Watching movies are fun; but it's even more fun when you can learn life lessons and justify the 18 hours you spent watching it. Here are money lessons I learned by watching Lord of the Rings and the Hobbit.
Balance transfers have been touted as the solution to your credit card debt woes but will it really work for you? Consider these factors before applying.
Having your credit card stolen is traumatic enough but if you aren't quick to notice it's absence and cancel it - you might find yourself looking at a bill for some really strange purchases.
Have you been thinking of signing up for a credit card? To find out if you're ready, here are five questions you should ask yourself.
Fixed Deposits lately come with advertisements of super high, attractive interest rates but many people eagerly sign up only to find they didn't get the rate thought they would. Here are four probable reasons why that happened.
No one really likes looking too long at bills or statements and with the encouragement of online billing - fewer are even bothering to look at it at all. But skipping over these itemised billings may not be the best idea.
Your credit card isn't just useful as a payment tool or even for the usual methods of collecting rewards points and airmiles. Beyond the usual; there are lesser known ways to score cheaper holiday deals on your CC.
Insurance is big business and few people can deny the usefulness of having a policy. But are things always as they seem? We dig out the 5 things insurance agents may not be telling you.
Yesterday, the Prime Minister announced changes which will be made to the 2015 Budget to face the economic challenges early 2015 served us. As we read the PM's speech we actually found 3 fun things Malaysians can do to help too!
Shopping: it's truly a national pastime! We all love a good dose of retail therapy and if you've done it as often as we have - you would have come across these lies most retail salespeople tell you to close a deal!
Investment-linked insurance has become a new staple in the industry. But should you jump on the bandwagon? If you've thought about an investment linked plan and wonder if it's the one for you; read this first!
Insurance policies are important for both men and women but why do women need to buy lady-specific policies? We look at four reasons why you should opt for insurance policies designed just for women instead of generic coverage.
As of January 2, 2015; home loans are pegged against an internal base rate as opposed to the Bank Negara set Base Lending Rate. But what does this change mean for your home-buying dreams?
Taking on a new job as a full-time parent allows you to have your child under your watch. But is your household financial health able to bear the cost of a halved income?
Happy 2015 everyone! Whilst some of you may be aware that these are happening - we've compiled some of the big changes that will be affecting your money in 2015. You'll want to remember these in your yearly finance plans!
As waters in some parts of the areas in Peninsular Malaysia affected by flood recedes; the monumental task of cleaning up and rebuilding is on victim's shoulders. Some may have thought they could rely on insurance but can they?
It's Christmas Eve; and if you haven't a present purchased yet, you're not alone. Some folks are giving up gift-giving and here are the reasons why.
The ringing of the cash register during the holidays is almost certainly followed by the swiping of a credit card at the till. But before you whip out your card, check out our tips on using your plastic well this festive season.
The holidays can be an expensive time even if you plan everything well. But when you don't, you risk losing a lot more than you bargained for. Here are 5 money blunders people make during the holidays and how you can avoid them.
Christmas is just 9 days away and if you're behind on your Christmas preparations; you'll be tempted to overspend to get things done. Don't fret, this quick guide should help you prepare in a jiffy without damaging your wallet.
Last week's article brought up how you could clear yourself from being "blacklisted". Wondering if you're on that list? Here we tell you how you could get your credit report in a few easy steps.
Getting fit doesn't need to mean expending thousands a year in gym memberships or taking huge chunks of time out of your day. We list some of the cheapest ways to get fit without losing weight in the wallet as well.
Everyone is out to get your money! Conmen aren't scrupulous. So how do you avoid getting scammed? We look at some of the biggest cons in history to see what we can learn from the best tricksters that ever were.
Everything is getting more expensive these days and having a baby is no exception. Whilst you may think you are emotionally ready for a child: are you financially ready? We check the real cost of newborn Malaysians
The term 'blacklist' strikes fear in many Malaysian banking customers. Here we tell you about the dreaded Bank Negara Blacklist and how you can clear your blacklist status.
A survivor clause in an ownership agreement, like a mortgage, could save you a lot of headache in the event of the sudden death of your wife, husband or partner. We explain how this works to protect you.
It's not the most romantic idea but prenuptial agreements can be useful in the event of a sticky divorce. If you're thinking of drawing up a prenuptial agreement; you may have many questions. Let us give you no-nonsense answers.
Having a joint account is useful when paying collective bills but in the event of death or divorce - what happens to your money? Here is what you need to know to avoid getting locked out from your joint account
Eating out is expensive enough without having to order adult sized portions for your child. Never pay for a kid's meal again at these top restaurants where kids eat for free!
Buying a home in Malaysia is becoming an elusive dream for many due to higher than high property prices and stagnant wages. So what kind of abode is a person to buy if they cannot afford an actual house?
