Money Saving Hacks
With the impending GST implementation and the price hike that follows, here are few methods to save money without compromising your living standards.
Frequently Asked Questions About Credit Cards
Do you have questions about credit cards or are you looking to apply for your first credit card? Check out our FAQ on credit cards for all the need-to-know information.
4 Things Worth Spending on
We are always told to save and be careful with our spending. But there are some things worth spending on. Here are 4 things that is often worth the money paid (and more).
4 Times an Emergency Fund Will Save You
Life is filled with all kinds of experiences; both good and bad. But there are those that are decidedly expensive. Here are situations in which you will be glad you had an emergency fund.
Money Lessons I Learned from the Lord of the Rings and the Hobbit
Watching movies are fun; but it's even more fun when you can learn life lessons and justify the 18 hours you spent watching it. Here are money lessons I learned by watching Lord of the Rings and the Hobbit.
4 Factors to Consider Before Getting a Balance Transfer
Balance transfers have been touted as the solution to your credit card debt woes but will it really work for you? Consider these factors before applying.
6 Weirdest Things Ever Done with a Stolen Credit Card
Having your credit card stolen is traumatic enough but if you aren't quick to notice it's absence and cancel it - you might find yourself looking at a bill for some really strange purchases.
The 7 Deadly Sins That Kill Your Finances
Finding yourself strapped for cash each month? Here are seven deadly sins that might just be the reason for your financial peril.
Where Can You Spend Your Bitcoins in Malaysia?
Just last week we explained the concept of bitcoins - but where exactly are these virtual riches useful? We show you where you can spend your magic internet money.
Magic Internet Money, or Bitcoin, for Muggles
Bitcoin has been getting more and more attention lately, with a slew of large household names adopting bitcoin payments over the previous year. But does the concept stump you? Check out our simple guide.
How Much to Give in a Chinese New Year "Ang Pow"?
Can't decide how much to slip into "ang pow" packets this year? Whilst it's great fun to receive them; the payout can be daunting as you wonder how much to give and if you have enough for everyone.
5 Questions to Ask Yourself Before Applying For Credit Card
Have you been thinking of signing up for a credit card? To find out if you're ready, here are five questions you should ask yourself.
Dude, Where's My Credit Card?
So the horrible has happened: your credit card has gone missing. It happens to the best of us. But before you go into a stricken frenzy; here are the steps you need to take to make it all a-okay.
What Games Can Teach You About Finance
Games are more than just fun pastimes or hobbies. In fact, personal finance lessons abound. Check out some of the money lessons hidden within games you've probably not noticed.
4 Reasons Why You Didn't Get the Best Fixed Deposit Rate From Your Bank
Fixed Deposits lately come with advertisements of super high, attractive interest rates but many people eagerly sign up only to find they didn't get the rate thought they would. Here are four probable reasons why that happened.
A Guide to Sending Money Overseas
Sending money overseas can be tricky. In this simple guide, we explore some of the most common ways you can do this, as well as their pros and cons.
6 Surprising Things You Can Rent in Malaysia
Renting is not a new concept by any means and the usual items on rental are such as homes; rooms; cars; books and even videos. But when we scoured the web we found a list of more surprising items you can rent in Malaysia.
5 Reasons You Should Scrutinise Your Bills and Statements
No one really likes looking too long at bills or statements and with the encouragement of online billing - fewer are even bothering to look at it at all. But skipping over these itemised billings may not be the best idea.
How Procrastination Can Be Good For Your Money
Procrastination is hardly ever talked about in a positive light but there are times when it can be good for your money. We show you five instances in which stalling can be the best thing you can do for your finances.
Lesser Known Ways to Score Cheaper Holidays with Your Credit Card
Your credit card isn't just useful as a payment tool or even for the usual methods of collecting rewards points and airmiles. Beyond the usual; there are lesser known ways to score cheaper holiday deals on your CC.
4 Money Reasons to Celebrate January 2015
With the fall of the Ringgit and the global oil crisis; you might wonder how one could possibly celebrate January 2015. But we like to search for silver linings - we found four which might give you just a little reason to smile.
Getting to Know the Skim Rumah Pertamaku (SRP)
The Skim Rumah Pertamaku was established to help low to middle income first time home buyers to purchase their first property. If this sounds like just the scheme for you; check out our quick guide to what it's all about.
A Guide to the Private Retirement Scheme (PRS)
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.
Should You Invest in Property?
Many people view property purchases as an investment. If you're thinking of getting your hands on a piece of the real estate pie as a long term investment then here are some basic pros and cons to remember.
A Quick Guide to the PR1MA Housing Scheme
The PR1MA Corp has just announced that a handful of new housing phases across the country are now open for booking. If you're in the middle-income bracket and looking to purchase a home this might be just the scheme for you.
5 Things Your Insurance Agent May Be Keeping From You
Insurance is big business and few people can deny the usefulness of having a policy. But are things always as they seem? We dig out the 5 things insurance agents may not be telling you.
3 Fun Things You Can Do to Help the Malaysian Economy in 2015
Yesterday, the Prime Minister announced changes which will be made to the 2015 Budget to face the economic challenges early 2015 served us. As we read the PM's speech we actually found 3 fun things Malaysians can do to help too!
Budget 2015 Revised to Meet Economic Challenges
The 2015 Budget revealed in October 2014 has undergone some revision to take into consideration the economic challenges 2015 has brought. We share the highlights with you here.
Dealing with Debt in Marriage
When you get married you agree to accept your partner completely: the good, the bad and the baggage. Sometimes, this includes a mountain of debt. Will you be able to deal with the added responsibility or will debt do you part?
Can You Afford Your Bucket List?
Since the 2007 movie of the same name won us over; the Bucket List has grown to almost cult status. Whilst it's awesome to have a plan of all the wonders you want to see in this life; have you wondered if you can afford it all?
Most Common Lies Retail Salespeople Tell You (and What They Really Mean)
Shopping: it's truly a national pastime! We all love a good dose of retail therapy and if you've done it as often as we have - you would have come across these lies most retail salespeople tell you to close a deal!
Top 5 Malaysian Money Myths to Discard
Money myths abound everywhere and you may have read generic myths online. But we're honing in on the misleading money myths Malaysians are exposed to that you can safely 'delete' from your brain (or take with a pinch of salt)!
All you need to know about Investment Linked Plans
Investment-linked insurance has become a new staple in the industry. But should you jump on the bandwagon? If you've thought about an investment linked plan and wonder if it's the one for you; read this first!
The Sneaky Added Costs of Ordering Online
E-commerce has made buying and selling just a whole lot better. Borders come down and local stock issues disintegrate as we can buy anything from anywhere with a credit card and a click. But the convenience comes at a price.
4 Reasons Why Women Need to Buy Women Specific Insurance
Insurance policies are important for both men and women but why do women need to buy lady-specific policies? We look at four reasons why you should opt for insurance policies designed just for women instead of generic coverage.
10 Realistic Financial Goals to Hit by 30
Personal finance sites can be filled with unrealistic advice for the average wage-earning Malaysian youth. You don't have to feel like you failed if your finances aren't perfect. We give you some realistic goals to aim for.
BLR to Base Rate: What Does This Mean For Your Home-Buying Dreams?
As of January 2, 2015; home loans are pegged against an internal base rate as opposed to the Bank Negara set Base Lending Rate. But what does this change mean for your home-buying dreams?
Things You Should Know Before Deciding to be a Stay-at-Home Parent
Taking on a new job as a full-time parent allows you to have your child under your watch. But is your household financial health able to bear the cost of a halved income?
3 Ways to Get Your Finances on the Right Track
Are you having trouble saving or worse, piling on debt month after month? You don't have to live like this. Here's how you can stop being your own worst financial enemy in just three steps!
What are Your Costs as a Landlord in Malaysia?
Being a landlord is no easy task and there's no special Landlord School to go to for first-timers. Learn how to rent out your property with our checklist of responsibilities and costs for folks looking to earn rental income.
3 Things Happening in 2015 That Will Affect Malaysians' Finances
Happy 2015 everyone! Whilst some of you may be aware that these are happening - we've compiled some of the big changes that will be affecting your money in 2015. You'll want to remember these in your yearly finance plans!
Will Your Insurance Policy Have Your Back in a Flood?
As waters in some parts of the areas in Peninsular Malaysia affected by flood recedes; the monumental task of cleaning up and rebuilding is on victim's shoulders. Some may have thought they could rely on insurance but can they?
Restart Your Credit Rating in 2015
Is one of your resolutions to build a better credit rating in 2015? Let us help! We tell you how to prettify your credit sheet in the coming year.
