Service Tax To Apply To BSN Zing Card Auto Reload Fees

Samuel Chua

9th February 2026 - 1 min read

Bank Simpanan Nasional will apply an 8% service tax to the auto reload fee for its BSN Zing Card starting 1 March 2026, following changes to Malaysia’s Sales and Service Tax rules covering financial services.

The service tax applies only to the fee charged for using the auto reload feature and does not affect the amount reloaded into the card or manual top-ups.

Why The Change Is Being Made

The move is in line with the expansion of the Sales and Service Tax scope under the amended Service Tax Regulations 2018, which brought certain financial services under service tax from 1 July 2025.

As the auto reload function is classified as a financial service, the associated fee will now be subject to service tax from March 2026.

What Cardholders Should Expect

Customers who use the auto reload feature will see a slightly higher total fee once the service tax is applied, although the increase depends on the existing auto reload fee charged by the bank.

Those who prefer to avoid the additional cost can continue using manual reload options, which are not affected by the service tax.

Samuel Chua

Samuel writes about personal finance and financial news, focusing on how banking updates, policies, and promotions affect everyday money decisions. He enjoys making complicated financial topics easier to follow. Outside of writing, he spends his time watching TV shows and occasionally convincing himself he will only watch one episode.

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