A man in China bought 99 iPhones as a proposal gimmick and was shot down. But what he's done is smarter than you may think. We tell you why: regardless of her answer he would still win.
Media has been abuzz with snippets on the Auditor General's Report for 2013. How has our Ministries been spending public funds? We take a 'light' look at some of the highlights of the report.
You probably know the benefits of your card (and if not, bookmark our site!); but how does it measure up in the beauty stakes? We take a look at the best looking credit cards in Malaysia waiting to hang onto your trouser pockets!
Much like the Vietnamese Tourist who bought an iPhone 6 in Singapore; you could find yourself stuck with a nightmare bill or recurring charge if you don't pay enough attention to the Terms and Conditions of your purchase.
Getting divorced? Your insurance policy could cost you greatly if you're not careful. Here's how you can avoid a Tycoon-like settlement through your insurance via some simple steps.
Opportunity cost isn't just a boring term for economists with little value in everyday life. Let us show you how using the basics of the opportunity cost analysis can help you make better money decisions.
It's Halloween and you're probably looking forward to a spook-tacular night! We've listed some of the scariest things you can do with your money and all of them are priced as a bargain!
Much has been said about the fresh graduate salary of RM2,500 but should it be a question of something as subjective and open to opinion as 'enough'? Is RM2,500 really enough to live on?
Are you up to your eyeballs in credit card debt? A balance transfer could help you escape from crushing compounding interest, but is it the best solution? Read our tips for choosing Balance Transfer credit cards.
Just as we're talking about more changes to the fuel subsisdy structure - the government drops another bomb. Price of RON 95 fuel will increase by RM0.20 to RM2.30 per litre.
Like the tiered levels of Dante's Hell, the Government is proposing a new plan for petrol subsidy which limits the amount of petrol people earning above RM5,000 can buy at the subsidised rate.
Beware of Zeus’s lightning bolts, because they are attacking your smartphones! A new virus named after the Greek God is targetting online banking users accessing their account via their smartphones.
Social media has made easier than ever for businesses to reach their target market. But who thought we'd see the day when a dating app would be used to recruit downlines for an MLM business? Truth is stranger than fiction.
Do you have a property or two that you’re thinking of selling? In that case, you should know more about Real Property Gains Tax, or RPGT, in Malaysia.
You've heard the terms RON 95 and 97 as types of petrol in the media so often but do you really know what the difference between the two is and why one costs more than the other?
Have you thought about cancelling a credit card (or two)? Before you do - read this quick guide on what you need to know (and consider) before cutting your cards up!
Smoking kills – your bank account! Find out just how rich you would be if you save up instead of condemning your lungs! You might save enough to buy a Ferrari!
Have a mountain of credit card debt that you’re dying to flatten out? Some of us resort to personal loans to get rid of the mountain debt. But is this the right move, financially?
Having trouble deciding which career path to take? We might just have something that could help you out! Let's take a look at the 5 best paying fresh graduate jobs in Malaysia in 2014.
Thinking of heading to the MATTA Fair this weekend? Before you decide, check out five reasons why you probably shouldn't!
Unfamiliar with medical insurance? If you don't know what "co-insurance" is, or how your premiums are determined, you're not alone! Read on to equip yourself with the knowledge to seek out the best policy for your needs.
So you want internet - but who wouldn't? We've put together a simple broadband guide to put you up to speed with the latest in broadband technology and identify the best deals for you, whatever your circumstances.
Will the increase in Overnight Policy Rate mean significantly higher interest fees for us average Malaysians, or is it too small a change to make any impact? RinggitPlus CEO Hann Liew shares his view on the matter.
It can take years for you to build up good credit, but missteps like these can destroy all that hard work in one-fell-swoop!
Ever stare at a credit card catalogue and wonder what the differences were between Gold, Platinum and Premium credit cards? Its' actually not as complicated as you may think!
Got beef with a bank or insurance company that can't be resolved? Don't sit around and sulk, get off your behind and make a complaint to these departments!
Convert your credit card reward points to air miles and save money on flights and other travel services!
Want to book your next holiday on credit? Some credit cards offer complimentary travel insurance when you charge all your travel arrangements straight to your favourite piece of plastic. Read on to see which we think are the best!
The credit score should be a concern for anyone who wants to borrow money from a financial institution. At the end of the day, this score becomes the deciding factor on whether your loans gets approved or rejected.
What's the difference between Credit Card Travel Insurance and Regular Travel Insurance? Read on to find out
Having one medical insurance policy is important to cover those sudden illnesses and big hospital bills but do you need more than one medical insurance policy?
Which option should you go for? Both essentially accomplish the same thing, and while the difference might be subtle, it would probably be worthwhile knowing the difference between the two.
Are all credit cards identical? No! Read on to find out more about the different types of credit cards available in the market.
Think that you're covered for life? Better think again! Here's 3 ways that you could screw yourself out of your life insurance policy.