4 Things You Should Buy After Christmas
We may not have Boxing Day Sales in Malaysia but some things can still get pretty cheap after the festivities. We tell you about the 4 things you should wait til after Christmas to buy!
What Will Malaysians Be Doing on Christmas Day?
On the public holiday of Christmas; not a Malaysian was stirring. Most would be curled up in bed with a food coma from feasting! But jokes aside; what will Malaysians be doing this Christmas?
"Why I Didn't Buy You a Christmas Gift This Year..."
It's Christmas Eve; and if you haven't a present purchased yet, you're not alone. Some folks are giving up gift-giving and here are the reasons why.
Tips on Using Your Credit Card for Holiday Shopping
The ringing of the cash register during the holidays is almost certainly followed by the swiping of a credit card at the till. But before you whip out your card, check out our tips on using your plastic well this festive season.
5 Last Minute Spends to Reduce Your Income Tax
The year is almost ending and you're getting into the swing of shopping for Back to School Essentials or Christmas. Before you do, check out our shopping suggestions that will fill your cart and reduce your income tax in one go!
10 Non-Money Perks at Work We'd Like to See
It's almost the year end and some of you may be looking forward to big bonuses. For those of you not lucky enough to receive one ; we've compiled a list of non-money perks you could ask your boss (or just slip him this article!).
6 Money Mistakes You Make During the Holidays and How to Avoid Them
The holidays can be an expensive time even if you plan everything well. But when you don't, you risk losing a lot more than you bargained for. Here are 5 money blunders people make during the holidays and how you can avoid them.
What Does it Mean to Be a Guarantor?
Many readers have asked us about what it means if they have agreed to be a guarantor for someone. In this article we answer that question and give you some advice on what you should do if you are thinking of becoming a guarantor.
Last Minute Christmas Hacks that Won't Leave You Broke
Christmas is just 9 days away and if you're behind on your Christmas preparations; you'll be tempted to overspend to get things done. Don't fret, this quick guide should help you prepare in a jiffy without damaging your wallet.
Getting Your Credit Report (CCRIS) From Bank Negara
Last week's article brought up how you could clear yourself from being "blacklisted". Wondering if you're on that list? Here we tell you how you could get your credit report in a few easy steps.
Free (or really cheap) Exercise Tricks to Keep Healthy
Getting fit doesn't need to mean expending thousands a year in gym memberships or taking huge chunks of time out of your day. We list some of the cheapest ways to get fit without losing weight in the wallet as well.
Creative Gift Ideas To Save Money For Christmas
Christmas is just peeking around the corner and you're probably rushing to find those special gifts. But this festive time can also be murder on your wallet. Check out our creative gift ideas for those of you broke this Christmas.
What the Biggest Cons in History Can Teach Us About Scams
Everyone is out to get your money! Conmen aren't scrupulous. So how do you avoid getting scammed? We look at some of the biggest cons in history to see what we can learn from the best tricksters that ever were.
Can You Afford to Have a Baby in Today's Malaysia?
Everything is getting more expensive these days and having a baby is no exception. Whilst you may think you are emotionally ready for a child: are you financially ready? We check the real cost of newborn Malaysians
Steps to Clearing Your Bank Negara Blacklist Status
The term 'blacklist' strikes fear in many Malaysian banking customers. Here we tell you about the dreaded Bank Negara Blacklist and how you can clear your blacklist status.
Personalise the 'Face' of Your Maybank Debit Card
Need a change from the usual cherry design or Superman Maybank debit card? Maybe you're more of a mango kind of girl or Batman kind of guy. No sweat, now you can put anything you like on the face of your Maybank debit card!
3 Silly Ways to Avoid GST
GST is coming soon and you might be concerned that it will mark the end of your shopping sprees in one of Malaysia's many malls. We thought up some silly ways you can avoid GST. Well, maybe not that silly..
Budgeting Tips for the Perfect Holiday Season
December is already here, which means the start of Christmas celebrations; New Year parties; and school holiday trips. This also means a time of spending money! Don't go broke before 2015 by creating a budget with these tips.
What To Do When The Airline Loses Your Luggage
The thought of losing your baggage after a flight is a nightmare every traveler dreads. It's so important to be prepared. Read on and find out what to do if this happens to you - how to get your luggage back or get compensation!
Money Reasons to Love the Year End
2014 is coming to a close but instead of being melancholy over time passing you by, rejoice in the fact that your pocket may be fuller at the end of the year!
What is a Survivor Clause and Why Should You Have One?
A survivor clause in an ownership agreement, like a mortgage, could save you a lot of headache in the event of the sudden death of your wife, husband or partner. We explain how this works to protect you.
Prenuptial Agreements in Malaysia: Your Questions Answered
It's not the most romantic idea but prenuptial agreements can be useful in the event of a sticky divorce. If you're thinking of drawing up a prenuptial agreement; you may have many questions. Let us give you no-nonsense answers.
How To Get Your EPF Statement Online
Don't know where or how to get your latest EPF statement for that personal loan or credit card application? We'll tell you how easy it is to set up your i-Akaun online on the KWSP website!
5 Insurance Myths You Need to Bust Now
Think you know all about your insurance? What you know might be wrong. Read on as we debunk 5 common misconceptions and beliefs about insurance policies.
Death or Divorce: What will happen to your Joint Account?
Having a joint account is useful when paying collective bills but in the event of death or divorce - what happens to your money? Here is what you need to know to avoid getting locked out from your joint account
The Real Truth: Petrol Subsidy Removal
Just as we're glad that market fuel price is expected to fall, the government has decided to remove fuel subsidy on December 2014. As puzzling as this may seem, we reveal reasons behind this sudden measure.
Score Free Eats for Your Kids at These Top Restaurants
Eating out is expensive enough without having to order adult sized portions for your child. Never pay for a kid's meal again at these top restaurants where kids eat for free!
Should You Buy a Car or a House First?
Many fresh grads starting out will be asking this question - should they buy a house or a car first? The answer, may not be so simple. We take a look at the pros and cons for each option.
5 Money Reasons Why Growing Older Rocks!
There's no youth potion but there's the young at heart. Let's embrace aging and celebrate the perks of being retired. Here are 5 money reasons why growing older rocks!
4 Things We Hope Will Be Free in Malaysia Soon
As we head towards the government's vision 2020 we thought of the top 4 things we would like to see made free for citizens in the bid to attain developed nation status! Have a read and let us know what you think in the comments
5 Things You Can Buy if You Can't Afford a House in Malaysia
Buying a home in Malaysia is becoming an elusive dream for many due to higher than high property prices and stagnant wages. So what kind of abode is a person to buy if they cannot afford an actual house?
6 Credit Card Mistakes You Should Avoid
Credit cards can be useful and rewarding but using it unwisely will put your life in a whirlwind. Need a wake up call? Check out the 6 credit cards mistakes you should avoid.
Why China's Spurned "99 iPhone 6 Proposal" Man Still Wins the Internet
A man in China bought 99 iPhones as a proposal gimmick and was shot down. But what he's done is smarter than you may think. We tell you why: regardless of her answer he would still win.
The Malaysian Auditor General's Report 2013: a Financial Love Letter to Government Ministries
Media has been abuzz with snippets on the Auditor General's Report for 2013. How has our Ministries been spending public funds? We take a 'light' look at some of the highlights of the report.
How to Furnish Your New Home Without Going Broke
Buying a new home is expensive as-is but furnishing it could be the final nail in the coffin of your already strangled bank account. Here's a quick guide to payment options as well as tips on finding the best furniture deals.
Credit Card Beauty Pageant: Which is the Hottest Card in Malaysia?
You probably know the benefits of your card (and if not, bookmark our site!); but how does it measure up in the beauty stakes? We take a look at the best looking credit cards in Malaysia waiting to hang onto your trouser pockets!
5 Times You Absolutely Need to Ask About Terms and Conditions
Much like the Vietnamese Tourist who bought an iPhone 6 in Singapore; you could find yourself stuck with a nightmare bill or recurring charge if you don't pay enough attention to the Terms and Conditions of your purchase.
Your Insurance Could Cost You a Tycoon's Divorce Settlement
Getting divorced? Your insurance policy could cost you greatly if you're not careful. Here's how you can avoid a Tycoon-like settlement through your insurance via some simple steps.
How to Use Opportunity Cost to Make Better Spending Decisions
Opportunity cost isn't just a boring term for economists with little value in everyday life. Let us show you how using the basics of the opportunity cost analysis can help you make better money decisions.
Halloween Special - Scary Things You Can Do With Your Money
It's Halloween and you're probably looking forward to a spook-tacular night! We've listed some of the scariest things you can do with your money and all of them are priced as a bargain!
