrow money from a financial institution. At the end of the day, this score becomes the deciding factor on whether your loans gets approved or rejected.
What's the difference between Credit Card Travel Insurance and Regular Travel Insurance? Read on to find out
Having one medical insurance policy is important to cover those sudden illnesses and big hospital bills but do you need more than one medical insurance policy?
Which option should you go for? Both essentially accomplish the same thing, and while the difference might be subtle, it would probably be worthwhile knowing the difference between the two.
Are all credit cards identical? No! Read on to find out more about the different types of credit cards available in the market.
Think that you're covered for life? Better think again! Here's 3 ways that you could screw yourself out of your life insurance policy.
Having insufficient financial resources to tame your unrestrained financial spending can lead to some major consequences. Let's take a look at what exactly happens when you miss your credit card payments.
Wondering why your latest credit card application got rejected? Fret not, here's eight reasons why the bank might have given you the cold shoulder.
Savings accounts may be useful when you need the money in time of need, but the interest rate is pretty low. Why not opt for a fixed deposit instead?
Current accounts and savings accounts are the two most common types of checking accounts offered by banks - but what exactly is the difference between the two?
Spot an unbelievable rate for a Fixed Deposit? Think again! We take a look at some of the methods banks use to inflate their interest rates.
Ever wonder what's the difference between a Conventional and Islamic fixed deposit? Well look no further because in this article, we'll be exploring the differences between the two.
Still debating whether or not to get a debit card or a credit card? You no longer have to, as we explain to you the pros and cons for both card types.
The complete guide to how to choose the best computer that matches your budget. Have a read of our step by step guide to make the most of your Ringgit!
Airline fees are known to be notoriously sneaky and they almost never give you the full price initially stated. Well did you know that credit cards could help you cut down some of the costs?
An honest look at the MyHome Scheme, which has just been announced. Will it help lower income earners buy property at last?
If you're thinking of applying for a reward points credit card; keep these five things in mind to get the best card for your spending.
The biggest lie ever told by the majority is the tick that says 'yes we read the terms and conditions'! Our super infographic will show why you should read them!
Armed with a backpack and all the money he had left to his name, 30 year old Jason David trekked through the wilds of Mongolia to the cities of Europe, fulfilling a lifetime dream.
The New Year is a great time for fresh starts. Begin 2014 on better financial footing by making these five basic money moves now.
Armed with just RM10, we sought to answer a tricky question: Could one survive a workday in the Klang Valley with only this much money?
This week guest contributor Kris from Knowthymoney shares his secrets about ways to grow your personal finance know-how!
Much has been said about the oncoming GST. PwC hopes to clarify the situation with regards to price increases in their article.
This video takes you through various situations where you could have saved yourself some money!
With the festive season coming up expectation of people spending right up until Chinese New Year is high.
RinggitPlus held the "Beat the Petrol Price Rise Competition" last month and we now have our winners!
The BR1M will be seeing an increased amount and method of disbursement changed
As Malaysians wait with bated breath to see what other damage the Budget 2014 will inflict on their already tight spending, it appears Singapore isn't safe from the debt crunch either.
In a bid to start educating the young on money, the Malaysian Education Ministry are in talks with Bank Negara to teach financial literacy to primary school students.
When taking out a personal loan, longer tenures may make your repayment amounts lower but beware: you could end up paying almost half the borrowed amount in interest.
Most people don't read their credit card terms and conditions when they apply. If you aren't fond of small print make sure you know how to check the most important things that you're agreeing to.
EPF is our go-to source for money when we reach retirement age. Did you know that new rules will be implemented in January 2014?
The government announced that by midnight tonight, RON95 and diesel fuel prices will rise to RM2.10 and RM2.00 respectively.
Thinking up different kinds of sources being the food of the future? One of them could be a lab-grown burger but it would have to be way more affordable than the current tag.
In one fell swoop the Malaysian Treasury has announced measures that will further contribute to your empty pocket syndrome.
Mother attempts to sell daughter’s virginity for RM5015 and other assorted stories.
The founder of 1-million-dollar-blog shares with us the ways you can start accepting online credit card payments on your e-commerce site.
The ringgit falls to a three year low, leaving parents of and students abroad in a pinch over increasing costs of living.
Guest contributor Xaivier Chia gives us an introduction to new Interbank Giro fees, explaining how it can be easier and more cost effective to pay your credit card bills online.
Prominent blogger and personal finance guru, KC Lau guest posts on RinggitPlus to tell you how to find the best personal financial adviser for your needs.
Thinking of applying for a personal loan? Here are the most important questions to ask before doing so.
Apply for a balance transfer or Fast Cash personal loan from Alliance Bank and receive attractive electronic gifts like the Samsung Galaxy S4.
Citibank is giving away a generous RM550 when you sign up and spend with a new Citibank credit card.
As you sip your favourite bubble tea drink at the neighbourhood mall kiosk; have you ever wondered how much bubble you are getting for your RM5.90?
Online shopping is booming but what are shoppers' preferred way of making payment? E-commerce Milo guest posts on Ringgit Plus to share with you the answer.
A sign up offer from Citibank, tying in with their new PremierMiles American Express gives you enough Enrich Miles to travel to Europe.
A quick look at the new guidelines released by Bank Negara regarding home loans, personal loans and pre-approved financing.
The Malaysian staple: the nasi lemak: has travelled the world just like the people of the country. But the prices indicate that there is, no place like home.
Its Father's Day this weekend. If you haven't figured out what to get Dad and the balance is running low: check out our handy ideas for father's day on a budget.
Hong Leong Mach has introduced the 'Third Way' of shopping: the Money Box and the Dream Jar. They promise these new savings accounts will help you reach your goals in double-quick time - is that really true? We put them to the test..
There are days when you need cash on the double and most (if not all) credit cards have this option. But before you run to your ATM; here are some things to think about.
Maybank is offering some peace of mind with their new Privilege Personal Accident Plan.