Having insufficient financial resources to tame your unrestrained financial spending can lead to some major consequences. Let's take a look at what exactly happens when you miss your credit card payments.
Wondering why your latest credit card application got rejected? Fret not, here's eight reasons why the bank might have given you the cold shoulder.
Savings accounts may be useful when you need the money in time of need, but the interest rate is pretty low. Why not opt for a fixed deposit instead?
Current accounts and savings accounts are the two most common types of checking accounts offered by banks - but what exactly is the difference between the two?
Spot an unbelievable rate for a Fixed Deposit? Think again! We take a look at some of the methods banks use to inflate their interest rates.
Ever wonder what's the difference between a Conventional and Islamic fixed deposit? Well look no further because in this article, we'll be exploring the differences between the two.
Still debating whether or not to get a debit card or a credit card? You no longer have to, as we explain to you the pros and cons for both card types.
The complete guide to how to choose the best computer that matches your budget. Have a read of our step by step guide to make the most of your Ringgit!
Airline fees are known to be notoriously sneaky and they almost never give you the full price initially stated. Well did you know that credit cards could help you cut down some of the costs?
An honest look at the MyHome Scheme, which has just been announced. Will it help lower income earners buy property at last?
If you're thinking of applying for a reward points credit card; keep these five things in mind to get the best card for your spending.
The biggest lie ever told by the majority is the tick that says 'yes we read the terms and conditions'! Our super infographic will show why you should read them!
Armed with a backpack and all the money he had left to his name, 30 year old Jason David trekked through the wilds of Mongolia to the cities of Europe, fulfilling a lifetime dream.
The New Year is a great time for fresh starts. Begin 2014 on better financial footing by making these five basic money moves now.
Armed with just RM10, we sought to answer a tricky question: Could one survive a workday in the Klang Valley with only this much money?
This week guest contributor Kris from Knowthymoney shares his secrets about ways to grow your personal finance know-how!
Much has been said about the oncoming GST. PwC hopes to clarify the situation with regards to price increases in their article.
This video takes you through various situations where you could have saved yourself some money!
With the festive season coming up expectation of people spending right up until Chinese New Year is high.
RinggitPlus held the "Beat the Petrol Price Rise Competition" last month and we now have our winners!
The BR1M will be seeing an increased amount and method of disbursement changed
As Malaysians wait with bated breath to see what other damage the Budget 2014 will inflict on their already tight spending, it appears Singapore isn't safe from the debt crunch either.
In a bid to start educating the young on money, the Malaysian Education Ministry are in talks with Bank Negara to teach financial literacy to primary school students.
When taking out a personal loan, longer tenures may make your repayment amounts lower but beware: you could end up paying almost half the borrowed amount in interest.
Most people don't read their credit card terms and conditions when they apply. If you aren't fond of small print make sure you know how to check the most important things that you're agreeing to.
EPF is our go-to source for money when we reach retirement age. Did you know that new rules will be implemented in January 2014?
The government announced that by midnight tonight, RON95 and diesel fuel prices will rise to RM2.10 and RM2.00 respectively.
Thinking up different kinds of sources being the food of the future? One of them could be a lab-grown burger but it would have to be way more affordable than the current tag.
In one fell swoop the Malaysian Treasury has announced measures that will further contribute to your empty pocket syndrome.
Mother attempts to sell daughter’s virginity for RM5015 and other assorted stories.
The founder of 1-million-dollar-blog shares with us the ways you can start accepting online credit card payments on your e-commerce site.
The ringgit falls to a three year low, leaving parents of and students abroad in a pinch over increasing costs of living.
Guest contributor Xaivier Chia gives us an introduction to new Interbank Giro fees, explaining how it can be easier and more cost effective to pay your credit card bills online.
Prominent blogger and personal finance guru, KC Lau guest posts on RinggitPlus to tell you how to find the best personal financial adviser for your needs.
Thinking of applying for a personal loan? Here are the most important questions to ask before doing so.
Apply for a balance transfer or Fast Cash personal loan from Alliance Bank and receive attractive electronic gifts like the Samsung Galaxy S4.
Citibank is giving away a generous RM550 when you sign up and spend with a new Citibank credit card.
As you sip your favourite bubble tea drink at the neighbourhood mall kiosk; have you ever wondered how much bubble you are getting for your RM5.90?
Online shopping is booming but what are shoppers' preferred way of making payment? E-commerce Milo guest posts on Ringgit Plus to share with you the answer.
A sign up offer from Citibank, tying in with their new PremierMiles American Express gives you enough Enrich Miles to travel to Europe.
A quick look at the new guidelines released by Bank Negara regarding home loans, personal loans and pre-approved financing.
The Malaysian staple: the nasi lemak: has travelled the world just like the people of the country. But the prices indicate that there is, no place like home.