Best Credit Cards for Airport Lounge Access
If you're a frequent traveller, you may have thought of getting yourself a membership to airport premium lounges. Let us do the work! We tally the scores and present some of the best cards in Malaysia for airport lounge access.
Start Your Own Website Cheaply
Having an online presence is not just important, it's become a business non-negotiable! But whether you are a budding entrepreneur or simply a blogger with a passion - we show you how to start a website without piles of money.
Will Your EPF Be Enough For Retirement?
The question has been raised many times before but here we show you a simplified way of calculating whether your EPF will be enough for retirement.
Price Wars: Cheapest Mart
Need a pack of toothpaste, razor blades, or a can of cat food? Don't sweat it: neighbourhood convenience stores are on hand to help. But of course, convenience comes at a price. Find out just how much in our Mart Price Wars!
GST In Malaysia – Are you Ready?
There has been much talk about the implementation of Goods and Service Tax ( GST) in Malaysia. How will it affect the overall economy but more importantly; how will it affect teh tarik prices? Let us break it down for you.
The Biggest List of Money Saving Tips on the Web
The internet is filled with money saving tips for many different areas in your life but why trawl hundreds of webpages to find them? We've compiled some of the best money saving tips (some of these may be familiar) in one place!
Should You Upgrade to the Apple iPhone 6?
Apple's latest iPhone 6 is a great hit in other countries, but should you really save up your hard earned money to purchase one for yourself? Here's the lowdown on whether you should upgrade to the Apple iPhone 6 - or not!
Who Benefits From Budget 2015?
Budget 2015 has been unveiled and by now you may already be familiar with the highlights of what was announced. Let us answer a more important question: Who really stands to benefit from the 'People's Budget' of 2015?
RM2,500 Fresh Grad Salary: Why it's Not a Question of Enough
Much has been said about the fresh graduate salary of RM2,500 but should it be a question of something as subjective and open to opinion as 'enough'? Is RM2,500 really enough to live on?
What You Can Expect From Budget 2015
As we wait mere hours away from Budget Announcement today; we bring you some of our predictions for Budget 2015.
Property Prices in Malaysia: Can You Afford Them?
As many Malaysians bemoan the prices of property and the demand for affordable homes grow: we look to find out just how high the prices are and how much it will take for you to own your home. Can you afford a house?
7 Government Subsidies You Could Be Missing!
The removal of petrol subsidies is on everyone's mind, so we bring you some lesser known subsidies and benefits offered by the Malaysian Government. That could be good news for your pocket if you know how to use the knowledge
8 Funniest Items on the GST Exemption List
We finally got our hands on the list of items that Government says is exempt from GST. Check out some of the funniest entries and see what won't be charged GST!
Should you Apply for a Balance Transfer Programme to Cut your Credit Card Debt?
Are you up to your eyeballs in credit card debt? A balance transfer could help you escape from crushing compounding interest, but is it the best solution? Read our tips for choosing Balance Transfer credit cards.
Petrol Price Up Again at Midnight: RON 95 to Cost RM2.30 per Litre
Just as we're talking about more changes to the fuel subsisdy structure - the government drops another bomb. Price of RON 95 fuel will increase by RM0.20 to RM2.30 per litre.
Tiered Petrol Subsidy: The More You Earn the Less You're Allowed to Drive
Like the tiered levels of Dante's Hell, the Government is proposing a new plan for petrol subsidy which limits the amount of petrol people earning above RM5,000 can buy at the subsidised rate.
Tips and Tricks for Shopping Online
Online Shopping is here to stay and can only get oh-so-much better with time. Check out our tips and tricks to scoring super deals and keeping your financial details safe when shopping online.
Alert! Your Online Banking Account Could be Compromised!
Beware of Zeus’s lightning bolts, because they are attacking your smartphones! A new virus named after the Greek God is targetting online banking users accessing their account via their smartphones.
I Chat Up Women on Tinder to Build My MLM Business
Social media has made easier than ever for businesses to reach their target market. But who thought we'd see the day when a dating app would be used to recruit downlines for an MLM business? Truth is stranger than fiction.
Singles and Retirement: Don't be Forever-on-Loans
Almost every portal preaching about retirement planning must-do's will talk as if everyone is destined for marriage and the dual-income household. We're not. We're going to tell you how to rock single retirement like you should!
Real Property Gains Tax in Malaysia - What, Who, Where, and How Much
Do you have a property or two that you’re thinking of selling? In that case, you should know more about Real Property Gains Tax, or RPGT, in Malaysia.
What's the real difference between RON95 and RON97 Petrol in Malaysia?
You've heard the terms RON 95 and 97 as types of petrol in the media so often but do you really know what the difference between the two is and why one costs more than the other?
What You Need to Know When Cancelling Your Credit Card
Have you thought about cancelling a credit card (or two)? Before you do - read this quick guide on what you need to know (and consider) before cutting your cards up!
Are Reward Point Credit Cards Worth the Effort?
Some days ago we looked into Petrol Credit Cards and what you can expect from them. Join us now as we explore the world of the 'timeless' Reward Point Credit Card to see how worthwhile a card it is to have.
No more "Butts" - Stop smoking and Save up Instead!
Smoking kills – your bank account! Find out just how rich you would be if you save up instead of condemning your lungs! You might save enough to buy a Ferrari!
Are Fuel Cards Worth It?
Fuel cards claim they can save you money as you spend on petrol, but are they really worth the effort? We put fuel cards to the test so you can decide whether they'll give you more gas for less money!
Should you take on a personal loan to pay off your credit card debt?
Have a mountain of credit card debt that you’re dying to flatten out? Some of us resort to personal loans to get rid of the mountain debt. But is this the right move, financially?
10 Tips to Writing the Perfect Will
If you're new to will-writing; check out our ten top tips to creating the perfect will. Leave nothing to chance; or the wrong nephew. Write a water-tight will!
What it Means for Your Money When Banks Merge
Bank Merger Fever is gripping on the Malaysian commercial banking sector once again. It is important to find out what steps you can take to make sure your money is safe and sound!
Brokeback Budgeting: Life Hacks for Leaner Months
Car broke down? Rental shot up? Suddenly twisted an ankle? Whatever the cause, there may be some months where you find yourself broke. You're not alone on the range - we show you how to survive those leaner months.
Top 5 Highest Paid Fresh Graduate Jobs in Malaysia 2014
Having trouble deciding which career path to take? We might just have something that could help you out! Let's take a look at the 5 best paying fresh graduate jobs in Malaysia in 2014.
Cheap Petrol! RON 97 Down 10 sen to RM2.75!
We've great news to share- RON 97 has dropped down to RM2.75. Find it hard to believe? You are not alone.
Apple iPhone 6 In Malaysia – The Rumours So Far
The Apple iPhone 6 is coming our way - Will it be bigger, better, and much more expensive than before? We've got the rumour roundup to excite your inner Apple fan boys and girls!
5 Reasons You Should NOT Go to the MATTA Fair this Weekend
Thinking of heading to the MATTA Fair this weekend? Before you decide, check out five reasons why you probably shouldn't!
Marriage - For Richer or Poorer?
Are you ready to take your relationship to the next step? Here are the 5 financial topics you should discuss with your sayang before you head out onto the wedding aisle.
Frequently Asked Questions About Medical Insurance
Unfamiliar with medical insurance? If you don't know what "co-insurance" is, or how your premiums are determined, you're not alone! Read on to equip yourself with the knowledge to seek out the best policy for your needs.
Two-Faced Credit Cards: Friend or Foe?
Like a double edged sword, a credit card can be a friend when making a purchase or a foe when you struggle to pay the bills. To come out the winner, you must understand all the risks and benefits that come with paying on credit.
Broadband Internet 101: How To Choose A Service Provider
So you want internet - but who wouldn't? We've put together a simple broadband guide to put you up to speed with the latest in broadband technology and identify the best deals for you, whatever your circumstances.
BFM Speaks to RinggitPlus: How Rising Interest Rates Affect Consumers
Will the increase in Overnight Policy Rate mean significantly higher interest fees for us average Malaysians, or is it too small a change to make any impact? RinggitPlus CEO Hann Liew shares his view on the matter.
How To Cari Makan With RM50 A Week
Anyone can save a little money on weekly groceries, but doing so without resulting to cream crackers for dinner can be a challenge - or is it? Read on to find out how you can stop overspending at the supermarket!
6 Useful Tips For Better Budgeting
Budgeting may sound like a drag, but being neck deep in debt is much worse! Stop living from pay-cheque to pay-cheque - teach yourself to harness the power of your finances and achieve your goals!
Think Twice Before Using Your Credit Card On These Purchases
It can take years for you to build up good credit, but missteps like these can destroy all that hard work in one-fell-swoop!
The Difference between Gold, Platinum and Premium Credit Cards
Ever stare at a credit card catalogue and wonder what the differences were between Gold, Platinum and Premium credit cards? Its' actually not as complicated as you may think!
Why Starting An Emergency Fund Is A Good Idea
Building up an emergency fund, if you haven’t already, is one of the most important things you can do to help your finances. Start saving today!
10 Reasons To Own A Credit Card
Having a credit card is very much like owning a sharp tool - dangerous in the wrong hands, but a very useful financing tool if used for the right purposes.
How To Make The Most Of Your First Salaried Job
A crash course on essential money tips for all young working professionals out there. Learn to control debt, plan for retirement, avoid overpaying the taxman, and most importantly, enjoy life!
5 Things You Need To Know When Financing Your Car
Do your research before heading out to the car dealership! Here's a checklist of things to look out for when shopping for a car loan - get the best interest rates, pay affordable instalments, and look out for late payment charges!
Protecting Yourself Against Insurance Fraud
Insurance fraud doesn't just affect insurance companies, it also affects consumers as well. Best to be extra cautious when applying for an insurance policy in order to avoid being another statistic of this white collar crime.
Insurance Strategies For Every Stage in Life
As your life changes, so should your insurance needs. Whether you're walking down the aisle, or hanging the towel for retirement, it's important to protect your most valued assets with the right amount of coverage.
Making a Nomination in Life Insurance Explained
Making a nomination in your insurance policy is important as it can speed up the time it takes for your insurance company to pay out in the event of your death.
How To Make A Complaint Against A Financial Institution
Got beef with a bank or insurance company that can't be resolved? Don't sit around and sulk, get off your behind and make a complaint to these departments!
Converting Reward Points To Air Miles For Free Flights
Convert your credit card reward points to air miles and save money on flights and other travel services!
Top Free Travel Insurance Credit Cards in Malaysia
Want to book your next holiday on credit? Some credit cards offer complimentary travel insurance when you charge all your travel arrangements straight to your favourite piece of plastic. Read on to see which we think are the best!
Your Credit Score - The Deciding Factor On Your Loan Approval
The credit score should be a concern for anyone who wants to borrow money from a financial institution. At the end of the day, this score becomes the deciding factor on whether your loans gets approved or rejected.
Top 5 Travel Insurance Plans For Travel in Asia
We've done a little digging around to get you the top 5 travel insurance plans in the market. Whether you want low premiums, comprehensive coverage, or simply just want to keep yourself protected, we've covered them all!
Easy Payment Plans in Malaysia Explained
Ever wanted to buy something expensive but not fork out a huge chunk of cash instantly? An Easy Payment Plans lets you do just do that and can even save you some money in the process!
Top 5 Current Accounts In Malaysia
Read on to find out our top 5 handpicked choices for the best current accounts in the market. Whether you want to earn high interest, online banking, overdraft, or simply want to keep your money safe, we've covered them all!
An Introduction To Critical Illness Insurance
Eliminate your financial concerns with a critical illness insurance policy. Whether it's a serious medical condition such as cancer, heart disease, or kidney failure, a CI policy has got you covered from head to toe.
What You Need To Know About Current Accounts
Are current accounts only for business? With so many benefits to offer, such as overdrafts, cheque books, and even the option to earn interest on your current account balance, maybe it's time to rethink your banking!
How To Insure Your Home Loan: MRTA or MLTA?
You can insure anything these days, from your car or bike to your home contents or holiday, but did you know you can insure your mortgage too? Read our basic guide to MRTA and MLTA and find out which option is best for you.
How To Safely Shop Online With A Credit Card
Online shopping is steadily picking up, especially among the young. But does the average Malaysian know how to safely guard their credit card and online banking details safe from the evil clutches of online scammers and hackers?
Credit Card Travel Insurance vs Regular Travel Insurance
What's the difference between Credit Card Travel Insurance and Regular Travel Insurance? Read on to find out
Should You Buy More Than One Medical Insurance Policy?
Having one medical insurance policy is important to cover those sudden illnesses and big hospital bills but do you need more than one medical insurance policy?
Hotels & Credit Cards: How to get the best deals
Malaysia might not have Hotel Credit Cards to help score you better deals when booking a room, but there are still ways to make the best out of your current credit card when you're planning a holiday or business trip.
Standing Instruction vs. Direct Debit - Is there a difference?
Which option should you go for? Both essentially accomplish the same thing, and while the difference might be subtle, it would probably be worthwhile knowing the difference between the two.
What can I do to improve my Credit Report?
Bad debt weighing you down? Keep calm and read on for our tips on how to improve your credit report.
Travel Insurance Explained
Wondering if you should opt for travel insurance on your next trip? We've come up with a quick guide to help you decide!
A Savings Account For Every Stage of Your Life
You may know what a savings account is generally, but what is the difference between a basic savings account and a senior savings account? Read on to find out!
A Guide To Different Types of Credit Cards in the Market
Are all credit cards identical? No! Read on to find out more about the different types of credit cards available in the market.
3 Ways You Can Screw Up Your Life Insurance Policy
Think that you're covered for life? Better think again! Here's 3 ways that you could screw yourself out of your life insurance policy.
What You Need To Know About Car Insurance
If you dream to own a car, you'd have to get your motor insurance sorted, whether it's third party only or comprehensive protection. You like to drive fast, but what happens when you lose control and crash?
5 Things Not Covered By Medical Insurance
Surprise, surprise! Medical Insurance doesn't cover you for everything. Prepare yourself by checking out our list of 5 Medical Insurance Exclusions.
What happens if you do not pay back your Credit Card Debt?
Having insufficient financial resources to tame your unrestrained financial spending can lead to some major consequences. Let's take a look at what exactly happens when you miss your credit card payments.
7 Things that aren't Covered by Travel Insurance
Most people don't bother to look at the fine print when they sign up for a travel insurance. Here are some common exclusions and exceptions that we have found. Do consider them before you plan your next trip abroad.
Why you should not get a second credit card
Feel like getting a Second Credit Card? Stop! Think it Through, because Depending on your Spending Habits, You might Not Need one after all.
8 Reasons Why Your Credit Card Application Got Rejected
Wondering why your latest credit card application got rejected? Fret not, here's eight reasons why the bank might have given you the cold shoulder.
Should you dump your savings account for a fixed deposit?
Savings accounts may be useful when you need the money in time of need, but the interest rate is pretty low. Why not opt for a fixed deposit instead?
How to Tell the Difference Between A Current Account and Savings Account
Current accounts and savings accounts are the two most common types of checking accounts offered by banks - but what exactly is the difference between the two?
Fixed Deposit Variations - Step Up and CASA Bundling
Spot an unbelievable rate for a Fixed Deposit? Think again! We take a look at some of the methods banks use to inflate their interest rates.
The Difference Between Islamic and Conventional Fixed Deposits
Ever wonder what's the difference between a Conventional and Islamic fixed deposit? Well look no further because in this article, we'll be exploring the differences between the two.
How to Decide Between a Debit Card and Credit Card
Still debating whether or not to get a debit card or a credit card? You no longer have to, as we explain to you the pros and cons for both card types.
Can a balance transfer cut your credit card debt?
There may be times where you find yourself deep in debt and paying your credit card bill becomes a challenge. If this speaks to you, a balance transfer may just be what you're looking for.
Credit Card Tiered Interest Rates Explained
Have you ever looked at your credit card statement and wondered how your finance charge is calculated? All will be explained in this article.
Credit Card Splash and Dash
Start paying and stop borrowing - check out this sneaky trick to earn cashback on a RM10,000 purchase with a RM2,500 limit credit card
Bad habits that may be costing you financially
We take a look at some common financial mistakes and how you can save that money for better use instead.
Top 5 Credit Cards for the Young Professional
Have you recently started your first job? Let's take a look at the top 5 credit cards that will guarantee to manage your busy lifestyle.
3 Premium Credit Cards for the Malaysian Tycoon
This is the big league, boys. We take a look at 3 of the most exclusive credit cards in Malaysia only available to the most discerning tycoon.
Stretch your Ringgit when Shopping for your new Laptop Computer
The complete guide to how to choose the best computer that matches your budget. Have a read of our step by step guide to make the most of your Ringgit!
Top 5 Tips To Save On Airline Fees With A Credit Card
Airline fees are known to be notoriously sneaky and they almost never give you the full price initially stated. Well did you know that credit cards could help you cut down some of the costs?