Its Father's Day this weekend. If you haven't figured out what to get Dad and the balance is running low: check out our handy ideas for father's day on a budget.
Hong Leong Mach has introduced the 'Third Way' of shopping: the Money Box and the Dream Jar. They promise these new savings accounts will help you reach your goals in double-quick time - is that really true? We put them to the test..
There are days when you need cash on the double and most (if not all) credit cards have this option. But before you run to your ATM; here are some things to think about.
Maybank is offering some peace of mind with their new Privilege Personal Accident Plan.
There are many other ways an emergency credit card can serve you in times of need. The RinggitPlus.com team spoke to a few ordinary Malaysians who found that their credit cards were there to save them in time of crisis.
Stacking up large amounts of credit card debt is a very real problem for many Malaysians, but it doesn't have to be the end of the world. There are effective ways to clear up your debt and a balance transfer is one of the best.
Everything you need to kow about one of the best Citibank credit card promotions there's ever been.
VISA and AKPK want to teach you more about managing your money. And they would like to do it in a fun way. The result? Financial Football!
How does the Citibank Rewards Platinum card measure up against the competition? We put this new Reward Points credit card through its paces.
Debit Cards are as easy and convenient to use as credit cards - but there's no risk of going into debt. The RinggitPlus.com team introduces some of the best debit cards in Malaysia.
Congratulations to all our winners! We hope you enjoy your prize. If you didn’t win this time, don’t worry because we’ll be having more competitions in the future.
Death and taxes, you can't escape either one. Or can you? The RinggitPlus team found several sneaky ways o get out of paying your credit card annual government service tax. Secrets contained within...
How does the Hong Leong's new Wise credit card compare to Malaysia’s best cashback credit cards? We have done the hard work so that you can find the best cashback credit card for your needs. The results may surprise you.
Welcome to RinggitPlus.com, a place that helps Malaysians get more for their money. We’ll help you find smart savings and special offers on the widest range of Credit Cards and Debit Cards.
Everything you need to know about Hong Leong's new Wise credit card. Are the 10% cash back rebates for real? Is this marketing hype or can this really be the card that saves you a fortune on your shopping?
Looks like Maybank and CIMB are going all out to get us to apply for and use their PETRONAS petrol credit cards. So which bank’s promotion is better?
There really is such a thing as a free lunch. Don't believe us? Apply for a credit card and find out? Which credit card? Read on and find out.
We might be stretching the analogy a bit but the war between Chong Wei and Lin Dan reminds us a lot of the battle between reward points and cashback.
Prices - they just seem to keep going up. Wages - they just seem to keep going down. What can you do to ease the pain? Read our guide to cashback credit cards and get more for your money.
No matter how much we love our points-funded treats, there’s one question that has really been bugging us – what is a credit card reward point worth? Here is a quick look at what you can get back for your credit card reward points
It's incredible what the banks are giving away with credit cards these days. Here are some awesome shopping rebates for new credit card customers.
Everyone tells us that we're petrol rich as a country - so why does it cost so much to fill up the car? Here's something you can do about that - our guide to getting the best credit card petrol rebates.
Danger: reading this post might be harmful to your Bank Manager. Today the RinggitPlus team want to wise you up on General Cash Back Credit Cards that give a great deal on petrol.
A car is a hole on four wheels that you pour money into, without a doubt the most money you’ll spend on your motor is the petrol bill. Wouldn’t it be great if you could get some cash back every time you filled up with fuel?
The season of giving is here – are you still thinking about what to buy for your loved ones? The RinggitPlus Team tell you about some fantastic Credit Card Reward Deals you don’t want to miss.
Education and Research Association for Consumers, Malaysia (ERA)'s My First Ringgit program, is part of their on-going Stretching Your Ringgit series, a financial education initiative aimed at kindergarten children between the ages of 4 and 6 years.
If we said that Banks are giving away free money you’d say we’re crazy, right? Wrong. Used wisely a Balance Transfer credit card can save you a fortune in interest. Some cards offer 0% interest over a short contract term.
With the holiday's just around the corner are you are planning to buy special gifts for all your loved ones? If you want to put some of these large purchases on your credit card then make sure you pay-off the monthly bill to avoid interest charges.
Never lose your loyalty cards again with this fantastic Malaysian app that let's you scan and save at loads of retailers, restaurants and coffee shops in KL. This virtual loyalty card app is available for iOS, Android and even Blackberry.
Sometimes even after careful planning and meticulous preparation, disaster strikes. A sick family member, a sudden job loss or a car breakdown; they can happen when you least expect it. As a result, you miss a credit card payment, or two.
We used to go everywhere together, my friend and I; movies, shopping, dining and even holidays. I loved being around her; she made me feel complete. When I was short on cash, she offered help. Then she betrayed me - who is she? My credit card