Should you rent or buy a home?
Buying a home is a big decision. There are many factors you will consider such as how many rooms you should have or how many drive-ins are nearby. But more importantly - consider these factors!
How to Decide Whether to Buy a New or Used Car
Considering an upgrade on your wheels or a first car? The eternal question would be whether to buy a new or used car. We take on the question of buying new or used and turn it inside out to help you make a decision.
MyHome Programme – really making homes more affordable?
An honest look at the MyHome Scheme, which has just been announced. Will it help lower income earners buy property at last?
Last minute gift ideas for Valentine's Day
So you're a day away from V-day and you still haven't got your significant other a gift! It's never too late we'd like to think - here are some last minute ideas you can scrounge up at most places!
Valentine’s Day: Cost of Going for a Movie
One of the top things to do on Valentine's Day is to go for a movie. It used to be a pretty inexpensive way to have a great time but is that still true? Taking a look at the cost of a movie date!
Fixed Deposits worth checking out
Fixed deposits all appear the same on the face of it: a higher interest for your savings. But some are really better than others. Check out some of the products worth a look in the market at present.
Stop living paycheck to paycheck
Tired of having more month at the end of your money? Stop having that empty wallet feeling two weeks before payday with these 6 easy steps!
Top retirement money myths
Is your retirement fund in danger of being too sparse? It might be if you subscribed to one of or (gasp) all of these money myths!
5 things you need to know about reward point credit cards
If you're thinking of applying for a reward points credit card; keep these five things in mind to get the best card for your spending.
Why you should read your Credit Card terms and conditions!
The biggest lie ever told by the majority is the tick that says 'yes we read the terms and conditions'! Our super infographic will show why you should read them!
24 Countries; 13 months; RM50,000: How I trekked half the globe on a budget
Armed with a backpack and all the money he had left to his name, 30 year old Jason David trekked through the wilds of Mongolia to the cities of Europe, fulfilling a lifetime dream.
7 steps to being an Empowered Consumer
Amidst calls to cut back on spending, here are some more empowering ways to get more value for your money.
Top 10 things you can do with Kangkung
Prices have increased on everything these few months from sugar to petrol. But it would appear that the price of one thing has gone down.
Introducing Fixed Deposits in Malaysia
Banking basics made simple: A guide on all there is for a newbie to know about Fixed Deposits in Malaysia.
Real Life: The Gen-Y Money Tracker
Think it's hard keeping track of your spending? 25 year old Shan from the Klang Valley did more. He tracked every ringgit and created an awesome infographic with the data! How's that for a Gen-Y twist on money management?
Inspirational TED talks on Money
Are you looking to change the state of your finances in 2014? These amazing TED talks feature different views and experiences on finance that may be the push you need to get started.
4 Signs you are ready to be a Homeowner
So you're thinking of buying your first property. Beyond finding the perfect place at a price you can stomach, have you thought about whether you are truly ready for the commitment of owning a home?
Extreme New Year Resolutions to Save Money
Every year people make resolutions to live better, healthier lives and to save more money. Just for fun, here are some extreme resolutions we found to save money.
5 Things you should do about your finances before 2014
The New Year is a great time for fresh starts. Begin 2014 on better financial footing by making these five basic money moves now.
Introduction to Personal Loans
Thinking of a personal loan but not sure where to start? Read our easy guide on personal loans for newbies.
Listen Up! RinggitPlus on BFM RinggitSense
Christmas is a time for merriment but for many, the festivities are plagued by worry over how to pay for it all. On a talk with BFM, RinggitPlus CEO, Siew Yuen Tuck shares a different way of tackling money stress this Christmas.
The World's Most Expensive Christmas
They say money talks. During Christmas, it even sings carols. Just for fun, we wondered what the most expensive Christmas would look like with real examples of some of the priciest Christmas offerings.
How to tell if the deal isn’t a deal
Dealsites are everywhere on the net these days offering massive discounts on the basis of 'group-buying'. But are you really getting a good deal?
What kind of Christmas Tree can you afford?
Ah, Christmas trees! What would the malls in the Klang Valley be without them? Oh yeah, and your home too, of course! But what kind of Christmas Tree can you afford?
9 home loan rules you must read
You've read our handy guide on home loan basics - now check out these home loan tips to keep top of mind when you take out your first mortgage.
Gifts for those who made the ‘naughty’ list
Christmas is coming and you've probably got all your gifts for loved ones sorted. But what about the people you don't really like? Here are some hilarious options.
How to buy a house for the first time
Buying a home for the first time can be both exciting and intimidating. Check out our all-you-need-to-know guide on home loans.
Rewarding Credit Cards
Getting rewarded just by spending is one of the nicest aspects of using a credit card. Check out the top three credit cards that give you more than your usual reward points.
Kiasu ways to save money (that you shouldn’t try)
These are just some of the kiasu ways some Malaysians try to get more for their money. We don't recommend you try these!
DBKL assessment rate hike racquetball saga
DBKL announces that plans to increase assessment rates on property in the Klang Valley have been put on hold.
Starting the 0% sign-up offer revolution
Some banks in Malaysia have begun offering credit cards with interest free periods for new applications, much like American credit card companies.
World's most expensive burgers
Everyone loves a good burger. It's one thing to pay for an RM3 Ramli burger or RM6 McDonald's burger and another thing entirely to pay RM15000. Take a look at some of the most expensive burgers in the world.
Assessment Fee Hike for Kuala Lumpur Confirmed
Owning property in Kuala Lumpur is now going to cost you much more than before as City Hall confirms the increase in assessment fees despite protests.
The RM10 Challenge – Surviving on Thin Air in Kuala Lumpur
Armed with just RM10, we sought to answer a tricky question: Could one survive a workday in the Klang Valley with only this much money?
Introduction to credit cards
An introduction to the credit card for both about-to-be and present credit card owners. Read on to find out about credit cards: the good and the bad.
5 Weirdest things money can buy
The old saying goes that you can't buy happiness - but it seems there are a truckload of other things money can buy
Choosing your first Credit Card
Looking to get your first a credit card? Before sending in your application read our guide covering the basic info - what you need to know about credit cards.
Top 5 money-saving travel tips
The year's coming to an end and many of us are planning travel during the holiday and festive season. Going on a trip can be expensive, so here are 5 travel tips that can save you money.
Worker quits because his salary is too high
An IT worker in India has done what many believed to be impossible - he's quit his job because he earns too much money
Funding your education: PTPTN 101
If you're looking to fund your tertiary education you will most likely be looking at PTPTN to help fund your studies. Here's a quick guide on how the loan application works.
Healthcare unaffected by GST says Health Minister
There is some good news today: it appears the much dreaded Goods and Services Tax ( GST) will not be applied to healthcare costs.
No Spend November
The month of November is here and for those of us who are keen to have better control of our budget, take a look and see if you're brave enough to take on No Spend November.
Face your Money Fears this Halloween
Hallowe'en has often been a time for all things spooky. For many adults we've found there's nothing scarier than some serious money trouble.
3 Simple ways to grow your personal finance knowledge
This week guest contributor Kris from Knowthymoney shares his secrets about ways to grow your personal finance know-how!
GST and the increase in price of goods
The price of goods is expected to increase by 1% as an effect of GST. Economist Dr Yeah Kim Leng explains the increase and the reason behind the implementation of GST.
What cheap Hipsters do for Halloween costumes
With Halloween just a week away, we've got the most oddball outfit you can make on the cheap that'll surely make you stand out in a crowd. Provided the lights are turned off.
Personal finance apps for Android
Almost everything is done on a mobile phone or tablet these days, including your personal bookkeeping. Here we tell you about some of the best apps for Android devices.
Budget 2014 Expectations
The announcement of whats to come for Budget 2014 is drawing near and there are many expectations for the Government to cater to.
What will be the real impact of GST on Malaysians?
Much has been said about the oncoming GST. PwC hopes to clarify the situation with regards to price increases in their article.
Maybank2u 2B hacked?
Online rumours have spread that the Maybank2u site has been targeted to be hacked by a group of Pakistani pranksters - are they true?
The Track-O-Matic, learn to track your spending the fun way!
This video takes you through various situations where you could have saved yourself some money!
10 Top Tips to Keep Credit Card Costs Down
Love 'em or hate 'em you can't ignore the fact that credit cards are just about the handiest tool the bank gives you to handle your money - but how do you keep your spending in control and your costs down?
Spending expected to increase during year-end sales
With the festive season coming up expectation of people spending right up until Chinese New Year is high.
Malaysian economy is on track
According to Malaysia's central bank Governor Zeti Akhtar Aziz, Malaysia's economy is on track to expand to 5 per cent this year despite some weaknesses.
Accidental inventions that brought in the cash
The next time you invent something weird or funny, or found a whole new use for something, you might have invented the next big thing.
"Beat the Petrol Price Rise Competition" results announced
RinggitPlus held the "Beat the Petrol Price Rise Competition" last month and we now have our winners!
Flour subsidies headed for the chop
What with the recent petrol price hike and news about a possible cut in sugar subsidy, is the flour subsidy next in line for the chop.
Frequently asked questions about Personal Loans
Want to borrow some money? Don't know where to start? Read the top 5 questions about personal loans answered by the RinggitPlus team of experts
GDP and inflation to grow in 2014
There's always good news and bad news in the world of money. The Asian Development Bank has predicted that our GDP will grow in 2014, but so will inflation.
Real-life superhero pays parking fines
There's a superhero in Manchester and his 'superpower' is similar to that of Bruce Wayne and Tony Stark: a good dose of cash. But instead of building a fancy ride or super togs he decided to... pay your parking fines!?
Higher Sin Tax in Budget 2014
As many predicted, Budget 2014 will see the government imposing higher taxes on cigarettes and alcohol (widely known as 'sin tax').
5 credit card traps that keep you in debt
A credit card is the best financial tool when used the right way - but what's the right way? Read on and we'll explain what not to do with your new card.
BR1M disbursements changing in the coming Budget 2014
The BR1M will be seeing an increased amount and method of disbursement changed
Get paid handsomely by just staying in bed
For many staying in bed not doing anything and getting paid is a dream job. But can you really do it for 70 days straight?
Singaporeans feeling the pinch of Credit Card Debt
As Malaysians wait with bated breath to see what other damage the Budget 2014 will inflict on their already tight spending, it appears Singapore isn't safe from the debt crunch either.
The new Mobile Payment from Facebook
Facebook is rolling out a new payments feature that will let you easily charge items to your credit card while shopping on your smartphone.
Top five balance transfers in Malaysia
There are lots of balance transfers available but we've sifted through the masses and picked the top 5 currently available.
The unsweet sound of sugar subsidy cuts?
There is now talk that the subsidy on sugar may also be cut in a bid to 'curb the spread of diabetes'.
Grumpy Cat Raking Big Money on a Bad Cat-titude
If you're a cat being grumpy (or just looking like it) pays off. In six digits. But not as a human unfortunately.
Primary School Students set to be taught to Manage Money in 2014
In a bid to start educating the young on money, the Malaysian Education Ministry are in talks with Bank Negara to teach financial literacy to primary school students.
How long should you take to pay off your personal loan?
When taking out a personal loan, longer tenures may make your repayment amounts lower but beware: you could end up paying almost half the borrowed amount in interest.
The launch of iPhone 5c and 5s
With a week left to go for the launch of iPhone 5c and 5s, gadget geeks and Apple fans are can already be seen queuing up outside retail stores. How far would you go to be the first few to get the phone?
How to recover from being made bankrupt
We've previously written about what bankruptcy is and what it happens when you're made bankrupt. In this post we'll tell you how to get yourself back on the path to creditworthiness.
6 things you must know about credit card terms and conditions
Most people don't read their credit card terms and conditions when they apply. If you aren't fond of small print make sure you know how to check the most important things that you're agreeing to.
New EPF rules mean more for retirement but less for unit trust investments
EPF is our go-to source for money when we reach retirement age. Did you know that new rules will be implemented in January 2014?
Show me the money!
Ever wondered where the famous phrase of "show me the money" came from? It is from non-other than the movie Jerry Maguire, aired in 1996.
Personal finance apps for your iPhone and iPad
A short list of some of the best personal finance apps for your iPhone and iPad. The best part: they're all free.
Petrol price rise RM0.20 per litre, sales of bicycles to skyrocket?
The government announced that by midnight tonight, RON95 and diesel fuel prices will rise to RM2.10 and RM2.00 respectively.
World's first 'test tube' burger eaten in London costs £215,000 to make
Thinking up different kinds of sources being the food of the future? One of them could be a lab-grown burger but it would have to be way more affordable than the current tag.
Which is more important, your friends or money?
There can be times where we have to make a decision between friends and money. Arguments could have ensued as well. Which is more important to you, friends or money?
GST and Reduced Subsidies: Malaysians in for harder times
In one fell swoop the Malaysian Treasury has announced measures that will further contribute to your empty pocket syndrome.
Mother tries to sell her daughters virginity online
Mother attempts to sell daughter’s virginity for RM5015 and other assorted stories.
Are Malaysian Debit Card charges set to rise?
Banks in the US are considering passing on swipe fee charges to debit card holders. Would you still use your debit card if the same thing happened here?
DBKL and the new Rat Race: RM50,000 up for grabs
Get out your moldy cheese and rat traps, DBKL is starting a new kind of rat race where you can earn an extra buck. Literally.
Dealing with Credit Card Promoters
YouTuber jennchiayy shares her tips on dealing with those pesky credit card promoters in a hilarious video!
PTPTN loan defaulters not going into CCRIS
After a three day flip-flop, PTPTN's plan to list defaulters on the CCRIS system is halted at cabinet. So how is one to deal with defaulting borrowers?
How to choose a credit card payment provider for your website
The founder of 1-million-dollar-blog shares with us the ways you can start accepting online credit card payments on your e-commerce site.
You could be bankrupt and not even know it
In which we reveal the startling truth that you can be made bankrupt without your knowledge. Yes, we were suprised too! Read on and find out what we learned from our specialist bankruptcy lawyer.
Weakened ringgit causes concern for students abroad
The ringgit falls to a three year low, leaving parents of and students abroad in a pinch over increasing costs of living.
Funniest Finance Memes
Check out some of the funniest memes we've found on the net in relation to the wonderful world of finance.
Giro Interbank - An alternative way to make Credit Card payment
Guest contributor Xaivier Chia gives us an introduction to new Interbank Giro fees, explaining how it can be easier and more cost effective to pay your credit card bills online.
Asians worried about the economy, reports GfK
Survey by GfK shows increasing concerns about the economy, unemployment, and inflation amongst consumers in the Asia Pacific region.
What is a Standing Instruction?
You may have heard of Standing Instructions. Here we explain how they work and what you should consider before applying for a Standing Instruction to manage your monthly payments.
Wedding loans amongst Muslims on the rise
In recent reports from Kosmo! there appear to be more and more Muslims turning to personal loans to fund weddings.
5 top tips on credit cards for teenagers
If you're considering giving your teenage a credit card: here are five things to consider before applying for that supplementary card.
Attributes of the Ideal Personal Financial Adviser
Prominent blogger and personal finance guru, KC Lau guest posts on RinggitPlus to tell you how to find the best personal financial adviser for your needs.
Ramadhan credit card promotion round-up
As Ramadhan draws to a close; we look at some of the best deals that you can still enjoy in the next two weeks before it runs out!
What does it mean to be bankrupt?
How much do you know about bankruptcy? RinggitPlus delves into the dark world of bankruptcy and together with a bankruptcy lawyer help you to understand how this declaration really works.
Top 5 things you need to know about personal loans
Thinking of applying for a personal loan? Here are the most important questions to ask before doing so.
How much would you pay for a Minion?
It seems as if the entire nation has got Minion fever. To the point that resale has reached ridiculous heights. How much would you pay for a plastic Happy Meal Minion?
Alliance Bank Sure Gifts with Balance Transfer and Fast Cash
Apply for a balance transfer or Fast Cash personal loan from Alliance Bank and receive attractive electronic gifts like the Samsung Galaxy S4.
Catch the Cashback Fever – Apply for a Citibank credit card
Citibank is giving away a generous RM550 when you sign up and spend with a new Citibank credit card.
A new perspective on types of insurance
Are insurance policy types doing your head in? A simple look at the kinds of policies available courtesy of Lieu Ching Foo; founder of How to Finance Money and advisor for Fin Freedom.
How much bubble tea are you getting for your buck (or ringgit!)?
As you sip your favourite bubble tea drink at the neighbourhood mall kiosk; have you ever wondered how much bubble you are getting for your RM5.90?
Use your EPF to pay for your Home Loan or Tuition
Your EPF account isn't just a retirement fund: it can also be used to aid in debt management by helping you pay for your home loan, school tuition, or investments.
Four easy ways to manage debt
Don't let debt be the end of you. In just four ways, you can take charge of your financial position and lay your debt to rest.
Apply for OCBC Titanium, win a Samsung Galaxy S4
Here's a chance for you to get one of the hottest smartphones in town: win the Samsung Galaxy S4 when you apply for the OCBC Titanium Mastercard
Maybank Guaranteed Gift Balance Transfer
Apply for a Maybank credit card balance transfer and receive either a brand new iPad Mini or Samsung Galaxy S4. Hop on in to find out how.
What are the most popular credit cards for online payment?
Online shopping is booming but what are shoppers' preferred way of making payment? E-commerce Milo guest posts on Ringgit Plus to share with you the answer.
Fly to Europe with Citibank’s PremierMiles American Express
A sign up offer from Citibank, tying in with their new PremierMiles American Express gives you enough Enrich Miles to travel to Europe.
New BNM Guidelines: will it reduce the debt burden?
A quick look at the new guidelines released by Bank Negara regarding home loans, personal loans and pre-approved financing.
Credit cards with online benefits
Looking for a credit card with a little something extra for the online shopper? We've got a list of cards that rewards you for going e-commerce.
Grocery shopping online: All you need to know
Eggs; click. Fish; click. Rice; click... Thinking of doing your grocery shopping online? We've got all the information in our handy guide.
Nasi Lemak: how much would you pay for a taste of home?
The Malaysian staple: the nasi lemak: has travelled the world just like the people of the country. But the prices indicate that there is, no place like home.
Top 5 Father’s Day gift ideas that won’t break the bank
Its Father's Day this weekend. If you haven't figured out what to get Dad and the balance is running low: check out our handy ideas for father's day on a budget.
Introduction to the credit card
A basic introduction to the world of credit cards. If you're a newbie, you'll want to read this first.
Hong Leong Mach‘s ‘Third Way’ reviewed – a new way to shop?
Hong Leong Mach has introduced the 'Third Way' of shopping: the Money Box and the Dream Jar. They promise these new savings accounts will help you reach your goals in double-quick time - is that really true? We put them to the test..
May Day: Tax Filing Deadline Reminder!
It’s that time of year once again! The 15th May extended deadline for filing your individual tax returns is fast approaching. Which begs the question: are you paying too much tax? Read our quick guide to your tax obligations and find out.
Credit card ideas for Mother’s Day
We hope you haven’t forgotten Mother’s Day, we hope you’ve got plans for taking your Mum out and spoiling her rotten. If you don’t know what to do we just might be able to help, check out some amazing deals from Malaysia’s Banks.
Different types of home loans in Malaysia
Ready to buy your first property but don’t know how to find the best deal on a mortgage for your budget? Read the RinggitPlus.com no-nonsense guide to the many and various home loans on offer in Malaysia and you might save a fortune..
Don’t Fall Victim to Credit Card Fraud
There are many things one can do to prevent falling victim to credit card fraud. Here’s a few to remember.
How to apply for a credit card online
Want to find the best deal on a credit card and apply online? Well, you’ve come to the right place. Our handy little guide will explain how you can make your new card application without getting out of your chair.
How to apply for a Personal Loan
Need cash fast? Want to take out a Personal Loan? Stop! Before you do anything else read our basic guide to applying for a bank loan. We’ll walk you through processing an application.
Are Your Credit Card Details Safe Online?
As online shopping grows in popularity, so do the risks of credit card and banking fraud. So how do you indulge in shopping safely online?
How credit cards can make you broke
Paying with plastic doesn't have to be drastic, not everything you hear about irresponsible lending is true. We tell you how to get the most out of your credit card without going bust.
How rewarding is your credit card?
Reward cards, loyalty bonuses, redemption points - Malaysians love to be rewarded for their spending. But with so many reward programmes how do you know you’ve chosen the right one? Read our review of the best Reward Points plans.
Getting started: car loan applications
Found the car of your dreams and want to borrow money to buy it? The dealer doesn’t always know best. You need to read the RinggitPlus.com guide to applying for a car loan!
Islamic Banking terms explained
While the rest of the world suffered a credit crunch Islamic Banking boomed - Malaysia is the world centre of this new financial services industry. Learn the Islamic Banking basics and get ready for World Domination.
Cash Advance on Your Credit Card? Here’s What You Need to Know.
There are days when you need cash on the double and most (if not all) credit cards have this option. But before you run to your ATM; here are some things to think about.
Protect Yourself and Loved Ones with Maybank’s New Privilege Personal Accident Plan
Maybank is offering some peace of mind with their new Privilege Personal Accident Plan.
How to prepare for a home loan
What are the three most important things you need to decide before you put your signature on a mortgage agreement? Don't know? Read our quick guide to Home Loan preparations and find out.
Different types of Personal Loans in Malaysia
Sometimes you just need to borrow some cash really fast. Before you call the loan sharks check out the RinggitPlus.com guide to the many and various different Personal Loans available in Malaysia
We’ve got you: the credit card safety net
There are those times when you reach for your wallet, or stick your hand in your pocket, and find you've got no cash left. At those moments your credit card is the best friend you'll ever have. Don't believe us? Read our stories..
Go Green with Maybank
In an effort to do a little more to preserve our environment for future generations, Maybank has devised some interesting tools to encourage you to do your part with their m2u loves the earth campaign.
Malaysia Home Loans - the basic facts
Applying for a home loan can be a scary experience, especially when you’re planning to be a first time property owner. RinggitPlus.com provides some basic advice for first time Home Loan applicants.
Credit card superheroes - making the most of your plastic in an emergency
There are many other ways an emergency credit card can serve you in times of need. The RinggitPlus.com team spoke to a few ordinary Malaysians who found that their credit cards were there to save them in time of crisis.
The great balancing act: making credit card balance transfers work for you
Stacking up large amounts of credit card debt is a very real problem for many Malaysians, but it doesn't have to be the end of the world. There are effective ways to clear up your debt and a balance transfer is one of the best.
Best credit card sign up offers
Want to know the best credit card sign-up offers available today? Well, we've got the inside information on all the best deals in Malaysia. Whether you want a free gift, extra cashback, or more reward points - read on!
Personal Loans - things you need to know
So you you've heard about Personal Loans but you don't actually know the basics and don't want to ask at the bank because they'll just try to hard sell you. Read the RinggitPlus.com quick guide to Personal Loan basics.
5 ways to get out of credit card debt
Your favourite clothing brand goes on sale. A week-long overseas vacation. That latest gadget that you just have to own. Another party to celebrate another weekend. And how do we pay for all of these? With our credit cards, of course!
How to finance your home improvement project
In our last article, we gave you some handy pointers on how to save money while you spruce up your home. Today, we’re going to have a look at the methods you could use to actually fund your renovation work.
Some useful money-saving home renovation tips
Thinking of upgrading your home?Besides your workplace, your home is another location you spend most of your time in. Needless to say, it will not escape from some degree of wear and tear throughout the years.
Credit card free watermelon
No, you didn't read that wrong. In his new monthly column for KiniBiz our CEO, Yuen Tuck Siew, tells us why we should always think twice about great offers and make sure we do our research.
How we Malaysians pick our plastic
Different folks choose their credit cards for different reasons. To fulfil different needs. Being the curious kind that we are, the RinggitPlus team recently ran an email survey among our readers to find out more about this. Here’s the lowdown.
Apply for a Citibank credit card and win 200,000 Rewards Points, RM1,000 or 40,000 Air Miles
Everything you need to kow about one of the best Citibank credit card promotions there's ever been.
PlayMoolah helps your kids wise up on money
We all want our children to know the value of money and how to spend it wisely. But in our own need to earn cash, we may not always have the time to impart our financial understanding to them.
You could see your name on the Forbes list, too
So recently Forbes announced its much-anticipated list of the 50 richest Malaysians. Not surprisingly, it’s one that’s still dominated by the usual suspects – Robert Kuok, Ananda Krishnan, Tan Sri Lim Kok Thay and the like.
VISA and AKPK bring you Financial Football online game
VISA and AKPK want to teach you more about managing your money. And they would like to do it in a fun way. The result? Financial Football!
Has Google released its own credit card?
Well, they haven't. Or at least they haven't yet. But our friends over at Credit Card Compare have come up with a pretty amusing infographic that might just answer the question, "What if they did?"
Well whaddaya know, you’re a bank!
Ever wondered what it’s like to run a bank? Wonder no more with the You’re a Bank app out now on the Android and iOS platforms.
New Citibank Rewards Platinum credit card – compared
How does the Citibank Rewards Platinum card measure up against the competition? We put this new Reward Points credit card through its paces.
Five of the best debit cards you could get yourself
Debit Cards are as easy and convenient to use as credit cards - but there's no risk of going into debt. The RinggitPlus.com team introduces some of the best debit cards in Malaysia.
Your mobile phone, your credit card?
Imagine a world where you no longer have to whip out your wallet and use your credit card to make payments. Instead, all you need to do is tap your mobile phone on a reader and everything is duly processed.
Top 5 Celebrity Debit/Credit Cards
Bet you can name a few stars and celebrities who have their own line perfume, or headphones. Well do you know any famous folks who've put their name on a credit card? We found a few..
RinggitPlus.com iPad mini Competition Winner
A very big Thank You to everyone who took part in our Win an iPad mini Competition. It was wonderful to have so many entries and we were really impressed by your answers to the Competition Question.
Here are the RinggitPlus.com iPad mini & voucher giveaway winners!
Congratulations to all our winners! We hope you enjoy your prize. If you didn’t win this time, don’t worry because we’ll be having more competitions in the future.
Write off your service tax with these credit cards
Death and taxes, you can't escape either one. Or can you? The RinggitPlus team found several sneaky ways o get out of paying your credit card annual government service tax. Secrets contained within...
Is Hong Leong’s Wise Credit Card the Best Cashback Credit Card for You?
How does the Hong Leong's new Wise credit card compare to Malaysia’s best cashback credit cards? We have done the hard work so that you can find the best cashback credit card for your needs. The results may surprise you.
RinggitPlus.com Helps Malaysians Get More For Their Money
Welcome to RinggitPlus.com, a place that helps Malaysians get more for their money. We’ll help you find smart savings and special offers on the widest range of Credit Cards and Debit Cards.
A Credit Card offering 10% Cash Back Rebates? Welcome to the new Hong Leong Wise Credit Card!
Everything you need to know about Hong Leong's new Wise credit card. Are the 10% cash back rebates for real? Is this marketing hype or can this really be the card that saves you a fortune on your shopping?
CIMB and Maybank’s PETRONAS petrol credit cards fuel intense rivalry
Looks like Maybank and CIMB are going all out to get us to apply for and use their PETRONAS petrol credit cards. So which bank’s promotion is better?
Best credit card sign up promotions – Mach by Hong Leong Bank joins the fray
There really is such a thing as a free lunch. Don't believe us? Apply for a credit card and find out? Which credit card? Read on and find out.
Cash Loans On Your Credit Card
Using your credit card in an ATM can be very dangerous for your financial health. Generally, interest rates on cash advances are huge. Here are a few tips and tricks to save you money when you stick your card in the money machine.
Credit Card Rewards Points vs. Cash Back is Chong Wei vs. Lin Dan
We might be stretching the analogy a bit but the war between Chong Wei and Lin Dan reminds us a lot of the battle between reward points and cashback.
Fight Rising Prices with The Best Cash Back Credit Cards
Prices - they just seem to keep going up. Wages - they just seem to keep going down. What can you do to ease the pain? Read our guide to cashback credit cards and get more for your money.
Credit Card Reward Points Compared
Which credit card reward programmes get you the most bang for your buck? And how can you accelerate the way that you earn rewards? Two really good questions. Here are the answers.
What’s The Point of Credit Card Reward Points?
No matter how much we love our points-funded treats, there’s one question that has really been bugging us – what is a credit card reward point worth? Here is a quick look at what you can get back for your credit card reward points
The Best Shopping Rebates for New Credit Card Customers
It's incredible what the banks are giving away with credit cards these days. Here are some awesome shopping rebates for new credit card customers.
Best New Credit Card Sign-Up Offers
Bankers are people that help you with problems you would not have had without them.Is that a bad joke or that the painful truth about Banking? Doesn’t it feel like there are always strings attached? Well not anymore.
Petrol Cash Back Credit Card Sign Up Promotions You Can’t Ignore
Everyone tells us that we're petrol rich as a country - so why does it cost so much to fill up the car? Here's something you can do about that - our guide to getting the best credit card petrol rebates.
Everyday Cash Back Credit Cards That Give A Great Deal On Petrol
Danger: reading this post might be harmful to your Bank Manager. Today the RinggitPlus team want to wise you up on General Cash Back Credit Cards that give a great deal on petrol.
Malaysia’s Best Petrol Station Branded Cash Back Credit Cards
A car is a hole on four wheels that you pour money into, without a doubt the most money you’ll spend on your motor is the petrol bill. Wouldn’t it be great if you could get some cash back every time you filled up with fuel?
What is a Cash Back Credit Card?
Rather than provide points and other credit card rewards, Cash Back Credit Cards calculate the total value of your monthly spend and then give you back some of this in the form of cash.
Year End Credit Card Promotions You Won’t Want To Miss
The season of giving is here – are you still thinking about what to buy for your loved ones? The RinggitPlus Team tell you about some fantastic Credit Card Reward Deals you don’t want to miss.
My First Ringgit Puts Kids On The Right Track
Education and Research Association for Consumers, Malaysia (ERA)'s My First Ringgit program, is part of their on-going Stretching Your Ringgit series, a financial education initiative aimed at kindergarten children between the ages of 4 and 6 years.
I See Debt People
Credit Counselling and Debt Management Agency, better known as AKPK, has been very busy these days. Thanks to AKPK’s good work, 2,460 people have managed to settle RM80.9 million bank debts via its credit management programme.
Who Watches The Watchmen!
Everyone loves Price Comparison Websites, they offer simple tips on saving when you shop, pay bills or borrow money, but who checks the price comparers to make sure their advice is accurate?
Graduate With (Dis)Honours
Students are graduating from university with huge levels of debt. While it’s disheartening to see young Malaysians carry financial burdens we can’t help but wonder what drove them to spend more than they could afford?
How to Get Back Your Time: All 36 Hours of It
In a new ‘PayPal Skip the Queues Survey 2012’, it looks like more Malaysians are turning to the Internet to shop with a credit card.
How Do Balance Transfer Credit Cards Work? Here Are The Best Deals.
If we said that Banks are giving away free money you’d say we’re crazy, right? Wrong. Used wisely a Balance Transfer credit card can save you a fortune in interest. Some cards offer 0% interest over a short contract term.
Save On Your Holiday Shopping With These Flexi Payment Plans
With the holiday's just around the corner are you are planning to buy special gifts for all your loved ones? If you want to put some of these large purchases on your credit card then make sure you pay-off the monthly bill to avoid interest charges.
Flexi Payment FAQs
Have you come across adverts from banks offering Flexi Payment Plans? These offers are really great way to buy that laptop, smartphone, washing machine or fridge and spread the payment over several months.
The Bank That Rewrote The Smallprint
Have you ever read the terms and conditions of a credit card application form before signing it? Chances are you will answer that question with a big fat no. The small print is too long and complicated, words only a lawyer could understand.
Spend & Win The (Yet To Arrive) iPhone 5!
Fancy an iPhone 5 but just don’t have the cash? Fret not! All you need is a credit or debit card from CIMB, UOB or Maybank, swipe as little as RM50 on retail transactions and you’ll be in the running to win this highly anticipated smartphone!
Online Shopping: Are Women Still From Venus?
Women are often stereotyped as impulsive buyers and they tend to shop for both essential and unnecessary products. Men on the other hand are seen as more disciplined shoppers, buying only what they need and in a short amount of time.
Loyalty Cards Made Easy With Chop Chop Mobile App
Never lose your loyalty cards again with this fantastic Malaysian app that let's you scan and save at loads of retailers, restaurants and coffee shops in KL. This virtual loyalty card app is available for iOS, Android and even Blackberry.
Being Late Doesn't Have To Hurt Your Wallet With These Low Interest Credit Cards
Sometimes even after careful planning and meticulous preparation, disaster strikes. A sick family member, a sudden job loss or a car breakdown; they can happen when you least expect it. As a result, you miss a credit card payment, or two.
Credit Card: A Friend in Need or A Foe Indeed?
We used to go everywhere together, my friend and I; movies, shopping, dining and even holidays. I loved being around her; she made me feel complete. When I was short on cash, she offered help. Then she betrayed me - who is she? My credit card
Outsmarting Your Credit Card Debts
Salary’s spent, savings exhausted and the car loan payment is overdue again. Friends, family, and colleagues are equally short of cash and can’t lend you money – the panic sets in. How am I going to survive the next 15 days with only RM50?
Is that a calculator in your wallet?
How would you like to have a smarter credit card? A card that takes security to a whole new level? Behold the future of credit card! MasterCard Worldwide has unveiled the next-generation of payment card: the MasterCard Display Card.
Home Without The Hardship
We complain that we don’t have enough money, yet when the new gadget is launched we can’t wait to get our hands on it.The truth is we often crave what we don’t need. If you're serious about saving, it’s a lot easier than you think: start now.
